Last updated: 29 September 2020

Whatever your age, your first car insurance policy will probably be the most expensive you ever buy.

  • Some insurers will offer much lower premiums than others so it pays to get as many quotes as possible to find the best deals.

  • Never buy your car insurance on price alone; look for the policy with the right cover for you, because the cheapest policy could cost you more in the long run.

How to save on new driver insurance

Try a black box policy that records your driving and could mean cheaper cover if you drive safely. Find black box quotes here, and find out how it works here.

Fully comp for new drivers

Get comprehensive cover, which not only gives you the best protection, but can be cheaper than lower levels of cover. This guide explains which level you should get.

Add a driver to your policy

Add an experienced driver to your policy. Having a safe driver on your insurance could mean lower quotes; find out more about adding drivers to your policy here.

This guide has more tips on finding the right cover as a new driver.

Don’t forget your excess

When you make a claim you will have to pay an excess, so check how much each policy charges when comparing quotes.

Some insurance companies charge an additional excess for inexperienced drivers, so make sure that you can afford the excess amount in the event of a claim. Find out how car insurance excess works?