Whatever your age, your first car insurance policy will probably be the most expensive you ever buy.

Some insurers will offer much lower premiums than others so it pays to get as many quotes as possible to find the best deals.

Never buy your car insurance on price alone; look for the policy with the right cover for you, because the cheapest policy could cost you more in the long run.

More ways to save

This guide has more tips on finding the right cover as a new driver.

Do not forget the excess

When you make a claim you will have to pay an excess, so check how much each policy charges when comparing quotes.

Some insurance companies charge an additional excess for inexperienced drivers, as shown in the table above. Make sure that you can afford the excess amount in the event of a claim.