There are four areas of your business finances that are worth regularly reviewing:

1. Any borrowing, including credit cards, finance and loans

2. Your bank account and any deposit accounts

3. Your insurance policies

4. Any business services, including your gas and electricity contracts

Get the finance your business needs

It's important you choose the right product and shop around to find the cheapest option. You can use our business comparisons to look for:

• Loans: ranging from £1,000 up to £1,000,000+

• Credit cards: to help you manage your business expenses

We also cover specialist business finance areas like:

• Bad credit business loans which could be available if your business has poor credit

• Invoice finance where you borrow money by using your outstanding business invoices

• Revolving credit facilities which gives you flexibility to borrow only what you need

• Merchant cash advances where you borrow against your businesses card takings

• Asset finance which you can use to purchase items like machinery and office equipment

Sort your day-to-day spending

If your business has cash reserves you want to get a return on, you can compare savings rates here.

Protect your business

Getting the right insurance for your business is crucial to fulfil your legal obligations and to protect your business should something go wrong.

There are two main policies you must have by law:

1. 1.

   Employers' liability insurance if you employ any staff. It covers claims if they are hurt or die while working for you.

2. 2.

   Commercial vehicle insurance if you use a vehicle for your business. You need third party cover as a minimum, but comprehensive policies can offer better protection.

Cut the cost of your overheads

The less you can spend on your day-to-day costs, the more revenue you will have left as profit.

Utility costs represent some of the biggest outgoings for businesses, especially those with large premises.