Compare our best lifetime ISA rates

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Is my money safe?
The FSCS guarantees that the first £120,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
Stocks and shares ISA investments can go down as well as up, and you may get back less than you originally invested.
2 results found, sorted by Affiliated products. How we order our comparisons. Commission earned affects the table's sort order.

Plum Cash Lifetime ISA

Open with
£0.01
Annual fee
-
Interest rate
4.53%AER variable inc.1.42%fixed bonus for12months
Protection scheme
FSCS
Lifetime ISA rules apply. Rates may change. Plum is the trading name of Plum Fintech Limited and Saveable Limited. Plum Fintech Limited is registered and regulated by the Financial Conduct Authority (FRN 836158). Saveable Limited is authorised and regulated by the FCA (FRN: 739214)Plum is the trading name of Plum Fintech Limited and Saveable Limited. Plum Fintech Limited is registered and regulated by the Financial Conduct Authority (FRN 836158). Saveable Limited is authorised and regulated by the FCA (FRN: 739214)
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Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1.003.07%4.47%3.11%4.53%
Eligibility
Minimum Lump Sum Stocks & Shares ISA Investment£0.01

Hargreaves Lansdown Lifetime ISA

Open with
£100or£25/month
Annual fee
From0%to0.25%
Interest rate
-
Protection scheme
FSCS
Open or top up an HL Lifetime ISA with £3,500 or more. We’ll automatically enter you into our prize draw to win one of two £50,000 cash prizes. Offer applies to contributions made between 10 February and 5 April 2025. You’ll need to keep the qualifying amount in your account until 20 May 2025. Terms apply
Capital at risk. Lifetime ISA rules apply.
More Information
Eligibility
Minimum Monthly Investment£25
Minimum Lump Sum Stocks & Shares ISA Investment£100