Compare our best lifetime ISA rates
Is my money safe?
The FSCS guarantees that the first £120,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
Stocks and shares ISAs put your capital at risk, and you may get back less than you originally invested.
3 results found, sorted by affiliated products. How we order our comparisons. Commission earned affects the table's sort order.
AJ Bell Lifetime ISA
Open with
£250 or £25/month
Annual fee
0.25%
Interest rate
-
Protection scheme
FSCS
The only Which? recommended provider of ISAs, seven years running. Invest in over 4,000 funds, plus shares, ETFs, investment trusts and more. Minimum Monthly Fee £25/month.
Capital at risk. Lifetime ISA rules apply.
More Information
Eligibility
| Minimum Monthly Investment | £25 |
| Minimum Lump Sum Stocks & Shares ISA Investment | £250 |
Hargreaves Lansdown Lifetime ISA
Open with
£100 or £25/month
Annual fee
From 0% to 0.25%
Interest rate
-
Protection scheme
FSCS
Open or top up an HL Lifetime ISA with £3,500 or more. We’ll automatically enter you into our prize draw to win one of two £50,000 cash prizes. Offer applies to contributions made between 10 February and 5 April 2025. You’ll need to keep the qualifying amount in your account until 20 May 2025. Terms apply
Capital at risk. Lifetime ISA rules apply.
More Information
Eligibility
| Minimum Monthly Investment | £25 |
| Minimum Lump Sum Stocks & Shares ISA Investment | £100 |
Plum Cash Lifetime ISA
Open with
£0.01
Annual fee
-
Interest rate
4.3% AER variable inc. 1.19% fixed bonus for 12 months
Protection scheme
FSCS
Lifetime ISA rules apply. Rates may change. Plum is the trading name of Plum Fintech Limited and Saveable Limited. Plum Fintech Limited is registered and regulated by the Financial Conduct Authority (FRN 836158). Saveable Limited is authorised and regulated by the FCA (FRN: 739214)Plum is the trading name of Plum Fintech Limited and Saveable Limited. Plum Fintech Limited is registered and regulated by the Financial Conduct Authority (FRN 836158). Saveable Limited is authorised and regulated by the FCA (FRN: 739214)
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.07% | 4.25% | 3.11% | 4.3% |
Eligibility
| Minimum Lump Sum Stocks & Shares ISA Investment | £0.01 |