Compare prepaid cards for teenagers

Prepaid cards for kids can be used by teenagers for purchases or emergencies, and they only let you spend the amount you load onto the card.

  • Apply in minutes
  • No credit check required
  • Manage your money from any device

Compare prepaid cards for teenagers from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

How to get prepaid cards for teenagers

1

Compare prepaid cards

By comparing prepaid cards for teenagers you know what's available in the market and can choose a card that's right for you.

2

Pick the prepaid card deal you want

When choosing a prepaid card for teenagers, think about the features most important to you and make sure you're aware of any fees charged.

3

Apply for a prepaid card

Once you've chosen a card you like, you can fill out and application form by providing your name and contact details.

Prepaid card deals for teenagers

12 results found, sorted by affiliated products. How we order our comparisons. Commission earned affects the table's sort order.
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Suits Me Premium Card
Administration fee
£9.97 then £4.97 a month
UK transactions
Free
UK ATM withdrawals
£1.25
Load charges
Bank transfer: free, Paypoint: £0.99 + 2.6%
No credit checks or hidden fees or charges. Open an account in minutes and get instant access to your current account with the ability to set up bank transfers, direct debits and standing orders. Includes a free contactless Visa debit card.
Must have a UK address and be aged 18 or over.
Eligibility
Minimum Age18 years
Suits Me Premium Plus Card
Administration fee
£9.97 then £9.97 a month
UK transactions
Free
UK ATM withdrawals
£1.12
Load charges
Bank transfer: free, Paypoint: £0.50 + 2.6%
No credit checks. Open an account in minutes and get instant access to your current account with the ability to set up bank transfers, direct debits and standing orders. Includes a free contactless Visa debit card. 4 free UK ATM withdrawals a month.
Must have a UK address and be aged 18 or over.
Eligibility
Minimum Age18 years
Pockit Prepaid Card
Administration fee
£1.99 a month
UK transactions
Free
UK ATM withdrawals
£0.99
Load charges
Bank transfer: free, debit card: free, Paypoint: £1.49
Get a prepaid contactless Mastercard and current account in minutes. Top up £10 and get free card delivery and 1st debit card load free. No credit checks or penalty fees. Send and receive money, use Direct Debits and ATMs.
Must have a verified UK address and be aged 18 or over. T&Cs apply.
Eligibility
Permanent UK Resident
Minimum Age18 years
Additional Cardholders Minimum Age13 years
Rooster Money Prepaid Card For Parents And Kids
Administration fee
£2.08 a month
UK transactions
Free
UK ATM withdrawals
Free
Load charges
Bank transfer: free, debit card: free
RoosterMoney, the prepaid debit card and app designed to help parents manage pocket money with their kids, aged 6-18 years. Join today for a one-month free trial, £24.99/ yr thereafter (equivalent to £2.08/ mth). Additional cards cost £19.99/ yr.
Eligibility
Permanent UK Resident
Minimum Age6 years
Post Office Travel Money Card
Administration fee
No fees for 12 months after expiry then £2 a month
UK transactions
3%
UK ATM withdrawals
3%
Load charges
Debit card: free, Post Office: free
Over 60 currencies available for next day home deliver or collection from over 11,000 branches. Click and collect EUR and USD in two hours from a branch near you. Includes travel money refund guarantee. Ts & Cs apply.
Typical card expiry is four years.
Eligibility
Permanent UK Resident
Minimum Age18 years
Additional Cardholders Minimum Age18 years

Compare another type of prepaid card

Can you get a debit card for kids?

Yes, there are many providers who offer prepaid cards for kids. They are often also known as bank cards or debit cards. Children as young as six years old can get some prepaid cards, but an adult will need to manage the account.

Some providers will restrict their products to adults by setting a minimum age of 18 or 21, but all the prepaid cards in this comparison accept under 18s.

How do prepaid cards for kids work?

A kids debit card is usually taken out and managed by a parent. The person managing the account needs to be over 18 and can add money or set spending limits.

Like a credit or debit card, your child can use the prepaid card to make purchases in shops or online, or to withdraw cash. The main difference is that the only money you can spend is what you have already put onto the card. You cannot borrow money through your card, or get into any debt overdrawing on the prepaid account.

Should you get a debit card for you children?

Parents should make the decision on whether their child is ready to have a debit card. Many parents might choose to get a kids debit card, so that they can instil financial literacy from an early age.

The advantage of a kids debit card, is that you can only spend the many that's on the card. And parents can monitor and track what their children are spending on.

Some prepaid cards allow parents to set spending limits or controls on where the card can be used.

Read more about how to teach your children about money

father son piggy bank

How to choose the best prepaid debit cards for kids

Compare the following features when shopping around for a debit card for your kids:

Watch out for the fees

Costs on prepaid cards can vary significantly on different cards. Most prepaid accounts will have either a monthly or yearly fee. Some even charge a fee for every transaction.

Spending limits

For kids, you'll ideally want cards that let you put limits on daily spending to keep them in check. You might also want to be able to block transactions from specific stores.

Online shopping

With kids online shopping can be convenient at times, but dangerous in others. So you might want to find a prepaid card that gives you the option to disable online transactions.

How much do prepaid cards for kids cost?

Costs and charges can vary depending on the provider, but some common fees can include:

  • A fee when you buy the card

  • A monthly or annual fee

  • A cash withdrawal fee

  • A fee when you buy anything with the card

  • A charge for adding money to the card's balance

  • Fees for using the card outside the UK

Work out how often you are likely to use the card so you can find the cheapest one.

Pros and cons of prepaid cards for teenagers

  • No credit check required to get a prepaid card
  • You can't spend more than you load on to the card
  • Useful way for parents to teach young people about financial responsibility
  • No Section 75 protection
  • Often come with various fees such as transaction fees, or withdrawal fees
  • No FSCS protection¹
Salman Haqqiquotation mark
Prepaid cards are an excellent way to introduce your children to money. As the world of money becomes increasingly cashless, getting your children started with digital money early is a great way to learn how to be responsible with money online and to prepare them for the future.
Salman Haqqi, Current Accounts Expert

Teenager prepaid card FAQs

18 for some cards, but younger people could get a card with parental permission. Some providers issue cards to anyone over 6 years old.

No, they do not let you borrow money in any way. You can only spend what you have already added to the card.

Yes, some let you take out additional cards for other people, e.g. your kids. They can only spend the money added to their own card.

Yes, they can be used worldwide. Travel prepaid cards are usually cheaper to use if they hold the currency you want to spend in.

Yes, you can use them anywhere that accepts the company that processes the transactions (Visa or MasterCard). This includes shops, ATMs or online.

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Why compare prepaid card deals with money.co.uk?

Comparing prepaid cards could save you money. Our multiple award-winning comparison service makes sure you get the lowest fees and rates possible based on your individual circumstances. Our aim is to provide you with the most up-to-date information, as well as useful tools and calculators so to help you make life's most important decisions and take control of your money.

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¹To find out more about how the Financial Services Conduct Authority protects your money, visit FSCS.org.uk.

Last updated: 21 September, 2021