Compare prepaid MasterCard cards

These prepaid cards can be used wherever you see the MasterCard sign so you can pay for goods and services almost anywhere.

11 results found, sorted by affiliated products. How we order our comparisons. Commission earned affects the table's sort order.
Pockit Prepaid Card
Administration fee
£1.99 a month
UK transactions
UK ATM withdrawals
Load charges
Bank transfer: free, debit card: free, Paypoint: £1.49
Get a prepaid contactless Mastercard and current account in minutes. Top up £10 and get free card delivery and 1st debit card load free. No credit checks or penalty fees. Send and receive money, use Direct Debits and ATMs.
Must have a verified UK address and be aged 18 or over. T&Cs apply.
Permanent UK Resident
Minimum Age18 years
Additional Cardholders Minimum Age13 years
Post Office Travel Money Card
Administration fee
No fees for 12 months after expiry then £2 a month
UK transactions
UK ATM withdrawals
Load charges
Debit card: free, Post Office: free
Over 60 currencies available for next day home deliver or collection from over 11,000 branches. Click and collect EUR and USD in two hours from a branch near you. Includes travel money refund guarantee. Ts & Cs apply.
Typical card expiry is four years.
Permanent UK Resident
Minimum Age18 years
Additional Cardholders Minimum Age18 years

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How to find a prepaid MasterCard

This comparison only includes prepaid MasterCards. Use it to find a card, check what fees it comes with and then apply through the provider's website.

Here is how to apply for the prepaid card you choose

What are prepaid MasterCards?

Prepaid cards work like credit or debit cards, but you can only spend money you have already added onto their balance.

MasterCard is the company that processes the transactions on your card when you buy anything with it or withdraw cash.

Most prepaid cards use either MasterCard or Visa to process its transactions. That company's logo is printed on the card.

The main difference is if you use your card abroad because the exchange rates are set by Visa or MasterCard. You can check MasterCard's exchange rates here.

You do not get your card from Visa or MasterCard. A card provider handles your application, sends you the card and deals with you as a customer.

Where can you use a prepaid MasterCard?

You can use a prepaid MasterCard almost anywhere that accepts MasterCard payments. This includes millions of cash machines and businesses that take card payments all over the world.

But there are some transactions you cannot use a prepaid card for, like self service petrol stations.

How to pick a card

The best card for you might not be a MasterCard. Compare prepaid cards from both Visa and MasterCard to work out which is best.

Use our prepaid card comparison to find one. This includes cards from MasterCard and Visa that let you spend in pounds sterling.

Find the cheapest card by checking the fees set by the provider, which can include charges for:

  • Buying the card

  • Keeping your account open (charged monthly or annually)

  • Adding funds onto the card

  • Buying anything with your card

  • Withdrawing cash

  • Spending abroad

Some cards are free for some transactions, e.g. some come without fees for using them abroad or withdrawing cash.

You can also get cards designed for spending abroad or for your business.

How to choose the best prepaid card for you

Prepaid MasterCard FAQs

Can I use my prepaid MasterCard abroad?

How old do I have to be to get a prepaid MasterCard?

Is my prepaid card protected by Section 75?

Where can I find a Visa prepaid card instead?

Can I get more than one card?

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