You can get life insurance for over 50s by using our broker form. After you complete the form, our broker will give you quotes from the insurance companies in our comparison.

Applying for life insurance when you are over 50 will cost you more monthly because:

  • You are closer to reaching your life expectancy

  • You may have developed health conditions

  • Your chances of developing serious health conditions is higher

How to find the best policy

Get quotes using our broker form to find the cheapest life insurance policy that gives you the payout you want, and for the length of cover you need.

Most policies can offer a payout into the millions, but the more you choose, the higher your premiums will be each month.

What other options do you have?

If you want life insurance that will accept you, even if you have medical issues, you could choose an over 50s life insurance policy instead of a standard one.

The monthly premium you choose and your age will define the payout you get with an over 50s policy. This differs to standard life insurance, where you choose your payout.

Another difference between the two types is the value of the payout you could get.

Over 50s policies usually have much lower payouts compared to standard life insurance, e.g. up to 25,000, rather than up to 2 million.

Life insurance for over 50s FAQs


How much does life insurance for over 50s cost?


The price is based on your age, how much cover you want, how long you want it for, and your medical history. Here is how to cut the cost of life insurance.


Is life insurance for overs 50s guaranteed to pay out?


Only if your cause of death is covered in your policy, and you die during the term of the policy. Here is more on how life insurance works.


Can I have more than one life insurance policy?


Yes, but you may find it cheaper to have one policy that gives you the exact cover you need. Use this comparison to get quotes to find the best price.


Can I still get life insurance if I have poor health?


You may find it harder to get cover if you have any health issues. Get as many quotes as you can until you get accepted for the cover you want.

About our life insurance for over 50s comparison


Who do we include in this comparison?


We include life insurance available for over 50s from our panel of insurers. They are regulated by the Financial Conduct Authority (FCA).

Here is more information about how our website works.


How do we make money from our comparison?


We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.