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Overseas wedding insurance may not seem romantic, but it could take the stress out of planning your ideal destination wedding.

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How to insure your wedding abroad

Most wedding insurance policies offer the same level of cover whether your wedding takes place abroad or in the UK. Wedding insurance protects you against things like:

  • lost or stolen rings

  • supplier failure

  • venue cancellation

However, overseas wedding insurance confers extra benefits and exclusions that you should be aware of.

Here’s everything you need to know about wedding insurance

Extra cover for weddings abroad

Overseas wedding insurance policies should include essential document indemnity, which covers the replacement of any of the important documents you need to get married in another country.

These include things like:

  • passports

  • visas

  • birth certificates

It also covers any reasonable fees or travel and accommodation costs required for you to get copies while you’re abroad.

Exclusions for weddings abroad

Before buying a policy, check to see if there are any things that aren’t covered if you get married overseas. This varies between insurers and policies.

For example, most insurers do not include third-party liability cover if your wedding takes place in the USA or Canada.

Find out what else isn’t covered under a wedding insurance policy

Don’t forget travel insurance

The wedding party and any guests travelling with you also need travel insurance to cover things like:

  • medical expenses or repatriation costs in case of illness or injury

  • flight cancellation or delay

  • lost or stolen baggage and personal money 

Wedding insurance doesn’t cover your honeymoon, even if it immediately follows your wedding, so make sure you get travel insurance for this too.

Here’s everything you need to know about travel insurance

Do you need another type of wedding insurance?

Last updated: 7 May 2022