Most wedding insurance policies offer the same level of cover whether your wedding takes place abroad or in the UK. Wedding insurance protects you against things like:
lost or stolen rings
However, overseas wedding insurance confers extra benefits and exclusions that you should be aware of.
Overseas wedding insurance policies should include essential document indemnity, which covers the replacement of any of the important documents you need to get married in another country.
These include things like:
It also covers any reasonable fees or travel and accommodation costs required for you to get copies while you’re abroad.
Before buying a policy, check to see if there are any things that aren’t covered if you get married overseas. This varies between insurers and policies.
For example, most insurers do not include third-party liability cover if your wedding takes place in the USA or Canada.
The wedding party and any guests travelling with you also need travel insurance to cover things like:
medical expenses or repatriation costs in case of illness or injury
flight cancellation or delay
lost or stolen baggage and personal money
Wedding insurance doesn’t cover your honeymoon, even if it immediately follows your wedding, so make sure you get travel insurance for this too.
Last updated: 7 May 2022