To find the right policy for your wedding, think about:

  • What you need it to protect, e.g. venue, rings and catering

  • What you will spend on your wedding, so you know how much cover you need

  • Whether you have any protection already, e.g. cover when using a credit card

When you know what policy is right for you, compare wedding insurance to find the best cover at the cheapest price.

What do you need cover for?

Every wedding is different, so it is important to get a policy that gives you the cover you need. Most wedding insurance policies cover you for:

  • Cancellation or rearrangement

  • Your wedding attire

  • Flowers, cakes and rings

  • Wedding cars and transport

  • Failure of suppliers

Wedding insurance should also include public liability protection. This can cover compensation if someone is injured at your wedding, or if the venue is damaged by a member of your wedding party.

How much cover do you need?

Work out what your wedding day will cost and get a policy that could pay out if you have a problem. Think about what you will pay for:

  • The venue

  • Wedding attire

  • Wedding rings

  • Wedding cake

  • Photographs and video

  • Wedding cars and transport

  • Flowers

  • Wedding gifts

You need to find a policy that offers the right level of cover, e.g. if your wedding costs £20,000, find a policy that offers a cancellation cover limit of at least this amount.

Do you already have protection?

You could have some protection already with:

  • Your credit card: If you make any wedding payments between £100 and £30,000 by credit card, you can use Section 75 to get your money back if something goes wrong.

  • Your home insurance: If you have contents insurance, it could cover your wedding gifts and rings in your home before the wedding.

Although these can give you some protection, a wedding insurance policy can give you tailored cover for your wedding.