You can find the best prepaid travel money card for your circumstances using this comparison by:

  • Checking which cards offer the currencies you need

  • Working out which of these cards is cheapest to use abroad

Decide which currencies you need

You can get international prepaid cards that hold either:

  • Just one foreign currency

  • Several different currencies

Single currency prepaid cards

These cards only let you preload one currency, such as euros or dollars.

Multi currency prepaid cards

These can hold several different currencies on the same card. They could save you money if you need to spend in multiple currencies, e.g. if you visit a few different countries.

Check the cost

Once you have found cards that offer the currencies you need, choose the cheapest. You can use this comparison to compare the fees for:

  • Buying the card

  • Keeping your account open (paid monthly or annually)

  • Taking money out from a cash machine

  • Spending on the card

  • Adding money onto the card

Prepaid cards usually charge extra if you use them outside the UK. But some cards come without these fees.

This comparison shows which cards are free to use outside the UK or how much they charge for foreign transactions and cash withdrawals.

Choose a card with fees that suit how you intend to use it. For example, if you will frequently withdraw cash while travelling, look for a card with no withdrawal fees.

Check the exchange rate

You pay an exchange rate when you add money onto your card. For example:

  • Your bank account is in pounds sterling

  • You pay money from it onto a card that holds euros

  • You pay the pounds to euros exchange rate

Here is how exchange rates work on prepaid cards work and how much this can cost.

Check the alternatives

There are several other ways to spend abroad, including:

Prepaid cards to use abroad can be one of the safest ways to spend on holiday because they do not let you get into debt. If your card is lost or stolen, your provider can cancel it.

Prepaid travel cards FAQs


Can I use any prepaid card abroad?


Yes, they can be used worldwide. Travel prepaid cards are usually cheaper to use if they hold the currency you want to spend in.


Can I withdraw cash abroad?


Yes, you can use a prepaid card in a cash machine outside the UK. But some cards come with fees for this.


What currencies can my card hold?


All the cards on this comparison can hold a balance in a foreign currency. Some can be preloaded with multiple currencies.


How long does it take to get a prepaid travel card?


You can apply instantly online and get a decision immediately. But it can take up to two weeks before your card arrives in the post.


Can I use my prepaid card in the UK?


They can be used to withdraw cash or buy things in the UK or online. You may pay fees or even an exchange rate if your card only holds another currency.


Who sets the exchange rate?


This depends on the company that processes the transactions (Visa or MasterCard) and your card provider, who may take a cut too.


Can I make international payments?


Yes, some providers let you send or receive money from abroad by logging into your online account, which works like internet banking.

About our prepaid cards comparison


Who do we include in this comparison?


We include prepaid cards that can hold foreign currencies or sterling from our panel of providers. They are all from providers either directly regulated by the Financial Conduct Authority or providers that are partnered with a company regulated by the FCA. Here is more information about how our website works.


How do we make money from our comparison?


We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.