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Compare the best family health insurance
Take out private health insurance to provide your family with the best medical care. Compare quotes to find a policy that could offer options like a GP helpline and no-claims discounts.
- Compare multiple providers to find the best deal for you
- Enjoy choice and privacy by selecting where you are treated and by whom
- Access private healthcare to get diagnosed and treated quickly
- Get specialist treatment with help towards the cost of drugs and care
Compare health insurance from leading UK providers
You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.
How to get a health insurance quote
1
Compare our Health insurance deals
Put in your details to compare policies, then choose the deal from our results table that best suits your lifestyle and the needs of you or your family.
2
Complete an application form
You'll be asked for your personal information, existing health conditions and your medical history.
3
Wait for your results
Your health insurance will start once your application has been accepted.
What is family health insurance?
Family health insurance covers the cost of any private medical treatment covered by the policy for your whole family. Because it pays for private medical care, It can help fast-track diagnosis and treatment so that you don’t have to wait to be seen by the NHS. It also offers a wider choice of hospitals, clinics and locations.
A family policy means that you don’t need to buy separate health insurance for each person in your immediate family. Instead, you can get one policy to cover:
you
your partner
your children
What does it cover?
Each health insurance plan can be tailored to cover a range of symptoms, illnesses and injuries, and specific types of treatment.
Types of treatment and medical conditions health insurance can pay for
How to get health insurance for your family
There are two main things to check when looking at health insurance policies: costs and age limits.
Costs
The two main costs to consider when comparing health policies are:
The premium: the amount you pay each month for your policy
The excess: the amount you pay towards the bill out of your own pocket if you make a claim
The average cost is usually higher if you have a large family – for example when the policy needs to cover more than three people.
Family plans often include a discount for insuring several people on a single policy. However, it’s still worth checking to see if individual insurance policies for each family member would be cheaper.
Age limits
Some policies specify a maximum age for any children or adults covered on the policy – for example, it might only cover children under 21 and adults under 70.
Check these limits before you apply for health insurance.
How to choose cheap family health insurance
As with all insurance policies, don’t automatically go for the cheapest quote – make sure it includes cover for all the symptoms and treatments your family might need, then find the most affordable policy that meets your requirements.
You can use our broker to find health insurance for your family. They can provide a range of quotes and help you choose the right policy. Click the “Get quotes” button at the top of the page to start your search.
Family private health cover FAQs
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How to claim on your health insurance
Your health insurance could pay out if you need private medical treatment or an appointment. Here is how to claim and how much it costs.
Read MoreWhy compare health insurance with money.co.uk?
By comparing health insurance, you could save money on the policy. The best value health insurance will offer the cover to you and your family need at an affordable price. Choose a cover plan from the best UK health insurance companies and see the online discounts they offer.
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We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.
Last updated: 13 May 2022