Compare the best family health insurance

Take out private health insurance to provide your family with the best medical care. Compare quotes to find a policy that could offer options like a GP helpline and no-claims discounts.

  • Compare multiple providers to find the best deal for you
  • Enjoy choice and privacy by selecting where you are treated and by whom
  • Access private healthcare to get diagnosed and treated quickly
  • Get specialist treatment with help towards the cost of drugs and care

Health insurance

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How to get a health insurance quote

1

Compare our Health insurance deals

Put in your details to compare policies, then choose the deal from our results table that best suits your lifestyle and the needs of you or your family.

2

Complete an application form

You'll be asked for your personal information, existing health conditions and your medical history.

3

Wait for your results

Your health insurance will start once your application has been accepted.

What is family health insurance?

Family health insurance covers the cost of any private medical treatment covered by the policy for your whole family. Because it pays for private medical care, It can help fast-track diagnosis and treatment so that you don’t have to wait to be seen by the NHS. It also offers a wider choice of hospitals, clinics and locations.

A family policy means that you don’t need to buy separate health insurance for each person in your immediate family. Instead, you can get one policy to cover:

  • you

  • your partner

  • your children

What does it cover?

Each health insurance plan can be tailored to cover a range of symptoms, illnesses and injuries, and specific types of treatment. 

Types of treatment and medical conditions health insurance can pay for

How to get health insurance for your family

There are two main things to check when looking at health insurance policies: costs and age limits.

Costs

The two main costs to consider when comparing health policies are:

  • The premium: the amount you pay each month for your policy

  • The excess: the amount you pay towards the bill out of your own pocket if you make a claim

The average cost is usually higher if you have a large family – for example when the policy needs to cover more than three people.

Family plans often include a discount for insuring several people on a single policy. However, it’s still worth checking to see if individual insurance policies for each family member would be cheaper.

Age limits

Some policies specify a maximum age for any children or adults covered on the policy – for example, it might only cover children under 21 and adults under 70. 

Check these limits before you apply for health insurance.

How to choose cheap family health insurance

As with all insurance policies, don’t automatically go for the cheapest quote – make sure it includes cover for all the symptoms and treatments your family might need, then find the most affordable policy that meets your requirements.

You can use our broker to find health insurance for your family. They can provide a range of quotes and help you choose the right policy. Click the “Get quotes” button at the top of the page to start your search.

How to choose a health insurance policy

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Explore Health insurance guides

How to choose health insurance

The right health insurance policy can give you fast access to private treatment if you are unwell or suffer an injury. Here is how to find health insurance that covers everything you need.

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How does private health insurance work?

Private health insurance can pay out for a range of treatments for illnesses and injuries. Here is how it works and what types you can get.

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How to claim on your health insurance

Your health insurance could pay out if you need private medical treatment or an appointment. Here is how to claim and how much it costs.

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Why compare health insurance with money.co.uk?

By comparing health insurance, you could save money on the policy. The best value health insurance will offer the cover to you and your family need at an affordable price. Choose a cover plan from the best UK health insurance companies and see the online discounts they offer.

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Last updated: 13 May 2022