To find the best travel insurance policy for your pet, check:
What you need to cover
How often you will take your pet abroad
If your pet is already covered
Decide what to cover
Pet travel insurance can cover several costs that may arise overseas, like:
Vet fees if your pet becomes ill or injured abroad.
Theft or loss if your pet is stolen or strayed. Your insurer can also contribute towards advertising and reward costs to help find your pet.
Holiday cancellation if you cancel or cut your trip short because your pet has died or needs urgent treatment.
Your quote should outline what's covered, check this carefully to make sure the cover you need is included.
Consider how often you go abroad
Knowing how many times you're likely to take your pet abroad can help you find the right policy type. Two common types are:
- 1.
Single trip policies which cover your pet for one trip up to a certain length e.g. 30 days.
- 2.
Multi-trip policies which cover your pet for several trips throughout the year.
Check if your pet is already covered
If you already have pet insurance, pet travel insurance may be included in your policy.
To avoid paying for cover you already have, find out if you have pet travel cover by checking your policy or contacting your insurer.
Do your homework
Compare a number of quotes to find the right policy for your pet. Look out for any exclusions, including:
Age
Pre-existing conditions
Holidays over a certain length
Certain countries
Check that you can afford any excess if you decide to make a claim otherwise your claim may be rejected.