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Dom James

Author

Dom James

Financial Content Writer

About the Author

Dom James worked for Nationwide Building Society as a personal banking manager before becoming a journalist on financial matters. Since then he's covered financial matters for Money.co.uk, Zoopla, the AA and more as a writer and editor. Dom left Money.co.uk in 2017.

Can business debt affect your personal finances?

If you've built up business debt that you can't escape, it's important to know if your personal finances will take a hit. We examine whether you can protect yourself from bad business debt.

7 hard questions you need to ask before going self-employed

Starting a business can be an exciting and stressful adventure, so planning ahead is essential to achieving your business dreams. Here are seven questions you should ask yourself before you begin.

Business savings accounts explained | Savings Accounts

You could be making interest on your business's spare cash by moving it into a business savings account. Here is how they work and how to open one.

Couple with shopping bags walk on the street

What is the best way to spend abroad?

Spending money overseas can end up costing you a fortune in fees and charges, so find out what options you have and which is the cheapest for your trip.

What is a credit record?

It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.

Man looking at the stock market on multiple screens

Should you invest in a unit trust?

Unit trusts let you invest your money alongside other investors and offer the chance of making big profits, but are they worth the risk? Here is how they can work for you as easily as they could work against you.

How council tax works

If you live in the UK, you normally have to pay council tax, but the cost differs depending on where you live. Here is everything you need to know about council tax.

What is over 50s life insurance?

You may find it harder to get life insurance as you get older, but there are still policies available that could give you peace of mind. Here are your options if you are over 50.

What is a whole of life insurance policy?

If you take out a whole of life insurance policy, you are almost guaranteed to get a payout when you die. Here is how it works and what types you can choose from.

5 things you need to know before you buy critical illness cover

Critical illness cover can give you the peace of mind that you will receive a payout if you unexpectedly fall ill. Here is how to find the right critical illness policy for your needs.

Which life insurance policy is right for you?

Choosing the right policy depends on how long you need cover for, the payout amount and how you want it paid. Here is how to get the best life insurance policy for your needs.

What is term life insurance?

If you want to pay off a large debt when you die, a term life insurance policy could be for you. Here is what term life insurance is and how it works.

The most important insurance you probably don't have

You may be used to sorting out cover for your car, home, pet, gadgets and more, but have you forgotten to sort out the most important insurance?

How to claim on a life insurance policy

Losing someone is heart breaking, but a life insurance policy lessen any financial burdon the loss places on dependent family members. Here is how to deal with their life insurance claim.

How to cut the cost of your life insurance

You could save money on your life insurance by making sure you have the right policy and level of cover. Here is how to get the right cover for the best price.

How to improve your credit score

You can take these steps to improve your credit score and increase your chances of getting accepted for credit in the future.

What is life insurance?

If you want to be able to give financial security to your loved ones when you die, a life insurance policy could help. Here is how life insurance works.

What is income protection insurance?

If you were unable to work due to an accident, sickness or redundancy, how long would your savings cover your living costs? Here is how income protection could support you.

Most insurers let you add critical illness cover to a life insurance policy. This would pay out if you die or get diagnosed with a serious condition during the policy's term.

Should you get critical illness cover?

Taking out a critical illness policy can be expensive but could be worth it should you get seriously ill. Here is how to decide if you need it and what level of cover to choose.

Should you get income protection?

If you couldn't work due to an accident, sickness or redundancy, you may need to support yourself financially for a long period of time. Here is how income protection could help.

What is a family income benefit policy?

If you want to leave your family an income to live off when you die, rather than a lump sum of money, a family income benefit could be for you. Here is how it works.

How to claim on income protection

If you have to stop working due to an accident, illness or redundancy, you should start your income protection claim as soon as possible. Here is what you need to do.

Car tax discs: are you about to throw away £1,000?

With just one month until we say goodbye to the car tax disc, could their demise present a golden opportunity? Keeping your old tax discs safe could prove to be an investment for the future!

The Warm Home Discount Scheme: are you missing out on £140?

You could benefit from the expansion on the Warm Home Discount Scheme this year meaning there'll be no reason to fret about the rising cost of heating. We look at how not to miss out if you're eligible.

How to prepare your finances for death

It's never easy to think of how your assets will be dealt with after you die, but planning now can help reduce the chance of any complications. Here's where to start.

7 ways to protect yourself against rip off letting agents

For many of us renting is a fact of life, but with many letting agents only interested in your cash, not putting a roof over your head, there are certain steps you must take to stay safe. We explain.

Concerned couple at home with bills and laptop

How to claim on your critical illness cover

If you are diagnosed with a life changing condition, a successful critical illness claim can help take the financial strain off your recovery. Here is how to make a claim.

What is critical illness cover?

If you become seriously ill, a critical illness policy could pay you a lump sum of money. Here is how it works and what it can cover you for.

What actually happens if you go bankrupt?

Bankruptcy is financially painful, but in many cases you'll be discharged within a year and free to get on with your life without the debts that were crippling you financially hanging over you. Here's what to expect if you go bankrupt.

How to declare yourself bankrupt

If you're in financial trouble and struggling to repay your debts, you might be considering bankruptcy. We look at exactly what declaring yourself bankrupt involves, what the alternatives are and how to work out your best option.