Author

Nisha

Nisha Vaidya

Mortgage Editor

About the Author

Nisha is a personal finance editor for money.co.uk, commissioning, writing, and editing its content. She is passionate about all things related to personal finance and wants to create handy guides, tools and product experiences to empower people to make the right decisions for them.

A row of Victorian terrace houses

HMO mortgages

If you want to buy a property to let to individual tenants you’ll need a specialist mortgage. We explain what you need to know about HMO mortgages.

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Parents helping son with packing

Joint-borrower-sole-proprietor mortgage

If you’re struggling to get onto the property ladder, we look at one way to make getting a mortgage easier without some of the drawbacks of buying jointly.

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Modern villa with a garden and a pool in sunny weather.

Holiday let mortgages

We look at the type of mortgage you’ll need if you want to buy a holiday home to let, including the costs involved and how to find the best deal

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A women looking at a painting in a gallery

Arty Areas

Art isn’t necessarily confined to gallery walls, it can be found in architecture, monuments, and even on the streets themselves. But which are the best cities in the world for art lovers?

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Row of houses on a street.

Empty homes

Around the world, there are millions of homes lying unoccupied, while many remain homeless. But which countries have the biggest share of these vacant homes?

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An image of a house underwater

The cost of living underwater

In response to the rising sea levels, our mortgage experts reveal the best spots for subaquatic settlements and how much they’ll cost you.

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Meta image for Beautiful Cities

Pageant places - revealing the world's most beautiful cities

Our mortgage experts reveal which cities around the world are the most beautiful, based on the number of pageant winners they have produced.

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Neighbourhood in Edinburgh

The great postcode lottery

Discover which postcodes can have the biggest impact on your house price, with some unfortunate letter combinations costing homeowners a small fortune.

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Global property increases

Global property increases

Our mortgage experts reveal which nation has had the biggest increase in property prices over the last ten years.

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A photograph of home with a tennis court and overlay text reading Sport Star Homes

Sport Star Homes

The mortgage experts reveal how long it would take some of the worlds greatest sports stars to afford a home in 105 countries

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A photograph of a Villa with a swimming pool and overlay text reading Celebrity Homes

Celebrity Homes

The personal finance experts reveal how long it would take for your salary to afford some of the most famous celebrities' beautiful homes.

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The Event Effect

The Event Effect

The mortgage experts at money.co.uk reveal the top 2021 events impacting local Airbnb prices.

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The cost of rent index

The Cost of Rent Index

The personal finance experts at money.co.uk reveal how rent compares to the cost of living around the world. Saudia Arabia, Greece and Turkey take gold, silver and bronze with the lowest rent to cost of living ratios.

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The Barbie Pay Gap

The Barbie Pay Gap

Money.co.uk has analysed Barbie's professions to find out the average salary across the UK and USA and the gender pay gap to reveal how different Barbie's earnings would be compared to her male counterpart Ken.

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Trading Up

Trading Up

How much does it cost to buy a property on one of the 22 London streets that feature on the Monopoly board? The mortgages experts at money.co.uk have investigated to find out.

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Princess Homes Reimagined - meta image

Princess Homes Reimagined

Have you ever wondered how your favourite Disney characters would live in the real world? Experts at money.co.uk have reimagined what our favourite princesses homes would look like if the magic disappeared and they had a mortgage.

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To let sign

What you need to know before getting a buy-to-let mortgage

Getting a buy-to-let mortgage can help you purchase your first rental property or expand your portfolio further. Read more to find out the key requirements for lending before you apply.

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Asian couple signing mortgage documents

Home ownership: joint tenants or tenants in common?

This guide offers a detailed overview of different home ownership options and explains why your choice matters.

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2 Scottish houses by a road. One house has a white door and the other has a red door.

Residential mortgages

If you’re buying a home we explain how the mortgage you need works, what to be aware of and how to choose the best deal for you.

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What is a commercial mortgage?

Commercial mortgages are used to buy non-residential property and they are different to the mortgage you would use to buy your own home to live in.

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Row of houses

80% buy to let mortgage

If you want to invest in a property to rent out you will need a buy to let mortgage, unless you have enough money to buy it outright.

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Row of houses

First time buyer mortgage rates

This guide explains why the size of your deposit matters and the sort of mortgage rates first-time buyers can expect to get.

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