Author

Photograph of Nick Renaud-Komiya

Nick Renaud-Komiya

Personal finance specialist

About the Author

Nick Renaud-Komiya has been a writer and reporter for eight years, covering a range of areas from the NHS to investment banking. He now spends his time covering consumer issues and enjoys helping people gain better control of their personal finances. Nick’s money journalism has been featured in a range of national newspapers, magazines and websites including; The Sunday Mirror, MoneySavingExpert and The Independent.

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How much do your favourite streaming services really cost?

As Netflix increases its subscription prices, here’s how to check if you’re actually getting value for money from your online streaming services.

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Where to go for financial advice

Where you go for financial advice depends on what you would like to achieve with your money. Find out what sort of adviser you need with our guide.

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2022

New year’s resolutions: Get your finances in shape in 2021

Money.co.uk has provided guidance on how to set achievable goals for your finances in 2021 and make them happen.

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Gardening and finance

Saving money on your gardening costs

Lockdown has seen many people take to gardening. However, giving your garden a refresh can be costly. Money.co.uk have pulled together guidance about to manage your finances when making changes to your garden.

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An introduction to ESG investing

With investment opportunities becoming increasingly more accessible, ESG investments have become and increasingly vital element of the investment process. The investment experts at money.co.uk have created a guide to investing more sustainably.

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Tips on investing in times of financial uncertainty

Making investments during financial uncertainty can be particularly unnerving. The personal finance at money.co.uk have pulled together some tips to guide you during these times.

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10 things you could be doing that invalidate your home insurance

Money.co.uk reveals 10 simple things that could actually stop you from being able to claim on your home insurance.

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Getting your finances ready for Christmas 2022

Christmas might be over for another year, but now is the perfect time to get a jump on saving for next Christmas.

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A guide to LGBTQ+ personal finance

If you are part of the LGBTQ+ community, organising your personal finances, tax and insurance is not always a simple process. Money.co.uk have pulled together a handy guide to help those in the community handle their money effectively.

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Friends eating

10 tips for managing your finances once lockdown ends

As Coronavirus restrictions ease, people look forward to resuming activities and socialising in settings they may have not for a while. Money.co.uk have pulled together a guide on how to ensure you can manage your finances successfully while doing so.

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Woman stressed looking down at her laptop

Coronavirus: Managing financial stress

If you’re in financial difficulty due to COVID-19-related disruption, you may be feeling stressed and you mental health may be under Money.co.uk has created some tips to help you cope with this difficult situation.

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green car inside piggy bank

Buying a second-hand electric vehicle

There are both financial and environmental benefits to buying a second-electric vehicle when looking to invest in a new car. The experts at money.co.uk have provided some guidance to help you assess if this is the right option for you.

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EV

How driving an electric vehicle can save you money

Driving an electric vehicle is a great option for those looking to reduce their carbon footprint. However, it can also be a great option if you are hoping to keep your driving costs low.

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Coronavirus: What the ‘Furlough’ scheme changes mean for you

From July, employees can return to work part-time while still benefiting from the Government’s furlough scheme. Money.co.uk has created a guide to help employers understand what these changes mean.

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Coronavirus: Financial help for self-employed workers

The government has extended financial support schemes for self-employed workers affected by COVID-19. Money.co.uk has collated a guide, detailing everything you need to know.

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Investment series: 10 women-led companies worth investing in

In light of International Women's Day on March 8, the personal finance experts at money.co.uk have pulled together a list of women-led companies you may want to invest in.

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A guide on teaching your kids good personal finance habits

If you are looking to understand how to educate your children on the importance of personal finance, money.co.uk have pulled together a guide to help you do so.

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A guide for renters and during the coronavirus pandemic

If you’re in rented accommodation and facing financial difficulty there is help available. Check out the money.co.uk guide to help you understand your rental rights during the coronavirus lockdown.

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Coronavirus: Holidays and travel

The UK Government has relaxed rules against travelling abroad, but some restrictions remain. What if you booked a trip before the pandemic hit? Money.co.uk has outlined all you need to know

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Trends to watch out for in the property market in 2021

As COVID-19 continues to shape the way we buy and sell property, has outlined what to watch out for in the property market over the coming year.

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Preparing to put your home on the property market

Preparing to put your home on the property market

The mortgage experts have pulled together clever tips to help maximise interest in your property while ensuring your house sale goes as smoothly as possible.

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COVID-19 Debt Index

The impact of the COVID-19 pandemic has plunged millions into debt according to research from money.co.uk. This guide explains how you can get the help you need to get your finances back in shape.

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Mistakes to avoid during Black Friday

Money.co.uk has created a guide on how to make the most of the Black Friday sales, while avoiding the pitfalls.

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The best apps for managing your finances

Money.co.uk has put together a useful guide to help you discover the best apps to help you manage your money, from keeping track of your cash, making money and boosting your credit rating.

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Building blocks

How StepChange’s COVID-19 Payment Plan could help you

A new scheme from one of the UK’s leading debt charities could help provide you with time and space to deal with your financial struggles due to the COVID-19 pandemic.

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Black Friday 2020: Guidance for shopping safely online

As this year’s Black Friday shopping event draws near, money.co.uk has pulled together some key tips for staying safe online when hunting for a bargain.

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9 tips to lower the cost of your heating bill

As the cold draws in, money.co.uk have pulled together some easy ways to cut your winter heating costs.

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How to remortgage after a mortgage payment holiday

When the COVID-19 outbreak hit the UK, the government introduced rules allowing homeowners to take mortgage payment holidays. Money.co.uk has provided guidance on how to remortgage following.

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Coronavirus: Your student accommodation refund rights

If your university has been shut down due to COVID-19 or your lectures have to be conducted remotely, you may be thinking about leaving your student accommodation. Here’s everything you need to know if you need to leave your university accommodation due to Coronavirus restrictions.

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Coronavirus: Budgeting for business uncertainty

Money.co.uk has pulled together some tips to help your business adapt to survive during these volatile times, as well as a look at the financial help available to your firm.

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Coronavirus: Improve your mortgage chances

While COVID-19 has caused enormous disruption for those trying to get on the housing ladder, money.co.uk has outlined some simple things you can do to boost your chances of getting a mortgage.

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Coronavirus: Money saving tips for students

If you’re about to start university this September, money.co.uk has drawn up some useful tips to make your money go further.

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Three construction men working outside in the sun installing solar panels

The Green Homes Grant Guide

The Government will soon launch a £2 billion fund to help homeowners make their properties more energy efficient. Money.co.uk have uncovered how it could help you reduce your energy bills.

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Coronavirus: Travelling between the UK and other countries

As the government eases international travel restrictions, here is a short guide to where you can travel and how quarantine rules will work for those travelling to the UK.

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model house on a table next to a pair of keys

Coronavirus: Getting a mortgage

The pandemic has made it harder for first-time buyers with small deposits to get a mortgage.Money.co.uk have put together a guide, highlighting what you need to know if you’re trying to get on the property ladder right now.

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A birdseye view of a dining table with 4 people eating burgers.

Coronavirus: A customers’ guide to the ‘Eat Out to Help Out’ scheme

During August 2020, eligible restaurants will be able to offer a 50% discount for food eaten on their premises on Mondays, Tuesdays and Wednesdays, up to a maximum amount of £10 per diner. Money.co.uk has put together this helpful guide with everything you need to know.

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A picture of a plant growing from a plant pot filled with coins.

Coronavirus: Overdraft changes and help available to bank customers

Changes to overdraft charge rules were temporarily put on hold when the pandemic hit. The consumer spending experts at money.co.uk have put together this helpful guide to show how you might be affected.

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Buying and selling with online marketplaces

Thinking about using an online market place? The consumer spending experts at money.co.uk have put together this helpful guide on your rights when buying or selling through sites like eBay, Shpock, Gumtree and Facebook Marketplace.

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A picture of a restaurant with cutlery and condiments on a table.

Coronavirus: A restaurant owners’ guide to the ‘Eat Out to Help Out’ scheme

The Government-backed discount scheme aims to support the restaurant and leisure sector. Money.co.uk has put together this helpful guide to show you how your restaurant business could benefit.

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Cycling to work

With more people returning to work, the consumer spending experts at money.co.uk have put together a helpful guide on cycling to work and the schemes available.

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A guide to the impact of coronavirus on selling your house in 2021

Personal finance expert outlines the things you need to know when thinking about selling your house in 2021

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A graphic showing a large shopping bag with the recycling logo in centre, a rubbish bin with 0% annotated, and 3 people holding plastic-free food.

Sustainable shopping on a budget

The consumer spending experts at money.co.uk have put together a guide on sustainable shopping on a budget to help you make greener choices without breaking the bank.

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A personal finance guide to student budgeting

If you’re starting or returning to university in September, here are some tips to help you keep your costs down before, during and after your studies.

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A guide for employers and making redundancies

The personal finance experts have created a guide for employers facing the difficult process of redundancies

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Understand your rights if you are made redundant during the coronavirus pandemic

The personal finance experts at money.co.uk explain the rights of employees made redundant during the coronavirus pandemic

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A guide to consumer retail rights from personal finance experts

As more shops reopen, our personal finance experts outline your consumer rights in a handy to use guide

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A personal finance guide on how to defend yourself against coronavirus scams

This guide offers tips on how to protect your finances from scammers during COVID-19 lockdown

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image of cubes spelling out "holi" in separate cubes, followed by the word "stay" on another cube to represent a staycation

Coronavirus: UK holidays and ‘Staycations’

Here are some cost-cutting tips if you’re considering a UK holiday this year. Is it worth getting travel insurance?

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concerned-couple

Coronavirus: Getting your retirement savings back on track

COVID-19 has created some turmoil in global financial markets, hitting many people’s pension pots. Here are some tips to help you work out what to do about your pension in these circumstances.

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Photograph of face masks and hand sanitiser on a wooden table

Going back to work: A guide for employers

As more workplaces are allowed to re-open, there are some things that you can do to help get your business up and running again safely.

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Two people in office passing documents with keeping a distance

An employee guide to going back to work during COVID-19

If you’re one of the people who need to work away from your home, there are a few things you can do to stay safe and keep your costs down.

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glasses on top of book next to jar with coins in stating education

Nursery, school and university fees - Do you have to pay if they’re closed?

With teaching and childcare severely reduced or stopped altogether throughout the coronavirus lockdown, money.co.uk have created a guide highlighting what your options are to save money.

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Image of a model houses on top of stacked coins

What you need to know if you’re planning on selling your house in 2020

With the coronavirus bringing forth such uncertain times within the housing market, money.co.uk has put together a guide related to what you need to be aware of if you’re thinking of selling your property right now.

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Train tickets piled up

How to get a train refund during the coronavirus

If your train travel has been impacted by the Coronavirus lockdown, there are some things you can do to get your money back. Read this guide frommoney.co.uk to help you understand how to manage this.

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Woman shopping in supermarket wearing a mask and gloves

Tips for shopping smartly during lockdown

Thanks to the coronavirus lockdown, supermarkets have never been busier, with prices creeping up. Check out the latest guide from money.co.uk to shop around safely and keep your weekly costs lower.

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Arrows pointing in different directions- should I stay or should i go

Coronavirus: Holiday and travel guide

The UK Government has advised not to travel abroad, but many have already booked a trip prior to lockdown. Check out the money.co.uk guide to help understand your travel rights throughout the coronavirus.

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happy family on a sofa looking at a mobile device

Annual leave during lockdown: ideas to keep you entertained

If you are choosing to or have been asked to take annual leave during lockdown, check out money.co.uk's guide to keeping entertained at home

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model car and keys

A guide to buying and owning a car during the coronavirus pandemic

If you are thinking of buying a new vehicle, worried about owning a car, or want to look at your options for car insurance during the COVID-19 crisis, check out the money.co.uk guide for everything you need to know to cut your costs during the pandemic.

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Photo of calendar or diary with annual leave highlighted

Coronavirus: your annual leave rights

We explain your rights if your employer asks you to take annual leave during coronavirus.

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Family budget and finances. Young woman doing accounts together with her husband at home, planning new purchase. Serious female in glasses holding piece of paper and making necessary calculations

Ten tips for budgeting during coronavirus lockdown

If you income has been affected by the coronavirus pandemic and you need to reduce spending and work out a new budget, money.co.uk has created ten top tips for budgeting during lockdown.

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