Woolwich Mortgage

Call Woolwich on 0845 070 0894*

Woolwich Lifetime Tracker

• 0.99% above Barclays Bank Base Rate (currently 5.00%) for the mortgage term, giving a rate payable of 5.99% variable.
• The overall cost for comparison is 6.2% APR.
• No early repayment charge or application fee.
• Borrow up to 60% of the value of your home.
• Flexible terms allow you to overpay or, subject to a Mortgage Reserve, underpay or take payment holidays (interest will be charged during the holiday period).
• Minimum loan £50k
• Available direct with lender only.

Call Woolwich on 0845 070 0894*

5 Year Fixed-Rate Mortgage

• 6.69% fixed until 31.10.13 then 0.95% above Barclays Bank Base Rate (currently 5.00%) for the remaining term, giving a rate payable of 5.95% (variable).
• The overall cost for comparison is 6.6% APR.
• £995 application fee.
• Borrow up to 60% of the value of your home.
• Overpay by up to 10% a year during the fixed rate period without incurring an early repayment charge.
• Subject to the availability of a Mortgage Reserve, you can apply for a payment holiday or make underpayments (interest will be charged during this period).
• Early repayment charge of 3% of the balance paid will apply if the mortgage is repaid in whole, part or transferred to another scheme until 31.10.13.
• Available direct with lender only.

Call Woolwich on 0845 070 0894*

Woolwich Offset Tracker

• 0.99% above Barclays Bank Base Rate (currently 5.00%) for the mortgage term, giving a rate payable of 5.99% variable.
• The overall cost for comparison is 6.2% APR.
• No early repayment charges.
• Borrow up to 60% of the value of your home.
• Interest is only charged on the difference between your outstanding mortgage amount and the balance in your current and savings accounts.
• Interest is calculated daily so you benefit as soon as money is paid into one of your offset accounts.
• £995 application fee

Call Woolwich on 0845 070 0894*

Buy to Let Lifetime Tracker

• 1.59% above Barclays Bank Base Rate (currently 5.00%) for the mortgage term, giving a rate payable of 6.59%variable.
• The overall cost for comparison is 7.0% APR.
• Borrow up to £1million or 75% of the property value.
• Portable mortgage that can be transferred to another buy to let property.
• Available on an interest only and/or a capital repayment basis.
• Minimum loan £50k
• Application fee is 1.5% of the loan amount (minimum £1,500).
• Early repayment charge: 6 months at the interest charging rate for 3 years.

Call Woolwich on 0845 070 0894*

Woolwich Mortgages

Woolwich offers a comprehensive range of mortgages which aim to suit everyone from first time buyers to experienced portfolio buyers. The flexible choice of mortgages includes offset, fixed rate, tracker and Buy to Let.

Offset mortgages from Woolwich enable you to pay less interest on your mortgage by offsetting the amount you owe with the savings in your accounts giving you long term value. You can link up to 12 accounts to the mortgage to really make the most of the cost savings and you can overpay at anytime to help reduce the period of your mortgage.

Woolwich’s range of fixed rate mortgages allow you to fix your interest and monthly repayment rate for up to 10 years meaning you will always know how much you are paying out each month for a set period, they also give the options of additional borrowing if you have a Mortgage Current Account Reserve. Alternatively you may opt for a lifetime tracker mortgage where the interest rate moves up and down in line with Barclays Bank base rate changes which fluctuates with the Barclays Bank Base Rate rates for the whole period of the mortgage.

Remain loyal to Woolwich when you come to remortgage you can still select from the same great rates as new customers as Woolwich ensures that all of their customers get the best deals they can offer.

So, whatever your circumstances and whatever type of mortgage you are looking for Woolwich is very a good place to start.

As a testament to their quality mortgage products Woolwich have won many industry awards, being named as Your Mortgage magazine's 'Best first time buyer mortgage lender' and receiving a highly commended recommendation for their services as an offset mortgage provider. Woolwich were also voted 'Best lender for lifetime trackers' at the 2007 Moneywide mortgage awards, Best Flexible Mortgage Provider by Moneywise and made over 200 appearances in mortgage best buy tables in 2007 alone; something that's quite an achievement indeed

Call Woolwich on 0845 070 0894*

*Lines are open Mon-Fri 9am-8pm and Sat 9am-2pm. Calls may be recorded for training or monitoring purposes. Call charges info. call charges info

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS OF YOUR MORTGAGE.