Post Office Mortgages

Full product details for the Post Office Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.secured car secured
 Post Office CompareCompare Post Office mortgages details against other mortgages or use our mortgages comparison tables.

Did you know Post Office also provide credit cards, savings, home insurance, pet insurance, travel insurance, van insurance, motorbike insurance, broadband and prepaid cards?

Company:Post Office Ltd
www.postoffice.co.uk
Post Office Ltd 5yr 5.79% Fxd BBR LTV 75%
Post Office Ltd
www.postoffice.co.uk
Post Office Ltd 3yr 6.64% Fxd BBR LTV 90% Incentives
Post Office Ltd
www.postoffice.co.uk
Post Office Ltd 3yr 6.74% Fxd BBR BTL LTV 75%
Product:5yr 5.79% Fxd BBR LTV 75%3yr 6.64% Fxd BBR LTV 90% Incentives3yr 6.74% Fxd BBR BTL LTV 75%
 detailsdetailsdetails
Proceed via this site:ProceedProceedProceed
 CompareCompareCompare
Application Criteria 
Max LTV House Purchase:75%90%75%
Max LTV Remortgage:75%90%75%
Max LTV - FTB:75%90%n/a
Minimum LTV:0%0%0%
Max Advance Per Property :n/an/a£500,000
No. of Properties Allowed:n/an/a1
Rental Income Allowed:n/an/a100
Max Loan:£1,000,000£1,000,000£500,000
Min Term:10 years10 yearsn/a
Max Term:99 years99 yearsn/a
Remortgage - Min Loan:£25,001£25,001n/a
House Purchase - Min Loan:£15,001£15,001n/a
Min Loan:n/an/a15001
FTB - Min Loan:£15,001£15,001n/a
Suitability 
House Purchase:n/an/ayes
Remortgage:yesyesyes
FTB:yesyesyes
2nd Homes Considered:n/an/ano
Self Cert Available:nonono
Self Employed:yesyesyes
Shared ownership:nonon/a
Homemover:yesyesn/a
Ex/B Moving:yesyesn/a
Ex/B Not Moving:nonon/a
Type - Repayment:yesyesyes
Type - Endowment:yesyesyes
Type - Pension:yesyesyes
Type - ISA:yesyesyes
Type - Interest Only:yesyesyes
Restrictions 
Restricted Availability:nonon/a
Lending Area Restrictions:n/an/aE, S, W & NI
Contents Required:nonon/a
Buildings Required:nonon/a
ASU Required:nonono
Interest Rate Loading:£0£0£0
Additional Information:n/an/amin age 21
Incentives 
Incentives - Set Up Fees:nonon/a
Incentives - Free Val:noyesno
Incentives - Buildings:nonon/a
Incentives - Contents:nonon/a
Incentives - Legal Fees:noyesno
Incentives - Free ASU:nonono
Incentives - HLC:yesyesyes
Incentives - Part ERC:yesyesyes
Incentives - Other:nonono
Loyalty Discount:nonon/a
Facilities 
Product Portable:yesyesyes
Flexible Option:nonon/a
Overpayments Available:yesyesn/a
Underpayment Available:nonon/a
Payment Holiday:nonon/a
Borrow Back:nonon/a
Current Account/Offset:nonon/a
Drawdown Facility:nonon/a
Cheque Book Facility:nonon/a
Fees & Charges 
Application Fee Payable £:variesvariesn/a
Application Fees Added:yesyesn/a
Valuation Fee:10n/a
Fee Added to Loan:n/an/ayes
Fee payable:n/an/avaries
ERC Calculation:5%3%5%
Term of ERC:n/an/a31/01/2012
Rates 
Fixed Rate Date/Term:31/01/201431/01/201231/01/2012
Initial Rate Payable:5.79%6.64%n/a
Final Rate Payable:3.49%3.49%n/a
Final Rate Type:bbrbbrn/a
Rate Guarantee:nonon/a
Interest Rest Period:annuallyannuallyannually

Compare Post Office Mortgages

CompareMortgage Type Initial Rate Final
Rate
APR Max LTV 
Payable Date/Term
Provider Results
Post OfficePost Office 3yr 5.74% Fxd BBR LTV 75% Proceed
Fixed Rate5.74%31/01/20123.49%4.4%75%
Post OfficePost Office 5yr 5.79% Fxd BBR LTV 75% Proceed
Fixed Rate5.79%31/01/20143.49%4.8%75%
Post OfficePost Office 3yr 5.94% Fxd BBR LTV 75% Incentives Proceed
Fixed Rate5.94%31/01/20123.49%4.4%75%
Post OfficePost Office 5yr 5.98% Fxd BBR LTV 75% Incentives Proceed
Fixed Rate5.98%31/01/20143.49%4.8%75%
Post OfficePost Office 3yr 6.44% Fxd BBR LTV 90% Proceed
Fixed Rate6.44%31/01/20123.49%4.6%90%
Post OfficePost Office 5yr 6.49% Fxd BBR LTV 90% Proceed
Fixed Rate6.49%31/01/20143.49%5.1%90%
Post OfficePost Office 3yr 6.64% Fxd BBR LTV 90% Incentives Proceed
Fixed Rate6.64%31/01/20123.49%4.6%90%
Post OfficePost Office 5yr 6.69% Fxd BBR LTV 90% Incentives Proceed
Fixed Rate6.69%31/01/20143.49%5.2%90%
Post OfficePost Office 3yr 6.74% Fxd BBR BTL LTV 75% Proceed
Buy To Let6.74%31/01/2012n/a5.5%75%
Post OfficePost Office 5yr 6.79% Fxd BBR BTL LTV 75% Proceed
Buy To Let6.79%31/01/2014n/a5.9%75%
Post OfficePost Office 3yr 6.94% Fxd BBR BTL LTV 75% Incentives Proceed
Buy To Let6.94%31/01/2012n/a5.5%75%
Post OfficePost Office 5yr 6.99% Fxd BBR BTL LTV 75% Incentives Proceed
Buy To Let6.99%31/01/2014n/a5.9%75%
Post OfficePost Office 3yr 7.54% Fxd BBR BTL LTV 85% Proceed
Buy To Let7.54%31/01/2012n/a5.7%85%
Post OfficePost Office 5yr 7.59% Fxd BBR BTL LTV 85% Proceed
Buy To Let7.59%31/01/2014n/a6.3%85%
Post OfficePost Office 3yr 7.74% Fxd BBR BTL LTV 85% Incentives Proceed
Buy To Let7.74%31/01/2012n/a5.8%85%
Post OfficePost Office 5yr 7.79% Fxd BBR BTL LTV 85% Incentives Proceed
Buy To Let7.79%31/01/2014n/a6.4%85%
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ArrowCompareCompare details 'side by side' of up to 3 mortgages at a time.
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