Halifax Mortgages
Full product details for the Halifax Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
 | Did you know Halifax also provide credit cards, loans, savings, current accounts, home insurance, car insurance, pet insurance, travel insurance and breakdown cover? | ||
| Company: | Halifax www.halifax.co.uk/mortgages | Halifax www.halifax.co.uk/mortgages | Halifax www.halifax.co.uk/mortgages |
| Product: | 3yr BBR + 2.54% Tracker LTV 75% Ex/C | 2yr BBR + 3.44% Tracker H/P LTV 75% Ex/C Direct | Term BBR + 3.64% Tracker R/M LTV 60% Direct |
| details | details | details | |
| Proceed via this site: |  | | |
| Application Criteria | |||
 Max LTV House Purchase: | 75% | 75% | n/a |
| Max LTV Remortgage: | n/a | n/a | 60% |
| RTB - Max LTV Val: | 75% | 75% | 60% |
| RTB - Max LTV P/P: | 75% | 75% | 60% |
| S/O - Max LTV: | 75% | 75% | 60% |
| Minimum LTV: | 0% | 60.01% | 0% |
| Max Loan: | £7,500,000 | £500,000 | £500,000 |
| Min Term: | 0 years | 0 years | 0 years |
| Max Term: | 40 years | 40 years | 40 years |
| Remortgage - Min Loan: | n/a | n/a | £0 |
| House Purchase - Min Loan: | £0 | £0 | n/a |
| S/O - Min Loan: | £0 | £0 | £0 |
| RTB - Minimum Loan: | £0 | £0 | £0 |
| Suitability | |||
| Remortgage: |  | |  |
| FTB: | | | |
| Self Cert Available: | | | |
| Self Employed: | | | |
| RTBs: | | | |
| Shared ownership: | | | |
| Homemover: | | | |
| Ex/B Moving: | | | |
| Ex/B Not Moving: | | | |
| Type - Repayment: | | | |
| Type - Endowment: | | | |
| Type - Pension: | | | |
| Type - ISA: | | | |
| Type - Interest Only: | | | |
| Restrictions | |||
| Restricted Availability: | | | |
| Contents Required: | | | |
| Buildings Required: | | | |
| ASU Required: | | | |
| Interest Rate Loading: | £0 | £0 | £0 |
| Additional Information: | let to buy | fast track/let to buy | fast track/let to buy |
| Location Availability: | E,W,S & NI | E,W,S & NI | E,W,S & NI |
| Incentives | |||
| Incentives - Set Up Fees: | | | |
| Incentives - Free Val: | | | |
| Incentives - Buildings: | | | |
| Incentives - Contents: | | | |
| Incentives - Legal Fees: | | | |
| Incentives - Free ASU: | | | |
| Incentives - HLC: | | | |
| Incentives - Part ERC: | | | |
| Incentives - Other: | | | |
| Loyalty Discount: | | | |
| Facilities | |||
| Product Portable: | | | |
| Flexible Option: | | | |
| Overpayments Available: | | | |
| Underpayment Available: | | | |
| Payment Holiday: | | | |
| Borrow Back: | | | |
| Current Account/Offset: | | | |
| Drawdown Facility: | | | |
| Cheque Book Facility: | | | |
| Fees & Charges | |||
| Application Fee Payable £: | £499 | varies | varies |
| Application Fees Added: | | | |
| Valuation Fee: | 0 | 1 | 0 |
| Proc Fee: | refer to lender | n/a | n/a |
| ERC Calculation: | 3/2/2% | 3/2% | n/a |
| Rates | |||
| Initial Rate Payable: | 3.04% | 3.94% | 4.14% |
| Variable Rate Date: | 31/07/2012 | 31/10/2011 | term |
| Final Rate Payable: | 3.5% | 3.5% | 4.14% |
| Final Rate Type: | vr | vr | n/a |
| Rate Guarantee: | | | |
| Interest Rest Period: | daily | daily | daily |
Compare Halifax Mortgages
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
