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Good4(280 ratings)

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Reviewed by: likewot

A financial advisor put us forward for a mortgage here, we have been very happy with the product and customer ...

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Does Halifax provide your mortgage?

Tell us what you think of them because it will help others.

Compare Halifax Mortgages

This comparison includes mortgages for this lender.

sorted by:

Most popular

  • Most popular
  • Maximum LTV
  • Lowest initial rate
  • Lowest subsequent rate (SVR)
  • Cheapest overall cost
Halifax 2 year fixed cashback mortgage for first time buyers
Maximum LTV
75%
Initial rate
5.59% fixed until 30th September 2018
Subsequent rate (SVR)
3.99% variable
Overall cost for comparison
-
If you leave the mortgage before 30th June 2018 you will pay an early repayment charge.
Available via brokers only.
Halifax 2 year fixed
Maximum LTV
60%
Initial rate
1.34% fixed until 30th September 2018
Subsequent rate (SVR)
3.99% variable
Overall cost for comparison
-
If you leave the mortgage before 30th September 2018 you will pay an early repayment charge.
Available via brokers only.
Halifax 2 year fixed cashback mortgage
Maximum LTV
75%
Initial rate
5.59% fixed until 30th September 2018
Subsequent rate (SVR)
3.99% variable
Overall cost for comparison
-
If you leave the mortgage before 30th June 2018 you will pay an early repayment charge.
Available via brokers only.
Halifax 2 year fixed for existing borrowers
Maximum LTV
120%
Initial rate
3.59% fixed until 31st August 2018
Subsequent rate (SVR)
3.99% variable
Overall cost for comparison
4.2% APRC
If you leave the mortgage before 31st August 2018 you will pay an early repayment charge.
Available via telephone only.
Halifax 2 year tracker
Maximum LTV
60%
Initial rate
1.29% base rate tracker until 30th September 2018
Subsequent rate (SVR)
3.99% variable
Overall cost for comparison
-
If you leave the mortgage before 30th September 2018 you will pay an early repayment charge.
Available via brokers only.
Overall representative example for all mortgages on money.co.uk

Based on borrowing

£170,000 over 25 years

The overall cost of comparison

4.25% APRC representative

Initial rate

2.89% fixed for 2 years(24 instalments of £822.76pm)

Subsequent rate (SVR)

4.45% variable for the remaining 23 years
(276 instalments of £925.50pm)

Fees

£884

Total amount payable

£276,069.44

Halifax mortgages reviews

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Does Halifax provide your mortgage?

Tell us what you think of them because it will help others.

09/12/14

Recommended

OK for mortgages

A financial advisor put us forward for a mortgage here, we have been very happy with the product and customer service.

There were a few problems on my part which were quickly and efficiently dealt with.

It was set up easily and we are paying each month by Direct Debit.

I would recommend this company to have your mortgage with and I really can't think of anything else to say.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

23/11/14

Recommended

Supportive customer service team

I have always gone for Fixed rate mortgage as I'm someone who likes to know that my mortgage payment will not change month to month.

However, this is a personal choice as I did not benefit from the low interest rates when they dropped for several years as I was in a 5 year fixed, so be sure you can tie yourself in as rates can go up as well as down.

Halifax has always been quite good at explaining your options as far as my experience is concerned. Also, I did have a period when made redundant that I was struggling with my payments. I was very impressed with the consideration that was given and my mortgage payments were reduced to a more manageable amount for one year.

I think all mortgage lenders should offer this in my opinion, but some are better than others at truly considering your circumstances and needs.

10 out of 10 to Halifax who really helped me out at a difficult time in my life.

Good choice of products

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Good experience with a dedicated mortgage advisor

Since I have a shared equity mortgage Halifax was the only bank I knew of that offered that. Even still, my mortgage adviser was on the ball.

She kept looking for the best deals for me and replied to all my emails really quickly and made my first step on the property ladder feel very easy. She also made the time to see me as I just dropped into the bank without an appointment so that made me feel valued.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24/11/14

Recommended

Quick and Easy Mortgage Set-Up

It was really quick and easy to set up the first stage of our mortgage over the phone with the Halifax - we never once had to visit a branch, making everything very smooth.

The payments go out monthly, and we've had no problems in the year or so that we've held this mortgage. I would like to manage it online, but I'm not sure if this is possible, and Halifax have never instructed me on how I can do this.

I'd definitely recommend them, though, as they made the mortgaging process quick and painless!

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24/11/14

Recommended

In house customer service

We haven't had to ring up Halifax, however, the service we received when we first applied to get a mortgage was fantastic. Nationwide wouldn't remortgage us, but with Halifax it was no problem, they were there and laid everything out in black and white.

We even got a little gift from them after we moved in, which was a nice little touch.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Halifax provide your mortgage?

Tell us what you think of them because it will help others.