Compare Interest Only Mortgages

Compare the best interest only mortgages available in the UK and find the interest only mortgage deal that's right for you in minutes. We also explain how interest only mortgages work and weigh the advantages and disadvantages so you can get the best deal possible.
 CompanyMortgage TypeInitial RateFinal RateAPRMax LTV 
 
 APREnd Date    
 Promoted Results
NatWestNatWest 2yr BBR + 1.69% H/P LTV 60% DirectStandard2.19%30 Nov
2012
4%4%60%NatWest 2yr BBR + 1.69% H/P LTV 60% Direct
Proceed
RBSRBS 2yr BBR + 1.69% Tracker H/P LTV 60%Standard2.19%30 Nov
2012
4%4%60%RBS 2yr BBR + 1.69% Tracker H/P LTV 60%
Proceed
NatWestNatWest 2yr BBR + 1.69% R/M LTV 60% DirectStandard2.19%30 Nov
2012
4%3.9%60%NatWest 2yr BBR + 1.69% R/M LTV 60% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.09% Tracker LTV 70%Standard2.59%24months4.24%4.1%70%Santander 2yr BBR + 2.09% Tracker LTV 70%
Proceed
First DirectFirst Direct Term BBR + 2.09% Offset LTV 65% DirectOffset2.59%term2.79%2.6%65%First Direct Term BBR + 2.09% Offset LTV 65% Direct
Proceed
SantanderSantander 2yr BBR + 2.16% Tracker R/M C/B LTV 70% DirectStandard2.66%24months4.24%4.1%70%Santander 2yr BBR + 2.16% Tracker R/M C/B LTV 70% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.16% Tracker R/M LTV 70% DirectStandard2.66%24months4.24%4.1%70%Santander 2yr BBR + 2.16% Tracker R/M LTV 70% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.17% Tracker H/P LTV 70% DirectStandard2.67%24months4.24%4.1%70%Santander 2yr BBR + 2.17% Tracker H/P LTV 70% Direct
Proceed
SantanderSantander 3yr BBR + 2.17% Tracker H/P LTV 70%Standard2.67%36months4.24%3.8%70%Santander 3yr BBR + 2.17% Tracker H/P LTV 70%
Proceed
SantanderSantander 2yr 2.75% Fixed LTV 60% DirectFixed Rate2.75%02 Nov
2012
4.24%4.2%60%Santander 2yr 2.75% Fixed LTV 60% Direct
Proceed
SantanderSantander 2yr BBR + 2.27% Tracker H/P LTV 70% DirectStandard2.77%24months4.24%4.1%70%Santander 2yr BBR + 2.27% Tracker H/P LTV 70% Direct
Proceed
 
Available via brokers only.
SantanderSantander 2yr BBR + 2.29% Tracker H/P LTV 75% >£550kStandard2.79%24months4.24%4.2%75%Santander 2yr BBR + 2.29% Tracker H/P LTV 75% >£550k
Proceed
SantanderSantander 2yr BBR + 2.29% Tracker R/M C/B LTV 75% >£550kStandard2.79%24months4.24%4.2%75%Santander 2yr BBR + 2.29% Tracker R/M C/B LTV 75% >£550k
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.29% Tracker R/M LTV 75% >£550kStandard2.79%24months4.24%4.2%75%Santander 2yr BBR + 2.29% Tracker R/M LTV 75% >£550k
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.31% Tracker R/M C/B LTV 70% DirectStandard2.81%24months4.24%4.1%70%Santander 2yr BBR + 2.31% Tracker R/M C/B LTV 70% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.31% Tracker R/M LTV 70% DirectStandard2.81%24months4.24%4.1%70%Santander 2yr BBR + 2.31% Tracker R/M LTV 70% Direct
Proceed
 
Available for remortgage only.
Post OfficePost Office 2yr 2.85% Fixed BBR LTV 65%Fixed Rate2.85%30 Sep
2012
3.49%3.6%65%Post Office 2yr 2.85% Fixed BBR LTV 65%
Proceed
SantanderSantander 3yr BBR + 2.38% Tracker R/M C/B LTV 70%Standard2.88%36months4.24%4%70%Santander 3yr BBR + 2.38% Tracker R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
SantanderSantander 3yr BBR + 2.38% Tracker R/M LTV 70%Standard2.88%36months4.24%4%70%Santander 3yr BBR + 2.38% Tracker R/M LTV 70%
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr BBR + 2.39% H/P LTV 75% DirectStandard2.89%30 Nov
2012
4%4.1%75%NatWest 2yr BBR + 2.39% H/P LTV 75% Direct
Proceed
NatWestNatWest 2yr BBR + 2.39% R/M LTV 75% DirectStandard2.89%30 Nov
2012
4%4%75%NatWest 2yr BBR + 2.39% R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.39% Tracker H/P LTV 75% DirectStandard2.89%24months4.24%4.2%75%Santander 2yr BBR + 2.39% Tracker H/P LTV 75% Direct
Proceed
SantanderSantander 2yr BBR + 2.40% Tracker R/M C/B LTV 70% DirectStandard2.90%24months4.24%4.1%70%Santander 2yr BBR + 2.40% Tracker R/M C/B LTV 70% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.40% Tracker R/M LTV 70% DirectStandard2.90%24months4.24%4.1%70%Santander 2yr BBR + 2.40% Tracker R/M LTV 70% Direct
Proceed
 
Available for remortgage only.
Post OfficePost Office Term BBR + 2.49% Tracker LTV 75%Standard2.99%term3.19%3.1%75%Post Office Term BBR + 2.49% Tracker LTV 75%
Proceed
SkiptonSkipton 2yr 2.99% Fixed BBR H/P LTV 60% DirectFixed Rate2.99%30 Sep
2012
4.95%4.8%60%Skipton 2yr 2.99% Fixed BBR H/P LTV 60% Direct
Proceed
NatWestNatWest 2yr 2.99% Fxd LTV 60% Direct Ex/BFixed Rate2.99%30 Nov
2012
4%3.9%60%NatWest 2yr 2.99% Fxd LTV 60% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 2yr BBR + 2.49% Tracker H/P LTV 75% Ex/C DirectStandard2.99%24months4.24%4.1%75%Santander 2yr BBR + 2.49% Tracker H/P LTV 75% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 2yr BBR + 2.49% Tracker H/P LTV 80% Ex/BStandard2.99%24months4.24%4.1%80%Santander 2yr BBR + 2.49% Tracker H/P LTV 80% Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 2yr BBR + 2.55% Tracker R/M C/B LTV 75% DirectStandard3.05%24months4.24%4.1%75%Santander 2yr BBR + 2.55% Tracker R/M C/B LTV 75% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.55% Tracker R/M LTV 75% DirectStandard3.05%24months4.24%4.1%75%Santander 2yr BBR + 2.55% Tracker R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
Post OfficePost Office 2yr 3.05% Fixed BBR LTV 75%Fixed Rate3.05%30 Sep
2012
3.49%3.6%75%Post Office 2yr 3.05% Fixed BBR LTV 75%
Proceed
SantanderSantander 2yr BBR + 2.59% R/M C/B LTV 75% Ex/C DirectStandard3.09%24months4.24%4.1%75%Santander 2yr BBR + 2.59% R/M C/B LTV 75% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
SantanderSantander 2yr BBR + 2.59% Tracker R/M LTV 75% Ex/C DirectStandard3.09%24months4.24%4.1%75%Santander 2yr BBR + 2.59% Tracker R/M LTV 75% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
NatWestNatWest 2yr 3.09% Fxd H/P LTV 60% Dir AdvPrivate Ex/CFixed Rate3.09%30 Nov
2012
4%4.2%60%NatWest 2yr 3.09% Fxd H/P LTV 60% Dir AdvPrivate Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWestNatWest 2yr 3.09% Fxd R/M LTV 60% Dir AdvPrivate Ex/CFixed Rate3.09%30 Nov
2012
4%4.1%60%NatWest 2yr 3.09% Fxd R/M LTV 60% Dir AdvPrivate Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
Post OfficePost Office Term BBR + 2.65% Tracker LTV 75% IncentivesStandard3.15%term3.15%3.3%75%Post Office Term BBR + 2.65% Tracker LTV 75% Incentives
Proceed
SantanderSantander 3yr BBR + 2.69% Tracker H/P LTV 75%Standard3.19%36months4.24%4%75%Santander 3yr BBR + 2.69% Tracker H/P LTV 75%
Proceed
RBSRBS 2yr 3.19% Fxd H/P LTV 60% DirectFixed Rate3.19%30 Nov
2012
4%4.1%60%RBS 2yr 3.19% Fxd H/P LTV 60% Direct
Proceed
SantanderSantander 2yr 3.19% Fixed H/P C/B LTV 70% DirectFixed Rate3.19%02 Nov
2012
4.24%4.2%70%Santander 2yr 3.19% Fixed H/P C/B LTV 70% Direct
Proceed
NatWestNatWest 2yr BBR + 2.69% H/P LTV 75% Direct Fee FreeStandard3.19%30 Nov
2012
4%4%75%NatWest 2yr BBR + 2.69% H/P LTV 75% Direct Fee Free
Proceed
NatWestNatWest 2yr BBR + 2.69% R/M LTV 75% Direct Fee FreeStandard3.19%30 Nov
2012
4%3.9%75%NatWest 2yr BBR + 2.69% R/M LTV 75% Direct Fee Free
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr 3.19% Fxd H/P LTV 60% DirecFixed Rate3.19%30 Nov
2012
4%4.1%60%NatWest 2yr 3.19% Fxd H/P LTV 60% Direc
Proceed
NatWestNatWest 2yr 3.19% Fxd R/M LTV 60% DirectFixed Rate3.19%30 Nov
2012
4%4%60%NatWest 2yr 3.19% Fxd R/M LTV 60% Direct
Proceed
 
Available for remortgage only.
Post OfficePost Office 2yr 3.25% Fixed BBR LTV 75% IncentivesFixed Rate3.25%30 Sep
2012
3.49%3.6%75%Post Office 2yr 3.25% Fixed BBR LTV 75% Incentives
Proceed
SantanderSantander 3yr BBR + 2.81% Tracker R/M C/B LTV 75%Standard3.31%36months4.24%4.1%75%Santander 3yr BBR + 2.81% Tracker R/M C/B LTV 75%
Proceed
 
Available for remortgage only.
SantanderSantander 3yr BBR + 2.81% Tracker R/M LTV 75%Standard3.31%36months4.24%4.1%75%Santander 3yr BBR + 2.81% Tracker R/M LTV 75%
Proceed
 
Available for remortgage only.
Post OfficePost Office Term BBR + 2.89% Tracker LTV 80%Standard3.39%term3.49%3.5%80%Post Office Term BBR + 2.89% Tracker LTV 80%
Proceed
SantanderSantander 2yr BBR + 2.89% Tracker H/P LTV 80% DirectStandard3.39%24months4.24%4.3%80%Santander 2yr BBR + 2.89% Tracker H/P LTV 80% Direct
Proceed
SantanderSantander 2yr BBR + 2.89% Tracker R/M C/B LTV 80% DirectStandard3.39%24months4.24%4.3%80%Santander 2yr BBR + 2.89% Tracker R/M C/B LTV 80% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 2.89% R/M Tracker LTV 80% DirectStandard3.39%24months4.24%4.3%80%Santander 2yr BBR + 2.89% R/M Tracker LTV 80% Direct
Proceed
 
Available for remortgage only.
SantanderSantander Flexible Offset BBR + 2.89% Tracker H/P LTV 75%Standard3.39%term3.49%3.5%75%Santander Flexible Offset BBR + 2.89% Tracker H/P LTV 75%
Proceed
SantanderSantander Flexible Offset BBR + 2.89% Tracker H/P LTV 75%Offset3.39%term3.49%3.5%75%Santander Flexible Offset BBR + 2.89% Tracker H/P LTV 75%
Proceed
SantanderSantander 2yr 3.48% Fixed R/M C/B LTV 70% DirectFixed Rate3.48%02 Nov
2012
4.24%4.3%70%Santander 2yr 3.48% Fixed R/M C/B LTV 70% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 3.48% Fixed R/M LTV 70% DirectFixed Rate3.48%02 Nov
2012
4.24%4.3%70%Santander 2yr 3.48% Fixed R/M LTV 70% Direct
Proceed
 
Available for remortgage only.
SantanderSantander Flexible Offset BBR + 2.99% Tracker R/M LTV 75%Standard3.49%term3.49%3.6%75%Santander Flexible Offset BBR + 2.99% Tracker R/M LTV 75%
Proceed
 
Available for remortgage only.
SantanderSantander Flexible Offset BBR +2.99% Tracker R/M C/B LTV 75%Standard3.49%term3.49%3.6%75%Santander Flexible Offset BBR +2.99% Tracker R/M C/B LTV 75%
Proceed
 
Available for remortgage only.
SantanderSantander Flexible Offset BBR + 2.99% Tracker R/M LTV 75%Offset3.49%term3.49%3.6%75%Santander Flexible Offset BBR + 2.99% Tracker R/M LTV 75%
Proceed
 
Available for remortgage only.
SantanderSantander Flexible Offset BBR +2.99% Tracker R/M C/B LTV 75%Offset3.49%term3.49%3.6%75%Santander Flexible Offset BBR +2.99% Tracker R/M C/B LTV 75%
Proceed
 
Available for remortgage only.
Post OfficePost Office Term BBR + 2.99% Tracker LTV 80% IncentivesStandard3.49%term3.69%3.6%80%Post Office Term BBR + 2.99% Tracker LTV 80% Incentives
Proceed
SantanderSantander 2yr 3.58% Fixed LTV 75%Fixed Rate3.58%02 Nov
2012
4.24%4.3%75%Santander 2yr 3.58% Fixed LTV 75%
Proceed
Post OfficePost Office 3yr 3.65% Fixed BBR LTV 75%Fixed Rate3.65%30 Sep
2013
3.49%3.7%75%Post Office 3yr 3.65% Fixed BBR LTV 75%
Proceed
SantanderSantander 2yr 3.65% Fixed R/M C/B LTV 70%Fixed Rate3.65%02 Nov
2012
4.24%4.3%70%Santander 2yr 3.65% Fixed R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 3.65% Fixed R/M LTV 70%Fixed Rate3.65%02 Nov
2012
4.24%4.3%70%Santander 2yr 3.65% Fixed R/M LTV 70%
Proceed
 
Available for remortgage only.
First DirectFirst Direct Offset Standard Variable Rate LTV 75% DirectStandard3.69%term3.69%3.8%75%First Direct Offset Standard Variable Rate LTV 75% Direct
Proceed
First DirectFirst Direct Offset Standard Variable Rate LTV 75% DirectOffset3.69%term3.69%3.8%75%First Direct Offset Standard Variable Rate LTV 75% Direct
Proceed
NatWestNatWest 2yr 3.69% Fxd H/P LTV 75% Dir AdvPrivate/Bus Ex/CFixed Rate3.69%30 Nov
2012
4%4.2%75%NatWest 2yr 3.69% Fxd H/P LTV 75% Dir AdvPrivate/Bus Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWestNatWest 2yr 3.69% Fxd R/M LTV 75% Dir AdvPrivate/Bus Ex/CFixed Rate3.69%30 Nov
2012
4%4.1%75%NatWest 2yr 3.69% Fxd R/M LTV 75% Dir AdvPrivate/Bus Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
NatWestNatWest 2yr 3.69% Fxd LTV 75% Direct Advantage Ex/BFixed Rate3.69%30 Nov
2012
4%4.1%75%NatWest 2yr 3.69% Fxd LTV 75% Direct Advantage Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWestNatWest 2yr 3.74% Fxd R/M LTV 75% DirADVGold/Priv/Bus Ex/CFixed Rate3.74%30 Nov
2012
4%4.1%75%NatWest 2yr 3.74% Fxd R/M LTV 75% DirADVGold/Priv/Bus Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
NatWestNatWest 2yr 3.74% Fxd H/P LTV 75% Dir ADVGold/Pte/Bus Ex/CFixed Rate3.74%30 Nov
2012
4%4.2%75%NatWest 2yr 3.74% Fxd H/P LTV 75% Dir ADVGold/Pte/Bus Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 2yr 3.74% Fxd H/P C/B LTV 75% DirectFixed Rate3.74%02 Nov
2012
4.24%4.4%75%Santander 2yr 3.74% Fxd H/P C/B LTV 75% Direct
Proceed
NatWestNatWest Term Flexible Offset LTV 75%Offset3.75%term3.75%3.9%75%NatWest Term Flexible Offset LTV 75%
Proceed
RBSRBS Flexible Offset Variable LTV 75%Offset3.75%term3.75%3.9%75%RBS Flexible Offset Variable LTV 75%
Proceed
NatWestNatWest Term Flexible Offset LTV 75% DirectStandard3.75%term3.75%3.9%75%NatWest Term Flexible Offset LTV 75% Direct
Proceed
NatWestNatWest 2yr 3.79% Fxd H/P LTV 75% DirectFixed Rate3.79%30 Nov
2012
4%4.2%75%NatWest 2yr 3.79% Fxd H/P LTV 75% Direct
Proceed
NatWestNatWest 2yr 3.79% Fxd R/M LTV 75% DirectFixed Rate3.79%30 Nov
2012
4%4.1%75%NatWest 2yr 3.79% Fxd R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr 3.79% Fxd LTV 75% Direct Ex/BFixed Rate3.79%30 Nov
2012
4%4%75%NatWest 2yr 3.79% Fxd LTV 75% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 2yr 3.79% Fixed BBR LTV 80%Fixed Rate3.79%30 Sep
2012
3.49%3.7%80%Post Office 2yr 3.79% Fixed BBR LTV 80%
Proceed
Post OfficePost Office 3yr 3.85% Fixed BBR LTV 75% IncentivesFixed Rate3.85%30 Sep
2013
3.49%3.7%75%Post Office 3yr 3.85% Fixed BBR LTV 75% Incentives
Proceed
SantanderSantander 2yr 3.90% Fixed H/P C/B LTV 75% DirectFixed Rate3.90%02 Nov
2012
4.24%4.3%75%Santander 2yr 3.90% Fixed H/P C/B LTV 75% Direct
Proceed
Post OfficePost Office 2yr 3.94% Fixed BBR LTV 85%Fixed Rate3.94%30 Sep
2012
3.49%3.7%85%Post Office 2yr 3.94% Fixed BBR LTV 85%
Proceed
Post OfficePost Office 3yr 3.95% Fixed BBR LTV 80%Fixed Rate3.95%30 Sep
2013
3.49%3.8%80%Post Office 3yr 3.95% Fixed BBR LTV 80%
Proceed
Post OfficePost Office 2yr 3.99% Fixed BBR LTV 80% IncentivesFixed Rate3.99%30 Sep
2012
3.49%3.7%80%Post Office 2yr 3.99% Fixed BBR LTV 80% Incentives
Proceed
SantanderSantander 2yr 3.99% Fixed H/P C/B LTV 80% Ex/BFixed Rate3.99%02 Nov
2012
4.24%4.3%80%Santander 2yr 3.99% Fixed H/P C/B LTV 80% Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office Term BBR + 3.49% Tracker LTV 85%Standard3.99%term4.59%4.2%85%Post Office Term BBR + 3.49% Tracker LTV 85%
Proceed
NatWestNatWest 2yr 4.09% Fxd LTV 80% Direct Ex/BFixed Rate4.09%30 Nov
2012
4%4.1%80%NatWest 2yr 4.09% Fxd LTV 80% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 2yr 4.09% Fixed R/M C/B LTV 75% Ex/C DirectFixed Rate4.09%02 Nov
2012
4.24%4.3%75%Santander 2yr 4.09% Fixed R/M C/B LTV 75% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
SantanderSantander 2yr 4.09% Fixed R/M LTV 75% Ex/C DirectFixed Rate4.09%02 Nov
2012
4.24%4.3%75%Santander 2yr 4.09% Fixed R/M LTV 75% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
Post OfficePost Office 5yr 4.19% Fixed BBR LTV 75%Fixed Rate4.19%30 Sep
2015
3.49%4%75%Post Office 5yr 4.19% Fixed BBR LTV 75%
Proceed
Alliance and LeicesterAlliance and Leicester 3yr 4.23% Fixed R/M C/B LTV 70%Fixed Rate4.23%02 Nov
2013
4.24%4.4%70%Alliance and Leicester 3yr 4.23% Fixed R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
Alliance and LeicesterAlliance and Leicester 3yr 4.23% Fixed R/M LTV 70%Fixed Rate4.23%02 Nov
2013
4.24%4.4%70%Alliance and Leicester 3yr 4.23% Fixed R/M LTV 70%
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr 4.29% Fxd LTV 90% Direct Ex/BFixed Rate4.29%30 Nov
2012
4%4.1%90%NatWest 2yr 4.29% Fxd LTV 90% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 5yr 4.35% Fixed BBR LTV 75% IncentivesFixed Rate4.35%30 Sep
2015
3.49%4%75%Post Office 5yr 4.35% Fixed BBR LTV 75% Incentives
Proceed
SantanderSantander 2yr 4.37% Fixed R/M C/B LTV 75% No FeeFixed Rate4.37%02 Nov
2012
4.24%4.4%75%Santander 2yr 4.37% Fixed R/M C/B LTV 75% No Fee
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 4.37% Fxd R/M LTV 75% No FeeFixed Rate4.37%02 Nov
2012
4.24%4.4%75%Santander 2yr 4.37% Fxd R/M LTV 75% No Fee
Proceed
 
Available for remortgage only.
NatWestNatWest 3yr 4.39% Fxd H/P LTV 75% DirectFixed Rate4.39%30 Nov
2013
4%4.3%75%NatWest 3yr 4.39% Fxd H/P LTV 75% Direct
Proceed
NatWestNatWest 3yr 4.39% Fxd R/M LTV 75% DirectFixed Rate4.39%30 Nov
2013
4%4.3%75%NatWest 3yr 4.39% Fxd R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 3.94% Tracker H/P LTV 85% DirectStandard4.44%24months4.24%4.5%85%Santander 2yr BBR + 3.94% Tracker H/P LTV 85% Direct
Proceed
SantanderSantander 2yr BBR + 3.94% Tracker R/M C/B LTV 85% DirectStandard4.44%24months4.24%4.5%85%Santander 2yr BBR + 3.94% Tracker R/M C/B LTV 85% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr BBR + 3.94% Tracker R/M LTV 85% DirectStandard4.44%24months4.24%4.5%85%Santander 2yr BBR + 3.94% Tracker R/M LTV 85% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 4yr 4.45% Fixed H/P C/B LTV 70%Fixed Rate4.45%02 Nov
2014
4.24%4.5%70%Santander 4yr 4.45% Fixed H/P C/B LTV 70%
Proceed
Post OfficePost Office 3yr 4.49% Fixed BBR LTV 80% IncentivesFixed Rate4.49%30 Sep
2013
3.49%3.9%80%Post Office 3yr 4.49% Fixed BBR LTV 80% Incentives
Proceed
SantanderSantander 4yr 4.49% Fixed R/M C/B LTV 70%Fixed Rate4.49%02 Nov
2014
4.24%4.5%70%Santander 4yr 4.49% Fixed R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
SantanderSantander 4yr 4.49% Fixed R/M LTV 70%Fixed Rate4.49%02 Nov
2014
4.24%4.5%70%Santander 4yr 4.49% Fixed R/M LTV 70%
Proceed
 
Available for remortgage only.
Post OfficePost Office 2yr 4.49% Fixed BBR LTV 85% IncentivesFixed Rate4.49%30 Sep
2012
3.49%3.8%85%Post Office 2yr 4.49% Fixed BBR LTV 85% Incentives
Proceed
Post OfficePost Office 3yr 4.69% Fixed BBR LTV 85%Fixed Rate4.69%30 Sep
2013
3.49%4%85%Post Office 3yr 4.69% Fixed BBR LTV 85%
Proceed
Post OfficePost Office 5yr 4.75% Fixed BBR LTV 80%Fixed Rate4.75%30 Sep
2015
3.49%4.2%80%Post Office 5yr 4.75% Fixed BBR LTV 80%
Proceed
SantanderSantander 4yr 4.75% Fixed H/P C/B LTV 75%Fixed Rate4.75%02 Nov
2014
4.24%4.6%75%Santander 4yr 4.75% Fixed H/P C/B LTV 75%
Proceed
SantanderSantander 5yr 4.75% Fixed H/P C/B LTV 70%Fixed Rate4.75%02 Nov
2015
4.24%4.7%70%Santander 5yr 4.75% Fixed H/P C/B LTV 70%
Proceed
Post OfficePost Office Term BBR + 4.25% Tracker LTV 85% IncentivesStandard4.75%term3.39%4.9%85%Post Office Term BBR + 4.25% Tracker LTV 85% Incentives
Proceed
Post OfficePost Office 5yr 4.78% Fixed BBR LTV 75% Incentives No FeeFixed Rate4.78%30 Sep
2015
3.49%4.1%75%Post Office 5yr 4.78% Fixed BBR LTV 75% Incentives No Fee
Proceed
Post OfficePost Office 3yr 4.79% Fixed BBR LTV 85% IncentivesFixed Rate4.79%30 Sep
2013
3.49%4%85%Post Office 3yr 4.79% Fixed BBR LTV 85% Incentives
Proceed
NatWestNatWest 5yr 4.89% Fxd LTV 75% Direct Ex/BFixed Rate4.89%30 Nov
2015
4%4.5%75%NatWest 5yr 4.89% Fxd LTV 75% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 5yr 4.95% Fixed BBR LTV 80% IncentivesFixed Rate4.95%30 Sep
2015
3.49%4.3%80%Post Office 5yr 4.95% Fixed BBR LTV 80% Incentives
Proceed
SantanderSantander 2yr 4.95% Fixed H/P C/B LTV 80%Fixed Rate4.95%02 Nov
2012
4.24%4.6%80%Santander 2yr 4.95% Fixed H/P C/B LTV 80%
Proceed
Post OfficePost Office Term BBR + 4.49% Tracker LTV 90%Standard4.99%term2.99%5.2%90%Post Office Term BBR + 4.49% Tracker LTV 90%
Proceed
SantanderSantander 2yr 4.99% Fixed R/M C/B LTV 80%Fixed Rate4.99%02 Nov
2012
4.24%4.5%80%Santander 2yr 4.99% Fixed R/M C/B LTV 80%
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 4.99% Fixed R/M LTV 80%Fixed Rate4.99%02 Nov
2012
4.24%4.5%80%Santander 2yr 4.99% Fixed R/M LTV 80%
Proceed
 
Available for remortgage only.
SantanderSantander 4yr 4.99% Fixed H/P C/B LTV 85% Ex/C DirectFixed Rate4.99%02 Nov
2014
4.24%4.6%85%Santander 4yr 4.99% Fixed H/P C/B LTV 85% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 4yr 4.99% Fixed R/M C/B LTV 85% Ex/C DirectFixed Rate4.99%02 Nov
2014
4.24%4.6%85%Santander 4yr 4.99% Fixed R/M C/B LTV 85% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
SantanderSantander 4yr 4.99% Fixed R/M LTV 85% Ex/C DirectFixed Rate4.99%02 Nov
2014
4.24%4.6%85%Santander 4yr 4.99% Fixed R/M LTV 85% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
SantanderSantander 5yr 4.99% Fixed R/M C/B LTV 70%Fixed Rate4.99%02 Nov
2015
4.24%4.9%70%Santander 5yr 4.99% Fixed R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
SantanderSantander 5yr 4.99% Fixed R/M LTV 70%Fixed Rate4.99%02 Nov
2015
4.24%4.9%70%Santander 5yr 4.99% Fixed R/M LTV 70%
Proceed
 
Available for remortgage only.
Post OfficePost Office Term BTL BBR + 4.49% LTV 75%Buy To Let4.99%term4.99%5.3%75%Post Office Term BTL BBR + 4.49% LTV 75%
Proceed
 
This is a buy to let mortgage.
NatWestNatWest 5yr 5.09% Fxd LTV 80% Direct Ex/BFixed Rate5.09%30 Nov
2015
4%4.6%80%NatWest 5yr 5.09% Fxd LTV 80% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 5yr 5.15% Fixed H/P C/B LTV 75%Fixed Rate5.15%02 Nov
2015
4.24%4.8%75%Santander 5yr 5.15% Fixed H/P C/B LTV 75%
Proceed
Post OfficePost Office 5yr 5.25% Fixed BBR LTV 85%Fixed Rate5.25%30 Sep
2015
3.49%4.4%85%Post Office 5yr 5.25% Fixed BBR LTV 85%
Proceed
NatWestNatWest 5yr 5.29% Fxd LTV 90% Direct Ex/BFixed Rate5.29%30 Nov
2015
4%4.6%90%NatWest 5yr 5.29% Fxd LTV 90% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 4yr 5.29% Fixed R/M C/B LTV 75%Fixed Rate5.29%02 Nov
2014
4.24%4.7%75%Santander 4yr 5.29% Fixed R/M C/B LTV 75%
Proceed
 
Available for remortgage only.
SantanderSantander 4yr 5.29% Fixed R/M LTV 75%Fixed Rate5.29%02 Nov
2014
4.24%4.7%75%Santander 4yr 5.29% Fixed R/M LTV 75%
Proceed
 
Available for remortgage only.
Post OfficePost Office 5yr 5.39% Fixed BBR LTV 80% Incentives No FeeFixed Rate5.39%30 Sep
2015
3.49%4.4%80%Post Office 5yr 5.39% Fixed BBR LTV 80% Incentives No Fee
Proceed
Post OfficePost Office 2yr 5.45% Fixed BBR LTV 90%Fixed Rate5.45%30 Sep
2012
3.49%4%90%Post Office 2yr 5.45% Fixed BBR LTV 90%
Proceed
WoolwichWoolwich 3yr 5.49% Fxd Buy to Let BBR LTV 60%Buy To Let5.49%02 Dec
2013
2.99%3.9%60%Woolwich 3yr 5.49% Fxd Buy to Let BBR LTV 60%
Proceed
 
This is a buy to let mortgage.
NatWestNatWest 5yr 5.49% Fxd H/P LTV 75% DirectFixed Rate5.49%30 Nov
2015
4%4.9%75%NatWest 5yr 5.49% Fxd H/P LTV 75% Direct
Proceed
NatWestNatWest 5yr 5.49% Fxd R/M LTV 75% DirectFixed Rate5.49%30 Nov
2015
4%4.8%75%NatWest 5yr 5.49% Fxd R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr 5.49% Fxd LTV 100% Direct Ex/BFixed Rate5.49%30 Nov
2012
4%4.4%100%NatWest 2yr 5.49% Fxd LTV 100% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office Term BBR + 4.99% Tracker LTV 90% IncentivesStandard5.49%term5.65%5.7%90%Post Office Term BBR + 4.99% Tracker LTV 90% Incentives
Proceed
Post OfficePost Office 5yr 5.49% Fixed BBR LTV 85% IncentivesFixed Rate5.49%30 Sep
2015
3.49%4.5%85%Post Office 5yr 5.49% Fixed BBR LTV 85% Incentives
Proceed
Post OfficePost Office 2yr 5.65% Fixed BBR LTV 90% IncentivesFixed Rate5.65%30 Sep
2012
3.49%4.1%90%Post Office 2yr 5.65% Fixed BBR LTV 90% Incentives
Proceed
SantanderSantander 3yr 5.69% Fixed H/P C/B LTV 85%Fixed Rate5.69%02 Nov
2013
4.24%4.8%85%Santander 3yr 5.69% Fixed H/P C/B LTV 85%
Proceed
SantanderSantander 3yr 5.79% Fixed R/M C/B LTV 85%Fixed Rate5.79%02 Nov
2013
4.24%5%85%Santander 3yr 5.79% Fixed R/M C/B LTV 85%
Proceed
 
Available for remortgage only.
SantanderSantander 3yr 5.79% Fixed R/M LTV 85%Fixed Rate5.79%02 Nov
2013
4.24%5%85%Santander 3yr 5.79% Fixed R/M LTV 85%
Proceed
 
Available for remortgage only.
Post OfficePost Office 5yr 5.79% Fixed BBR LTV 85% Incentives No FeeFixed Rate5.79%30 Sep
2015
3.49%4.6%85%Post Office 5yr 5.79% Fixed BBR LTV 85% Incentives No Fee
Proceed
SantanderSantander 4yr 5.84% Fixed FTB C/B LTV 85%Fixed Rate5.84%02 Nov
2014
4.24%4.8%85%Santander 4yr 5.84% Fixed FTB C/B LTV 85%
Proceed
 
Available for first time buyers only.
SantanderSantander 3yr 5.99% Fixed FTB LTV 90% DirectFixed Rate5.99%02 Nov
2013
4.24%5%90%Santander 3yr 5.99% Fixed FTB LTV 90% Direct
Proceed
 
Available for first time buyers only.
SantanderSantander 3yr 5.99% Fixed LTV 90% Ex/C DirectFixed Rate5.99%02 Nov
2013
4.24%4.8%90%Santander 3yr 5.99% Fixed LTV 90% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 3yr 5.99% Fixed BBR LTV 90%Fixed Rate5.99%30 Sep
2013
3.49%4.4%90%Post Office 3yr 5.99% Fixed BBR LTV 90%
Proceed
Post OfficePost Office 5yr 5.99% Fixed BBR LTV 90%Fixed Rate5.99%30 Sep
2015
3.49%4.8%90%Post Office 5yr 5.99% Fixed BBR LTV 90%
Proceed
NatWestNatWest 5yr 6.09% Fxd LTV 100% Direct Ex/BFixed Rate6.09%30 Nov
2015
4%5%100%NatWest 5yr 6.09% Fxd LTV 100% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 3yr 6.15% Fixed BBR LTV 90% IncentivesFixed Rate6.15%30 Sep
2013
3.49%4.4%90%Post Office 3yr 6.15% Fixed BBR LTV 90% Incentives
Proceed
Post OfficePost Office 5yr 6.29% Fixed BBR LTV 90% IncentivesFixed Rate6.29%30 Sep
2015
3.49%4.9%90%Post Office 5yr 6.29% Fixed BBR LTV 90% Incentives
Proceed
Post OfficePost Office 5yr 6.49% Fixed BBR LTV 90% Incentives No FeeFixed Rate6.49%30 Sep
2015
3.49%4.9%90%Post Office 5yr 6.49% Fixed BBR LTV 90% Incentives No Fee
Proceed
NatWestNatWest 5yr 6.89% Fxd FTB LTV 75% DirectFixed Rate6.89%30 Nov
2015
4%5.4%75%NatWest 5yr 6.89% Fxd FTB LTV 75% Direct
Proceed
 
Available for first time buyers only.
SantanderSantander 3yr 7.04% Fixed BTL LTV 75% Direct onlyBuy To Let7.04%02 Nov
2013
4.24%6.7%75%Santander 3yr 7.04% Fixed BTL LTV 75% Direct only
Proceed
 
This is a buy to let mortgage.
 Full Results
Chorley & District Building SocietyChorley & District Building Society 3yr Stepped Discount LTV 75%Stepped Rate2.00%stepped5.49%5.2%75%Chorley & District Building Society 3yr Stepped Discount LTV 75%
Proceed
NatWestNatWest 2yr BBR + 1.69% H/P LTV 60% DirectStandard2.19%30 Nov
2012
4%4%60%NatWest 2yr BBR + 1.69% H/P LTV 60% Direct
Proceed
RBSRBS 2yr BBR + 1.69% Tracker H/P LTV 60%Standard2.19%30 Nov
2012
4%4%60%RBS 2yr BBR + 1.69% Tracker H/P LTV 60%
Proceed
NatWestNatWest 2yr BBR + 1.69% R/M LTV 60% DirectStandard2.19%30 Nov
2012
4%3.9%60%NatWest 2yr BBR + 1.69% R/M LTV 60% Direct
Proceed
 
Available for remortgage only.
RBSRBS 2yr BBR + 1.69% Tracker R/M LTV 60%Standard2.19%30 Nov
2012
4%3.9%60%RBS 2yr BBR + 1.69% Tracker R/M LTV 60%
Proceed
 
Available for remortgage only.
HSBCHSBC 2yr 1.75% Disc LTV 70% Special DirectDiscounted2.19%24months3.94%3.8%70%HSBC 2yr 1.75% Disc LTV 70% Special Direct
Proceed
Principality Building SocietyPrincipality Building Society 2yr 2.24% Fixed LTV 75% DirectFixed Rate2.24%30 Sep
2012
4.99%5.1%75%Principality Building Society 2yr 2.24% Fixed LTV 75% Direct
Proceed
Saffron Building SocietySaffron Building Society 2yr 3.14% Disc LTV 75% DirectDiscounted2.25%24months5.39%5.2%75%Saffron Building Society 2yr 3.14% Disc LTV 75% Direct
Proceed
First DirectFirst Direct 2yr BBR + 1.89% Offset LTV 65% DirectStandard2.39%24months3.69%3.6%65%First Direct 2yr BBR + 1.89% Offset LTV 65% Direct
Proceed
First DirectFirst Direct 2yr BBR + 1.89% Offset LTV 65% DirectOffset2.39%24months3.69%3.6%65%First Direct 2yr BBR + 1.89% Offset LTV 65% Direct
Proceed
Market Harborough Building SocietyMarket Harborough Building Society Flex 2 Year BBR + 1.98% Tracker LTV 75% DirectStandard2.48%24months5.49%5.1%75%Market Harborough Building Society Flex 2 Year BBR + 1.98% Tracker LTV 75% Direct
Proceed
Market Harborough Building SocietyMarket Harborough Building Society 2yr 2.49% Fixed LTV 75% Ex/BFixed Rate2.49%24months5.49%5.1%75%Market Harborough Building Society 2yr 2.49% Fixed LTV 75% Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Market Harborough Building SocietyMarket Harborough Building Society 2yr Stepped Discount LTV 75% Direct OnlyStepped Rate2.49%stepped4.49%4.4%75%Market Harborough Building Society 2yr Stepped Discount LTV 75% Direct Only
Proceed
BritanniaBritannia Flex 3yr BBR + 1.99% Tracker LTV 75% DirectStandard2.49%30 Nov
2013
4.24%3.9%75%Britannia Flex 3yr BBR + 1.99% Tracker LTV 75% Direct
Proceed
The Co-operative BankThe Co-operative Bank Flex 3yr BBR + 1.99% Tracker LTV 75%Standard2.49%30 Nov
2013
4.24%3.9%75%The Co-operative Bank Flex 3yr BBR + 1.99% Tracker LTV 75%
Proceed
The Co-operative BankThe Co-operative Bank Flex Lifetime BBR + 1.99% Ex/C LTV 75% DirectStandard2.49%term2.49%2.5%75%The Co-operative Bank Flex Lifetime BBR + 1.99% Ex/C LTV 75% Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
BritanniaBritannia Flex Lifetime BBR + 1.99% Ex/C LTV 75% DirectStandard2.49%term2.49%2.6%75%Britannia Flex Lifetime BBR + 1.99% Ex/C LTV 75% Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
MansfieldMansfield Term BBR + 1.99% LTV 80% DirectStandard2.49%term2.49%2.6%80%Mansfield Term BBR + 1.99% LTV 80% Direct
Proceed
Leek UnitedLeek United 3yr BBR + 1.99% Tracker LTV 75%Standard2.49%36months5.19%4.9%75%Leek United 3yr BBR + 1.99% Tracker LTV 75%
Proceed
SantanderSantander 2yr BBR + 2.07% Tracker H/P LTV 70% DirectStandard2.57%24months4.24%4.1%70%Santander 2yr BBR + 2.07% Tracker H/P LTV 70% Direct
Proceed
 
Available via brokers only.
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Interest Only Mortgage Guide

Information on the different types of interest only mortgages, when they're likely to be suitable and possible disadvantages.

An interest only mortgage requires you to make monthly payments to the mortgage lender in order to pay off the interest on the amount borrowed. In addition to the interest only mortgage you need to establish a separate long term investment plan that will accumulate enough funds to pay off the full loan amount at the end of the repayment period.

The investment plan required to pay off the mortgage usually comes in one of three forms; an ISA (individual savings account), a pension or an endowment. This investment does not have to be provided by the mortgage lender.

Advantages

  • You can choose an 'investment vehicle' that is tax efficient.
  • If the investment growth rate exceeds those estimated at outset you may be able to pay off your mortgage early or enjoy a lump sum at the end of the repayment period, in addition to paying off your mortgage.

Disadvantages

  • You have no guarantee that you will have sufficient funds to pay off the mortgage at the end of the repayment period, as the investment could perform below that assumed at the start. (By monitoring your investment's performance you could make additional contributions during the repayment period if you felt the fund was under performing.)
  • Some forms of investment may incur a penalty fee if you stop paying premiums.
  • Your debt remains constant throughout the mortgage period.

NB This information is provided to give you an overview of the different types of mortgages available. It is not comprehensive and you should not base your mortgage decision on the information found here. We recommend you seek professional advice in order to determine the most suitable mortgage for you.