Compare 85% Mortgages

Compare the best 85% ltv mortgages available from lenders in the UK and find the cheapest rate for your 85% mortgage in minutes. We make it easy to find the best rates whether you are looking for an 85% buy to let mortgage, a self cert deal or something different.

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	Company	Mortgage Type	Initial Rate		Final Rate	APR	Max LTV
			APR	End Date
Promoted Results
	Post Office 2yr 3.94% Fixed BBR LTV 85%	Fixed Rate	3.94%	30 Sep 2012	3.49%	3.7%	85%
	Post Office 2yr 4.49% Fixed BBR LTV 85% Incentives	Fixed Rate	4.49%	30 Sep 2012	3.49%	3.8%	85%
	Post Office 2yr 5.45% Fixed BBR LTV 90%	Fixed Rate	5.45%	30 Sep 2012	3.49%	4%	90%
	Post Office 3yr 4.69% Fixed BBR LTV 85%	Fixed Rate	4.69%	30 Sep 2013	3.49%	4%	85%
	Post Office 3yr 4.79% Fixed BBR LTV 85% Incentives	Fixed Rate	4.79%	30 Sep 2013	3.49%	4%	85%
	NatWest 2yr 4.29% Fxd LTV 90% Direct Ex/B	Fixed Rate	4.29%	30 Nov 2012	4%	4.1%	90%
	NatWest 2yr 4.29% Fxd LTV 90% Direct Ex/B	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Post Office 2yr 5.65% Fixed BBR LTV 90% Incentives	Fixed Rate	5.65%	30 Sep 2012	3.49%	4.1%	90%
	Post Office Term BBR + 3.49% Tracker LTV 85%	Standard	3.99%	term	4.59%	4.2%	85%
	Lloyds TSB 2yr BBR + 3.99% Tracker R/M LTV 85% Ex/C Direct	Standard	4.49%	30 Sep 2012	3.99%	4.4%	85%
	Lloyds TSB 2yr BBR + 3.99% Tracker R/M LTV 85% Ex/C Direct	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	NatWest 2yr 5.49% Fxd LTV 100% Direct Ex/B	Fixed Rate	5.49%	30 Nov 2012	4%	4.4%	100%
	NatWest 2yr 5.49% Fxd LTV 100% Direct Ex/B	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Post Office 3yr 5.99% Fixed BBR LTV 90%	Fixed Rate	5.99%	30 Sep 2013	3.49%	4.4%	90%
	Post Office 3yr 6.15% Fixed BBR LTV 90% Incentives	Fixed Rate	6.15%	30 Sep 2013	3.49%	4.4%	90%
	Post Office 5yr 5.25% Fixed BBR LTV 85%	Fixed Rate	5.25%	30 Sep 2015	3.49%	4.4%	85%
	Santander 2yr BBR + 3.94% Tracker H/P LTV 85% Direct	Standard	4.44%	24months	4.24%	4.5%	85%
	Santander 2yr BBR + 3.94% Tracker R/M C/B LTV 85% Direct	Standard	4.44%	24months	4.24%	4.5%	85%
	Santander 2yr BBR + 3.94% Tracker R/M C/B LTV 85% Direct	Available for remortgage only.
	Santander 2yr BBR + 3.94% Tracker R/M LTV 85% Direct	Standard	4.44%	24months	4.24%	4.5%	85%
	Santander 2yr BBR + 3.94% Tracker R/M LTV 85% Direct	Available for remortgage only.
	Post Office 5yr 5.49% Fixed BBR LTV 85% Incentives	Fixed Rate	5.49%	30 Sep 2015	3.49%	4.5%	85%
	NatWest 5yr 5.29% Fxd LTV 90% Direct Ex/B	Fixed Rate	5.29%	30 Nov 2015	4%	4.6%	90%
	NatWest 5yr 5.29% Fxd LTV 90% Direct Ex/B	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Santander 4yr 4.99% Fixed H/P C/B LTV 85% Ex/C Direct	Fixed Rate	4.99%	02 Nov 2014	4.24%	4.6%	85%
	Santander 4yr 4.99% Fixed H/P C/B LTV 85% Ex/C Direct	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	Santander 4yr 4.99% Fixed R/M C/B LTV 85% Ex/C Direct	Fixed Rate	4.99%	02 Nov 2014	4.24%	4.6%	85%
	Santander 4yr 4.99% Fixed R/M C/B LTV 85% Ex/C Direct	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Santander 4yr 4.99% Fixed R/M LTV 85% Ex/C Direct	Fixed Rate	4.99%	02 Nov 2014	4.24%	4.6%	85%
	Santander 4yr 4.99% Fixed R/M LTV 85% Ex/C Direct	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Post Office 5yr 5.79% Fixed BBR LTV 85% Incentives No Fee	Fixed Rate	5.79%	30 Sep 2015	3.49%	4.6%	85%
	Yorkshire BS 3yr BBR + 2.99% Tracker LTV 85% Direct	Standard	3.49%	30 Sep 2013	4.99%	4.7%	85%
	Lloyds TSB 2yr BBR + 5.39% Tracker R/M LTV 90% Direct	Standard	5.89%	30 Sep 2012	3.99%	4.7%	90%
	Lloyds TSB 2yr BBR + 5.39% Tracker R/M LTV 90% Direct	Available for remortgage only.
	First Direct 5yr 5.79% Fixed LTV 85% Direct	Fixed Rate	5.79%	60months	3.69%	4.7%	85%
	Santander 3yr 5.69% Fixed H/P C/B LTV 85%	Fixed Rate	5.69%	02 Nov 2013	4.24%	4.8%	85%
	Santander 3yr 5.99% Fixed LTV 90% Ex/C Direct	Fixed Rate	5.99%	02 Nov 2013	4.24%	4.8%	90%
	Santander 3yr 5.99% Fixed LTV 90% Ex/C Direct	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	Santander 4yr 5.84% Fixed FTB C/B LTV 85%	Fixed Rate	5.84%	02 Nov 2014	4.24%	4.8%	85%
	Santander 4yr 5.84% Fixed FTB C/B LTV 85%	Available for first time buyers only.
	Post Office 5yr 5.99% Fixed BBR LTV 90%	Fixed Rate	5.99%	30 Sep 2015	3.49%	4.8%	90%
	NatWest 2yr 5.69% Fixed Buy To Let LTV 85% Direct Ex/B	Buy To Let	5.69%	30 Nov 2012	4.5%	4.9%	85%
	NatWest 2yr 5.69% Fixed Buy To Let LTV 85% Direct Ex/B	This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed... more This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Post Office Term BBR + 4.25% Tracker LTV 85% Incentives	Standard	4.75%	term	3.39%	4.9%	85%
	Post Office 5yr 6.29% Fixed BBR LTV 90% Incentives	Fixed Rate	6.29%	30 Sep 2015	3.49%	4.9%	90%
	Post Office 5yr 6.49% Fixed BBR LTV 90% Incentives No Fee	Fixed Rate	6.49%	30 Sep 2015	3.49%	4.9%	90%
	Santander 3yr 5.99% Fixed FTB LTV 90% Direct	Fixed Rate	5.99%	02 Nov 2013	4.24%	5%	90%
	Santander 3yr 5.99% Fixed FTB LTV 90% Direct	Available for first time buyers only.
	NatWest 5yr 6.09% Fxd LTV 100% Direct Ex/B	Fixed Rate	6.09%	30 Nov 2015	4%	5%	100%
	NatWest 5yr 6.09% Fxd LTV 100% Direct Ex/B	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Santander 3yr 5.79% Fixed R/M C/B LTV 85%	Fixed Rate	5.79%	02 Nov 2013	4.24%	5%	85%
	Santander 3yr 5.79% Fixed R/M C/B LTV 85%	Available for remortgage only.
	Santander 3yr 5.79% Fixed R/M LTV 85%	Fixed Rate	5.79%	02 Nov 2013	4.24%	5%	85%
	Santander 3yr 5.79% Fixed R/M LTV 85%	Available for remortgage only.
	Post Office Term BBR + 4.49% Tracker LTV 90%	Standard	4.99%	term	2.99%	5.2%	90%
	NatWest 5yr 6.89% Fxd FTB LTV 90% Direct Rep Only	Fixed Rate	6.89%	30 Nov 2015	4%	5.2%	90%
	NatWest 5yr 6.89% Fxd FTB LTV 90% Direct Rep Only	Available for first time buyers only.
	NatWest 5yr 5.99% Fixed Buy To Let LTV 85% Direct Ex/B	Buy To Let	5.99%	30 Nov 2015	4.5%	5.3%	85%
	NatWest 5yr 5.99% Fixed Buy To Let LTV 85% Direct Ex/B	This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed... more This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 5yr 6.89% Fxd R/M LTV 90% Direct	Fixed Rate	6.89%	30 Nov 2015	4%	5.4%	90%
	NatWest 5yr 6.89% Fxd R/M LTV 90% Direct	Available for remortgage only.
	NatWest 5yr 6.89% Fxd H/P LTV 90% Direct	Fixed Rate	6.89%	30 Nov 2015	4%	5.6%	90%
	Post Office Term BBR + 4.99% Tracker LTV 90% Incentives	Standard	5.49%	term	5.65%	5.7%	90%
	Lloyds TSB Term BBR + 4.79% Tracker R/M LTV 90% Ex/C Direct	Standard	5.29%	term	5.29%	5.8%	90%
	Lloyds TSB Term BBR + 4.79% Tracker R/M LTV 90% Ex/C Direct	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Lloyds TSB Term BBR + 4.99% Tracker R/M LTV 90% Direct	Standard	5.49%	term	5.49%	6%	90%
	Lloyds TSB Term BBR + 4.99% Tracker R/M LTV 90% Direct	Available for remortgage only.
	Lloyds TSB Term BBR + 5.29% Tracker R/M LTV 90% Ex/C Direct	Standard	5.79%	term	5.79%	6%	90%
	Lloyds TSB Term BBR + 5.29% Tracker R/M LTV 90% Ex/C Direct	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Lloyds TSB Term BBR + 5.29% Tracker H/PLTV90%Ex/CDirectNoFee	Standard	5.79%	term	5.79%	6.1%	90%
		Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	Lloyds TSB Term BBR + 5.29% Tracker R/MLTV90%Ex/CDirectNoFee	Standard	5.79%	term	5.79%	6.1%	90%
		Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Lloyds TSB Term BBR + 5.49% Tracker R/M LTV 90% Direct No Fee	Standard	5.99%	term	5.99%	6.3%	90%
		Available for remortgage only.
Full Results
	Lloyds TSB 2yr Stepped BBR Track FTB LTV 90% Direct	Stepped Rate	0.69%	stepped	2.5%	2.4%	90%
	Lloyds TSB 2yr Stepped BBR Track FTB LTV 90% Direct	Available for first time buyers only.
	Northern Bank Northern Re:pay LTV 90% > £150k Direct	Standard	2.99%	term	2.99%	3.1%	90%
	Northern Bank Northern Re:pay LTV 90% > £200k Direct	Standard	2.99%	term	2.99%	3.1%	90%
	Northern Bank Northern Repay LTV 90% > £150k	Current Account	2.99%	term	2.99%	3.1%	90%
	Northern Bank Northern Repay LTV 90% > £200k	Current Account	2.99%	term	2.99%	3.1%	90%
	Northern Bank Northern Re:pay LTV 90% > £100k Direct	Standard	3.29%	term	3.29%	3.5%	90%
	Northern Bank Northern Repay LTV 90% > £100k	Current Account	3.29%	term	3.29%	3.5%	90%
	Bank of Scotland 3yr BBR + 3.49% LTV 90% Ex/B Direct	Standard	3.99%	30 Sep 2013	4.84%	3.6%	90%
	Bank of Scotland 3yr BBR + 3.49% LTV 90% Ex/B Direct	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Post Office 2yr 3.94% Fixed BBR LTV 85%	Fixed Rate	3.94%	30 Sep 2012	3.49%	3.7%	85%
	Bank of Scotland 2yr 4.84% Fixed LTV 90% Ex/B Direct	Fixed Rate	4.84%	30 Sep 2012	4.84%	3.7%	90%
	Bank of Scotland 2yr 4.84% Fixed LTV 90% Ex/B Direct	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Cheltenham & Gloucester 2yr Stepped BBR Tracker FTB LTV 90% Direct	Stepped Rate	0.49%	stepped	3.99%	3.7%	90%
		Available for first time buyers only.
	Lloyds TSB 2yr Stepped BBR Track FTB LTV 90% Direct Ex/C	Stepped Rate	0.49%	stepped	3.99%	3.7%	90%
	Lloyds TSB 2yr Stepped BBR Track FTB LTV 90% Direct Ex/C	Available for first time buyers and for existing customers only. N.B. Such mortgages may not be displayed on... more Available for first time buyers and for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	Halifax 2yr 4.89% Fixed LTV 90% Ex/B	Fixed Rate	4.89%	30 Sep 2012	3.5%	3.7%	90%
	Halifax 2yr 4.89% Fixed LTV 90% Ex/B	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Halifax 2yr 5.19% Fixed LTV 90% Ex/B Fee Free	Fixed Rate	5.19%	30 Sep 2012	3.5%	3.7%	90%
	Halifax 2yr 5.19% Fixed LTV 90% Ex/B Fee Free	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Halifax 2yr 5.19% Fixed LTV 95% Ex/B	Fixed Rate	5.19%	30 Sep 2012	3.5%	3.7%	95%
	Halifax 2yr 5.19% Fixed LTV 95% Ex/B	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Halifax 2yr 5.49% Fixed LTV 95% Ex/B Fee Free	Fixed Rate	5.49%	30 Sep 2012	3.5%	3.7%	95%
	Halifax 2yr 5.49% Fixed LTV 95% Ex/B Fee Free	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Post Office 2yr 4.49% Fixed BBR LTV 85% Incentives	Fixed Rate	4.49%	30 Sep 2012	3.49%	3.8%	85%
	Bank of Scotland 2yr 5.19% Fixed LTV 90% Ex/B Direct	Fixed Rate	5.19%	30 Sep 2012	4.84%	3.8%	90%
	Bank of Scotland 2yr 5.19% Fixed LTV 90% Ex/B Direct	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	HSBC Term BBR + 3.99% LTV 90% Special Direct	Standard	4.49%	term	2.49%	3.8%	90%
	HSBC Term BBR + 3.99% LTV 90% Special Direct	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	Northern Bank Northern Re:pay LTV 90% > £50k Direct	Standard	3.54%	term	3.54%	3.9%	90%
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