Compare 80% LTV Mortgages

Compare 80% LTV mortgages from all the best 20% deposit mortgage lenders currently offering 80 percent LTV mortgage deals in the UK at a glance. Find the cheapest 80% LTV mortgage rates in minutes whether you're looking for an 80% ltv interest only mortgage, an 80% ltv tracker mortgage or an 80% fixed rate mortgage deal.
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HSBC 2 Year 2.49% Fixed Advance
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.49% fixed
until 30 Jun 2016
3.94%3.8% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
 
HSBC 2 Year 2.49% Fixed Premier
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.49% fixed
until 30 Jun 2016
3.94%3.8% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
 
HSBC 2 Year 2.49% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.49% fixed
until 30 Jun 2016
3.94%3.8% APR
 
HSBC 2 Year 2.49% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.49% fixed
until 30 Jun 2016
3.94%3.8% APR
 
HSBC Lifetime BBR+2.09%
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.59% tracker
-2.7% APR
 
HSBC Lifetime BBR+2.09% Advance
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.59% tracker
-2.7% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
 
HSBC Lifetime BBR+2.09% Premier
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.59% tracker
-2.7% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
 
HSBC Lifetime BBR+2.09%
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.59% tracker
-2.7% APR
 
Virgin 2 Year BBR+2.18%
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.68% tracker
until 01 Jul 2016
4.79%4.5% APR
Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
 
Virgin 2 Year BBR+2.18% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.68% tracker
until 01 Jul 2016
4.79%4.5% APR
Available for remortgage only. Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
 
Virgin 2 Year 2.69% Fixed + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.69% fixed
until 01 Jul 2016
4.79%4.5% APR
Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
 
Virgin 2 Year 2.69% Fixed Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.69% fixed
until 01 Jul 2016
4.79%4.5% APR
Available for remortgage only. Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
 
Chelsea Building Society 2 Year 2.74% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.74% fixed
until 31 Jul 2016
5.65%5.3% APR
 
TSB 2 Year BBR+2.24%
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.74% tracker
until 31 May 2016
3.99%3.9% APR
 
Virgin 2 Year BBR+2.28%
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.78% tracker
until 01 Jul 2016
4.79%4.5% APR
Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
 
Virgin 2 Year BBR+2.28% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.78% tracker
until 01 Jul 2016
4.79%4.5% APR
Available for remortgage only. Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
 
HSBC 2 Year 2.79% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.79% fixed
until 30 Jun 2016
3.94%3.8% APR
 
Yorkshire BS Flexi 2 Year 2.79% Fixed
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
85%2.79% fixed
until 31 Jul 2016
4.99%4.7% APR
 
TSB 2 Year BBR+2.34% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.84% tracker
until 31 May 2016
3.99%4.0% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
 
TSB 2 Year BBR+2.34% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
80%2.84% tracker
until 31 May 2016
3.99%4.0% APR
Available for remortgage only.
 

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How to Find the Best 80% LTV Mortgages

We show you how to compare 80% LTV mortgage rates to find the best 80% mortgage deals for your home loan.

House For Sale

In general the bigger the deposit you’re able to put down, the greater the likelihood of being able to get a good mortgage deal. With a 20% deposit, where you need an 80% LTV mortgage, you’re in a strong position; however you still need to compare 80 percent mortgages to choose one that fits your purchase.

To find the best mortgage deals 80% LTV you’ll need to consider what sort of borrower you are, the full amount you want to borrow, and how you want to go about paying it back.

If the proposed mortgage is for your first property, investigate the wide variety of 80% mortgage first time buyer deals available. These come in all forms, from tracker to fixed rate, so as a newcomer to the mortgage market with a reasonable you can take your pick.

If you’re not eligible for first time buyer deals, your first need to exclude them from your 80% mortgage comparison before you start searching for the best mortgage 20% deposit. The best 20% deposit mortgage deals for you will depend on your circumstances, with fixed rate, tracker, discount, offset and current account mortgages all available.

Read our guide: 10 Steps to Your Perfect Mortgage to find out what you should expect with each type of deal. If there’s a standout option that you think suits your needs, narrow your comparison down to those deals.

When you’re looking for mortgage deals 80% LTV you should take into account the interest rate applied to your loan (both during and after any introductory period), plus any associated fees and/or charges as these can have a telling effect on your overall repayment.

Once you’ve established your needs and worked out what options are available to you, use our 80% mortgage comparison to work out monthly repayments/how much you’d repay overall with each deal. Finally, make sure the deals’ terms and conditions suit your needs to get the best mortgage with 80% LTV for your dream move.

Mortgages Comparison