Compare 80% LTV Mortgages

Compare 80% LTV mortgages from all the best 20% deposit mortgage lenders currently offering 80 percent LTV mortgage deals in the UK at a glance. Find the cheapest 80% LTV mortgage rates in minutes whether you're looking for an 80% ltv interest only mortgage, an 80% ltv tracker mortgage or an 80% fixed rate mortgage deal.
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Mortgage TypeInitial RateFinal RateAPRMax LTV 
APREnd Date 
Promoted Results
First Direct
2yr 4.39% Fixed LTV 85% Direct Limited Edition
Fixed Rate4.39%
24
months
3.69%3.9%85%
NatWest
2yr BBR + 3.19% LTV 80% Ex/B Direct
Tracker3.69%31 Jul
2014
4%4%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 3.45% LTV 80% Ex/B Main A/C Direct
Tracker3.95%31 Jul
2014
4%4%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.19% Fxd LTV 85% Ex/B Black Account Direct
Fixed Rate4.19%31 Jul
2014
4%4.1%85%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.95% Fxd LTV 80% Ex/B Direct
Fixed Rate3.95%31 Jul
2014
4%4.1%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.19% Fxd LTV 80% Ex/B "In Deal" Direct
Fixed Rate4.19%31 Jul
2014
4%4.1%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 3.19% LTV 80% Direct
Tracker3.69%31 Jul
2014
4%4.1%80%
NatWest
2yr 4.19% Fxd LTV 80% Ex/B Main A/C Direct
Fixed Rate4.19%31 Jul
2014
4%4.1%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
Flexible Offset Variable LTV 80% Direct
Standard4.00%term4%4.2%80%
NatWest
2yr 3.95% Fxd LTV 80% Direct
Fixed Rate3.95%31 Jul
2014
4%4.2%80%
NatWest
2yr 4.99% Fxd LTV 90% Ex/B Direct
Fixed Rate4.99%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.25% Fxd LTV 90% Ex/B Main A/C Direct
Fixed Rate5.25%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.59% Fxd LTV 90% Ex/B "In Deal" Direct
Fixed Rate5.59%31 Jul
2014
4%4.3%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
Fixed Rate4.79%31 Jul
2014
4%4.3%95%
RBS
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 6.15% Fxd LTV 100% Ex/B Main A/C Direct
Fixed Rate6.15%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 4.59% Fxd LTV 80% Direct
Fixed Rate4.59%31 Jul
2017
4%4.5%80%
NatWest
5yr 4.59% Fxd LTV 80% Ex/B Direct
Fixed Rate4.59%31 Jul
2017
4%4.5%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 6.15% Fxd LTV 100% Ex/B "In Deal" Direct
Fixed Rate6.15%31 Jul
2014
4%4.5%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post Office
3yr 5.29% Fixed BBR LTV 90%
Fixed Rate5.29%30 Jun
2015
4.49%4.9%90%
NatWest
5yr 5.49% Fxd LTV 95% Direct NewBuy Scheme
Fixed Rate5.49%31 Jul
2017
4%4.9%95%
NatWest
5yr 5.99% Fixed BTL LTV 85% Direct Ex/B
Buy To Let5.99%31 Jul
2017
4%5%85%
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 6.09% Fxd LTV 90% Direct
Fixed Rate6.09%31 Jul
2017
4%5.1%90%
NatWest
5yr 6.09% Fxd FTB LTV 90% Direct
Fixed Rate6.09%31 Jul
2017
4%5.1%90%
Available for first time buyers only.
Full Results
Bank of China
Lifetime BBR + 2.30% LTV 80% Direct
Tracker2.80%term2.8%2.9%80%
Northern Bank
Northern Re:pay LTV 90% > £150k Direct Ex/C
Standard2.99%term2.99%3.1%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
Northern Re:pay LTV 90% > £200k Direct Ex/C
Standard2.99%term2.99%3.1%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
BBR + 2.69% Tracker LTV 80% Direct
Tracker3.19%term3.19%3.4%80%
HSBC
Lifetime BBR + 2.79% LTV 80% Ex/C Adv Direct
Tracker3.29%term3.29%3.4%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.79% LTV 80% Ex/C Prem Direct
Tracker3.29%term3.29%3.4%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.79% LTV 80% Direct
Tracker3.29%term
n/a
3.4%80%
Northern Bank
Northern Re:pay LTV 90% > £100k Direct Ex/C
Standard3.29%term3.29%3.5%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
ING Direct
2yr BBR + 3.14% Tracker LTV 80%
Tracker3.64%
24
months
3.5%3.6%80%
ING Direct
2yr 4.10% Fixed LTV 80%
Fixed Rate4.10%31 Jul
2014
3.5%3.7%80%
HSBC
Lifetime BBR + 3.09% LTV 80% Fee Free Direct
Tracker3.59%term
n/a
3.7%80%
Northern Bank
Northern Re:pay LTV 90% > £50k Direct Ex/C
Standard3.54%term3.54%3.8%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
First Direct
2yr 4.39% Fixed LTV 85% Direct Limited Edition
Fixed Rate4.39%
24
months
3.69%3.9%85%
RBS
2yr 4.19% Fxd LTV 85% Ex/B Black A/C Direct
Fixed Rate4.19%31 Jul
2014
4%3.9%85%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Woolwich
Openplan FM BBR + 3.29% LTV 80%
Tracker3.79%term
n/a
3.9%80%
Woolwich
Openplan FM 2yr BBR + 2.99% R/M C/B Ex/C LTV 80%
Tracker3.49%31 May
2014
3.89%3.9%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
Woolwich
Openplan FM 2yr BBR + 2.99% R/M Ex/C LTV 80%
Tracker3.49%31 May
2014
3.89%3.9%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
Woolwich
Openplan FM 2yr BBR + 2.99% Ex/C LTV 80%
Tracker3.49%31 May
2014
3.89%3.9%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Share to Buy Ltd
 
Britannia Term 0.95% Disc H/P LTV 90% Grad Excl
Discounted3.79%
n/a
n/a
3.9%90%
First Direct
2yr 4.19% Fixed LTV 90% Limited Edition
Fixed Rate4.19%
24
months
3.69%3.9%90%
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Mortgages Comparison

Alternative Mortgages

You may want to compare the above mortgages with the following.

RBS 5yr 6.09% Fxd FTB LTV 90% Direct

  • Benefit from 90% 1st time buyer max LTV.
  • A fixed interest rate end date of 31 jul 2017 is offered by RBS.
  • 5.1% repayment rate is available to customers.
  • 100 percent right to buy maximum LTV is available with this mortgage.
  • You have the benefit of 31 jul 2017 initial rate end date from the mortgage.

The Mortgage Works 2yr BBR + 3.39% LTV 80% Guarantor Full

  • The Mortgage Works mortgage has a 30 jun 2014 standard variable rate date.
  • Customers can have the benefit of 80% remortgage maximum LTV.
  • Customers can get 1st time buyer minimum loan of £25,001.
  • New customers get £25,001 remortgage minimum loan from this mortgage.
  • The Mortgage Works offers product description of 2yr BBR + 3.39% loan to value 80% guarantor full.

Yorkshire BS Flexi 2yr 4.29% Fxd FTB C/B LTV 85% Branch

  • Enjoy max LTV of 85 percent.
  • 30 sep 2014 intro rate end date is offered.
  • Get a final interest rate of 4.99%.
  • A mortgage interest rate of 4.29% is offered by Yorkshire BS.
  • Maximum term of 35 yrs is available to new customers.

NatWest 2yr 4.19% Fxd LTV 80% Ex/B "In Deal" Direct

  • You will take advantage of 31 jul 2014 intro rate end date.
  • 0 years tie-in period after rate is offered with the mortgage.
  • 52 yrs max term is offered with the mortgage.
  • Get a minimum length of 2 years from this 2yr 4.19% Fxd LTV 80% Ex/B "In Deal" Direct.

Halifax 4yr 4.64% Fixed R/M LTV 75% Direct

  • Halifax gives right to buy maximum LTV of 75 percent.
  • Right to buy minimum loan of £0 is available with this mortgage.
  • Max term of 40 years.
  • This 4yr 4.64% Fixed R/M LTV 75% Direct mortgage has a 60% minimum LTV.

Nationwide Flex 5yr 4.39% Fixed R/M LTV 75% Legals No fee

  • You can get tie-in duration after rate of 0 years.
  • Get 60 months introductory rate term.
  • 4.4% mortgage APR is offered to new customers.
  • Get 75% remortgage maximum LTV from Nationwide.
  • Get mortgage interest of 4.39%.