Compare Remortgage Deals

Compare the best remortgage deals available in the UK side by side with the help of our cheap remortgages comparison and find the best remortgage rates for your needs in minutes. We can help you find the cheapest remortgage rates possible so you don't pay any more than you need to when you're remortgaging your house.
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TypeInitial DealERCSubsequent RateAPRMax LTV 
Interest RateEnd Date 
Promoted Results
NatWest
2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate1.74%31 Oct
2015
4%varies60%
Available for existing customers only.
NatWest
2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate1.74%31 Oct
2015
4%varies60%
RBS
2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate1.74%31 Oct
2015
4%varies60%
RBS
2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate1.74%31 Oct
2015
4%varies60%
Available for existing customers only.
HSBC
2 Year 2.19% Discount 60% LTV £500K £1,999 Fee
Variable1.75%
24
months
3.94%3.8%60%
Tel 0800 077 4270 0800 077 4270
HSBC
2 Year 1.89% Fixed 60% LTV £500K £1,999 Fee
Fixed Rate1.89%31 Aug
2015
3.94%3.8%60%
Tel 0800 077 4270 0800 077 4270
NatWest
2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee
Tracker2.19%31 Oct
2015
4%varies60%
RBS
2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee
Tracker2.19%31 Oct
2015
4%varies60%
Yorkshire BS
2 Year 2.19% Fixed 60% LTV £1M £345 Fee
Fixed Rate2.19%30 Jun
2015
4.99%4.6%60%
Chelsea Building Society
 
2 Year 2.24% Fixed 75% LTV £1M £1,545 Fee
Fixed Rate2.24%31 Jul
2015
5.79%5.3%75%
Yorkshire BS
2 Year BBR+1.74% Tracker 75% LTV £1M £845 Fee
Tracker2.24%30 Jun
2015
4.99%4.6%75%
HSBC
BBR+1.78% Tracker 60% LTV £500K £1,999 Fee
Tracker2.28%
---
---
2.4%60%
Tel 0800 077 4270 0800 077 4270
Santander
2 Year 2.29% Fixed 60% LTV £1M £995 Fee
Fixed Rate2.29%02 Jul
2015
4.74%4.3%60%
Chelsea Building Society
 
5 Year BBR+1.79% Tracker 75% LTV £1M £1,545 Fee
Tracker2.29%31 Jul
2015
3.14%4.7%75%
Santander
2 Year 2.29% Fixed 60% LTV £1M £250 Cashback £995 Fee
Fixed Rate2.29%02 Jul
2015
4.74%4.3%60%
Yorkshire BS
2 Year 2.29% Fixed 75% LTV £1M £845 Fee
Fixed Rate2.29%30 Jun
2015
4.99%4.6%75%
NatWest
2 Year 2.34% Fixed 70% LTV £10M £995 Fee
Fixed Rate2.34%31 Oct
2015
4%varies70%
Available for existing customers only.
NatWest
2 Year 2.34% Fixed 70% LTV £10M £995 Fee
Fixed Rate2.34%31 Oct
2015
4%varies70%
RBS
2 Year 2.34% Fixed 70% LTV £10M £995 Fee
Fixed Rate2.34%31 Oct
2015
4%varies70%
RBS
2 Year 2.34% Fixed 70% LTV £10M £995 Fee
Fixed Rate2.34%31 Oct
2015
4%varies70%
Available for existing customers only.
Post Office
2 Year 2.35% Fixed 60% LTV £1M £1,190 Fee
Fixed Rate2.35%31 May
2015
4.49%4.3%60%
Tel 0121 270 3340 0121 270 3340
Santander
2 Year 2.39% Fixed 70% LTV £1M £995 Fee
Fixed Rate2.39%02 Jul
2015
4.74%4.4%70%
Available only to those that have a current account with the lender.
Principality Building Society
 
2 Year 2.39% Fixed 60% LTV £500K £999 Fee
Fixed Rate2.39%30 Jun
2015
4.99%4.8%60%
Santander
2 Year 2.39% Fixed 70% LTV £1M £250 Cashback £995 Fee
Fixed Rate2.39%02 Jul
2015
4.74%4.4%70%
Available only to those that have a current account with the lender.
Santander
2 Year 2.39% Fixed 70% LTV £1M £995 Fee
Fixed Rate2.39%02 Jul
2015
4.74%4.4%70%
Available only to those that have a current account with the lender.
Santander
2 Year 2.39% Fixed 70% LTV £1M £250 Cashback £995 Fee
Fixed Rate2.39%02 Jul
2015
4.74%4.4%70%
Available only to those that have a current account with the lender.
Yorkshire BS
Offset 2 Year 2.39% Fixed 60% LTV £1M £345 Fee
Fixed Rate2.39%30 Jun
2015
4.99%4.6%60%
Santander
2 Year 2.44% Fixed 70% LTV £1M £250 Cashback £995 Fee
Fixed Rate2.44%02 Jul
2015
4.74%4.4%70%
Santander
2 Year 2.44% Fixed 70% LTV £1M £995 Fee
Fixed Rate2.44%02 Jul
2015
4.74%4.4%70%
Santander
2 Year BBR+1.94% Tracker 70% LTV £1M £995 Fee
Tracker2.44%
24
months
4.74%4.4%70%
Santander
2 Year BBR+1.94% Tracker 70% LTV £1M £250 Cashback £995 Fee
Tracker2.44%
24
months
4.74%4.4%70%
Yorkshire BS
Offset 2 Year BBR+1.94% Tracker 75% LTV £1M £845 Fee
Tracker2.44%30 Jun
2015
4.99%4.6%75%
Post Office
3 Year 2.45% Fixed 60% LTV £500K £1,690 Fee
Fixed Rate2.45%31 May
2016
4.49%4.2%60%
Tel 0121 270 3340 0121 270 3340
Chelsea Building Society
 
2 Year BBR+1.99% Tracker 75% LTV £1M £745 Fee
Tracker2.49%31 Jul
2015
5.79%5.3%75%
Yorkshire BS
Offset 2 Year 2.49% Fixed 75% LTV £1M £845 Fee
Fixed Rate2.49%30 Jun
2015
4.99%4.7%75%
Post Office
2 Year 2.55% Fixed 75% LTV £1M £1,190 Fee
Fixed Rate2.55%31 May
2015
4.49%4.3%75%
Tel 0121 270 3340 0121 270 3340
Yorkshire BS
2 Year BBR+2.09% Tracker 75% LTV £1M £345 Fee
Tracker2.59%30 Jun
2015
4.99%4.7%75%
NatWest
5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate2.59%31 Oct
2018
4%varies60%
NatWest
5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate2.59%31 Oct
2018
4%varies60%
Available for existing customers only.
RBS
5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate2.59%31 Oct
2018
4%varies60%
RBS
5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate2.59%31 Oct
2018
4%varies60%
Available for existing customers only.
Santander
3 Year 2.59% Fixed 70% LTV £1M £995 Fee
Fixed Rate2.59%02 Jul
2016
4.74%4.3%70%
Santander
3 Year 2.59% Fixed 70% LTV £1M £250 Cashback £995 Fee
Fixed Rate2.59%02 Jul
2016
4.74%4.4%70%
Yorkshire BS
5 Year 2.59% Fixed 60% LTV £1M £1,345 Fee
Fixed Rate2.59%30 Jun
2018
4.99%4.1%60%
Post Office
5 Year 2.63% Fixed 60% LTV £500K £1,690 Fee
Fixed Rate2.63%31 May
2018
4.49%3.9%60%
Tel 0121 270 3340 0121 270 3340
Post Office
3 Year 2.68% Fixed 75% LTV £1M £1,190 Fee
Fixed Rate2.68%31 May
2016
4.49%4.2%75%
Tel 0121 270 3340 0121 270 3340
HSBC
BBR+2.19% Tracker 70% LTV £1M £599 Fee
Tracker2.69%
---
---
2.8%70%
Tel 0800 077 4270 0800 077 4270
Principality Building Society
 
2 Year 2.69% Fixed 75% LTV £500K £999 Fee
Fixed Rate2.69%30 Jun
2015
4.99%4.8%75%
Principality Building Society
 
2 Year 2.69% Fixed 65% LTV £500K £99 Cashback £99 Fee
Fixed Rate2.69%30 Jun
2015
4.99%4.8%65%
NatWest
2 Year BBR+2.19% Tracker 60% LTV £10M No Fee
Tracker2.69%31 Oct
2015
4%varies60%
NatWest
2 Year BBR+2.19% Tracker 60% LTV £10M No Fee
Tracker2.69%31 Oct
2015
4%varies60%
Available for existing customers only.
Principality Building Society
 
4 Year 2.69% Fixed 75% LTV £500K £999 Fee
Fixed Rate2.69%30 Jun
2017
4.99%4.5%75%
RBS
2 Year BBR+2.19% Tracker 60% LTV £10M No Fee
Tracker2.69%31 Oct
2015
4%varies60%
RBS
2 Year BBR+2.19% Tracker 60% LTV £10M No Fee
Tracker2.69%31 Oct
2015
4%varies60%
Available for existing customers only.
Santander
2 Year 2.69% Fixed 75% LTV £1M £995 Fee
Fixed Rate2.69%02 Jul
2015
4.74%4.5%75%
Available only to those that have a current account with the lender.
Santander
2 Year 2.74% Fixed 75% LTV £1M £250 Cashback £995 Fee
Fixed Rate2.74%02 Jul
2015
4.74%4.6%75%
Santander
2 Year BBR+2.24% Tracker 75% LTV £1M £250 Cashback £995 Fee
Tracker2.74%
24
months
4.74%4.6%75%
Santander
2 Year BBR+2.24% Tracker 75% LTV £1M £995 Fee
Tracker2.74%
24
months
4.74%4.6%75%
Santander
2 Year 2.74% Fixed 75% LTV £1M £995 Fee
Fixed Rate2.74%02 Jul
2015
4.74%4.6%75%
NatWest
2 Year 2.75% Fixed 60% LTV £10M No Fee
Fixed Rate2.75%31 Oct
2015
4%varies60%
Available for existing customers only.
Full Results
NatWest
2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate1.74%31 Oct
2015
4%varies60%
Available for existing customers only.
NatWest
2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate1.74%31 Oct
2015
4%varies60%
RBS
2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate1.74%31 Oct
2015
4%varies60%
RBS
2 Year 1.74% Fixed 60% LTV £10M £1,995 Fee
Fixed Rate1.74%31 Oct
2015
4%varies60%
Available for existing customers only.
Chelsea Building Society
 
2 Year 1.74% Fixed 60% LTV £1M £1,545 Fee
Fixed Rate1.74%31 Jul
2015
5.79%5.2%60%
HSBC
2 Year 2.19% Discount 60% LTV £500K £1,999 Fee
Variable1.75%
24
months
3.94%3.8%60%
Tel 0800 077 4270 0800 077 4270
HSBC
2 Year 1.89% Fixed 60% LTV £500K £1,999 Fee
Fixed Rate1.89%31 Aug
2015
3.94%3.8%60%
Tel 0800 077 4270 0800 077 4270
Halifax
2 Year 1.89% Fixed 60% LTV £1M £2,260 Fee
Fixed Rate1.89%31 Aug
2015
3.99%3.8%60%
Tel 0845 5089113 0845 5089113
Halifax
2 Year 1.89% Fixed 60% LTV £1M £150 Cashback £2,260 Fee
Fixed Rate1.89%31 Aug
2015
3.99%3.8%60%
Tel 0845 5089113 0845 5089113
Available only to those that have a current account with the lender.
C&G
2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee
Tracker1.89%31 Aug
2015
3.99%3.9%60%
C&G
2 Year 1.89% Fixed 60% LTV £1M £2,240 Fee
Fixed Rate1.89%31 Aug
2015
3.99%3.9%60%
C&G
2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee
Tracker1.89%31 Aug
2015
3.99%3.9%60%
C&G
2 Year 1.89% Fixed 60% LTV £1M £2,240 Fee
Fixed Rate1.89%31 Aug
2015
3.99%3.9%60%
First Direct
2 Year 1.89% Fixed 65% LTV £1M £1,999 Fee
Fixed Rate1.89%
24
months
3.69%3.6%65%
Lloyds TSB
2 Year 1.89% Fixed 60% LTV £1M £500 Cashback £2,359 Fee
Fixed Rate1.89%31 Aug
2015
3.99%3.9%60%
Available only to those that have a current account with the lender.
Lloyds TSB
2 Year 1.89% Fixed 60% LTV £1M £500 Cashback £2,359 Fee
Fixed Rate1.89%31 Aug
2015
3.99%3.9%60%
Available only to those that have a current account with the lender.
Lloyds TSB
2 Year BBR+1.39% Tracker 60% LTV £1M £500 Cashback £2,359 Fee
Tracker1.89%31 Aug
2015
3.99%3.9%60%
Available only to those that have a current account with the lender.
Lloyds TSB
2 Year BBR+1.39% Tracker 60% LTV £1M £500 Cashback £2,359 Fee
Tracker1.89%31 Aug
2015
3.99%3.9%60%
Available only to those that have a current account with the lender.
Chelsea Building Society
 
Offset 2 Year 1.94% Fixed 60% LTV £1M £1,545 Fee
Fixed Rate1.94%31 Jul
2015
5.79%5.2%60%
NatWest Int Sols
 
2 Year 1.95% Fixed 60% LTV £2M £1,495 Fee
Fixed Rate1.95%31 Oct
2015
4%varies60%
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Good advice!
Jack S

How to Find the Best Remortgage Deals

If you are looking to save money on your existing mortgage or to raise some additional money against your property, remortgaging your home could be the perfect option.

Remortgaging involves moving your mortgage from one lender to another without moving home.

As well as the possibility of raising additional funds, cheap remortgages also give you the opportunity to benefit from lower or fixed monthly repayments.

What to look for when searching for the best remortgage rates

There are three main things to consider when looking for remortgages: best deals, fees and qualifying criteria.

When you begin to look for the best remortgage rates, a good starting point is to search for the mortgage deals that offer the lowest or most competitive interest rates.

These tend to be either fixed remortgage deals or discounted or tracker mortgage rates.

Fixed remortgage rates are where your repayments are guaranteed for a certain period, while discounted or tracker rates link the amount of interest you pay on your mortgage to another rate, typically the Bank of England Base rate or your lender’s Standard Variable rate (SVR).

As well as searching for the lowest interest rate on your remortgage it’s also important that you take any associated fees into account. Many cheap remortgages offer low rates but come with a substantial arrangement fee that adds to their cost. You may also have to pay substantial valuation or legal fees depending on the provider you're looking to switch to.

Finally, when you compare remortgage deals you should check that you are eligible for any product you are considering.

Remortgages are generally limited by ‘loan to value’ which is the proportion of your home’s value that you need to borrow. 

Many of the best remortgage rates are offered to applicants with 30-40% equity in their home ( 70 - 60% LTV) and so there’s no point applying for these deals if you only have 10-20% equity.

Instead, you should find the best remortgage deal for the loan to value you need to borrow.

You should also check requirements like whether the offer is only available to existing customers of the mortgage provider, or those who already have a mortgage with them.

And, if you have a less than perfect credit rating then you may not be eligible for some of the best deals and a remortgage with bad credit may be more suitable.

These are all things to check before you apply for any remortgage deal.

How to compare remortgage deals

When you start your search for remortgages the best thing to do is to undertake a remortgage comparison so you get a good understanding of the types of deals that are available to you.

Remember to compare the interest rates offered by lenders as well as any fees and eligibility criteria. You should check whether you're tied to the mortgage deal for a fixed term, whether the rate of interest applied during this time is fixed or variable (and if so what rate it tracks) and whether early repayment charges will apply if you want to overpay.

With the market containing many thousands of remortgages it's simply a case of finding the best deals for your individual circumstances.

You can use our remortgage comparison table to compare the remortgages best deals available and find an option that suits.

Mortgages Comparison