
| Glossary of Terms | Company / Product | Remortgage | Mortgage Type | Initial Rate | Final Rate | Mortgage APR | Max LTV | More Info | Proceed | ||||||||||||||||||||||||||||||||||||||||
![]() | Company | APR | End Date | ||||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Santander ![]() | varies | from2.49% | up to02 May 2015 | from3.25% | from3.4% | up to90% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Post Office ![]() | varies | from2.99% | up to31 Mar 2015 | from2.49% | from2.8% | up to80% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | The One Account ![]() | varies | from3.65% | term | from3.65% | from3.7% | up to75% | ![]() | |||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Woolwich ![]() | varies | from1.98% | up to02 May 2015 | from2.49% | from2.7% | up to80% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Chorley & District Building Society ![]() | varies | from2.00% | up to24months | from3.99% | from4.2% | up to90% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | HSBC ![]() | varies | from2.29% | up to31 Mar 2015 | from2.49% | from2.6% | up to75% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | First Direct ![]() | varies | from2.39% | up to36months | from2.58% | from2.5% | up to80% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Santander ![]() | varies | from2.49% | up to02 May 2015 | from3.25% | from3.4% | up to90% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Yorkshire BS ![]() | varies | from2.49% | up to28 Feb 2020 | 4.99% | from4.7% | up to85% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | ING Direct ![]() | varies | from2.54% | up to28 Feb 2015 | from2.89% | from3% | up to75% | ![]() | |||||||||||||||||||||||||||||||||||||||||
| Product fee includes a £195 booking fee payable on application. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Earl Shilton ![]() | varies | from2.65% | up to60months | from4.05% | from4% | 75% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Leek United ![]() | varies | from2.69% | up to60months | 5.19% | from4.9% | up to85% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Principality Building Society ![]() | varies | from2.69% | up to31 Mar 2020 | 4.99% | from4.9% | up to85% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Coventry Building Society ![]() | varies | from2.69% | up to31 Mar 2015 | from2.99% | from3.1% | up to80% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Northern Rock ![]() | varies | from2.75% | up to01 Apr 2015 | 4.79% | from4.5% | up to85% | ![]() | |||||||||||||||||||||||||||||||||||||||||
Various restrictions apply to all matching products. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Dunfermline Building Society ![]() | varies | from2.79% | 24months | 5.19% | from5.1% | up to85% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Halifax ![]() | varies | from2.79% | up to31 Mar 2015 | from3.5% | from3.5% | up to90% | ![]() | |||||||||||||||||||||||||||||||||||||||||
Various restrictions apply to all matching products. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Barnsley Building Society ![]() | varies | from2.79% | up to31 Jan 2020 | 4.99% | from4.8% | up to85% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Bank of China ![]() | varies | from2.80% | term | from2.8% | fromPending | up to75% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Cambridge Building Society ![]() | varies | from2.89% | up to16 Dec 2014 | from4.59% | from4.6% | up to90% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Scottish Widows ![]() | varies | from2.89% | up to31 Mar 2012 | from3.99% | from3.9% | up to90% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Market Harborough Building Society ![]() | varies | from2.95% | up to300months | from3.99% | from4% | 75% | ![]() | |||||||||||||||||||||||||||||||||||||||||
![]() | Post Office ![]() | varies | from2.99% | up to31 Mar 2015 | from2.49% | from2.8% | up to80% | ![]() | |||||||||||||||||||||||||||||||||||||||||
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The possible benefits of remortgaging explained along with the potential costs you'll need to take into consideration.
Remortgaging is the act of moving your mortgage to a new lender or changing to a new mortgage with your current lender, without moving home.
The full range of mortgage types are available for remortgaging, including variable, fixed rate, discount, capped and flexible mortgages. Those mortgages targetted at the first time buyer will not be available to those wanting to remortgage.
A common reason for remortgaging is to take advantage of the fierce competition in the mortgage market and obtain a more competitive interest rate. Mortgage lenders are so keen to get your business that they will often offer deals that result in them losing money in the short term just to get you on board as a new customer. They then aim to make a profit from you over the long term.
Some of the more common reasons for remortging include:
Before you decide whether a remortgage is the right way forward, you should take into account a number of potential costs that you may incur as a result of remortging.
The good news is that no stamp duty is payable on remortgages.
NB This information is provided to give you an overview of the different types of mortgages available. It is not comprehensive and you should not base your mortgage decision on the information found here. We recommend you seek professional advice in order to determine the most suitable mortgage for you.
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