Compare Commercial Mortgages
| Commercial | Offset | Fixed Rate | Remortgage | Self Certification | Buy To Let | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| B2B Mortgage - Specialists in sourcing the best commercial mortgages for sole traders, partnerships, Ltd companies & investors. | ||||||||||||
 | Details |  |  | | | | |  | ||||
| Simply Business Mortgages - Specialise in providing financial solutions and mortgages for your business. | ||||||||||||
 | Details | | | | | | | | ||||
| Displaying 1-2 of 2 mortgages that meet your search criteria. | ||||||||||||
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Commercial Mortgage Guide
Commercial mortgages typically relates to lending for warehouses and factories, retail premises, offices, pubs & hotels, farms, investment property (commercial and residential), property development, professional practices and nursing & care homes.
Each category has its own lending criteria and terms. For warehouses, factories, offices and business units, lenders normally require confirmation that profits will be enough to meet monthly payments.
For owner-occupied retail premises, lenders will require evidence of successful historical trading and positive cash flow. For retail premises acquired for investment purposes, the loan terms may depend on the quality of the tenants.
Arrangement fees of up to 1% are typical. Personal guarantees on the part of directors may be required.
It is normally best to approach your own bank first when looking for this type of borrowing as they will already have details of your incomes, assets and expenditures and credit worthiness. Then maybe approach a specialist commercial mortgage broker to see if they can find a lender that may improve on the offer from your bank.
NB This information is provided to give you an overview of the different types of mortgages available. It is not comprehensive and you should not base your mortgage decision on the information found here. We recommend you seek professional advice in order to determine the most suitable mortgage for you.
