Compare Buy To Let Mortgages

We help you to compare the best buy-to-let mortgages available in the UK so that you can find the cheapest buy to let mortgage rates in minutes. We list buy to let mortgages from the leading UK providers making finding the right mortgage deal for your venture hassle free.
Advanced Search
Glossary of TermsCompany / ProductMortgage TypeInitial RateFinal RateMortgage APRMax LTVMore
Info
Proceed
CompanyAPREnd Date  
SantanderSantander All ProductsBuy To Let7.04%02 May
2013
4.24%6.4%75%Santander Mortgages Proceed
 
This is a buy to let mortgage.
Alliance and LeicesterAlliance and Leicester All ProductsBuy To Let7.04%02 May
2013
4.24%6.4%75%Alliance and Leicester Mortgages Proceed
 
This is a buy to let mortgage.
Buckinghamshire Building SocietyBuckinghamshire Building Society All ProductsBuy To Letfrom5.75%up to30 Nov
2011
5.75%from6.2%65%Buckinghamshire Building Society Mortgages Proceed
 
This is a buy to let mortgage.
Cambridge Building SocietyCambridge Building Society All ProductsBuy To Letfrom3.99%24months5.59%from5.9%70%Cambridge Building Society Mortgages Proceed
 
This is a buy to let mortgage.
Cheltenham & GloucesterCheltenham & Gloucester All ProductsBuy To Letfrom4.99%up to31 Mar
2013
2.5%from3.1%up to75%Cheltenham & Gloucester Mortgages Proceed
 
This is a buy to let mortgage.
Clydesdale BankClydesdale Bank All ProductsBuy To Letfrom5.99%up to30 Apr
2015
4.59%from5.2%up to80%Clydesdale Bank Mortgages Proceed
 
This is a buy to let mortgage.
CumberlandCumberland All ProductsBuy To Let4.79%01 Oct
2012
5.4%5.7%60%Cumberland Mortgages Proceed
 
This is a buy to let mortgage.
Ecology Building SocietyEcology Building Society All ProductsBuy To Let5.15%term4.9%n/a70%Ecology Building Society Mortgages Proceed
 
This is a buy to let mortgage.
Holmesdale Building SocietyHolmesdale Building Society All ProductsBuy To Let5.89%term5.54%5%70%Holmesdale Building Society Mortgages Proceed
 
This is a buy to let mortgage.
Leeds Building SocietyLeeds Building Society All ProductsBuy To Letfrom5.49%up to01 May
2015
5.79%from6.2%up to70%Leeds Building Society Mortgages Proceed
 
This is a buy to let mortgage.
LoughboroughLoughborough All ProductsBuy To Letfrom4.99%up to36from4.99%from5.2%70%Loughborough Mortgages Proceed
 
This is a buy to let mortgage.
MansfieldMansfield All ProductsBuy To Let5.09%24months5.59%5.8%65%Mansfield Mortgages Proceed
 
This is a buy to let mortgage.
National Counties Building SocietyNational Counties Building Society All ProductsBuy To Let5.44%term5.44%5.7%60%National Counties Building Society Mortgages Proceed
 
This is a buy to let mortgage.
NatWestNatWest All ProductsBuy To Letfrom4.89%up to28 Feb
2015
4.5%from4.9%up to85%NatWest Mortgages Proceed
 
Various restrictions apply to all matching products.
Northern RockNorthern Rock All ProductsBuy To Letfrom5.49%01 Apr
2012
4.79%from5.2%up to70%Northern Rock Mortgages Proceed
 
This is a buy to let mortgage.
Nottingham Building SocietyNottingham Building Society All ProductsBuy To Letfrom5.89%up to01 Apr
2013
6.54%fromPending65%Nottingham Building Society Mortgages Proceed
 
This is a buy to let mortgage.
Principality Building SocietyPrincipality Building Society All ProductsBuy To Letfrom3.49%31 Mar
2012
4.99%5.2%60%Principality Building Society Mortgages Proceed
 
This is a buy to let mortgage.
Progressive Building SocietyProgressive Building Society All ProductsBuy To Let6.75%term5.75%7.3%60%Progressive Building Society Mortgages Proceed
 
This is a buy to let mortgage.
RBSRBS All ProductsBuy To Letfrom4.89%up to28 Feb
2015
4%from4.5%up to85%RBS Mortgages Proceed
 
Various restrictions apply to all matching products.
Scottish Building SocietyScottish Building Society All ProductsBuy To Let6.29%n/a6.79%7%60%Scottish Building Society Mortgages Proceed
 
This is a buy to let mortgage.
Edit Selected Products Remove All Products
 Next Page  >

Buy to Let Mortgage Guide

If you're thinking about investing in a buy to let property this is a guide you need to read.

Buy to let mortgages are designed for those wanting a mortgage for the purpose of letting the property out to tenants.

These mortgages have become increasingly popular over the past few years, driven by increasing house prices, a strong demand for rental properties and a drop in the interest rates available to private landlords. A wide range of buy to let mortgages are now available, including fixed rate, discount, tracker and variable rates.

Buy to let mortgages differ to residential mortgages in three main ways:

Becoming a private landlord should not be seen as an easy way of making money. It is riskier, more complicated and more time consuming than most other forms of investment and there is no guarantee that house prices will continue to rise. That said, letting a second property to tenants can reap considerable financial rewards over time.

When buying a property to let you will need to decide whether your primary objective is income or capital growth. In other words, are you looking to make a profit month on month or are you looking to make a profit through increased equity in the property as it increases in value over time. The decision may affect the type of property you purchase, and the location. For example, a prime city centre location may be more suited to high growth.

When you manage a property there are many costs involved in addition to the monthly mortgage repayments. As a guide, you should be aiming to achieve a gross rent of about 130% of the rental property's mortgage repayments (interest only) in order to cover your costs.

The additional costs include:

When choosing a property to let it is wise to take advice from local letting agents to determine what type of properties are in demand and in which areas. The Association of Residential Letting Agents (ARLA) state that a property 'needs to be in the right area, close to transport and other facilities, and in good condition'.

When choosing a letting agent to act on your behalf it is sensible to choose one that is a member of the ARLA. The reason is because members of the ARLA must join in a bonding scheme to protect rent and tenant's deposits. The bond provides total compensation of up to ?2 million a year.

There are a number of tax issues that need to be explored in order to maximise your tax position, such as being able to offset your maintenance costs, letting agent fees as well as any interest paid on a buy to let mortgage against your tax.

You can visit the ARLA website at www.arla.co.uk for further information on becoming a private landlord.

NB This information is provided to give you an overview of the different types of mortgages available. It is not comprehensive and you should not base your mortgage decision on the information found here. We recommend you seek professional advice in order to determine the most suitable mortgage for you.

Compare a
mammoth 2,837
mortgages