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	0% Balance Transfers		0% Purchases
	Lifetime Balance Transfers		Low Standard APR
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0% on Purchases

Glossary of Terms		Company / Product	Balance Transfer Intro			Purchase Intro		Typical APR	More Info	Visit Site
		Company	Rate	Duration	Fee	Rate	Duration
Promoted Results
		Tesco Clubcard MasterCard	0%	6months	2%	0%	12months	16.9%
			Fastest way to collect Clubcard points everywhere you shop!
		AA The Credit Card	0%	untilFeb 2011	2.99%	0%	untilFeb 2011	16.9%
			0% ONLY on motoring and fuel purchases. Rewards Points to purchase from a range of motoring products and services.
		Halifax All in One Card MasterCard	0%	9months	3%	0%	9months	15.9%
		Saga Platinum	0%	9months	3%	0%	9months	11.9%
			This product is only available to those aged over 50.
		Bank of Scotland All in One Card MasterCard	0%	9months	3%	0%	9months	15.9%
		American Express Rewards Credit Card	n/a	n/a	n/a	0%	6months	17.9%
			Earn points on your everday spend. 3 points for every £1 in supermarkets. 6000 bonus points if you spend £500 in first 3 months.
		Capital One Plus MasterCard	n/a	n/a	n/a	0%	untilAug 2010	14.9%
		Barclaycard Platinum With Balance Transfer	0%	15months	2.9%	0%	3months	15.9%
			With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
		MBNA Platinum Plus Card	0%	13months	2.9%	0%	3months	16.9%
			0% on balance transfers for 13 months when made within the first 90 days
		Virgin Credit Card	0%	16months	2.98%	0%	3months	16.6%
			Can't wait to get a credit card? They could give you a decision online right now.
		NatWest Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing NatWest Customers.
		BT Cash led Credit Card	0%	13months	3%	0%	3months	16.9%
		MBNA Platinum Rewards Card	0%	13months	2.9%	0%	3months	16.9%
			Receive MBNA Reward points for all your retail spending and earn bonus MBNA Reward points at selected Partners
		Nationwide Gold Visa	0%	13months	3%	0%	3months	16.9%
			Have to register for their Internet Banking if not already a Nationwide customer.
		RBS Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing RBS Customers.
		Barclaycard Goldfish Credit Card	9.9%	Unlimited	0%	0%	3months	9.9%
		MBNA Breakthrough Breast Cancer Credit Card	0%	12months	3%	0%	3months	15.9%
			On first use: Breakthrough receive £5 from MBNA (within 90 days) & 25p for every £100 spent on card purchases. £2 for every year you continue to use your card.
		bmi American Express Credit Card from MBNA	0%	12months	3%	0%	3months	15.9%
			bmi American Express Credit Card from MBNA gives you the opportunity to earn bmi destinations miles through everyday spending.
		MBNA Miles & More American Express	0%	12months	3%	0%	3months	15.9%
		MBNA Arsenal FC Card	0%	12months	3%	0%	3months	15.9%
			Contribution made to the Arsenal Youth Development programme. 3% fee applies on balance transfers.
		MBNA British Heart Foundation MasterCard	0%	12months	3%	0%	3months	15.9%
			Contribution made to BHF every time you use your card at no extra cost to you. 3% bal.trans. fee.
		MBNA Chelsea FC Card	0%	12months	3%	0%	3months	15.9%
			Chelsea FC receive a contribution at no extra cost to you every time you use your card. 3% bal trans fee.
		MBNA Liverpool FC Card	0%	12months	3%	0%	3months	15.9%
			MBNA make a contribution to the club every time you use your card. 3% fee applies on balance transfers.
		MBNA Manchester UTD FC Card	0%	12months	3%	0%	3months	15.9%
			Earn RedReward points & get entered into monthly draws for Man U. prizes. 3% bal trans fee.
		MBNA The National Trust MasterCard	0%	12months	3%	0%	3months	15.9%
			On first use: the National Trust receive £15 from MBNA (within 90 days) & 30p for every £100 spent on card purchases. £2 for every year you continue to use your card.
		MBNA RSPCA Visa Card	0%	12months	3%	0%	3months	15.9%
			On first use: RSPCA receive £20 from MBNA (within 90 days) & 25p for every £100 spent on card purchases.
		MBNA Dog's Trust	0%	12months	3%	0%	3months	15.9%
		UNICEF Credit Card	0%	12months	3%	0%	3months	15.9%
		MBNA Aston Villa FC Card	0%	12months	3%	0%	3months	15.9%
			Earn rewards points on their new Football Rewards scheme. 3% handling fee applies on balance transfers.
		MBNA England FC Card	0%	12months	3%	0%	3months	15.9%
			Receive a free replica England Football home shirt. (A handling fee applies)
		MBNA Tottenham Hotspur FC Card	0%	12months	3%	0%	3months	15.9%
			Each time you spend on your card, a contribution is made to your Club at no extra cost. 3% b.t. fee.
		Egg Visa Credit Card	0%	untilApr 2011	3%	0%	untilMay 2010	16.9%
Full Results
		Tesco Clubcard MasterCard	0%	6months	2%	0%	12months	16.9%
			Fastest way to collect Clubcard points everywhere you shop!
		MBNA Business Retail Card	0%	3months	3%	0%	12months	15.9%
			Only for business owners or self-employed.
		AA The Credit Card	0%	untilFeb 2011	2.99%	0%	untilFeb 2011	16.9%
			0% ONLY on motoring and fuel purchases. Rewards Points to purchase from a range of motoring products and services.
		AA Members Credit Card Ex/C	0%	untilFeb 2011	2.99%	0%	untilFeb 2011	16.9%
		BT Retail Credit Card	0%	6months	2%	0%	10months	16.9%
			Introductory purchase rate only applies to spend at certain petrol station and supermarkets.
		M&S Credit Card	0%	6months	2.9%	0%	10months	15.9%
		Sainsbury's Credit Card	0%	10months	3%	0%	10months	15.9%
		Halifax All in One Card MasterCard	0%	9months	3%	0%	9months	15.9%
		Saga Platinum	0%	9months	3%	0%	9months	11.9%
			This product is only available to those aged over 50.
		Bank of Scotland All in One Card MasterCard	0%	9months	3%	0%	9months	15.9%
		Halifax Cancer Research UK MasterCard	0%	9months	3%	0%	9months	16.9%
		Halifax NSPCC MasterCard	0%	9months	3%	0%	9months	16.9%
		Unison Credit Card by the Bank of Scotland	0%	9months	3%	0%	9months	17.9%
		HSBC Premier Credit Card Ex/C	n/a	n/a	n/a	0%	9months	11.9%
		Association of Teachers and Lecturers ATL Credit Card by the Bank of Scotland	0%	9months	3%	0%	9months	17.9%
		GMB Credit Card by the Bank of Scotland	0%	9months	3%	0%	9months	17.9%
		National Union of Teachers NUT Credit Card by the Bank of Scotland	0%	9months	3%	0%	9months	17.9%
		Unite Credit Card by the Bank of Scotland	0%	9months	3%	0%	9months	17.9%
		Play.com Credit Card	0%	6months	1.5%	0%	9months	15.9%
		Amazon Amazon.co.uk Mastercard Ex/C	0%	12months	3%	0%	9months	16.9%
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Interest Free Purchase Credit Cards

How to make purchases on your credit cards interest free.

Credit card providers often offer low interest introductory rates on purchases in a bid to attract new customers. Many offer interest free credit on purchases made with the card for anything between 3 months and a year.

By choosing a card which offers 0% interest on purchases for a set period, you have the option to spread payment for items over time and can also avoid the high interest rates charged by some credit and store cards.

Before signing up to a card with an introductory offer on purchases, check how long the interest rate applies for and also what the interest payments will increase to after the low interest period (i.e. the providers? standard APR).

If you have a balance remaining on your card after the low interest on purchases expires, it may be worth looking into switching to a balance transfer card. These often offer additional low interest introductory rates on existing balances transferred from other cards and can provide you with the opportunity to clear what you owe.

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