Compare 95% Mortgages

Compare the best 95% mortgages from lenders in the UK and find the cheapest rate on a 95% ltv mortgage in minutes. Whether or not you are a first time buyer or looking for a self certification mortgage we make it easy to find the best 95% loan to value mortgage available.
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Glossary of TermsCompany / ProductMortgage TypeInitial RateFinal RateMortgage APRMax LTVMore
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CompanyAPREnd Date  
NationwideNationwide All Productsvariesfrom2.99%up to60months3.99%from3.9%95%Nationwide Mortgages Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
HalifaxHalifax All Productsvariesfrom3.29%up to31 Mar
2015
from3.49%from3.6%95%Halifax Mortgages Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Ulster BankUlster Bank All Productsvariesfrom3.45%31 Mar
2015
4%from3.9%95%Ulster Bank Mortgages Proceed
 
Available for first time buyers only.
Northern BankNorthern Bank All Productsvariesfrom3.88%up to01 Apr
2015
from3.99%from4.3%up to100%Northern Bank Mortgages Proceed
Tipton & CoseleyTipton & Coseley All Productsvariesfrom4.89%up to31 Jan
2013
4.99%from5.2%100%Tipton & Coseley Mortgages Proceed
 
Available for first time buyers and for existing customers only. N.B. Such mortgages may not be displayed on... more
Lloyds TSBLloyds TSB All ProductsFixed Ratefrom5.09%31 Mar
2013
2.5%from3.4%95%Lloyds TSB Mortgages Proceed
 
Available for first time buyers only.
NatWestNatWest All ProductsFixed Ratefrom5.49%up to28 Feb
2015
4%from4.4%100%NatWest Mortgages Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
RBSRBS All ProductsFixed Ratefrom5.49%up to31 Dec
2014
4%from4.4%100%RBS Mortgages Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Bank of ScotlandBank of Scotland All ProductsFixed Ratefrom5.59%up to31 Mar
2014
4.84%from3.9%95%Bank of Scotland Mortgages Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Saffron Building SocietySaffron Building Society All ProductsFixed Rate5.65%31 Jul
2011
5.39%5.6%100%Saffron Building Society Mortgages Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Nottingham Building SocietyNottingham Building Society All ProductsFixed Rate6.39%up to01 Feb
2015
6.14%6.5%95%Nottingham Building Society Mortgages Proceed
 
Available for first time buyers only.
Dunfermline Building SocietyDunfermline Building Society All Productsvariesfrom6.69%up to30 Apr
2013
5.19%from5.8%95%Dunfermline Building Society Mortgages Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Derbyshire Building SocietyDerbyshire Building Society All Productsvariesfrom6.69%up to30 Apr
2013
from3.99%from4.8%95%Derbyshire Building Society Mortgages Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Clydesdale BankClydesdale Bank All ProductsFixed Rate6.99%30 Apr
2013
4.59%5.3%95%Clydesdale Bank Mortgages Proceed
 
Available for first time buyers only.
Yorkshire BankYorkshire Bank All ProductsFixed Rate6.99%30 Apr
2013
4.59%5.3%95%Yorkshire Bank Mortgages Proceed
 
Available for first time buyers only.
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