Compare Tracker Mortgages

Compare the best tracker mortgages on offer from top UK mortgage lenders side by side using our tracker mortgage deals comparison & find the cheapest tracker mortgage rates in minutes. We make finding a cheap tracker mortgage rate quick and easy so that you can be confident you choose the best track rate mortgage deal possible.

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		Type	Initial Deal		ERC	Subsequent Rate	APR	Max LTV
		Type	Interest Rate	End Date	ERC	Subsequent Rate	APR	Max LTV
Promoted Results
	NatWest 2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee	Tracker	2.19%	31 Oct 2015		4%	varies	60%	0800 158 2933
	NatWest 2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee	Tracker	2.19%	31 Oct 2015		4%	varies	60%	0800 158 2933
	RBS 2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee	Tracker	2.19%	31 Oct 2015		4%	varies	60%	0800 068 7667
	RBS 2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee	Tracker	2.19%	31 Oct 2015		4%	varies	60%	0800 068 7667
	Yorkshire BS 2 Year BBR+1.74% Tracker 75% LTV £1M £975 Fee	Tracker	2.24%	30 Jun 2015		4.99%	4.6%	75%
	HSBC BBR+1.78% Tracker 60% LTV £500K £1,999 Fee	Tracker	2.28%	---		---	2.4%	60%	0800 077 4270
	Chelsea Building Society 5 Year BBR+1.79% Tracker 75% LTV £1M £1,545 Fee	Tracker	2.29%	31 Jul 2015		3.14%	4.7%	75%
	Santander 2 Year BBR+1.94% Tracker 70% LTV £1M £250 Cashback £995 Fee	Tracker	2.44%	24 months		4.74%	4.5%	70%
	Santander 2 Year BBR+1.94% Tracker 70% LTV £1M £995 Fee	Tracker	2.44%	24 months		4.74%	4.4%	70%
	Santander 2 Year BBR+1.94% Tracker 70% LTV £1M £250 Cashback £995 Fee	Tracker	2.44%	24 months		4.74%	4.4%	70%
	Yorkshire BS Offset 2 Year BBR+1.94% Tracker 75% LTV £1M £975 Fee	Tracker	2.44%	30 Jun 2015		4.99%	4.6%	75%
	Chelsea Building Society 2 Year BBR+1.99% Tracker 75% LTV £1M £500 Cashback £745 Fee	Tracker	2.49%	31 Jul 2015		5.79%	5.3%	75%
	Chelsea Building Society 2 Year BBR+1.99% Tracker 75% LTV £1M £745 Fee	Tracker	2.49%	31 Jul 2015		5.79%	5.3%	75%
	Principality Building Society 2 Year BBR+1.99% Tracker 60% LTV £500K £999 Fee	Tracker	2.49%	30 Jun 2015		4.99%	4.9%	60%
	Santander 2 Year BBR+2.04% Tracker 75% LTV £1M £250 Cashback £995 Fee	Tracker	2.54%	24 months		4.74%	4.5%	75%
	Yorkshire BS 2 Year BBR+2.09% Tracker 75% LTV £1M £475 Fee	Tracker	2.59%	30 Jun 2015		4.99%	4.7%	75%
	Santander 2 Year BBR+2.09% Tracker 75% LTV £1M £250 Cashback £995 Fee	Tracker	2.59%	24 months		4.74%	4.5%	75%
	Santander 2 Year BBR+2.09% Tracker 75% LTV £1M £995 Fee	Tracker	2.59%	24 months		4.74%	4.5%	75%
	Santander 2 Year BBR+2.09% Tracker 75% LTV £1M £250 Cashback £995 Fee	Tracker	2.59%	24 months		4.74%	4.5%	75%
	HSBC BBR+2.19% Tracker 70% LTV £1M £599 Fee	Tracker	2.69%	---		---	2.8%	70%	0800 077 4270
	Chelsea Building Society Offset 2 Year BBR+2.19% Tracker 75% LTV £1M £500 Cashback £745 Fee	Tracker	2.69%	31 Jul 2015		5.79%	5.4%	75%
	NatWest 2 Year BBR+2.19% Tracker 60% LTV £10M No Fee	Tracker	2.69%	31 Oct 2015		4%	varies	60%	0800 158 2933
	NatWest 2 Year BBR+2.19% Tracker 60% LTV £10M No Fee	Tracker	2.69%	31 Oct 2015		4%	varies	60%	0800 158 2933
	NatWest 2 Year BBR+2.19% Tracker 60% LTV £10M No Fee	Tracker	2.69%	31 Oct 2015		4%	varies	60%	0800 158 2933
	Available for existing customers only.
	RBS 2 Year BBR+2.19% Tracker 60% LTV £10M No Fee	Tracker	2.69%	31 Oct 2015		4%	varies	60%	0800 068 7667
	RBS 2 Year BBR+2.19% Tracker 60% LTV £10M No Fee	Tracker	2.69%	31 Oct 2015		4%	varies	60%	0800 068 7667
	RBS 2 Year BBR+2.19% Tracker 60% LTV £10M No Fee	Tracker	2.69%	31 Oct 2015		4%	varies	60%	0800 068 7667
	Available for existing customers only.
	Principality Building Society 2 Year BBR+2.29% Tracker 75% LTV £500K £999 Fee	Tracker	2.79%	30 Jun 2015		4.99%	4.8%	75%
	Yorkshire BS Offset 2 Year BBR+2.29% Tracker 75% LTV £1M £500 Cashback £475 Fee	Tracker	2.79%	30 Jun 2015		4.99%	4.7%	75%
	Yorkshire BS Offset 2 Year BBR+2.29% Tracker 75% LTV £1M £475 Fee	Tracker	2.79%	30 Jun 2015		4.99%	4.7%	75%
	Post Office 2 Year BBR+2.39% Tracker 75% LTV £1M £1,190 Fee	Tracker	2.89%	31 May 2015		4.49%	4.4%	75%	0121 270 3340
	NatWest 2 Year BBR+2.4% Tracker 70% LTV £10M No Fee	Tracker	2.90%	31 Oct 2015		4%	varies	70%	0800 158 2933
	Available for existing customers only.
	NatWest 2 Year BBR+2.4% Tracker 70% LTV £10M No Fee	Tracker	2.90%	31 Oct 2015		4%	varies	70%	0800 158 2933
	NatWest 2 Year BBR+2.4% Tracker 70% LTV £10M No Fee	Tracker	2.90%	31 Oct 2015		4%	varies	70%	0800 158 2933
	RBS 2 Year BBR+2.4% Tracker 70% LTV £10M No Fee	Tracker	2.90%	31 Oct 2015		4%	varies	70%	0800 068 7667
	RBS 2 Year BBR+2.4% Tracker 70% LTV £10M No Fee	Tracker	2.90%	31 Oct 2015		4%	varies	70%	0800 068 7667
	RBS 2 Year BBR+2.4% Tracker 70% LTV £10M No Fee	Tracker	2.90%	31 Oct 2015		4%	varies	70%	0800 068 7667
	Available for existing customers only.
	NatWest 17 months BBR+2.49% Tracker 75% LTV £10M £250 Cashback £2,495 Fee	Tracker	2.99%	31 Oct 2014		4%	varies	75%	0800 158 2933
	Available for existing customers only.
	NatWest 17 months BBR+2.49% Tracker 70% LTV £10M £2,495 Fee	Tracker	2.99%	31 Oct 2014		4%	varies	70%	0800 158 2933
	Available for existing customers only.
	RBS 17 months BBR+2.49% Tracker 70% LTV £10M £2,495 Fee	Tracker	2.99%	31 Oct 2014		4%	varies	70%	0800 068 7667
	Available for existing customers only.
	Santander 2 Year BBR+2.49% Tracker 70% LTV £550K £250 Cashback No Fee	Tracker	2.99%	24 months		4.74%	4.6%	70%
	Santander 2 Year BBR+2.49% Tracker 70% LTV £550K No Fee	Tracker	2.99%	24 months		4.74%	4.4%	70%
	Santander 2 Year BBR+2.49% Tracker 70% LTV £550K £250 Cashback No Fee	Tracker	2.99%	24 months		4.74%	4.4%	70%
	NatWest 17 months BBR+2.69% Tracker 60% LTV £10M £250 Cashback £1,495 Fee	Tracker	3.19%	31 Oct 2014		4%	varies	60%	0800 158 2933
	Available for existing customers only.
	RBS 17 months BBR+2.69% Tracker 60% LTV £10M £250 Cashback £1,495 Fee	Tracker	3.19%	31 Oct 2014		4%	varies	60%	0800 068 7667
	Available for existing customers only.
	Santander 2 Year BBR+2.69% Tracker 75% LTV £550K £250 Cashback No Fee	Tracker	3.19%	24 months		4.74%	4.6%	75%
	Santander 2 Year BBR+2.69% Tracker 75% LTV £550K No Fee	Tracker	3.19%	24 months		4.74%	4.5%	75%
	Santander 2 Year BBR+2.69% Tracker 75% LTV £550K £250 Cashback No Fee	Tracker	3.19%	24 months		4.74%	4.5%	75%
	Chelsea Building Society 5 Year BBR+2.74% Tracker 85% LTV £1M £1,545 Fee	Tracker	3.24%	31 Jul 2015		4.24%	5.1%	85%
	NatWest 2 Year BBR+2.75% Tracker 75% LTV £10M No Fee	Tracker	3.25%	31 Oct 2015		4%	varies	75%	0800 158 2933
	Available for existing customers only.
	RBS 2 Year BBR+2.75% Tracker 75% LTV £10M No Fee	Tracker	3.25%	31 Oct 2015		4%	varies	75%	0800 068 7667
	Available for existing customers only.
	HSBC BBR+2.89% Tracker 80% LTV £1M £599 Fee	Tracker	3.39%	---		---	3.5%	80%	0800 077 4270
	BM Solutions Buy To Let 2 Year BBR+2.89% Tracker 60% LTV £1M £500 Cashback £1,270 Fee	Tracker	3.39%	24 months		4.84%	varies	60%
	This is a buy to let mortgage.
	Post Office 2 Year BBR+2.99% Tracker 80% LTV £850K £1,190 Fee	Tracker	3.49%	31 May 2015		4.49%	4.5%	80%	0121 270 3340
	BM Solutions Buy To Let 2 Year BBR+3.04% Tracker 60% LTV £1M £500 Cashback £1,270 Fee	Tracker	3.54%	24 months		4.84%	varies	60%
	This is a buy to let mortgage.
	Chelsea Building Society 2 Year BBR+3.04% Tracker 85% LTV £1M £500 Cashback £745 Fee	Tracker	3.54%	31 Jul 2015		5.79%	5.5%	85%
	Santander Offset BBR+3.09% Tracker 75% LTV £1M £250 Cashback £995 Fee	Tracker	3.59%	---		---	3.7%	75%
	Santander Offset BBR+3.09% Tracker 75% LTV £1M £250 Cashback £995 Fee	Tracker	3.59%	---		---	3.7%	75%
	Santander Offset BBR+3.09% Tracker 75% LTV £1M £995 Fee	Tracker	3.59%	---		---	3.7%	75%
	Yorkshire BS Offset 2 Year BBR+3.09% Tracker 85% LTV £1M £975 Fee	Tracker	3.59%	30 Jun 2015		4.99%	4.9%	85%
Full Results
	C&G 2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	C&G 2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	C&G 2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	C&G 2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	C&G 2 Year BBR+1.39% Tracker 60% LTV £1M £2,240 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	Lloyds TSB 2 Year BBR+1.39% Tracker 60% LTV £1M £2,359 Fee	Tracker	1.89%	31 Aug 2015		4.19%	3.9%	60%
	Lloyds TSB 2 Year BBR+1.39% Tracker 60% LTV £1M £2,359 Fee	Tracker	1.89%	31 Aug 2015		4.19%	3.9%	60%
	Lloyds TSB 2 Year BBR+1.39% Tracker 60% LTV £1M £500 Cashback £2,359 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	Available only to those that have a current account with the lender.
	Lloyds TSB 2 Year BBR+1.39% Tracker 60% LTV £1M £500 Cashback £2,359 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	Available only to those that have a current account with the lender.
	Lloyds TSB 2 Year BBR+1.39% Tracker 60% LTV £1M £2,359 Fee	Tracker	1.89%	31 Aug 2015		3.99%	3.9%	60%
	Available only to those that have a current account with the lender.
	Halifax 2 Year BBR+1.49% Tracker 60% LTV £1M £1,764 Fee	Tracker	1.99%	30 Sep 2015		3.99%	varies	60%	0845 5089113
	Halifax 2 Year BBR+1.49% Tracker 60% LTV £1M £1,764 Fee	Tracker	1.99%	30 Sep 2015		3.99%	varies	60%	0845 5089113
	Lloyds TSB 2 Year BBR+1.59% Tracker 60% LTV £1M £2,359 Fee	Tracker	2.09%	31 Aug 2015		3.99%	3.9%	60%
	Lloyds TSB 2 Year BBR+1.59% Tracker 60% LTV £1M £2,359 Fee	Tracker	2.09%	31 Aug 2015		3.99%	3.9%	60%
	Nationwide 2 Year BBR+1.64% Tracker 60% LTV £1M £999 Fee	Tracker	2.14%	24 months		3.99%	3.7%	60%
	Available for existing borrowers only.
	Nationwide 2 Year BBR+1.64% Tracker 60% LTV £5M £900 Fee	Tracker	2.14%	24 months		3.99%	3.8%	60%
	NatWest 2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee	Tracker	2.19%	31 Oct 2015		4%	varies	60%	0800 158 2933
	NatWest 2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee	Tracker	2.19%	31 Oct 2015		4%	varies	60%	0800 158 2933
	RBS 2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee	Tracker	2.19%	31 Oct 2015		4%	varies	60%	0800 068 7667
	RBS 2 Year BBR+1.69% Tracker 60% LTV £10M £995 Fee	Tracker	2.19%	31 Oct 2015		4%	varies	60%	0800 068 7667
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Tracker Mortgage Guide

We explain how tracker rate mortgages work and when they're likely to be a good option.

Tracker mortgages follow changes in the base rate, with a constant differential being maintained between the base rate and the mortgage interest rate.

A lender's standard variable rate will typically be around 1.5% above the base rate. In addition, a fall in the base rate will not always necessarily be followed by an equivalent fall in the standard variable rate. However, tracker mortgages tend to have a smaller difference above the base rate, down to around 0.75% or even lower, and they are guaranteed to rise and fall with the base rate.

This means if the base rate rises your monthly payments will rise. If the base rate falls your monthly payments will fall.

The period for which the tracker mortgage applies may be for a fixed term only, say 5 years, after which time the interest rate will revert to the lender's standard variable rate. Tracker mortgage UK deals are also available that persist for the full term of the mortgage.

Some mortgage lenders will offer different tracker rates depending on the amount you are borrowing as a percentage of the value of your home (LTV - Loan to Value). For example, 0.75% above the base rate may be offered for a mortgage with an LTV of 90%. Alternatively, 1.5% above the base rate may be offered for a mortgage with an LTV of 95%. As a rule the best tracker mortgage rates are only available to low LTV mortgages.

Mortgage tracker rates may be offered in conjunction with a discount offer. For example, 0.5% above the base rate may be offered for the first 2 years, rising to 0.75% above the base rate after the discount period.

Advantages

The interest rate payable will usually be lower than the lender's standard variable rate.
You can benefit from all drops in the Bank of England's base rate as they will always lead to an equivalent fall in your tracker mortgage's interest rate.

Disadvantages

Early redemption penalties may apply which could extend beyond the end of the discounted period. This means you will be unable to change your mortgage during the 'early redemption penalty period' without paying a fee, which may be up to the value of six months mortgage repayments.
The Bank of England base rate can be unpredictable and can increase rapidly, resulting in an increase in your monthly payments.
It is less easy to budget as the interest rate can and will vary.

If you are keen on a tracker mortgage it is vital to compare the best tracker mortgage deals on the market so you end up with the cheapest and best tracker mortgage for your circumstances.

You can compare the best tracker mortgages using our tracker mortgage comparison table.

	Tracker		Remortgages
	Fixed Rate		First Time Buyer
	Buy To Let

Compare Tracker Mortgages

Tracker Mortgage Guide

Advantages

Disadvantages

Mortgages Comparison