Compare 50% LTV Mortgages

Compare the best 50% mortgage deals available in the UK using our 50% LTV mortgages comparison table and find the cheapest 50 percent deposit mortgage deal that suits your circumstances in minutes. We make it easy to find the cheapest 50% LTV mortgage rates so you can choose the 50 50 mortgage that will help you buy your home for less.
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Mortgage TypeInitial RateFinal RateAPRMax LTV 
APREnd Date 
Promoted Results
First Direct
2yr BBR + 2.79% Offset LTV 65% Direct
Tracker3.29%
24
months
3.69%3.7%65%
First Direct
Offset Standard Variable Rate LTV 75% Direct
Standard3.69%term3.69%3.8%75%
NatWest
2yr BBR + 2.19% LTV 60% Ex/B Direct
Tracker2.69%31 Jul
2014
4%3.8%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
First Direct
2yr 3.69% Fixed LTV 75% Direct
Fixed Rate3.69%
24
months
3.69%3.8%75%
First Direct
2yr 3.49% Fixed LTV 65% Direct
Fixed Rate3.49%
24
months
3.69%3.8%65%
NatWest
2yr BBR + 2.45% LTV 60% Ex/B Main A/C Direct
Tracker2.95%31 Jul
2014
4%3.8%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
First Direct
2yr 4.39% Fixed LTV 85% Direct Limited Edition
Fixed Rate4.39%
24
months
3.69%3.9%85%
NatWest
2yr BBR + 2.19% LTV 60% Ex/B Black A/C Direct
Tracker2.69%31 Jul
2014
4%3.9%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.99% LTV 75% Ex/B "In Deal" Direct
Tracker3.49%31 Jul
2014
4%3.9%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.60% LTV 70% Ex/B Direct
Tracker3.10%31 Jul
2014
4%3.9%70%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.69% LTV 75% Ex/B Direct
Tracker3.19%31 Jul
2014
4%3.9%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.85% LTV 70% Ex/B Main A/C Direct
Tracker3.35%31 Jul
2014
4%3.9%70%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.95% LTV 75% Ex/B Main A/C Direct
Tracker3.45%31 Jul
2014
4%3.9%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.25% Fxd LTV 60% Ex/B Main A/C Direct
Fixed Rate3.25%31 Jul
2014
4%3.9%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.55% Fxd LTV 70% Ex/B Main A/C Direct
Fixed Rate3.55%31 Jul
2014
4%3.9%70%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
RBS
2yr BBR + 2.19% H/P LTV 60% Direct
Tracker2.69%31 Jul
2014
4%4%60%
The One Account
One Account CAM LTV 50%
Standard3.90%term3.9%4%50%
NatWest
2yr BBR + 3.19% LTV 80% Ex/B Direct
Tracker3.69%31 Jul
2014
4%4%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 2.99% Fxd LTV 60% Ex/B Direct
Fixed Rate2.99%31 Jul
2014
4%4%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.39% Fxd LTV 75% Ex/B Direct
Fixed Rate3.39%31 Jul
2014
4%4%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 3.05% R/M LTV 75% Direct
Tracker3.55%31 Jul
2014
4%4%75%
Available for remortgage only.
NatWest
2yr 3.19% Fxd LTV 60% Ex/B "In Deal" Direct
Fixed Rate3.19%31 Jul
2014
4%4%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.29% Fxd LTV 70% Ex/B Direct
Fixed Rate3.29%31 Jul
2014
4%4%70%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 3.45% LTV 80% Ex/B Main A/C Direct
Tracker3.95%31 Jul
2014
4%4%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.35% Fxd R/M LTV 60% Direct
Fixed Rate3.35%31 Jul
2014
4%4%60%
Available for remortgage only.
NatWest
2yr 3.75% Fxd R/M LTV 75% Direct
Fixed Rate3.75%31 Jul
2014
4%4%75%
Available for remortgage only.
NatWest
2yr 3.65% Fxd LTV 75% Ex/B Main A/C Direct
Fixed Rate3.65%31 Jul
2014
4%4%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.59% R/M LTV 60% Direct
Tracker3.09%31 Jul
2014
4%4%60%
Available for remortgage only.
The One Account
One Account CAM LTV 75%
Standard4.00%term4%4.1%75%
NatWest
2yr 3.65% Fxd LTV 70% Ex/C Black A/C Direct
Fixed Rate3.65%31 Jul
2014
4%4.1%70%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.69% H/P LTV 75% Direct
Tracker3.19%31 Jul
2014
4%4.1%75%
NatWest
2yr BBR + 2.19% LTV 60% Ex/C Black A/C Direct
Tracker2.69%31 Jul
2014
4%4.1%60%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.19% Fxd LTV 85% Ex/B Black Account Direct
Fixed Rate4.19%31 Jul
2014
4%4.1%85%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.95% Fxd LTV 80% Ex/B Direct
Fixed Rate3.95%31 Jul
2014
4%4.1%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.39% Fxd H/P LTV 75% Direct
Fixed Rate3.39%31 Jul
2014
4%4.1%75%
NatWest
5yr 3.95% Fxd LTV 60% Ex/B Direct
Fixed Rate3.95%31 Jul
2017
4%4.1%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 3.69% Fxd LTV 75% Ex/B "In Deal" Direct
Fixed Rate3.69%31 Jul
2014
4%4.1%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.19% Fxd LTV 80% Ex/B "In Deal" Direct
Fixed Rate4.19%31 Jul
2014
4%4.1%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 2.99% Fxd H/P LTV 60% Direct
Fixed Rate2.99%31 Jul
2014
4%4.1%60%
NatWest
2yr BBR + 3.19% LTV 80% Direct
Tracker3.69%31 Jul
2014
4%4.1%80%
NatWest
2yr 4.19% Fxd LTV 80% Ex/B Main A/C Direct
Fixed Rate4.19%31 Jul
2014
4%4.1%80%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 3.95% Fxd LTV 60% Ex/B Main A/C Direct
Fixed Rate3.95%31 Jul
2017
4%4.1%60%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr BBR + 2.19% H/P LTV 60% Direct
Tracker2.69%31 Jul
2014
4%4.2%60%
NatWest
Flexible Offset Variable LTV 80% Direct
Standard4.00%term4%4.2%80%
NatWest
2yr 3.95% Fxd LTV 80% Direct
Fixed Rate3.95%31 Jul
2014
4%4.2%80%
NatWest
2yr 4.69% Fixed BTL LTV 75% Direct Ex/B
Buy To Let4.69%31 Jul
2014
4%4.2%75%
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.99% Fxd LTV 90% Ex/B Direct
Fixed Rate4.99%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 4.19% Fxd LTV 75% Ex/B Direct
Fixed Rate4.19%31 Jul
2017
4%4.2%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.29% Fxd LTV 75% Direct Shared Equity
Fixed Rate4.29%31 Jul
2014
4%4.2%75%
First Direct
5yr 4.49% Fixed LTV 75% Direct
Fixed Rate4.49%
60
months
3.69%4.2%75%
First Direct
Term BBR + 3.59% Offset LTV 75% Direct Fee Free
Tracker4.09%term
n/a
4.2%75%
NatWest
5yr 3.99% Fxd LTV 60% Ex/C Main A/C Direct
Fixed Rate3.99%31 Jul
2017
4%4.2%60%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.25% Fxd LTV 90% Ex/B Main A/C Direct
Fixed Rate5.25%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
Flexible Offset LTV 75% Ex/B "In Deal" Direct
Standard4.00%term
n/a
4.2%75%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 4.19% Fxd LTV 75% Direct
Fixed Rate4.19%31 Jul
2017
4%4.3%75%
NatWest
2yr 5.59% Fxd LTV 90% Ex/B "In Deal" Direct
Fixed Rate5.59%31 Jul
2014
4%4.3%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
5yr 3.95% Fxd LTV 60% Direct
Fixed Rate3.95%31 Jul
2017
4%4.3%60%
Available for remortgage only.
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
Fixed Rate4.79%31 Jul
2014
4%4.3%95%
RBS
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Full Results
Britannia
Flexi Lifetime BBR + 2.09% Ex/C LTV 60% Direct
Tracker2.59%term
n/a
2.7%60%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
The Co-operative Bank
 
Flex Lifetime BBR + 2.09% Ex/C LTV 60% Direct
Tracker2.59%term
n/a
2.7%60%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Bank of China
Lifetime BBR + 2.30% LTV 80% Direct
Tracker2.80%term2.8%2.9%80%
Northern Bank
Northern Re:pay LTV 90% > £150k Direct Ex/C
Standard2.99%term2.99%3.1%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
Northern Re:pay LTV 90% > £200k Direct Ex/C
Standard2.99%term2.99%3.1%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.49% LTV 70% Ex/C Prem Direct
Tracker2.99%term2.99%3.1%70%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.49% LTV 70% Ex/C Adv Direct
Tracker2.99%term
n/a
3.1%70%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.49% LTV 70% Direct
Tracker2.99%term
n/a
3.1%70%
Northern Bank
BBR + 2.49% Tracker LTV 60% Direct
Tracker2.99%term2.99%3.2%60%
The Co-operative Bank
 
Flex Lifetime BBR + 2.69% Ex/C LTV 75% Direct
Tracker3.19%term3.19%3.3%75%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Britannia
Flex Lifetime BBR + 2.69% Ex/C LTV 75% Direct
Tracker3.19%term3.19%3.3%75%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.79% LTV 70% Fee Free Direct
Tracker3.29%term
n/a
3.3%70%
Northern Bank
BBR + 2.69% Tracker LTV 80% Direct
Tracker3.19%term3.19%3.4%80%
First Direct
Term BBR + 2.79% LTV 65% Direct
Tracker3.29%term3.29%3.4%65%
HSBC
Lifetime BBR + 2.79% LTV 80% Ex/C Adv Direct
Tracker3.29%term3.29%3.4%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.79% LTV 80% Ex/C Prem Direct
Tracker3.29%term3.29%3.4%80%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
HSBC
Lifetime BBR + 2.79% LTV 80% Direct
Tracker3.29%term
n/a
3.4%80%
Cumberland
Flexi Term 1.30% Discount Offset H/P LTV 75%
Discounted3.19%
n/a
n/a
3.4%75%
Hinckley & Rugby Building Society
 
Lifetime 2.35% Discount Offset LTV 75%
Discounted3.29%
n/a
n/a
3.4%75%
Northern Bank
Northern Re:pay LTV 90% > £100k Direct Ex/C
Standard3.29%term3.29%3.5%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
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Excellent site.
Charlotte

Mortgages Comparison

Alternative Mortgages

You may want to compare the above mortgages with the following.

BM Solutions 2yr 4.89% Fixed BBR LTV 90% Ex/B

  • The mortgage has a 5.1% mortgage APR.
  • You get 5 yrs minimum period from BM Solutions.
  • Get 90 percent maximum LTV.
  • Customers get product description of 2yr 4.89 percent fixed BBR LTV 90 percent ex/b.

Halifax 2yr 3.79% Fixed H/P LTV 75% Direct

  • This 2yr 3.79% Fixed H/P LTV 75% Direct mortgage has a tie-in time after rate of 0 yrs.
  • New customers benefit from 60.01 percent minimum LTV from the mortgage.
  • This mortgage has 24 months initial rate term.
  • 2yr 3.79 percent fixed H/P LTV 75 percent direct product description is offered.
  • Customers get 75 percent shared ownership maximum LTV from the mortgage.
  • Shared ownership minimum loan of £0 is offered with the mortgage.

Nationwide Flex 3yr 5.79% Fixed H/P LTV 90% Ex/B Inter

  • Customers get tie-in period after rate of 0 yrs.
  • Get house purchase minimum loan of £25,000.
  • 90% max LTV.
  • You will benefit from 90 percent house purchase maximum LTV.
  • New customers get 3 yrs minimum length from this mortgage.

Halifax 2yr 3.69% Fixed R/M C/B LTV 60% Ex/C Direct

  • 4.1 percent mortgage APR is offered.
  • A 60 percent remortgage max LTV is offered.
  • Customers get £0 shared ownership minimum loan from Halifax.
  • Initial rate end date of 31 aug 2014.

Nationwide Flex 5yr 4.19% Fixed H/P LTV 75% Ex/B Inter

  • This mortgage gives a flex 5yr 4.19 percent fixed H/P LTV 75 percent ex/b inter product description.
  • Have the benefit of 4.3 percent mortgage APR.
  • New customers get tie-in time after rate of 0 years.
  • 40 yrs maximum term is available with this mortgage.
  • Initial rate term of 60 months is available.