Compare 5 Year Fixed Rate Mortgage Rates

Compare all the 5 year fixed rate mortgage rates available in the UK & find the best five year fixed rate mortgages for your financial circumstances in minutes. Our 5 year fixed mortgage comparison lets you compare five yr fix rates, charges & benefits side by side so you can easily spot the cheapest & most suitable 5 year mortgage deals for you.

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		Type	Initial Deal		ERC	Subsequent Rate	APR	Max LTV	Initial Rate Term
		Type	Interest Rate	End Date	ERC	Subsequent Rate	APR	Max LTV	Initial Rate Term
Promoted Results
	NatWest 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	RBS 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	NatWest 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	NatWest 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	Available for existing customers only.
	RBS 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	RBS 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	Available for existing customers only.
	Yorkshire BS 5 Year 2.59% Fixed 60% LTV £1M £1,475 Fee	Fixed Rate	2.59%	30 Jun 2018		4.99%	4.1%	60%	61 months
	Post Office 5 Year 2.63% Fixed 60% LTV £500K £1,690 Fee	Fixed Rate	2.63%	31 May 2018		4.49%	3.9%	60%	60 months	0121 270 3340
	Yorkshire BS Offset 5 Year 2.79% Fixed 60% LTV £1M £1,475 Fee	Fixed Rate	2.79%	30 Jun 2018		4.99%	4.2%	60%	61 months
	Yorkshire BS 5 Year 2.89% Fixed 75% LTV £1M £975 Fee	Fixed Rate	2.89%	30 Jun 2018		4.99%	4.2%	75%	61 months
	Post Office 5 Year 2.89% Fixed 75% LTV £1M £1,190 Fee	Fixed Rate	2.89%	31 May 2018		4.49%	4.0%	75%	60 months	0121 270 3340
	Santander 5 Year 2.99% Fixed 70% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.99%	02 Jul 2018		4.74%	4.2%	70%	61 months
	Santander 5 Year 2.99% Fixed 70% LTV £1M £995 Fee	Fixed Rate	2.99%	02 Jul 2018		4.74%	4.1%	70%	61 months
	Santander 5 Year 2.99% Fixed 70% LTV £1M £250 Cashback £995 Fee	Fixed Rate	2.99%	02 Jul 2018		4.74%	4.1%	70%	61 months
	NatWest 5 Year 3.09% Fixed 60% LTV £10M No Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	RBS 5 Year 3.09% Fixed 70% LTV £10M £995 Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	70%	65 months	0800 068 7667
	NatWest 5 Year 3.09% Fixed 60% LTV £10M No Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	Available for existing customers only.
	NatWest 5 Year 3.09% Fixed 70% LTV £10M £995 Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	70%	65 months	0800 158 2933
	NatWest 5 Year 3.09% Fixed 60% LTV £10M No Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	NatWest 5 Year 3.09% Fixed 70% LTV £10M £995 Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	70%	65 months	0800 158 2933
	NatWest 5 Year 3.09% Fixed 70% LTV £10M £995 Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	70%	65 months	0800 158 2933
	Available for existing customers only.
	RBS 5 Year 3.09% Fixed 60% LTV £10M No Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	RBS 5 Year 3.09% Fixed 60% LTV £10M No Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	RBS 5 Year 3.09% Fixed 70% LTV £10M £995 Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	70%	65 months	0800 068 7667
	RBS 5 Year 3.09% Fixed 60% LTV £10M No Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	Available for existing customers only.
	RBS 5 Year 3.09% Fixed 70% LTV £10M £995 Fee	Fixed Rate	3.09%	31 Oct 2018		4%	varies	70%	65 months	0800 068 7667
	Available for existing customers only.
	Post Office 5 Year 3.15% Fixed 60% LTV £1M £195 Fee	Fixed Rate	3.15%	31 May 2018		4.49%	4.0%	60%	60 months	0121 270 3340
	Post Office 5 Year 3.15% Fixed 60% LTV £1M £195 Fee	Fixed Rate	3.15%	31 May 2018		4.49%	4.0%	60%	60 months	0121 270 3340
	Yorkshire BS 5 Year 3.24% Fixed 75% LTV £1M £475 Fee	Fixed Rate	3.24%	30 Jun 2018		4.99%	4.4%	75%	61 months
	Post Office 5 Year 3.28% Fixed 75% LTV £1M £195 Fee	Fixed Rate	3.28%	31 May 2018		4.49%	4.1%	75%	60 months	0121 270 3340
	Post Office 5 Year 3.28% Fixed 75% LTV £1M £195 Fee	Fixed Rate	3.28%	31 May 2018		4.49%	4.1%	75%	60 months	0121 270 3340
	NatWest 5 Year 3.29% Fixed 75% LTV £10M £995 Fee	Fixed Rate	3.29%	31 Oct 2018		4%	varies	75%	65 months	0800 158 2933
	Available for existing customers only.
	RBS 5 Year 3.29% Fixed 75% LTV £10M £995 Fee	Fixed Rate	3.29%	31 Oct 2018		4%	varies	75%	65 months	0800 068 7667
	Available for existing customers only.
	Santander 5 Year 3.29% Fixed 70% LTV £550K No Fee	Fixed Rate	3.29%	02 Jul 2018		4.74%	4.1%	70%	61 months
	Santander 5 Year 3.29% Fixed 70% LTV £550K £250 Cashback No Fee	Fixed Rate	3.29%	02 Jul 2018		4.74%	4.1%	70%	61 months
	Santander 5 Year 3.29% Fixed 70% LTV £550K £250 Cashback No Fee	Fixed Rate	3.29%	02 Jul 2018		4.74%	4.2%	70%	61 months
	Santander 5 Year 3.34% Fixed 75% LTV £1M £250 Cashback £995 Fee	Fixed Rate	3.34%	02 Jul 2018		4.74%	4.3%	75%	61 months
	Santander 5 Year 3.39% Fixed 75% LTV £1M £250 Cashback £995 Fee	Fixed Rate	3.39%	02 Jul 2018		4.74%	4.4%	75%	61 months
	Santander 5 Year 3.39% Fixed 75% LTV £1M £995 Fee	Fixed Rate	3.39%	02 Jul 2018		4.74%	4.3%	75%	61 months
	Santander 5 Year 3.39% Fixed 75% LTV £1M £250 Cashback £995 Fee	Fixed Rate	3.39%	02 Jul 2018		4.74%	4.3%	75%	61 months
	Yorkshire BS Offset 5 Year 3.44% Fixed 75% LTV £1M £475 Fee	Fixed Rate	3.44%	30 Jun 2018		4.99%	4.5%	75%	61 months
	NatWest 5 Year 3.45% Fixed 70% LTV £10M No Fee	Fixed Rate	3.45%	31 Oct 2018		4%	varies	70%	65 months	0800 158 2933
	Available for existing customers only.
	NatWest 5 Year 3.45% Fixed 70% LTV £10M No Fee	Fixed Rate	3.45%	31 Oct 2018		4%	varies	70%	65 months	0800 158 2933
	NatWest 5 Year 3.45% Fixed 70% LTV £10M No Fee	Fixed Rate	3.45%	31 Oct 2018		4%	varies	70%	65 months	0800 158 2933
	RBS 5 Year 3.45% Fixed 70% LTV £10M No Fee	Fixed Rate	3.45%	31 Oct 2018		4%	varies	70%	65 months	0800 068 7667
	RBS 5 Year 3.45% Fixed 70% LTV £10M No Fee	Fixed Rate	3.45%	31 Oct 2018		4%	varies	70%	65 months	0800 068 7667
	RBS 5 Year 3.45% Fixed 70% LTV £10M No Fee	Fixed Rate	3.45%	31 Oct 2018		4%	varies	70%	65 months	0800 068 7667
	Available for existing customers only.
	NatWest 5 Year 3.59% Fixed 75% LTV £10M No Fee	Fixed Rate	3.59%	31 Oct 2018		4%	varies	75%	65 months	0800 158 2933
	NatWest 5 Year 3.59% Fixed 75% LTV £450K No Fee	Fixed Rate	3.59%	31 Oct 2018		4%	varies	75%	65 months	0800 158 2933
	Post Office 5 Year 3.59% Fixed 80% LTV £850K £1,190 Fee	Fixed Rate	3.59%	31 May 2018		4.49%	4.3%	80%	60 months	0121 270 3340
	RBS 5 Year 3.59% Fixed 75% LTV £10M No Fee	Fixed Rate	3.59%	31 Oct 2018		4%	varies	75%	65 months	0800 068 7667
	RBS 5 Year 3.59% Fixed 75% LTV £450K No Fee	Fixed Rate	3.59%	31 Oct 2018		4%	varies	75%	65 months	0800 068 7667
	NatWest 5 Year 3.69% Fixed 75% LTV £10M No Fee	Fixed Rate	3.69%	31 Oct 2018		4%	varies	75%	65 months	0800 158 2933
	Available for existing customers only.
	RBS 5 Year 3.69% Fixed 75% LTV £10M No Fee	Fixed Rate	3.69%	31 Oct 2018		4%	varies	75%	65 months	0800 068 7667
	Available for existing customers only.
	Santander 5 Year 3.69% Fixed 75% LTV £550K £250 Cashback No Fee	Fixed Rate	3.69%	02 Jul 2018		4.74%	4.4%	75%	61 months
	Santander 5 Year 3.69% Fixed 75% LTV £550K No Fee	Fixed Rate	3.69%	02 Jul 2018		4.74%	4.4%	75%	61 months
	Santander 5 Year 3.69% Fixed 75% LTV £550K £250 Cashback No Fee	Fixed Rate	3.69%	02 Jul 2018		4.74%	4.4%	75%	61 months
	Santander 5 Year 3.74% Fixed 80% LTV £550K £995 Fee	Fixed Rate	3.74%	02 Jul 2018		4.74%	4.6%	80%	61 months
	Santander 5 Year 3.74% Fixed 80% LTV £550K £250 Cashback £995 Fee	Fixed Rate	3.74%	02 Jul 2018		4.74%	4.6%	80%	61 months
	Santander 5 Year 3.74% Fixed 80% LTV £550K £250 Cashback £995 Fee	Fixed Rate	3.74%	02 Jul 2018		4.74%	4.6%	80%	61 months
Full Results
	HSBC 5 Year 2.49% Fixed 60% LTV £250K £1,999 Fee	Fixed Rate	2.49%	31 Aug 2018		3.94%	3.6%	60%	63 months	0800 077 4270
	Clydesdale Bank 5 Year 2.49% Fixed 60% LTV £750K £1,999 Fee	Fixed Rate	2.49%	31 Aug 2018		4.95%	4.2%	60%	63 months
	Clydesdale Bank 5 Year 2.49% Fixed 60% LTV £750K £1,999 Fee	Fixed Rate	2.49%	31 Aug 2018		4.95%	4.2%	60%	63 months
	First Direct 5 Year 2.49% Fixed 65% LTV £1M £1,999 Fee	Fixed Rate	2.49%	60 months		3.69%	3.4%	65%	60 months
	Yorkshire Bank 5 Year 2.49% Fixed 60% LTV £750K £1,999 Fee	Fixed Rate	2.49%	31 Aug 2018	---	4.95%	4.2%	60%	63 months
	Yorkshire Bank 5 Year 2.49% Fixed 60% LTV £750K £1,999 Fee	Fixed Rate	2.49%	31 Aug 2018	---	4.95%	4.2%	60%	63 months
	NatWest 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	RBS 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	NatWest 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	NatWest 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 158 2933
	Available for existing customers only.
	RBS 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	RBS 5 Year 2.59% Fixed 60% LTV £10M £1,995 Fee	Fixed Rate	2.59%	31 Oct 2018		4%	varies	60%	65 months	0800 068 7667
	Available for existing customers only.
	Yorkshire BS 5 Year 2.59% Fixed 60% LTV £1M £1,475 Fee	Fixed Rate	2.59%	30 Jun 2018		4.99%	4.1%	60%	61 months
	Post Office 5 Year 2.63% Fixed 60% LTV £500K £1,690 Fee	Fixed Rate	2.63%	31 May 2018		4.49%	3.9%	60%	60 months	0121 270 3340
	Halifax 5 Year 2.69% Fixed 60% LTV £1M £2,260 Fee	Fixed Rate	2.69%	31 Aug 2018		3.99%	3.8%	60%	63 months	0845 5089113
	Halifax 5 Year 2.69% Fixed 60% LTV £1M £150 Cashback £2,260 Fee	Fixed Rate	2.69%	31 Aug 2018		3.99%	3.8%	60%	63 months	0845 5089113
	Available only to those that have a current account with the lender.
	Halifax 5 Year 2.69% Fixed 60% LTV £1M £2,260 Fee	Fixed Rate	2.69%	31 Aug 2018		3.99%	varies	60%	63 months	0845 5089113
	Halifax 5 Year 2.69% Fixed 60% LTV £1M £2,260 Fee	Fixed Rate	2.69%	31 Aug 2018		3.99%	varies	60%	63 months	0845 5089113
	Available only to those that have a current account with the lender.
	First Direct 5 Year 2.69% Fixed 65% LTV £1M £499 Fee	Fixed Rate	2.69%	60 months		3.69%	3.4%	65%	60 months
	Norwich & Peterborough Building Society 5 Year 2.74% Fixed 60% LTV £500K £200 Cashback £295 Fee	Fixed Rate	2.74%	60 months		4.99%	varies	60%	60 months
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How to Get the Best 5 Year Fixed Rate Mortgage Deals

5 year fixed rate mortgages offer the longest fixed rate period available from many lenders, although there are a small number of longer fixed rate periods available in the marketplace.

If you find the right deal a 5 yr fixed rate mortgage could provide the key to manageable payments.

For most people, however, their appeal lies in the security of knowing that your payments will not rise at all in the next five years.

However, while this is a definite advantage if you need to budget, you should also consider that you will not be able to benefit from any lowing of interest rates during this time.

You also need to consider that you'll be tied in for the entire time without the ability to switch your mortgage elsewhere. It's for this reason that you need to choose a mortgage that is flexible enough to meet your requirements.

A 5 year mortgage is likely to be available to first time buyers, house movers, those re-mortgaging, and the self-employed alike so it is an option worth considering.

The cheapest 5 year fixed mortgage is likely to have an interest rate that is higher than the best 2 or 3 year deals, but this is the price you pay for guaranteed repayments.

It's also worth bearing in mind that even the best fixed rate mortgage deal 5 years at 90% of your property's value is likely to be more expensive than if you only need to borrow 60%-70% of your property's value. This is true for all mortgage deals though.

When seeking the best buy 5 year fixed mortgage for your circumstances, remember that the one with the lowest interest rate is not necessarily the best.

To determine which is really the best five year fixed rate mortgage for your circumstances, you should also consider the fees charged and the terms which apply to the early repayment charge period.

You need to pay particular attention to the arrangement fee with a fixed rate mortgage, as this fee often represents a significant cost and will attract interest if you don't pay it off upfront.

Also, while early repayment charges usually cease at the end of a discounted or tracker rate period, it is more common for them to continue beyond the end of a fixed rate period, so check this carefully.

	Tracker		Remortgages
	Fixed Rate		First Time Buyer
	Buy To Let

Compare 5 Year Fixed Rate Mortgage Rates

How to Get the Best 5 Year Fixed Rate Mortgage Deals

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