Your home may be repossessed if you do not keep up repayments on your mortgage.

This comparison includes all mortgages that offer a 10 year fixed rate.
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Nationwide Flex 10 Year 3.14% Fixed
Maximum LTV
60%
Initial Rate
3.14% fixed
for 120 months
Subsequent Rate
3.99%
Overall Cost for Comparison
3.5% APR
TSB 10 Year 3.14% Fixed
Maximum LTV
60%
Initial Rate
3.14% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.5% APR
TSB 10 Year 3.14% Fixed
Maximum LTV
60%
Initial Rate
3.14% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.5% APR
Available via brokers only.
TSB 10 Year 3.19% Fixed Remortgage + Cashback
Maximum LTV
60%
Initial Rate
3.19% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
TSB 10 Year 3.19% Fixed Remortgage
Maximum LTV
60%
Initial Rate
3.19% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.4% APR
Available for remortgage only.
TSB 10 Year 3.19% Fixed Remortgage
Maximum LTV
60%
Initial Rate
3.19% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.4% APR
Available for remortgage and via brokers only.
TSB 10 Year 3.39% Fixed
Maximum LTV
75%
Initial Rate
3.39% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.7% APR
TSB 10 Year 3.39% Fixed Remortgage
Maximum LTV
75%
Initial Rate
3.39% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.6% APR
Available for remortgage only.
TSB 10 Year 3.39% Fixed Remortgage + Cashback
Maximum LTV
75%
Initial Rate
3.39% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.6% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
TSB 10 Year 3.39% Fixed
Maximum LTV
75%
Initial Rate
3.39% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.7% APR
Available via brokers only.
TSB 10 Year 3.39% Fixed Remortgage
Maximum LTV
75%
Initial Rate
3.39% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.6% APR
Available for remortgage and via brokers only.
TSB 10 Year 3.74% Fixed
Maximum LTV
80%
Initial Rate
3.74% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.9% APR
TSB 10 Year 3.74% Fixed
Maximum LTV
80%
Initial Rate
3.74% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
3.9% APR
Available via brokers only.
TSB 10 Year 3.84% Fixed Remortgage
Maximum LTV
80%
Initial Rate
3.84% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
4.0% APR
Available for remortgage only.
TSB 10 Year 3.84% Fixed Remortgage + Cashback
Maximum LTV
80%
Initial Rate
3.84% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
4.0% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.
TSB 10 Year 3.84 Fixed Remortgage
Maximum LTV
80%
Initial Rate
3.84% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
4.0% APR
Available for remortgage and via brokers only.
TSB 10 Year 4.19% Fixed
Maximum LTV
85%
Initial Rate
4.19% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
4.3% APR
TSB 10 Year 4.19% Fixed
Maximum LTV
85%
Initial Rate
4.19% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
4.3% APR
Available via brokers only.
TSB 10 Year 4.29% Fixed Remortgage
Maximum LTV
85%
Initial Rate
4.29% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
4.4% APR
Available for remortgage only.
TSB 10 Year 4.29% Fixed Remortgage + Cashback
Maximum LTV
85%
Initial Rate
4.29% fixed
until 31 Oct 2025
Subsequent Rate
3.99%
Overall Cost for Comparison
4.4% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website. Available for remortgage only.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find the Best 10 Year Fixed Rate Mortgage Deals

If you want the security of knowing exactly what your mortgage payment will be for the next decade, 10 year fixed mortgage rates could be perfect for you.

Designed for people looking for long term fixed rate mortgages, 10 years fixed deals offer a guarantee that your mortgage repayments will remain stable in the medium to long term.

Whatever happens to interest rates during the next decade you will have the peace of mind of knowing exactly what you will pay on your mortgage each and every month.

Pros and cons of 10 year fixed rate mortgages

There are many advantages of fixed, 10 year mortgage rates. These include:

  • The ability to budget as you know exactly what your mortgage payments will be
  • The certainty that your repayments won't rise even if interest rates increase during the fixed period
  • The fact that they could save you money if interest rates were to rise significantly during the fixed period

However, there are also some downsides of 10 year mortgages with a fixed rate that you should take into account. These include:

  • You could end up overpaying on your mortgage if interest rates remain consistently lower than the fixed rate you have taken
  • 10 year fixed mortgage rates often come with 'early repayment charges' within the period. This means that you will often face penalties if you to want to come out of your mortgage deal early
  • Even the cheapest 10 year fixed rate mortgage can often be more expensive than many variable or tracker rates and you often pay a 'premium' for the certainty of a fixed rate mortgage deal
  • They often have an associated booking or arrangement fee which is generally paid up-front or is added to your mortgage

Finding the cheapest 10 year fixed mortgage

If you're looking for the best mortgage rates for you then it's imperative you research your options.

As you're going to be committing to a single lender for a long time it's vital you compare 10 year fixed rate mortgage deals from as many lenders as possible in order to find the deal that works out the cheapest.

You can use our 10 year mortgage comparison table to compare mortgages with a fixed rate deals from all the lenders that offer this type of product.

When you do this, as well as comparing the interest rate of 10 year fixed rate mortgages, you should also compare the maximum 'loan to value' available on certain deals as well as the fees and charges you'll need to pay upfront, if you decide you'd like to overpay your mortgage during the fixed term, and if you want to break from your fixed mortgage before the tie-in period ends.

Once you've worked out which 10 year fixed rate deal will be cheapest for you overall and checked that you're eligible it's simply a case of applying.

Featured guide

How to find the best mortgage for you

A mortgage is a path to buying the home you want but it's also likely to be the biggest financial commitment you ever make. So, finding the best rates & the most suitable mortgage package is vital, here's how.

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