Compare £5,000 Loans

Find the cheapest £5,000 loan possible in minutes when you use our comparison of the best loan rates for £5,000 to see which lender offers cheap loans for £5,000 that best suit your circumstances. Don't pay any more than you need to in interest when you take out a loan for five thousand pounds by making sure you get the best deal.
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LoanTermHeadline RepresentativeOnline Decision 
MinimumMaximumMinimumMaximumAPRLoan Amount 
The Co-operative Bank
 
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
NatWest
Personal Loan
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Existing Customers)
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Loan available to RBS customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
AA
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Norton Finance
Norton Finance
£3,000£25,000
3
years
20
years
11.9%£3,000 to £25,000
n/a
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Shawbrook Bank
Link Loans
£3,000£70,000
3
years
25
years
8.9%£3,000 to £70,000
n/a
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Central Trust
Central
£5,000£100,000
3
years
25
years
13.7%£5,000 to £100,000
n/a
Available to home owners only.
Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Aspire Money
Personal Loan
£500£7,500
1
year
7
years
62.1%£500 to £7,500
Representative Example: Representative 62.1% APR. Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Guarantor Loans Online
 
Guarantor Loans
£1,000£5,000
1
year
5
years
53.8%£1,000 to £5,000
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Amigo Loans Ltd
Personal Loan
£500£5,000
1
year
5
years
62.1%£500 to £5,000
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
Sainsbury's Bank
 
Standard Small Loan (4-5 Yrs)
£1,000£7,499
4
years
5
years
7.8%£5,000 to £7,499
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
RateSetter
Fixed Rate Unsecured Personal Loan
£2,000£15,000
3
years
5
years
7.9%£2,000 to £15,000
Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.
Quick and simple online process, money usually in your account within 48 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
RateSetter
Variable Rate Unsecured Personal Loan
£1,500£15,000
1
year
2
years
7.1%£2,000 to £15,000
Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.
Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Motor Buy Back
Buy Back
£100£100,000
1
day
3
months
435%£100 to £100,000
Representative Example: The Representative APR is 435% p.a. so if you borrow £1,000 over 12 weeks at a rate of 435% you will repay £34.610 weekly (plus final payment of Buy Figure: £1000) - £1415.32 in total.
Car Loan 4U
Car Loan (Average Credit History)
£3,000£50,000
1
year
5
years
23.9%£3,000 to £50,000
Representative Example: The representative APR is 23.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 23.9% p.a. (fixed) you will repay £308.29 per month & £14,797.92 in total.
Car Loan 4U
Car Loan (Excellent Credit History)
£3,000£50,000
1
year
5
years
7.9%£3,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total.
Car Loan 4U
Car Loan (Fair Credit History)
£3,000£50,000
1
year
5
years
18.9%£3,000 to £50,000
Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total.
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money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Loan Comparison

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Alternative Loans

You may want to compare the above loans with the following.

Halifax Internet Loan (Existing Customers)

  • Arrangement fee of £0.
  • Get 30 days 1st payment due.
  • Get £1,000 minimum loan.
  • 7 years maximum loan term is available to customers.
  • Take advantage of 18.6% representative APR.
  • Deferred start of 0 mth is offered to customers.
  • Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.

RBS Internet Loan (Existing Customers)

  • £1,000 minimum loan is offered with Internet Loan (Existing Customers).
  • 42 days first payment due.
  • New customers will enjoy arrangement fee of £0.
  • Get 0 mth deferred start from RBS.
  • Enjoy a representative APR of 8.9% from the loan.
  • Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.

Smile Personal Loan

  • £2,000 minimum loan is available.
  • New customers can get £7,500 to £14,950 promotional representative loan amount.
  • New customers have the benefit of 0 percent arrangement fee from the Personal Loan.
  • Representative APR of 7.9 percent is available to customers.
  • Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.

Zopa Personal Loan

  • Customers get 3 years minimum loan length from the loan.
  • Zopa offers introductory representative APR of 6.12%.
  • Customers get 5 years maximum loan term from Zopa.
  • Maximum loan of £15,000.
  • 0 mth deferred start is available with this loan.
  • Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,

Oakam Bonus Loan

  • Customers get 30 days 1st payment due from Oakam.
  • Minimum loan term of 6 months is available with this loan.
  • Get 76.9 percent headline representative APR from Oakam.
  • The loan gives a 0 mth deferred start.
  • Representative Example: The representative APR is 338.2% (fixed) so if you borrow £5,000 over 2 years at a rate of 338.2% p.a. (fixed) you will repay £535 per month & £12,840 in total. Arrangement fee £40,

Lloyds TSB Personal Loan

  • Representative APR of 8.9%.
  • Have the benefit of a maximum arrangement fee of £0 from this loan.
  • You get £1,000 minimum loan.
  • £7,500 to £25,000 headline representative loan amount is offered with the loan.
  • New customers take advantage of £0 minimum arrangement fee.
  • Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £257.47 per month & £12,358.56 in total.

RateSetter Fixed Rate Unsecured Personal Loan

  • Customers get 3 years minimum loan term from the Fixed Rate Unsecured Personal Loan.
  • RateSetter gives initial representative APR of 7.9%.
  • Enjoy a representative APR of 7.9% from this loan.
  • You can get 5 years max loan term.
  • Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.

HSBC Premier Loan

  • £25,000 max loan is available with the loan.
  • £7,000 to £15,000 headline representative loan amount is offered.
  • 8 yrs maximum loan term is offered.
  • Premier Loan offers an arrangement fee of £0.
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.