Compare Low Deposit Mortgages

Compare the best low deposit mortgages available in the UK side by side and quickly find the low deposit mortgage deals that will charge you the cheapest interest rates however much you need to borrow. Whether you are a first time buyer or already own a property, we make it easy for you to find a low deposit mortgage deal that suits.
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Mortgage TypeInitial RateFinal RateAPRMax LTV 
APREnd Date 
Promoted Results
NatWest
2yr 4.99% Fxd LTV 90% Ex/B Direct
Fixed Rate4.99%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.25% Fxd LTV 90% Ex/B Main A/C Direct
Fixed Rate5.25%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.59% Fxd LTV 90% Ex/B "In Deal" Direct
Fixed Rate5.59%31 Jul
2014
4%4.3%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
Fixed Rate4.79%31 Jul
2014
4%4.3%95%
RBS
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.89% Fxd LTV 100% Ex/B Direct
Fixed Rate5.89%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 6.15% Fxd LTV 100% Ex/B Main A/C Direct
Fixed Rate6.15%31 Jul
2014
4%4.4%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 6.15% Fxd LTV 100% Ex/B "In Deal" Direct
Fixed Rate6.15%31 Jul
2014
4%4.5%100%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post Office
3yr 5.29% Fixed BBR LTV 90%
Fixed Rate5.29%30 Jun
2015
4.49%4.9%90%
NatWest
5yr 5.49% Fxd LTV 95% Direct NewBuy Scheme
Fixed Rate5.49%31 Jul
2017
4%4.9%95%
NatWest
5yr 6.09% Fxd LTV 90% Direct
Fixed Rate6.09%31 Jul
2017
4%5.1%90%
NatWest
5yr 6.09% Fxd FTB LTV 90% Direct
Fixed Rate6.09%31 Jul
2017
4%5.1%90%
Available for first time buyers only.
Full Results
Northern Bank
Northern Re:pay LTV 90% > £150k Direct Ex/C
Standard2.99%term2.99%3.1%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
Northern Re:pay LTV 90% > £200k Direct Ex/C
Standard2.99%term2.99%3.1%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
Northern Re:pay LTV 90% > £100k Direct Ex/C
Standard3.29%term3.29%3.5%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Northern Bank
Northern Re:pay LTV 90% > £50k Direct Ex/C
Standard3.54%term3.54%3.8%90%
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Share to Buy Ltd
 
Britannia Term 0.95% Disc H/P LTV 90% Grad Excl
Discounted3.79%
n/a
n/a
3.9%90%
First Direct
2yr 4.19% Fixed LTV 90% Limited Edition
Fixed Rate4.19%
24
months
3.69%3.9%90%
Ulster Bank
5yr 0.21% Disc FTB LTV 95% Shared Equity
Discounted3.79%31 May
2017
4%4%95%
Available for first time buyers only.
HSBC
2yr 0.10% Discount LTV 90% Special Direct
Discounted3.84%31 Mar
2014
3.94%4%90%
First Direct
2yr 4.89% Fxd LTV 90% Direct Fee Free Ltd Edition
Fixed Rate4.89%
24
months
3.69%4%90%
Penrith Building Society
 
5yr 0.50% Discount LTV 90%
Discounted3.65%
60
months
4.15%4.1%90%
Market Harborough Building Society
 
Term 1.50% Disc Family Deposit C/B LTV 95% Direct
Discounted3.99%
300
months
n/a
4.1%95%
Market Harborough Building Society
 
Term 1.50% Discount Family Pledge LTV 90%
Discounted3.99%
n/a
n/a
4.1%90%
NatWest
2yr 4.99% Fxd LTV 90% Ex/B Direct
Fixed Rate4.99%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.25% Fxd LTV 90% Ex/B Main A/C Direct
Fixed Rate5.25%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
RBS
2yr 4.99% Fxd LTV 90% Ex/B Direct
Fixed Rate4.99%31 Jul
2014
4%4.2%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
2yr 4.49% Fixed LTV 120% Ex/B
Fixed Rate4.49%31 Aug
2014
2.5%4.2%120%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Cheltenham & Gloucester
 
2yr 4.49% Fixed LTV 120% Ex/B Direct
Fixed Rate4.49%31 Aug
2014
3.99%4.2%120%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Lloyds TSB
2yr 4.49% Fixed LTV 120% Ex/B Direct
Fixed Rate4.49%31 Aug
2014
2.5%4.2%120%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 5.59% Fxd LTV 90% Ex/B "In Deal" Direct
Fixed Rate5.59%31 Jul
2014
4%4.3%90%
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
Fixed Rate4.79%31 Jul
2014
4%4.3%95%
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Mortgages Comparison

Alternative Mortgages

You may want to compare the above mortgages with the following.

Lloyds TSB 4yr 4.84% Fixed R/M LTV 75% Direct

  • New customers benefit from payment rate of 4.6%.
  • Get maximum loan of £1,000,000.
  • Maximum term of 35 yrs is available to you.
  • Get an intro rate term of 48 months from the 4yr 4.84% Fixed R/M LTV 75% Direct.
  • 75% maximum LTV.
  • 4.6% mortgage APR is available with this mortgage.

Lloyds TSB 3yr 4.29% Fixed H/P LTV 75% Ex/C Direct

  • New customers will get £5,000 house purchase minimum loan.
  • 75 percent right to buy max ltv/valuation is offered to new customers.
  • A 3yr 4.29 percent fixed H/P loan to value 75 percent ex/c direct product description is offered.
  • 35 years max term is offered with the mortgage.
  • 4.3 percent repayment rate is available with the mortgage.

Bank of Ireland 3yr 5.19% Fixed BBR LTV 90% Direct

  • You can have the benefit of first time buyer max LTV of 90%.
  • Get 31 mar 2015 fixed interest end date from Bank of Ireland.
  • 0 years tie-in time after rate is offered to new customers.
  • Remortgage minimum loan of £25,001.
  • Remortgage max LTV of 90 percent is offered with the mortgage.
  • Bank of Ireland gives house purchase max LTV of 90%.

Yorkshire BS 2yr BBR + 2.99% Tracker LTV 85% Direct

  • This Yorkshire BS mortgage has a mortgage APR of 4.8%.
  • Get a loading on lender's base interest of 2.99%.
  • Mortgage interest rate of 3.49% is offered to customers.
  • Tie-in period after rate of 0 years is available.
  • Benefit from a payment rate of 4.8 percent from this 2yr BBR + 2.99% Tracker LTV 85% Direct.
  • Remortgage max LTV of 85 percent.

Leeds Building Society 2yr 1.79% Discount LTV 80% No ERC Intermediary

  • Customers benefit from mortgage APR of 5.6%.
  • Leeds Building Society gives maximum loan of £750,000.
  • Leeds Building Society gives remortgage minimum loan of £25,000.
  • 40 yrs max term is offered.

Nationwide Flex 5yr 4.39% Fixed H/P LTV 75% Ex/B Inter No fee

  • The mortgage offers a max LTV interest only of 75%.
  • Have the benefit of 4.3 percent interest only rate.
  • Customers will get 75% max LTV.
  • Get 4.39% initial rate APR.
  • Get 60 months introductory rate term from Nationwide.
  • New customers will benefit from minimum lump sum withdrawal of £0.

GE Money Home Lending 3yr 6.64% Fixed 75% LTV Semi Excl Int only

  • You get £50,001 minimum loan from GE Money Home Lending.
  • GE Money Home Lending gives house purchase maximum LTV of 75 percent.
  • Final rate of 5.54 percent.
  • You can get 3yr 6.64 percent fixed 75 percent LTV semi excl int only product description.