Compare Secured Loans Bad Credit

Compare the best secured loans bad credit rates currently on offer from UK lenders and find the cheapest secured loan for bad credit that suits your borrowing in minutes. We make finding and applying for a cheap bad credit secured loan simple so you don't pay more even if you have an adverse credit rating history.
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LoanTermHeadline RepresentativeBad Credit 
MinimumMaximumMinimumMaximumAPRLoan Amount 
Promoted Results
Shawbrook Bank
Link Platinum
£20,000£100,000
3
years
25
years
7.9%£20,000 to £100,000
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Nemo Personal Finance
 
Nemo
£7,500£100,000
3
years
25
years
8.22%£7,500 to £100,000
Available to home owners only.
Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk
Shawbrook Bank
Link Loans
£3,000£70,000
3
years
25
years
8.9%£3,000 to £70,000
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Norton Finance
Norton Finance
£3,000£25,000
3
years
20
years
11.9%£3,000 to £25,000
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Central Trust
Central
£5,000£100,000
3
years
25
years
13.7%£5,000 to £100,000
Available to home owners only.
Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Motor Buy Back
Buy Back
£100£100,000
1
day
3
months
435%£100 to £100,000
n/a
Representative Example: The Representative APR is 435% p.a. so if you borrow £1,000 over 12 weeks at a rate of 435% you will repay £34.610 weekly (plus final payment of Buy Figure: £1000) - £1415.32 in total.
Full Results
Shawbrook Bank
Link Platinum
£20,000£100,000
3
years
25
years
7.9%£20,000 to £100,000
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Nemo Personal Finance
 
Nemo
£7,500£100,000
3
years
25
years
8.22%£7,500 to £100,000
Available to home owners only.
Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk
Shawbrook Bank
Link Loans
£3,000£70,000
3
years
25
years
8.9%£3,000 to £70,000
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Shawbrook Bank
Shawbrook Secured Loan
£3,000£100,000
3
years
25
years
10.2%£3,000 to £100,000
jigsaw money
Jigsaw Money
£5,000£75,000
3
years
25
years
10.53%£5,000 to £75,000
Portal Portfolio
 
Portal
£10,000£75,000
5
years
20
years
10.9%£10,000 to £75,000
Blemain Finance
Blemain Loan (Prime 2)
£3,000£50,000
7
years
30
years
10.95%£3,000 to £50,000
Norton Finance
Norton Finance
£3,000£25,000
3
years
20
years
11.9%£3,000 to £25,000
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Prestige Finance
 
Prestige Secured Loan
£5,000£40,000
5
years
25
years
11.9%£5,000 to £40,000
Central Trust
Central
£5,000£100,000
3
years
25
years
13.7%£5,000 to £100,000
Available to home owners only.
Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Sky-Loans
Homeowner Loan
£5,000£500,000
3
years
25
years
varies£5,000 to £500,000
V Loans
Semi Exclusive
£10,000£30,000
5
years
25
years
15%£10,000 to £30,000
Blemain Finance
Blemain Loan (Prime 1)
£5,000£30,000
3
years
30
years
15.9%£15,001 to £60,000
n/a
First European Securities
 
First European Securities
£3,000£25,000
5
years
25
years
19.9%£3,000 to £25,000
Motor Buy Back
Buy Back
£100£100,000
1
day
3
months
435%£100 to £100,000
n/a
Representative Example: The Representative APR is 435% p.a. so if you borrow £1,000 over 12 weeks at a rate of 435% you will repay £34.610 weekly (plus final payment of Buy Figure: £1000) - £1415.32 in total.
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Very helpful, thanks
Amenah

Loan Comparison

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Alternative Loans

You may want to compare the above loans with the following.

Zopa Personal Loan (Young 20-25)

  • Headline representative APR of 9.16% is available with this loan.
  • Get £1,000 to £1,099 introductory representative loan amount.
  • Get a max loan term of 5 yrs.
  • Get 0% arrangement fee.
  • Maximum loan of £15,000.
  • You will get 0 mth deferred start.
  • Representative Example: The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190,

Sainsbury's Bank Standard Small Loan (1-3 Yrs)

  • 2 months deferred start is offered with Standard Small Loan (1-3 Yrs).
  • The Sainsbury's Bank loan has a 1st payment due of 30 days.
  • Standard Small Loan (1-3 Yrs) offers a minimum loan of £1,000.
  • A 1 yr minimum loan length is offered.
  • Enjoy an arrangement fee of £0.
  • Representative Example: The representative APR is 7.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.6% p.a. (fixed) you will repay £227.41 per month & £5,457.84 in total.

Sainsbury's Bank Standard Large Loan (2-3 Yrs)

  • Get 1st payment due of 30 days.
  • New customers get 2 years minimum loan length from the Standard Large Loan (2-3 Yrs).
  • Arrangement fee of 0% is offered with Standard Large Loan (2-3 Yrs).
  • Customers get 3 years maximum loan term.
  • Benefit from a representative APR of 8% from this loan.
  • Representative Example: The representative APR is 8% (fixed) at a rate of 8% p.a. (fixed)

Sainsbury's Bank Standard Medium Loan (4-5 Yrs)

  • Customers get introductory representative APR of 6.1 percent.
  • Minimum loan duration of 4 years is offered.
  • 30 days first payment due is available with this loan.
  • You benefit from £0 arrangement fee from this Standard Medium Loan (4-5 Yrs).
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.

Barclays Barclayloan Plus (£3K+ Min Credit)

  • The loan offers £10,000 to £25,000 initial representative loan amount.
  • £25,000 maximum loan is available with the loan.
  • Deferred start of 2 months is offered with the loan.
  • New customers get £10,000 minimum loan.
  • Barclayloan Plus (£3K+ Min Credit) offers an introductory representative APR of 6.2 percent.
  • Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.

Car Loan 4U Car Loan (Average Credit History)

  • This loan has £50,000 max loan.
  • Enjoy a representative APR of 23.9% from the Car Loan (Average Credit History).
  • Customers get £3,000 to £50,000 promotional representative loan amount from the loan.
  • £3,000 minimum loan.
  • Representative Example: The representative APR is 23.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 23.9% p.a. (fixed) you will repay £308.29 per month & £14,797.92 in total.