Compare Unoccupied House Insurance

Compare unoccupied house insurance policies side by side using our UK unoccupied home insurance comparison table and find affordable empty home cover that protects your property when it's not in use. We make it easy for you to find the cheapest unoccupied building insurance quotes available in a matter of minutes.
Do you have a question?
Maximum CoverDiscountUnoccupancy PeriodExcess 
BuildingsContentsOnlineMax No ClaimsBuildingsContents 
Direct Line
Home Insurance
up to
Unlimited
up to
£175,000
up to
25%
up to
10%
60
days
from
£200
from
£200
3 months worth of free home insurance plus 15% off when you buy online.
NatWest
Home Insurance
up to
Unlimited
up to
£175,000
up to
20%
up to
0%
60
days
from
£100
from
£100
Apply online and get a 20% first year discount. Just enter promotional code 20OFF. Plus if you take out combined buildings and contents cover get a further 20% discount.
RBS
Home Insurance
up to
Unlimited
up to
£175,000
up to
20%
up to
0%
60
days
from
£100
from
£100
20% online discount in the first year. Just enter promo code 20OFF. Plus if you take out combined buildings and contents cover get a further 20% discount.
Sainsbury's Bank
 
Home Insurance
up to
Unlimited
up to
£100,000
20%
up to
30%
60
days
from
£200
from
£200
12 for 9 on two levels of cover, Sainsbury's Home Insurance and Sainsbury's Premier Cover Home Insurance. Offer ends 4th June 2012.
Saga
Home Insurance
up to
£10,000,000
up to
£10,000,000
up to
25%
up to
10%
60
days
from
£150
from
£150
Halifax
Home Insurance
up to
£1,000,000
up to
£150,000
0%35%
60
days
from
£50
from
£50
With the new Home Options Insurance you get a £50 reward with combined buildings and contents policies.
Lloyds TSB
Home Insurance
up to
£1,000,000
up to
£150,000
15%35%
60
days
from
£50
from
£50
£50 cashback for new customers when you buy combined buildings and contents insurance online and hold the policy for 60 days.
The Co-operative Insurance
 
Home Insurance
up to
£500,000
up to
£100,000
n/a
40%
60
days
from
£150
from
£50
Nationwide
Home Insurance
up to
Unlimited
up to
Unlimited
15%0%
60
days
from
£100
from
£100
John Lewis
Home Insurance
up to
Unlimited
up to
Unlimited
0%
up to
25%
60
days
from
£100
from
£100
Barclays
Home Insurance
up to
£500,000
up to
£80,000
25%
n/a
40
days
from
£100
from
£100
Protect your home with buildings and contents insurance from Barclays and you'll receive half-price contents cover until 6th January 2013, a 10% combined policy discount plus an average 25% online discount.
Castle Cover
Home Insurance
up to
£500,000
up to
£50,000
0%60%
60
days
from
£50
from
£50
Specialist insurers for the over 50s.
Post Office
Home Insurance
up to
£400,000
up to
£99,000
0%
n/a
45
days
from
£100
from
£100
Posr Office guarantee to beat your renewal quote by at least £25. Terms and conditions apply.
Principality Building Society
 
Home Insurance
up to
Unlimited
up to
Unlimited
15%20%
60
days
from
£100
from
£100
Get 50% off your core contents cover when you take out buildings insurance if you are a new home insurance customer.Get a quote for your chance to win a shopping spree worth £500
LV=
Home Insurance
up to
£1,000,000
up to
£150,000
10%0%
60
days
from
£100
from
£100
Awarded 5 Stars by Defaqto for features and benefits. Extra discount when you insurance buildings and contents together.
Aviva
Home Insurance
up to
Unlimited
up to
£150,000
15%
n/a
60
days
from
£200
from
£200
Save 50% on home insurance when you buy online. Available to new customers who have been claim free for at least five years on their existing policy.
Tesco Bank
Home Insurance
up to
Unlimited
up to
£100,000
0%
n/a
60
days
from
£0
from
£0
Tesco Home Insurance is offering a FREE Black & Decker Dustbuster to new customers with a Clubcard when they buy direct from Tesco Bank by 3 July 2012. Plus an exclusive Clubcard discount.
Santander
Home Insurance
up to
£750,000
up to
£99,000
20%
n/a
45
days
from
£100
from
£100
RIAS
Home Insurance
up to
£1,000,000
up to
£1,000,000
n/a
up to
5%
60
days
from
£50
from
£50
Insurance for the over 50s.
Debenhams
Home Insurance
up to
£1,000,000
up to
£200,000
0%35%
60
days
from
£100
from
£100
 Next Page  >
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Told me about deals I would not have heard about. Great stuff!

Home Insurance Comparison

Alternative Home Insurance Policies

You may want to compare the above home insurance policies with the following.

Countrywide Home Protection Plan (Building)

  • Customers benefit from 0% pay mthly fee from this Home Protection Plan (Building).
  • New customers can get subsidence XS of £1,000.
  • Benefit from an unoccupancy time of 60 days from this home insurance policy.
  • Limitless max buildings cover is available to new customers.

Sheilas' Wheels Home Insurance (Building)

  • Customers can get £1,000 theft of keys benefit.
  • The home insurance policy gives a public liability of £5,000,000.
  • A £0 setup fee is available.
  • Rent loss of rent cover is offered to you.
  • Get trace and access of £5,000.

UIA Home Insurance Buildings (Bedroom) (Building)

  • Customers get £0 legal payment excess.
  • Renewal fee of £0.00.
  • You will get std in opt legal cover squatters benefit.
  • £50,000 max legal expenses cover is available.

The Co-operative Insurance Home Insurance (Contents)

  • You get daily jury service insurance of £68.
  • Customers can benefit from max no claims discount of 40%.
  • £1,000 freezer contents protection is offered.
  • Personal liability of £2,000,000 is available with Home Insurance (Contents).

Yorkshire Bank Home Insurance (Contents)

  • Royal & sun alliance insurance plc home emergency provider is available.
  • Take advantage of a setup fee of £0.
  • £100 contents excess is available.
  • 60 days unoccupancy period is available with Home Insurance (Contents).
  • Get royal & sun alliance insurance plc legal charges insurer.
  • Take advantage of a renewal fee of £0.00 from this Home Insurance (Contents).

Brit Advantage Home Insurance

  • The home insurance policy has frozen food excess of £50.
  • The home insurance policy gives all risks - international contents cover basis.
  • The home insurance policy offers trace & access of £5,000.
  • This Brit home insurance policy has £10,000 identity fraud.
  • Get £0 legal cost excess.

Lark Elite Home Insurance

  • Elite Home Insurance offers kennel fees of 0.
  • General legal protection limited legal expenses insurer is offered to new customers.
  • You get loss of water protection of £10,000.
  • Customers get £0 ransom insurance from the home insurance policy.