Direct Line Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 20%
No claims: 0%
standardunlimited6 bedrooms
Get 20% off when you buy online. Excludes Select Premier. New customers only. Excludes optional cover. Minimum premiums apply.
Tesco Bank Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 0%
No claims: 0%
optionalUnlimited6 bedrooms
£30 Tesco Gift Card for new customers with a Clubcard who buy combined buildings and contents cover by 28/10/14. Conditions apply. Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.
Nationwide Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 40%
No claims: 0%
optionalunlimited5 bedrooms
Their NEW home insurance could cover more than you think, with two great levels of cover to choose from.
John Lewis Insurance Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 20%standardunlimited6 bedrooms
John Lewis Home Insurance offers Unlimited Buildings and Contents Cover with their Premier Cover so you don't have to worry about being underinsured. Includes introductory and web discount, first year premium only. Minimum premiums apply.
M&S Bank Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 20%
No claims: 0%
optionalunlimited5 bedrooms
20%* online discount excludes renewals, is subject to minimum premiums and is not available to customers renewing their existing cover. See website for details.
Sainsbury's Bank Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 20%standardunlimited6 bedrooms
30% off Sainsbury's home insurance for new customers with 5 years claim free. Minimum premiums apply. Underwritten by U K Insurance Limited.
esure Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 15%
No claims: 45%
optionalunlimited5 bedrooms
esure offers MARVELLOUS comprehensive cover for both buildings and contents. Why not get a quote today to take advantage of our OUTSTANDING home insurance?
Together Mutual Insurance Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: up to 40%
No claims: 40%
standardunlimited5 bedrooms
Admiral Home Insurance
0808 208 5466
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 0%
No claims: 0%
variesunlimited-
Admiral Home Insurance comes with unlimited Buildings cover, up to £100,000 Contents cover and optional Home Emergency and Family Legal Protection.
Sheilas' Wheels Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 15%
No claims: 45%
optionalunlimited5 bedrooms
Sheilas' Wheels home insurance launched in 2008 and offers bonzer features that have been designed with women in mind!
HomeProtect Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 0%
No claims: up to 30%
variesUnlimitedup to Unlimited
Protect your home in minutes. HomeProtect's customers have saved money & set up their home insurance online, even with insurance problems in the past. Underwritten by AXA Insurance and other reputable insurers. Buildings insurance rated 5* by Defaqto.
Intasure Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 0%
No claims: up to 40%
-UnlimitedUnlimited
AA Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
-optionalunlimited5 bedrooms
Cover for unlimited rebuilding costs for homes with a market value of up to £1 million, as well as automatic new-for-old cover for your home contents.
Barnsley Building Society Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 0%
No claims: 20%
optionalunlimitedunlimited
First Direct Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 15%
No claims: 33%
optionalunlimited5 bedrooms
HSBC Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 25%
No claims: 33%
optionalunlimited5 bedrooms
Ipswich Building Society Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
No claims: 20%optionalunlimitedunlimited
Leeds Building Society Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 0%optionalunlimited5 bedrooms
Leek United Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
No claims: 20%optionalunlimitedunlimited
NatWest Home Insurance
DiscountsLegal Expenses CoverMaximum Buildings CoverMaximum Bedrooms
Online: 30%
No claims: 0%
standardunlimited5 bedrooms
Get 12 months home insurance for the price of 9 with NatWest. Applies to new customers taking out Standard or Elite cover. Plus an additional 30% off first years premium when applying online.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find the Best Unlimited Home Insurance

by DominicJ from money.co.uk

Unlimited home insurance gives you peace of mind when making any sized claims, but do you really need unlimited cover? We examine unlimited home insurance to help you decide if it's worth paying extra for.

Home Insurance

Do you need unlimited home insurance?

Unlimited home insurance can be helpful you if you struggle with either of these two situations:

  1. If your property rebuild cost is too expensive to insure.
  2. If you have personal belongings that push your contents cover above most insurers cover limits.

Whether you are looking for the right level of cover for your needs, or peace of mind, consider the advantages of having unlimited home insurance, but also remember that if you don't need such a massive level of cover, you could save yourself money with alternative policies.

Do you pay more for unlimited home insurance?

You may wonder, if you can have unlimited cover, why wouldn't you want it?

The answer is simply that unlimited cover for your home insurance is often more expesive, so you may be paying for extra cover you don't necessarily need.

You can find fantastic prices on all varieties of cover, including unlimited home insurance, due to home insurers competing with one another.

Things to consider if you find a cheaper and unlimited cover for your home insurance:

  1. Does it include an introductory discount which will increase substantially after a year?
  2. Will this increase the price on average over 2 or more years?
  3. Will you be left looking for another policy after a year because of this?

Have you already got unlimited home insurance?

If you have been with the same insurer for many years, you might not know whether you have unlimited cover.

Checking with your insurer to establish what level of cover you have is important to ensure that you don't under insure yourself.

Can you switch to unlimited home insurance?

Yes, but if you are mid-term into a home insurance policy and want to switch you will need to check with your provider to see if you will be charged for cancelling early.

Are there any policy exclusions?

Even unlimited cover doesn't cover absolutely anything up to any value. The description is often in reference to unlimited buildings and contents cover only.

This can catch you out if you have high value items which need specifying on your policy before they can be covered. You can click on high value contents insurance for further information.

It is also not possible to have unlimited building insurance if your property is very old, or built from a specialist material, for example, a stone house built in the year 1700.

Instead you will be asked to specify the rebuild amount to ensure cover is provided.

Will you need to specify any items on your policy if you take out unlimited home?

Yes, if you have expensive items, typically worth over 1000, or valuables in the form of collections of stamps, medals, precious metals etc you will still need to specify these on your policy, whether you opt for home insurance with unlimited contents cover or not.

Each policy may offer a different threshold on how much an item has to be worth before you specify it so make sure you do your research before buying.

Compare prices

When shopping around for the best price, first find out the level of cover you currently have to distinguish whether you have been missing out on a great unlimited home insurance deal or whether you are more suited to a tailored policy specific to your needs.