Compare Low Deposit Car Insurance

Compare cheap low deposit car insurance quotes side by side & get UK car insurance with low deposit that gives you the cover you need with little or no deposit needed upfront. Our low deposit car insurance comparison makes it easy to find cheap car insurance cover companies that let you spread the cost with cheap low monthly payments.
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 CoverNCD ProtectionDiscount 
Courtesy CarWindscreenTypeOnline2nd CarMax No Claims
Direct Line
Car Insurance
Up to 28% off if you quote early and buy online. (20% off when you get a quote ten days or more before your policy start date (offer ends 31.3.14) and 10% online. Introductory discounts applied consecutively. Minimum premiums apply.)
Car Insurance
5 Star car insurance from £192 - 10% paid this for standard cover. Up to 1/3 off with Aviva MultiCar when you add a second car or van - they expect 20% of customers to get 1/3 off.
Car Insurance
Compare 125+ Insurance Brands Here. 1 in 2 Could Save £231 in Minutes.
Car Insurance
97% of customers could save on their car insurance (Consumer Intelligence research, Apr \'13).
Car Insurance
varies0%mirror bonusvaries
You could pay as little as £163 for Car Insurance (online only). Based on 10% of on-line customes, excludes optional extras. MORE TH>N data Oct - Dec 2013.
Car Insurance
up to
Save up to 10% by quoting online! Plus, many other benefits as standard.
Car Insurance
Car Insurance from £170, 10% of new LV= customers paid £170 or less (Nov 13-Jan 14)
John Lewis Insurance
Car Insurance
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
Tesco Compare
Car Insurance
Car Insurance
Car Insurance
Car Insurance
Courtesy car and cover for up to 180 days in EU countries (excludes 3rd party only policies). Up to 75% no claim discount for 5+ years claim free.
Car Insurance
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
M&S Bank
Car Insurance
up to
Hastings Direct
Car Insurance
up to
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Car Insurance
10% multicar discount
The Co-operative Insurance
Car Insurance
up to
up to
70% No Claim Discount for 5 or more claim free years.
Post Office
Car Insurance
Over 50? At Post Office we've got great deals on Car Insurance. We'll guarantee to save you at least £50 on any like for like quote on your car insurance renewal plus free Keycare for life of the policy.
Car Insurance
Tel 0800 781 4464 0800 781 4464
Car Insurance
Seriously good car insurance. Every comprehensive policy comes with courtesy car and stereo cover as standard.
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Can Low Deposit Car Insurance Save You Money?

If you're short of spare cash and need to find some car insurance with low deposit quotes, our guide will help you keep your costs down to find the best no deposit car insurance.

Girl New Car

Running a car incurs lots of expenses you could do without: high petrol prices, road tax, MOTs and insurance premiums.

There might not be much you can do about the first three without changing car, but at least with insurance you can shop around.

The cheapest way to pay for a policy is to fork out the full amount for the year upfront, but if you don't have that amount available it simply isn't an option. That's where paying monthly comes into play...

Why pay monthly for your car insurance?

Paying monthly will spread the cost over the year instead, which can feel more manageable and make it easier to plan your budget. However, this makes the policy more expensive overall due to interest and admin fees that push up the total amount you pay over the course of the year.

On top of that, most insurers ask you to pay a deposit on top of your first payment, which can be around 20% of the total value of your policy. This won't help if you're looking to avoid high initial costs, especially if you have to pay a lot for your insurance already!

But car insurance no deposit to pay does exist; some insurers offer their deals with equal monthly payments throughout the entire policy term.

Although being able to pay the full amount immediately will usually get you cheaper car insurance no deposit pay monthly deals might be your best bet if paying upfront isn't an option.

Are there alternatives?

If you can't find sufficiently cheap car insurance with no deposit, there is an alternative way around it. You could pay the full premium upfront with a 0% purchase credit card and then clear the balance in equal instalments over the year. As long as you make sure you pay off enough each month, you'll have cleared the cost of your insurance by the time you get to your renewal date.

Keeping your costs down

Every bit as important as choosing how and when you pay is making sure that the cover you choose is right for you and your car. If you're looking to avoid spending too much, there are always other ways of saving money...

Drive a smaller car

Vehicles are classified into groups determined by their price, emissions, safety and engine power; as well as how much repairs might cost. If you're looking for a new car, consider one in a lower group, as this will offer cheaper insurance premiums.

Drive carefully

Penalty points on your licence and claiming on your insurance for any accidents that are you fault will push up your premiums, so try to avoid these by driving safely.

Watch your mileage

Being on the road less will lower the amount you need to pay for insurance. Try to figure out a realistic distance you'll drive in a year when your insurance company ask - go with much more than you're likely to need and you will end up paying extra, go with much less and you may jeopardise your cover.

Keep your vehicle safe

Installing features that put off thieves - like alarms, immobilisers and steering locks - will make it less likely you'll need to claim, as will keeping your car on a driveway or in a garage. Make sure you relate this to your insurer to force down your premiums.

Extra cover & discounts

Adding extra options like windscreen cover, legal protection, a courtesy car or breakdown cover to your policy might be cheaper than getting them separately. You can also look into the discounts available if you buy online, bundle more than one car into the policy and have a valid no claims bonus; however, getting the cover is paramount.

Compare car insurance with no deposit

Make sure you choose a policy that provides a sufficient level of cover before you start looking for low prices, as you don't want to be stuck with a policy that won't pay out if you claim. First find several policies that have the features you need using our car insurance low deposit comparison.

When you have gathered a few suitable low deposit car insurance quotes, you can simply check the costs for each and go with the cheapest one.

Car Insurance Comparison

Alternative Car Insurance Policies

You may want to compare the above car insurance policies with the following.

Markerstudy Solar Private Car (Comprehensive)

  • Customers can get medical charges of 100.
  • Personal belongings benefit of 100.
  • Comp DOC not provided driving other cars excess is available with the car insurance policy.
  • The Markerstudy car insurance policy has a non-manufacturer audio insurance of 300.

Toyota Motor Insurance (Comprehensive)

  • New customers will get 0 windscreen repair XS.
  • You will take advantage of pay default fee of 0.0.
  • Get availability guaranteed courtesy car from Toyota.
  • Repairer courtesy vehicle provider is offered.
  • 0 setup fee is offered to customers.
  • Non-approved windscreen repair insurance of 100 is offered with the car insurance policy.

Vauxhall Motor Insurance (Comprehensive)

  • The car insurance policy offers inexprienced driver XS of 200.
  • Medical fee of 250 is available.
  • Get applied uninsured driver excess from Vauxhall.
  • This car insurance policy offers 90 days max european cover included as standard.
  • A 400 additional excess for drivers under 21 is available.
  • 100 windscreen XS - non approved claims.

Subaru Motor Insurance (Third Party, Fire & Theft)

  • 0 extra excess for drivers under 21 is available with Motor Insurance (Third Party, Fire & Theft).
  • Fire excess of 150 is available from Subaru.
  • Customers can get limitless max european cover included as standard.
  • Duplicate documents fee of 0 is offered.
  • Get 400 non manufacturer sat nav protection.

smart Motor Insurance by smart (Comprehensive)

  • New customers take advantage of unlimited manufacturer audio protection.
  • Windscreen XS - non approved claims of 75 is available with Motor Insurance by smart (Comprehensive).
  • You get service rescue cover.
  • Customers benefit from varies internet discount from this car insurance policy.

Insure4Retirement Car Insurance (Third Party, Fire & Theft)

  • Customers can get equity red star rescue provider.
  • You get limitless max age for personal accident cover from Insure4Retirement.
  • Get repairer rescue insurance basis from Insure4Retirement.
  • Car Insurance (Third Party, Fire & Theft) offers a non-manufacturer audio benefit of 400.
  • You get 400 non manufacturer sat nav cover from this Car Insurance (Third Party, Fire & Theft).