Aviva Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive , TPFT & Multi caryes20% Online, Multi car & No claims
5 Star car insurance from £191 – 10% paid this for standard cover. You could save up to 20% online - 54% of customers are expected to receive the maximum saving. T&Cs apply. Aviva car insurance is not on price comparison sites.
Direct Line Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyesUp to 10% Multi car & No claims
Enjoy six streaming movies on Amazon Instant Video with Direct Line Insurance Car, Home & Pet! Can your Insurance do that?
Confused.com Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenvariesvariesOnline, Second car & No claims
97% of Confused.com customers could save on their car insurance (Consumer Intelligence research, Apr ’13).
MORE TH>N Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyesMirror bonus on second car & No claims
You could pay as little as £158 for Car Insurance (online only). Based on 10% of new online customers, excludes optional extras. More> data Nov 2013 – May 2014.
Admiral Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive , TPFT, Multi car & BlackboxyesUp to 10% Online, Multi car & No claims
Save up to 10% by quoting online! Plus, many other benefits as standard.
John Lewis Insurance Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensiveyesOnline & 75% No claims
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
LV= Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyesOnline, Second car & 79.5% No claims
Car Insurance from £169. 10% of new LV= customers paid £169 or less (Feb-Apr’14).
comparethemarket.com Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenvariesvariesOnline, Second car & No claims
Churchill Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyes10% Online, 15% Multi car & 80% No claims
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
Tiger.co.uk Car Insurance
0800 781 4464
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenvariesvariesOnline, Second car & No claims
M&S Bank Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyesSecond car & No claims
AA Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & Blackboxyesup to 78.1% No claims
For the third year running, AA Car Insurance has been awarded a 5 star rating from Defaqto. Uninsured Driver Promise – you won't pay an excess or lose your NCD if your car is hit by an uninsured driver, and the accident is not your fault. T&C's apply.
Post Office Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyesSecond car & No claims
Over 50? At Post Office we've got great deals on Car Insurance. We'll guarantee to save you at least £50 on any like for like quote on your car insurance renewal plus free Keycare for life of the policy.
Saga Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensiveyesSecond car & 70% No claims
The Co-operative Insurance Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & Blackboxyesup to 70% No claims
70% No Claim Discount for 5 or more claim free years.
Hastings Direct Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive , TPFT & Blackboxyesup to 65% No claims
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Privilege Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyes10% Multi car & 65% No claims
10% multicar discount
Elephant Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyesSecond car & No claims
Seriously good car insurance. Every comprehensive policy comes with courtesy car and stereo cover as standard.
eCar Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy car & WindscreenComprehensive & TPFTyesNo claims
Marmalade Car Insurance
Cover AvailableTypes of Policy AvailableNCD ProtectionDiscounts
Courtesy carLearner driver-No claims
Exclusively available to learner drivers.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Can Low Deposit Car Insurance Save You Money?

If you're short of spare cash and need to find some car insurance with low deposit quotes, our guide will help you keep your costs down to find the best no deposit car insurance.

Girl New Car

Running a car incurs lots of expenses you could do without: high petrol prices, road tax, MOTs and insurance premiums.

There might not be much you can do about the first three without changing car, but at least with insurance you can shop around.

The cheapest way to pay for a policy is to fork out the full amount for the year upfront, but if you don't have that amount available it simply isn't an option. That's where paying monthly comes into play...

Why pay monthly for your car insurance?

Paying monthly will spread the cost over the year instead, which can feel more manageable and make it easier to plan your budget. However, this makes the policy more expensive overall due to interest and admin fees that push up the total amount you pay over the course of the year.

On top of that, most insurers ask you to pay a deposit on top of your first payment, which can be around 20% of the total value of your policy. This won't help if you're looking to avoid high initial costs, especially if you have to pay a lot for your insurance already!

But car insurance with no deposit to pay does exist; some insurers offer their deals with equal monthly payments throughout the entire policy term.

Although being able to pay the full amount immediately will usually get you cheaper car insurance, no deposit pay monthly deals might be your best bet if paying upfront isn't an option.

Are there alternatives?

If you can't find sufficiently cheap car insurance with no deposit, there is an alternative way around it. You could pay the full premium upfront with a 0% purchase credit card and then clear the balance in equal instalments over the year. As long as you make sure you pay off enough each month, you'll have cleared the cost of your insurance by the time you get to your renewal date.

Keeping your costs down

Every bit as important as choosing how and when you pay is making sure that the cover you choose is right for you and your car. If you're looking to avoid spending too much, there are always other ways of saving money...

Drive a smaller car

Vehicles are classified into groups determined by their price, emissions, safety and engine power; as well as how much repairs might cost. If you're looking for a new car, consider one in a lower group, as this will offer cheaper insurance premiums.

Drive carefully

Penalty points on your licence and claiming on your insurance for any accidents that are you fault will push up your premiums, so try to avoid these by driving safely.

Watch your mileage

Being on the road less will lower the amount you need to pay for insurance. Try to figure out a realistic distance you'll drive in a year when your insurance company ask - go with much more than you're likely to need and you will end up paying extra, go with much less and you may jeopardise your cover.

Keep your vehicle safe

Installing features that put off thieves - like alarms, immobilisers and steering locks - will make it less likely you'll need to claim, as will keeping your car on a driveway or in a garage. Make sure you relate this to your insurer to force down your premiums.

Extra cover & discounts

Adding extra options like windscreen cover, legal protection, a courtesy car or breakdown cover to your policy might be cheaper than getting them separately. You can also look into the discounts available if you buy online, bundle more than one car into the policy and have a valid no claims bonus; however, getting the cover is paramount.

Compare car insurance with no deposit

Make sure you choose a policy that provides a sufficient level of cover before you start looking for low prices, as you don't want to be stuck with a policy that won't pay out if you claim. First find several policies that have the features you need using our car insurance low deposit comparison.

When you have gathered a few suitable low deposit car insurance quotes, you can simply check the costs for each and go with the cheapest one.

Related Car Insurance Guides

Car Insurance Comparison