Compare Car Insurance For Women

Car insurance premiums are calculated using 'risk factors', these are statistics which based on your gender, age, type of car, size of car engine and annual mileage are used to determine the likelihood that you will claim on your insurance. In insurance terms, female drivers are deemed less of a 'risk' than their male counterparts as they tend to drive more cautiously.

Statistics show that in general, claims made by women tend to relate to lower speed, less serious accidents which result in relatively minor damage to the cars involved. As this translates to less cost for insurance companies, those which specialise in female only car insurance are able to pass on these savings by providing their customers with lower cost premiums.

In addition to lower cost premiums, car insurance designed for women often includes other features and benefits specifically tailored to the needs of female drivers. Many offer increased levels of handbag cover, counselling helplines and free or discounted breakdown cover to their customers. Female car insurance specialists may also provide a courtesy car and recommend a female-friendly garage at which you can get your car repaired.