Car insurance for women has traditionally been cheaper than the equivalent cover for men. This is because statistically women have fewer accidents and make fewer claims on their insurance policies.
However, changes to European law will result in higher prices for womens car insurance. So it has never been more important to shop around for the best value cover.
Ways to save when you compare women’s car insurance
There are a number of ways you can help to save yourself money when you are searching for cheap womens car insurance. These include:
- Looking for a provider that offers a discount for buying your womens car insurance online
- Finding a company that doesn’t charge you extra for paying by monthly direct debit if you don't want to pay upfront
- Making sure an insurer will accept your maximum no-claims bonus
- Finding a provider that offers a ‘new customer’ discount
There are many companies that specialise in cheap female car insurance. It is often worth obtaining prices from these companies as they have experience of underwriting car insurance for women and a track record of providing car insurance quotes for women.
However, you shouldn't just restrict your search to those that market themselves as female only car insurance companies as other 'general' car insurance providers may be more competitive.
Finding car insurance quotes for women online
The easiest way to find cheap womens car insurance is to compare car insurance quotes online as it takes a matter of minutes. So whether you’re looking for third party cover or cheap car insurance for women under 25, you should be able to find cheap female car insurance with minimum hassle.
However, when you compare women’s car insurance it’s important that you look at both the cost and the quality of cover.
While price may be your overriding concern, making sure you’re fully covered is also important. For example, does the womens car insurance policy include:
- Windscreen cover?
- A courtesy car?
- Protected ‘no claims’ cover?
Remember to compare not only the price of cover but also the benefits of the best cheap female car insurance policies you find. So, as well as saving money on your insurance, make sure that all your possible risks are covered.
