No, insurers cannot take your gender into account when working out your car insurance premiums.

Before a European Court of Justice (ECJ) ruling in December 2012 insurers would give women cheaper quotes because they were statistically safer drivers than men.

Although they cannot offer you cheaper cover based on your gender, some insurers still specialise in car insurance for women.

Try a specialist female car insurance policy

Since the ECJ ruling, car insurance companies that previously only offered cover to women must legally offer policies to men too.

However, they still tailor their cover to women with added benefits like:

  • Handbag and contents cover

  • Child seat cover

  • Courtesy car when your vehicle is being repaired

These benefits could be useful, but do not limit your search to just these insurers. Get as many quotes as you can using our table to find the policy with the right level of cover at the right price.

Ways to cut the cost

Comparing quotes from a range of companies is the best way to find cheap cover, but there are other things you can do you keep the cost down:

For more price cutting tips, try these 10 ways to reduce your car insurance bill.

Car insurance for women FAQs

Q

Does my gender affect the price of my insurance?

A

No, insurers cannot take your gender into account when working out the cost of your insurance, following a ruling by the European Court of Justice in 2012.

Q

How can I get cheaper car insurance?

A

There are several things you can do to get cheaper cover. Try these 10 easy ways to cut your car insurance costs.

Q

Is it cheaper to pay annually or monthly?

A

Paying annually in one go will usually work out cheaper because if you pay monthly you will be charged interest of up to 30%.

Q

What is a black box?

A

It is a small box about the size of a smartphone installed in your car that tracks your driving. Here is how a black box policy works.

Q

Do I need added extras?

A

Check what comes as standard with your policy before you add extras like breakdown cover. Here is how to work out which extras you might need.

About our car insurance comparison

Q

Who do we include in this comparison?

A

We include every insurer that offers car insurance policies for women in the UK. They are all regulated by the Financial Conduct Authority. Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.