Compare Car Insurance For Over 80s

Compare UK car insurance for over 80s from top car insurance providers side by side & get the cheapest over 80 car insurance quote that gives you the best level of cover. Our cheap car insurance over 80 years old comparison makes it easy to find the best car insurance for over 80s quote in minutes, so you pay less.
Do you have a question?
 CoverMaximum AgeDiscount 
Courtesy CarWindscreenTypeOnline2nd CarMax No Claims
Direct Line
Car Insurance
Comprehensive
80
years
0%varies
Up to 28% off if you quote early and buy online. (20% off when you get a quote ten days or more before your policy start date (offer ends 31.3.14) and 10% online. Introductory discounts applied consecutively. Minimum premiums apply.)
Aviva
Car Insurance
Comprehensive
84
years
20%varies
5 Star car insurance from £192 - 10% paid this for standard cover. Up to 1/3 off with Aviva MultiCar when you add a second car or van - they expect 20% of customers to get 1/3 off.
Gocompare.com
Car Insurance
variesUnlimitedvariesvaries
Compare 125+ Insurance Brands Here. 1 in 2 Could Save £231 in Minutes.
Admiral
Car Insurance
Comprehensive
up to
Unlimited
up to
10%
varies
Save up to 10% by quoting online! Plus, many other benefits as standard.
LV=
Car Insurance
Comprehensive
110
years
varies79.5%
Car Insurance from £170, 10% of new LV= customers paid £170 or less (Nov 13-Jan 14)
John Lewis Insurance
 
Car Insurance
Comprehensive
99
years
15%75%
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
Saga
Car Insurance
ComprehensiveUnlimited0%70%
Nationwide
Car Insurance
Comprehensive
110
years
varies75%
Courtesy car and cover for up to 180 days in EU countries (excludes 3rd party only policies). Up to 75% no claim discount for 5+ years claim free.
Churchill
Car Insurance
Comprehensive
80
years
10%80%
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
M&S Bank
Car Insurance
Comprehensive
85
years
up to
15%
varies
Hastings Direct
Car Insurance
ComprehensiveUnlimited0%60%
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Privilege
Car Insurance
Comprehensive
89
years
0%65%
10% multicar discount
Post Office
Car Insurance
Comprehensive
99
years
0%varies
Over 50? At Post Office we've got great deals on Car Insurance. We'll guarantee to save you at least £50 on any like for like quote on your car insurance renewal plus free Keycare for life of the policy.
eCar
Car Insurance
Comprehensive
90
years
0%varies
Allianz
Car Insurance
Comprehensive
85
years
0%varies
RAC
Car Insurance
Comprehensive
94
years
0%varies
Cover for less than £150*(that\'s what 10% of our customers paid)
Sainsbury's Bank
 
Car Insurance
ComprehensiveUnlimited0%varies
Sainsbury's provide cover for drivers up to aged 80 online, if you are over 80 please call for a quote.
Free Sainsbury's Breakdown Service cover when you obtain a new Sainsbury's car insurance quote between 17th February - 28th July 2014 and subsequently purchase.
Debenhams
Car Insurance
ComprehensiveUnlimited0%
---
varies
Get a FREE £20 gift card, European Driving Cover as standard and optional extras available to suit your individual needs - all signs point towards Debenhams Car Insurance.
AA
Car Insurance
Comprehensive
up to
Unlimited
up to
0%
up to
78.1%
For the third year running, AA Car Insurance has been awarded a 5 star rating from Defaqto. Uninsured Driver Promise - you won't pay an excess or lose your NCD if your car is hit by an uninsured driver, and the accident is not your fault. T&C's apply.
esure
Car Insurance
Comprehensive
80
years
varies
---
esure has been offering MARVELLOUS car insurance for over 10 years. Why not get a quote today to take advantage of our OUTSTANDING car insurance?
 Next Page  >

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with non-faded buttons.

Get our free money saving newsletter
Join over 450,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
This site got me a great deal on a london hotel stay for January 2012.
Wendy

How to Find the Best Car Insurance for Over 80s

Whether you are 18 or 80 years old, insurance is a legal requirement for getting out and about in your car. Here’s what you need to look for to find the best car insurance for over 80 year olds.

Golden Car

When shopping for car insurance over 80 year old drivers can often hope to pay less than younger, newly-qualified car owners; insurers see your years of experience on the road as a lower risk for them.

However, insurance that fits your car and driving style is more important than simply getting the cheapest deal out there. You need to be certain that if you have an accident, you’ve got sufficient cover in place.

As it’s a legal requirement, fail to insure your car and you could face a fine, a court appearance and seizure of your vehicle. It’s a necessary expense – and a large one, especially if you’re retired and you need to make your income go as far as possible.

It's therefore more important than ever to shop around and compare cheap car insurance for the over 80s. Here’s what you should look for:

What’s different about driving at 80?

After your 70th birthday, you legally have to renew your driving licence every three years, but it costs nothing to do this; you can reapply online via the GOV.uk website.

There is no requirement for you to retake your driving test, but you do have to inform the DVLA about any medical changes that may affect your driving, such as any heart disorders and problems with vision – a full list of medical conditions you’ll need to declare is available on the GOV.uk website.

Keeping down the cost of car insurance over 80 years old

Drive safely

Try to avoid penalty points, as they will make you look like an unsafe driver to insurance companies. Risky driving is also more likely to lead to accidents, which will cost you money in excess and push up your premiums. You MUST declare any driving convictions, etc, to your prospective insurer.

Some cars are cheaper than others

The car you drive will also affect what you pay – vehicles are categorised into groups determined by their engine power, their price, their safety, how much repairs cost and how secure they are. A car in a lower group will cost you less in premiums, as they represent a lower risk to the insurer.

Extra cover

Before you look into paying the lowest premiums possible, you should look at precisely what cover each policy offers. Extra options like breakdown cover, a courtesy car or legal protection could save you money if you can get them as part of your policy, rather than having to purchase them separately.

Keep track of your mileage

If you are on the road less, the risk of an accident is lower, so your insurance will be cheaper. When you let your insurance company know how far you might drive in a year, try to work out a realistic amount – if you state an amount that’s more than you’ll need, you will end up paying more. Cutting down the amount you actually drive could also reduce your premiums.

Keep your car safe

Security features like alarms, trackers, immobilisers and steering locks will deter thieves, making it less likely that your car will be broken into. This appeals to insurance companies because it makes it less likely you’ll make a claim, so can often earn you cheaper premiums. It will also help if you’re able to keep your car in a locked garage or on a driveway, rather than out in the road.

Compare over 80 car insurance

To get the best deal you’ll need to shop around – insurers rarely reward loyalty, so sticking with the same company long-term won’t help. Many providers offer discounts if you apply online, so use our over 80s car insurance comparison to find the best deal. Find a few companies that offer exactly the cover you need, get quotes from them, and go with the cheapest option.

Car Insurance Comparison

Alternative Car Insurance Policies

You may want to compare the above car insurance policies with the following.

First Direct Motor Insurance (Comprehensive)

  • £20,000,000 third party property is available with this car insurance policy.
  • New customers can get rescue insurance basis repairer.
  • 1 in 1 yr [attribute name] available..
  • The car insurance policy gives windscreen excess - non approved claims of £75.

Vauxhall Motor Insurance (Comprehensive)

  • The Motor Insurance (Comprehensive) has a manufacturer sat nav benefit of £1,000.
  • Comp DOC not provided driving other cars XS is available with Motor Insurance (Comprehensive).
  • Customers get applied total loss XS from the car insurance policy.

AA Car Insurance (Members) (Third Party, Fire & Theft)

  • Accidental disability cover of £20,000 is offered to customers.
  • Limitless manufacturer audio cover is available to new customers.
  • You benefit from unlimited manufacturer sat nav insurance from AA.
  • £1,000 non-manufacturer audio insurance is offered to customers.
  • Unlimited third party injury insurance is offered.

Lloyds Bank Car Insurance (Third Party, Fire & Theft)

  • £0 setup fee is offered with Car Insurance (Third Party, Fire & Theft).
  • £1,000 loss of keys is offered.
  • The Lloyds Bank Car Insurance (Third Party, Fire & Theft) has a 14 total loss motor period.
  • Get theft of keys of £1,000 from this car insurance policy.

Covea Insurance Manoeuvre (Third Party, Fire & Theft)

  • Covea Insurance gives setup fee of £0.
  • £75 windscreen replacement XS is available with Manoeuvre (Third Party, Fire & Theft).
  • Get a pay default fee of 0.0 from this Manoeuvre (Third Party, Fire & Theft).
  • Get an additional excess for drivers under 21 of £350 from the car insurance policy.

Zenith Private Car Insurance (Third Party, Fire & Theft)

  • Have the benefit of a payment default fee of 0.0 from the car insurance policy.
  • £0 renewal fee is available to you.
  • £100 theft excess is available with Private Car Insurance (Third Party, Fire & Theft).
  • £300 non-manufacturer audio insurance.
  • Repair assurance period of 3 years is available.

igo4 More Insurance (Third Party, Fire & Theft)

  • New customers will get cost rescue benefit.
  • Customers have the benefit of £20,000,000 third party property from the More Insurance (Third Party, Fire & Theft).
  • Fire excess varies is offered with More Insurance (Third Party, Fire & Theft).
  • Customers get 90 days maximum european cover included as standard from this car insurance policy.