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Compare Fixed Rate Mortgages

Compare the best fixed rate mortgages available in the UK and find the cheap fixed rate mortgage deals that are right for you in minutes. We help you to find the cheapest fixed mortgage rates possible whether you're looking for long or short term fixed rate mortgage deals so you get the rate security you need for the lowest possible cost.

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		Mortgage Type	Initial Rate		Final Rate	APR	Max LTV	Initial Rate Term
		Mortgage Type	APR	End Date	Final Rate	APR	Max LTV	Initial Rate Term
Promoted Results
	Santander 2yr 2.35% Fixed LTV 60% Direct	Fixed Rate	2.35%	02 Apr 2014	4.24%	4.1%	60%	24 months
	Yorkshire BS Flexi 2yr 2.84% Fixed LTV 75% Direct	Fixed Rate	2.84%	28 Feb 2014	4.99%	4.8%	75%	24 months
	NatWest 2yr 2.85% Fixed H/P LTV 60% Direct	Fixed Rate	2.85%	31 Mar 2014	4%	4.1%	60%	24 months
	NatWest 2yr 2.85% Fxd R/M LTV 60% Direct	Fixed Rate	2.85%	31 Mar 2014	4%	4%	60%	24 months
	Available for remortgage only.
	NatWest 2yr 2.89% Fxd LTV 60% Direct Ex/B	Fixed Rate	2.89%	31 Mar 2014	4%	3.8%	60%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Yorkshire BS Flexi 2yr 2.94% Fxd H/P C/B LTV 75% Direct	Fixed Rate	2.94%	28 Feb 2014	4.99%	4.7%	75%	24 months
	Santander 2yr 2.99% Fixed H/P C/B LTV 60% Direct	Fixed Rate	2.99%	02 Apr 2014	4.24%	4.2%	60%	24 months
	Yorkshire BS Flexi 2yr 3.04% Fxd Offset LTV 75% Direct	Fixed Rate	3.04%	28 Feb 2014	4.99%	4.8%	75%	24 months
	Yorkshire BS Flexi 2yr 3.04% Fxd LTV 75% Direct	Fixed Rate	3.04%	28 Feb 2014	4.99%	4.8%	75%	24 months
	NatWest 2yr 3.05% Fxd LTV 70% Direct Ex/B	Fixed Rate	3.05%	31 Mar 2014	4%	4%	70%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 2yr 3.05% Fxd LTV 60% Direct Ex/B Main Bank A/C	Fixed Rate	3.05%	31 Mar 2014	4%	3.9%	60%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Woolwich Openplan FM 2yr 3.09% Fixed BBR LTV 60%	Fixed Rate	3.09%	28 Feb 2014	3.89%	3.9%	60%	24 months
	Yorkshire BS Flexi 3yr 3.09% Fxd LTV 75% Direct	Fixed Rate	3.09%	28 Feb 2015	4.99%	4.6%	75%	36 months
	NatWest 2yr 3.09% Fxd LTV 75% Direct Ex/B	Fixed Rate	3.09%	31 Mar 2014	4%	4%	75%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 2yr 3.09% Fixed H/P LTV 75% Direct	Fixed Rate	3.09%	31 Mar 2014	4%	4.1%	75%	24 months
	NatWest 2yr 3.09% Fxd R/M LTV 75% Direct	Fixed Rate	3.09%	31 Mar 2014	4%	4%	75%	24 months
	Available for remortgage only.
	NatWest 2yr 3.10% Fxd LTV 60% Direct Ex/B	Fixed Rate	3.10%	31 Mar 2014	4%	4%	60%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 2yr 3.15% Fixed H/P LTV 60% Direct No Fee	Fixed Rate	3.15%	31 Mar 2014	4%	4%	60%	24 months
	NatWest 2yr 3.15% Fxd R/M LTV 60% Direct No Fee	Fixed Rate	3.15%	31 Mar 2014	4%	3.9%	60%	24 months
	Available for remortgage only.
	Santander 2yr 3.19% Fixed R/M C/B LTV 60% Direct	Fixed Rate	3.19%	02 Apr 2014	4.24%	4.3%	60%	24 months
	Available for remortgage only.
	Santander 2yr 3.19% Fixed R/M LTV 60% Direct	Fixed Rate	3.19%	02 Apr 2014	4.24%	4.3%	60%	24 months
	Available for remortgage only.
	Santander 2yr 3.19% Fixed H/P C/B LTV 75% Direct	Fixed Rate	3.19%	02 Apr 2014	4.24%	4.2%	75%	24 months
	NatWest 2yr 3.20% Fxd LTV 70% Direct Ex/B Main Bank A/C	Fixed Rate	3.20%	31 Mar 2014	4%	3.9%	70%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 2yr 3.25% Fxd LTV 75% Direct Ex/B Main Bank A/C	Fixed Rate	3.25%	31 Mar 2014	4%	4%	75%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Woolwich Openplan FM 2yr 3.29% Fxd BBR LTV 70%	Fixed Rate	3.29%	28 Feb 2014	3.89%	3.9%	70%	24 months
	NatWest 2yr 3.30 H/P LTV 70% Dir ADVGold/Pte/Bus Ex/C	Fixed Rate	3.30%	31 Mar 2014	4%	4%	70%	24 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 2yr 3.30% Fxd R/M LTV 70% Dir ADVGold/Pte/Bus	Fixed Rate	3.30%	31 Mar 2014	4%	3.9%	70%	24 months
	Available for remortgage only.
	NatWest 2yr 3.35% Fxd LTV 75% Direct Ex/B	Fixed Rate	3.35%	31 Mar 2014	4%	4.1%	75%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Yorkshire BS Flexi 5yr 3.39% Fixed LTV 75% Direct	Fixed Rate	3.39%	28 Feb 2017	4.99%	4.5%	75%	60 months
	Woolwich Openplan FM 2yr 3.39% Fxd BBR LTV 60%	Fixed Rate	3.39%	28 Feb 2014	3.89%	3.9%	60%	24 months
	Santander 2yr 3.39% Fixed R/M C/B LTV 75% Direct	Fixed Rate	3.39%	02 Apr 2014	4.24%	4.2%	75%	24 months
	Available for remortgage only.
	Santander 2yr 3.39% Fixed R/M LTV 75% Direct	Fixed Rate	3.39%	02 Apr 2014	4.24%	4.2%	75%	24 months
	Available for remortgage only.
	Post Office 2yr 3.45% Fixed BBR LTV 85%	Fixed Rate	3.45%	31 Dec 2013	3.99%	4.1%	85%	24 months
	NatWest 2yr 3.45% Fixed H/P LTV 75% Direct No fee	Fixed Rate	3.45%	31 Mar 2014	4%	4%	75%	24 months
	NatWest 2yr 3.45% Fxd R/M LTV 75% Direct No Fee	Fixed Rate	3.45%	31 Mar 2014	4%	4%	75%	24 months
	Available for remortgage only.
	Santander 2yr 3.49% Fixed H/P C/B LTV 60% Ex/C	Fixed Rate	3.49%	02 Apr 2014	4.24%	4.2%	60%	24 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	Woolwich Openplan FM 2yr 3.59% Fxd BBR LTV 80%	Fixed Rate	3.59%	28 Feb 2014	3.89%	4%	80%	24 months
	NatWest 2yr 3.59% Fixed LTV 80% Direct	Fixed Rate	3.59%	31 Mar 2014	4%	4.2%	80%	24 months
	NatWest 2yr 3.59% Fxd LTV 80% Direct Ex/B	Fixed Rate	3.59%	31 Mar 2014	4%	4.1%	80%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Santander 2yr 3.59% Fixed H/P C/B LTV 60%	Fixed Rate	3.59%	02 Apr 2014	4.24%	4.2%	60%	24 months
	NatWest 5yr 3.69% Fixed H/P LTV 60% Direct	Fixed Rate	3.69%	31 Mar 2017	4%	4.1%	60%	60 months
	NatWest 5yr 3.69% Fxd LTV 60% Direct Ex/B	Fixed Rate	3.69%	31 Mar 2017	4%	4.1%	60%	60 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 2yr 3.69% Fxd LTV 80% Direct Ex/B	Fixed Rate	3.69%	31 Mar 2014	4%	4.1%	80%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Woolwich Openplan FM 3yr 3.69% Fxd BBR LTV 60%	Fixed Rate	3.69%	28 Feb 2015	3.89%	4%	60%	36 months
	NatWest 5yr 3.69% Fixed R/M LTV 60% Direct	Fixed Rate	3.69%	31 Mar 2017	4%	4.1%	60%	60 months
	Available for remortgage only.
	Santander 2yr 3.69% Fixed H/P C/B LTV 75% Ex/C	Fixed Rate	3.69%	02 Apr 2014	4.24%	4.3%	75%	24 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	Santander 2yr 3.69% Fixed R/M C/B LTV 60% Ex/C	Fixed Rate	3.69%	02 Apr 2014	4.24%	4.2%	60%	24 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Santander 2yr 3.69% Fixed R/M LTV 60% Ex/C	Fixed Rate	3.69%	02 Apr 2014	4.24%	4.2%	60%	24 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Santander 3yr 3.69% Fixed H/P C/B LTV 60%	Fixed Rate	3.69%	02 Apr 2015	4.24%	4.3%	60%	36 months
	Yorkshire BS Flexi 2yr 3.74% Fxd LTV 85% Direct	Fixed Rate	3.74%	28 Feb 2014	4.99%	4.9%	85%	24 months
	Woolwich Openplan FM 2yr 3.74% Fxd BBR LTV 70%	Fixed Rate	3.74%	28 Feb 2014	3.89%	4%	70%	24 months
	Woolwich Openplan FM 2yr 3.74% Fxd BBR R/M C/B LTV 70%	Fixed Rate	3.74%	28 Feb 2014	3.89%	3.9%	70%	24 months
	Available for remortgage only.
	NatWest 2yr 3.75% Fxd LTV 80% Direct Ex/B Main Bank A/C	Fixed Rate	3.75%	31 Mar 2014	4%	4.1%	80%	24 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 5yr 3.75% Fxd LTV 60% Direct Ex/B Main Bank A/C	Fixed Rate	3.75%	31 Mar 2017	4%	4.1%	60%	60 months
	Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
	Santander 2yr 3.79% Fixed H/P C/B LTV 75%	Fixed Rate	3.79%	02 Apr 2014	4.24%	4.3%	75%	24 months
	Santander 2yr 3.79% Fixed R/M C/B LTV 60%	Fixed Rate	3.79%	02 Apr 2014	4.24%	4.3%	60%	24 months
	Available for remortgage only.
	Santander 2yr 3.79% Fixed R/M LTV 60%	Fixed Rate	3.79%	02 Apr 2014	4.24%	4.3%	60%	24 months
	Available for remortgage only.
	NatWest 5yr 3.79% Fixed H/P LTV 60% Main A/C Ex/C Dir	Fixed Rate	3.79%	31 Mar 2017	4%	4.1%	60%	60 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
	NatWest 5yr 3.79% Fixed R/M LTV 60% Main A/C Ex/C Dir	Fixed Rate	3.79%	31 Mar 2017	4%	4.2%	60%	60 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Woolwich Openplan FM 3yr 3.87% Fxd BBR LTV 80%	Fixed Rate	3.87%	28 Feb 2015	3.89%	4%	80%	36 months
Full Results
	HSBC 2yr 2.24% Fixed LTV 60% Special Direct	Fixed Rate	2.24%	31 May 2014	3.94%	3.8%	60%	24 months
	Santander 2yr 2.35% Fixed LTV 60% Direct	Fixed Rate	2.35%	02 Apr 2014	4.24%	4.1%	60%	24 months
	Yorkshire BS Rollover 1yr 2.49% Fxd R/M LTV 35% Direct	Fixed Rate	2.49%	28 Feb 2013	4.99%	4.9%	35%	12 months
	Available for remortgage only.
	Yorkshire BS Rollover 1yr 2.59% Fxd R/M LTV 35% Direct	Fixed Rate	2.59%	28 Feb 2013	4.99%	5%	35%	12 months
	Available for remortgage only.
	Market Harborough Building Society 2yr 2.69% Fixed LTV 75% Direct Only	Fixed Rate	2.69%	28 Feb 2014	5.49%	5.1%	75%	24 months
	Progressive Building Society 2yr 2.69% Fixed FTB LTV 50%	Fixed Rate	2.69%	01 Mar 2014	4.75%	4.7%	50%	24 months
	Available for first time buyers only.
	Progressive Building Society 2yr 2.69% Fixed H/P LTV 50%	Fixed Rate	2.69%	01 Mar 2014	4.75%	4.7%	50%	24 months
	Bank of Ireland 2yr 2.78% Fixed BBR LTV 65% Direct	Fixed Rate	2.78%	31 Mar 2014	4.49%	4.3%	65%	24 months
	Cumberland 2yr 2.79% Fixed R/M LTV 75% Local Area	Fixed Rate	2.79%	01 Apr 2014	4.49%	4.3%	75%	24 months
	Available for remortgage only.
	Cumberland 2yr 2.79% Fixed H/P LTV 75%	Fixed Rate	2.79%	01 Apr 2014	4.49%	4.3%	75%	24 months
	Lloyds TSB 2yr 2.79% Fixed R/M LTV 60% Ex/C Direct	Fixed Rate	2.79%	31 Mar 2014	3.99%	4%	60%	24 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Lloyds TSB 2yr 2.79% Fixed R/M LTV 60% Direct Ex/C	Fixed Rate	2.79%	31 Mar 2014	3.99%	4%	60%	24 months
	Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available for remortgage only.
	Principality Building Society 2yr 2.79% Fixed LTV 75% Direct	Fixed Rate	2.79%	31 Mar 2014	4.99%	4.8%	75%	24 months
	Chelsea Building Society 2yr 2.79% Fixed LTV 70% Direct	Fixed Rate	2.79%	31 Mar 2014	5.79%	5.5%	70%	24 months
	Mansfield 2yr 2.79% Fixed LTV 75%	Fixed Rate	2.79%	24 months	5.59%	5.4%	75%	24 months
	Britannia 2yr 2.79% Fxd LTV 60% Direct	Fixed Rate	2.79%	30 Apr 2014	4.24%	4.2%	60%	24 months
	The Co-operative Bank Flexible 2yr 2.79% Fixed LTV 60% Direct	Fixed Rate	2.79%	30 Apr 2014	4.24%	4.2%	60%	24 months
	Yorkshire BS Flexi 2yr 2.84% Fixed LTV 75% Direct	Fixed Rate	2.84%	28 Feb 2014	4.99%	4.8%	75%	24 months
	NatWest 2yr 2.85% Fixed H/P LTV 60% Direct	Fixed Rate	2.85%	31 Mar 2014	4%	4.1%	60%	24 months
	NatWest 2yr 2.85% Fxd R/M LTV 60% Direct	Fixed Rate	2.85%	31 Mar 2014	4%	4%	60%	24 months
	Available for remortgage only.
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Fixed Rate Mortgage Guide

We balance the pros and cons of being tied into a fixed rate mortgage.

With a fixed rate mortgage the monthly repayment amount is fixed for a specified period. The fixed rate remains constant irrespective of changes to the Bank of England's base rate or the lender's standard variable rate.

The fixed rate period typically lasts for two to five years, although it can be longer. At the end of the fixed rate period the interest rate reverts to the lender's standard variable rate. An early redemption penalty will apply should you wish to cancel your mortgage before the end of the fixed period.

Furthermore, many fixed rate mortgages 'tie you in' for longer periods. This is because an early redemption penalty is charged if you cancel your mortgage within a set number of years following the end of the fixed rate period.

Advantages

It is easier to budget for your mortgage repayments as you will know exactly how much you will be paying over the fixed rate period.
You can usually benefit from a lower interest rate in the first few years, freeing up money for furnishings, carpets or whatever else you want.
You are protected from any increases in the Bank of England's base rate.

Disadvantages

Early redemption penalties will almost certainly apply, which may also extend beyond the end of the fixed rate period. This means you will be unable to change your mortgage during the 'early redemption penalty period' without paying a fee, which may be up to the value of six months mortgage repayments.

Consequently:

- During the fixed rate period you may miss out on a more competitive interest rate if the lender's standard variable rate drops to less than the fixed rate.

- You may be trapped in an uncompetetive rate once the interest rate reverts to the lender's standard variable rate.

You will normally have to pay an application fee when arranging your fixed rate mortgage.

NB This information is provided to give you an overview of the different types of mortgages available. It is not comprehensive and you should not base your mortgage decision on the information found here. We recommend you seek professional advice in order to determine the most suitable mortgage for you.

	Tracker		Remortgages
	Fixed Rate		First Time Buyer
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