Compare Fixed Rate Mortgages

Compare the best fixed rate mortgages available in the UK and find the right fixed mortgage deal for you in minutes. Whether you're looking for a 5, 10 or 20 year fixed rate deal or for something in between we can help you to find the cheapest fixed mortgage rates possible.
 CompanyMortgage TypeInitial RateFinal RateAPRMax LTV 
 
 APRTermEnd Date    
 Promoted Results
SantanderSantander 2yr 2.75% Fixed LTV 60% DirectFixed Rate2.75%24months02 Nov
2012
4.24%4.2%60%Santander 2yr 2.75% Fixed LTV 60% Direct
Proceed
ING DirectING Direct 2yr 2.79% Fixed H/P LTV 60%Fixed Rate2.79%24months30 Nov
2012
3.5%3.5%60%ING Direct 2yr 2.79% Fixed H/P LTV 60%
Proceed
Post OfficePost Office 2yr 2.85% Fixed BBR LTV 65%Fixed Rate2.85%24months30 Sep
2012
3.49%3.6%65%Post Office 2yr 2.85% Fixed BBR LTV 65%
Proceed
Yorkshire BSYorkshire BS Flexi 2yr 2.89% Fxd LTV 75% DirectFixed Rate2.89%24months30 Sep
2012
4.99%4.8%75%Yorkshire BS Flexi 2yr 2.89% Fxd LTV 75% Direct
Proceed
 A competitive rate for 2 years. Early repayment charges apply during the special deal period. £995 fee. Apply online with a award-winning, paperless process.
Yorkshire BSYorkshire BS Flexi 2yr 2.99% Fxd Offset LTV 75% DirectFixed Rate2.99%24months30 Sep
2012
4.99%4.8%75%Yorkshire BS Flexi 2yr 2.99% Fxd Offset LTV 75% Direct
Proceed
SkiptonSkipton 2yr 2.99% Fixed BBR H/P LTV 60% DirectFixed Rate2.99%24months30 Sep
2012
4.95%4.8%60%Skipton 2yr 2.99% Fixed BBR H/P LTV 60% Direct
Proceed
NatWestNatWest 2yr 2.99% Fxd LTV 60% Direct Ex/BFixed Rate2.99%24months30 Nov
2012
4%3.9%60%NatWest 2yr 2.99% Fxd LTV 60% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 2yr 3.05% Fixed BBR LTV 75%Fixed Rate3.05%24months30 Sep
2012
3.49%3.6%75%Post Office 2yr 3.05% Fixed BBR LTV 75%
Proceed
ING DirectING Direct 2yr 3.09% Fixed LTV 75%Fixed Rate3.09%24months30 Nov
2012
3.5%3.6%75%ING Direct 2yr 3.09% Fixed LTV 75%
Proceed
NatWestNatWest 2yr 3.09% Fxd H/P LTV 60% Dir AdvPrivate Ex/CFixed Rate3.09%24months30 Nov
2012
4%4.2%60%NatWest 2yr 3.09% Fxd H/P LTV 60% Dir AdvPrivate Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWestNatWest 2yr 3.09% Fxd R/M LTV 60% Dir AdvPrivate Ex/CFixed Rate3.09%24months30 Nov
2012
4%4.1%60%NatWest 2yr 3.09% Fxd R/M LTV 60% Dir AdvPrivate Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
RBSRBS 2yr 3.19% Fxd H/P LTV 60% DirectFixed Rate3.19%24months30 Nov
2012
4%4.1%60%RBS 2yr 3.19% Fxd H/P LTV 60% Direct
Proceed
SantanderSantander 2yr 3.19% Fixed H/P C/B LTV 70% DirectFixed Rate3.19%24months02 Nov
2012
4.24%4.2%70%Santander 2yr 3.19% Fixed H/P C/B LTV 70% Direct
Proceed
NatWestNatWest 2yr 3.19% Fxd H/P LTV 60% DirecFixed Rate3.19%24months30 Nov
2012
4%4.1%60%NatWest 2yr 3.19% Fxd H/P LTV 60% Direc
Proceed
NatWestNatWest 2yr 3.19% Fxd R/M LTV 60% DirectFixed Rate3.19%24months30 Nov
2012
4%4%60%NatWest 2yr 3.19% Fxd R/M LTV 60% Direct
Proceed
 
Available for remortgage only.
Post OfficePost Office 2yr 3.25% Fixed BBR LTV 75% IncentivesFixed Rate3.25%24months30 Sep
2012
3.49%3.6%75%Post Office 2yr 3.25% Fixed BBR LTV 75% Incentives
Proceed
SantanderSantander 2yr 3.48% Fixed R/M C/B LTV 70% DirectFixed Rate3.48%24months02 Nov
2012
4.24%4.3%70%Santander 2yr 3.48% Fixed R/M C/B LTV 70% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 3.48% Fixed R/M LTV 70% DirectFixed Rate3.48%24months02 Nov
2012
4.24%4.3%70%Santander 2yr 3.48% Fixed R/M LTV 70% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 3.58% Fixed LTV 75%Fixed Rate3.58%24months02 Nov
2012
4.24%4.3%75%Santander 2yr 3.58% Fixed LTV 75%
Proceed
WoolwichWoolwich Openplan FM 2yr 3.59% Fxd BBR LTV 75%Fixed Rate3.59%24months30 Nov
2012
2.99%3.2%75%Woolwich Openplan FM 2yr 3.59% Fxd BBR LTV 75%
Proceed
Post OfficePost Office 3yr 3.65% Fixed BBR LTV 75%Fixed Rate3.65%36months30 Sep
2013
3.49%3.7%75%Post Office 3yr 3.65% Fixed BBR LTV 75%
Proceed
SantanderSantander 2yr 3.65% Fixed R/M C/B LTV 70%Fixed Rate3.65%24months02 Nov
2012
4.24%4.3%70%Santander 2yr 3.65% Fixed R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 3.65% Fixed R/M LTV 70%Fixed Rate3.65%24months02 Nov
2012
4.24%4.3%70%Santander 2yr 3.65% Fixed R/M LTV 70%
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr 3.69% Fxd H/P LTV 75% Dir AdvPrivate/Bus Ex/CFixed Rate3.69%24months30 Nov
2012
4%4.2%75%NatWest 2yr 3.69% Fxd H/P LTV 75% Dir AdvPrivate/Bus Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWestNatWest 2yr 3.69% Fxd R/M LTV 75% Dir AdvPrivate/Bus Ex/CFixed Rate3.69%24months30 Nov
2012
4%4.1%75%NatWest 2yr 3.69% Fxd R/M LTV 75% Dir AdvPrivate/Bus Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
NatWestNatWest 2yr 3.69% Fxd LTV 75% Direct Advantage Ex/BFixed Rate3.69%24months30 Nov
2012
4%4.1%75%NatWest 2yr 3.69% Fxd LTV 75% Direct Advantage Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWestNatWest 2yr 3.74% Fxd R/M LTV 75% DirADVGold/Priv/Bus Ex/CFixed Rate3.74%24months30 Nov
2012
4%4.1%75%NatWest 2yr 3.74% Fxd R/M LTV 75% DirADVGold/Priv/Bus Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
NatWestNatWest 2yr 3.74% Fxd H/P LTV 75% Dir ADVGold/Pte/Bus Ex/CFixed Rate3.74%24months30 Nov
2012
4%4.2%75%NatWest 2yr 3.74% Fxd H/P LTV 75% Dir ADVGold/Pte/Bus Ex/C
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 2yr 3.74% Fxd H/P C/B LTV 75% DirectFixed Rate3.74%24months02 Nov
2012
4.24%4.4%75%Santander 2yr 3.74% Fxd H/P C/B LTV 75% Direct
Proceed
NatWestNatWest 2yr 3.79% Fxd H/P LTV 75% DirectFixed Rate3.79%24months30 Nov
2012
4%4.2%75%NatWest 2yr 3.79% Fxd H/P LTV 75% Direct
Proceed
NatWestNatWest 2yr 3.79% Fxd R/M LTV 75% DirectFixed Rate3.79%24months30 Nov
2012
4%4.1%75%NatWest 2yr 3.79% Fxd R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr 3.79% Fxd LTV 75% Direct Ex/BFixed Rate3.79%24months30 Nov
2012
4%4%75%NatWest 2yr 3.79% Fxd LTV 75% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 2yr 3.79% Fixed BBR LTV 80%Fixed Rate3.79%24months30 Sep
2012
3.49%3.7%80%Post Office 2yr 3.79% Fixed BBR LTV 80%
Proceed
Post OfficePost Office 3yr 3.85% Fixed BBR LTV 75% IncentivesFixed Rate3.85%36months30 Sep
2013
3.49%3.7%75%Post Office 3yr 3.85% Fixed BBR LTV 75% Incentives
Proceed
ING DirectING Direct 3yr 3.89% Fixed LTV 75%Fixed Rate3.89%36months30 Nov
2013
3.5%3.7%75%ING Direct 3yr 3.89% Fixed LTV 75%
Proceed
SantanderSantander 2yr 3.90% Fixed H/P C/B LTV 75% DirectFixed Rate3.90%24months02 Nov
2012
4.24%4.3%75%Santander 2yr 3.90% Fixed H/P C/B LTV 75% Direct
Proceed
Post OfficePost Office 2yr 3.94% Fixed BBR LTV 85%Fixed Rate3.94%24months30 Sep
2012
3.49%3.7%85%Post Office 2yr 3.94% Fixed BBR LTV 85%
Proceed
Post OfficePost Office 3yr 3.95% Fixed BBR LTV 80%Fixed Rate3.95%36months30 Sep
2013
3.49%3.8%80%Post Office 3yr 3.95% Fixed BBR LTV 80%
Proceed
Post OfficePost Office 2yr 3.99% Fixed BBR LTV 80% IncentivesFixed Rate3.99%24months30 Sep
2012
3.49%3.7%80%Post Office 2yr 3.99% Fixed BBR LTV 80% Incentives
Proceed
SantanderSantander 2yr 3.99% Fixed H/P C/B LTV 80% Ex/BFixed Rate3.99%24months02 Nov
2012
4.24%4.3%80%Santander 2yr 3.99% Fixed H/P C/B LTV 80% Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWestNatWest 2yr 4.09% Fxd LTV 80% Direct Ex/BFixed Rate4.09%24months30 Nov
2012
4%4.1%80%NatWest 2yr 4.09% Fxd LTV 80% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 2yr 4.09% Fixed R/M C/B LTV 75% Ex/C DirectFixed Rate4.09%24months02 Nov
2012
4.24%4.3%75%Santander 2yr 4.09% Fixed R/M C/B LTV 75% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
SantanderSantander 2yr 4.09% Fixed R/M LTV 75% Ex/C DirectFixed Rate4.09%24months02 Nov
2012
4.24%4.3%75%Santander 2yr 4.09% Fixed R/M LTV 75% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
Lloyds TSBLloyds TSB 2yr 4.19% Fixed R/M LTV 75% DirectFixed Rate4.19%24months30 Sep
2012
3.99%4.2%75%Lloyds TSB 2yr 4.19% Fixed R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
First DirectFirst Direct 5yr 4.19% Fixed LTV 65% DirectFixed Rate4.19%60months60months3.69%4%65%First Direct 5yr 4.19% Fixed LTV 65% Direct
Proceed
Post OfficePost Office 5yr 4.19% Fixed BBR LTV 75%Fixed Rate4.19%60months30 Sep
2015
3.49%4%75%Post Office 5yr 4.19% Fixed BBR LTV 75%
Proceed
Alliance and LeicesterAlliance and Leicester 3yr 4.23% Fixed R/M C/B LTV 70%Fixed Rate4.23%36months02 Nov
2013
4.24%4.4%70%Alliance and Leicester 3yr 4.23% Fixed R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
Alliance and LeicesterAlliance and Leicester 3yr 4.23% Fixed R/M LTV 70%Fixed Rate4.23%36months02 Nov
2013
4.24%4.4%70%Alliance and Leicester 3yr 4.23% Fixed R/M LTV 70%
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr 4.29% Fxd LTV 90% Direct Ex/BFixed Rate4.29%24months30 Nov
2012
4%4.1%90%NatWest 2yr 4.29% Fxd LTV 90% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
NatWestNatWest 2yr 4.29% Fxd LTV 75% Direct Only Shared EquityFixed Rate4.29%24months30 Nov
2012
4%4.2%75%NatWest 2yr 4.29% Fxd LTV 75% Direct Only Shared Equity
Proceed
Post OfficePost Office 5yr 4.35% Fixed BBR LTV 75% IncentivesFixed Rate4.35%60months30 Sep
2015
3.49%4%75%Post Office 5yr 4.35% Fixed BBR LTV 75% Incentives
Proceed
SantanderSantander 2yr 4.37% Fixed R/M C/B LTV 75% No FeeFixed Rate4.37%24months02 Nov
2012
4.24%4.4%75%Santander 2yr 4.37% Fixed R/M C/B LTV 75% No Fee
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 4.37% Fxd R/M LTV 75% No FeeFixed Rate4.37%24months02 Nov
2012
4.24%4.4%75%Santander 2yr 4.37% Fxd R/M LTV 75% No Fee
Proceed
 
Available for remortgage only.
NatWestNatWest 3yr 4.39% Fxd H/P LTV 75% DirectFixed Rate4.39%36months30 Nov
2013
4%4.3%75%NatWest 3yr 4.39% Fxd H/P LTV 75% Direct
Proceed
NatWestNatWest 3yr 4.39% Fxd R/M LTV 75% DirectFixed Rate4.39%36months30 Nov
2013
4%4.3%75%NatWest 3yr 4.39% Fxd R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
SantanderSantander 4yr 4.45% Fixed H/P C/B LTV 70%Fixed Rate4.45%48months02 Nov
2014
4.24%4.5%70%Santander 4yr 4.45% Fixed H/P C/B LTV 70%
Proceed
Post OfficePost Office 3yr 4.49% Fixed BBR LTV 80% IncentivesFixed Rate4.49%36months30 Sep
2013
3.49%3.9%80%Post Office 3yr 4.49% Fixed BBR LTV 80% Incentives
Proceed
SantanderSantander 4yr 4.49% Fixed R/M C/B LTV 70%Fixed Rate4.49%48months02 Nov
2014
4.24%4.5%70%Santander 4yr 4.49% Fixed R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
SantanderSantander 4yr 4.49% Fixed R/M LTV 70%Fixed Rate4.49%48months02 Nov
2014
4.24%4.5%70%Santander 4yr 4.49% Fixed R/M LTV 70%
Proceed
 
Available for remortgage only.
Post OfficePost Office 2yr 4.49% Fixed BBR LTV 85% IncentivesFixed Rate4.49%24months30 Sep
2012
3.49%3.8%85%Post Office 2yr 4.49% Fixed BBR LTV 85% Incentives
Proceed
First DirectFirst Direct 5yr 4.69% Fixed LTV 75% DirectFixed Rate4.69%60months60months3.69%4.2%75%First Direct 5yr 4.69% Fixed LTV 75% Direct
Proceed
Post OfficePost Office 3yr 4.69% Fixed BBR LTV 85%Fixed Rate4.69%36months30 Sep
2013
3.49%4%85%Post Office 3yr 4.69% Fixed BBR LTV 85%
Proceed
Post OfficePost Office 5yr 4.75% Fixed BBR LTV 80%Fixed Rate4.75%60months30 Sep
2015
3.49%4.2%80%Post Office 5yr 4.75% Fixed BBR LTV 80%
Proceed
SantanderSantander 4yr 4.75% Fixed H/P C/B LTV 75%Fixed Rate4.75%48months02 Nov
2014
4.24%4.6%75%Santander 4yr 4.75% Fixed H/P C/B LTV 75%
Proceed
SantanderSantander 5yr 4.75% Fixed H/P C/B LTV 70%Fixed Rate4.75%60months02 Nov
2015
4.24%4.7%70%Santander 5yr 4.75% Fixed H/P C/B LTV 70%
Proceed
Post OfficePost Office 5yr 4.78% Fixed BBR LTV 75% Incentives No FeeFixed Rate4.78%60months30 Sep
2015
3.49%4.1%75%Post Office 5yr 4.78% Fixed BBR LTV 75% Incentives No Fee
Proceed
ING DirectING Direct 5yr 4.79% Fixed LTV 80%Fixed Rate4.79%60months30 Nov
2015
3.5%4.2%80%ING Direct 5yr 4.79% Fixed LTV 80%
Proceed
WoolwichWoolwich Openplan FM 5yr 4.79% Fxd BBR LTV 70%Fixed Rate4.79%60months30 Nov
2015
2.99%3.9%70%Woolwich Openplan FM 5yr 4.79% Fxd BBR LTV 70%
Proceed
Post OfficePost Office 3yr 4.79% Fixed BBR LTV 85% IncentivesFixed Rate4.79%36months30 Sep
2013
3.49%4%85%Post Office 3yr 4.79% Fixed BBR LTV 85% Incentives
Proceed
NatWestNatWest 5yr 4.89% Fxd LTV 75% Direct Ex/BFixed Rate4.89%60months30 Nov
2015
4%4.5%75%NatWest 5yr 4.89% Fxd LTV 75% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 5yr 4.95% Fixed BBR LTV 80% IncentivesFixed Rate4.95%60months30 Sep
2015
3.49%4.3%80%Post Office 5yr 4.95% Fixed BBR LTV 80% Incentives
Proceed
SantanderSantander 2yr 4.95% Fixed H/P C/B LTV 80%Fixed Rate4.95%24months02 Nov
2012
4.24%4.6%80%Santander 2yr 4.95% Fixed H/P C/B LTV 80%
Proceed
SantanderSantander 2yr 4.99% Fixed R/M C/B LTV 80%Fixed Rate4.99%24months02 Nov
2012
4.24%4.5%80%Santander 2yr 4.99% Fixed R/M C/B LTV 80%
Proceed
 
Available for remortgage only.
SantanderSantander 2yr 4.99% Fixed R/M LTV 80%Fixed Rate4.99%24months02 Nov
2012
4.24%4.5%80%Santander 2yr 4.99% Fixed R/M LTV 80%
Proceed
 
Available for remortgage only.
SantanderSantander 4yr 4.99% Fixed H/P C/B LTV 85% Ex/C DirectFixed Rate4.99%48months02 Nov
2014
4.24%4.6%85%Santander 4yr 4.99% Fixed H/P C/B LTV 85% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 4yr 4.99% Fixed R/M C/B LTV 85% Ex/C DirectFixed Rate4.99%48months02 Nov
2014
4.24%4.6%85%Santander 4yr 4.99% Fixed R/M C/B LTV 85% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
SantanderSantander 4yr 4.99% Fixed R/M LTV 85% Ex/C DirectFixed Rate4.99%48months02 Nov
2014
4.24%4.6%85%Santander 4yr 4.99% Fixed R/M LTV 85% Ex/C Direct
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
SantanderSantander 5yr 4.99% Fixed R/M C/B LTV 70%Fixed Rate4.99%60months02 Nov
2015
4.24%4.9%70%Santander 5yr 4.99% Fixed R/M C/B LTV 70%
Proceed
 
Available for remortgage only.
SantanderSantander 5yr 4.99% Fixed R/M LTV 70%Fixed Rate4.99%60months02 Nov
2015
4.24%4.9%70%Santander 5yr 4.99% Fixed R/M LTV 70%
Proceed
 
Available for remortgage only.
NatWestNatWest 5yr 5.09% Fxd LTV 80% Direct Ex/BFixed Rate5.09%60months30 Nov
2015
4%4.6%80%NatWest 5yr 5.09% Fxd LTV 80% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 5yr 5.15% Fixed H/P C/B LTV 75%Fixed Rate5.15%60months02 Nov
2015
4.24%4.8%75%Santander 5yr 5.15% Fixed H/P C/B LTV 75%
Proceed
NatWestNatWest 2yr 5.19% Fxd H/P LTV 80% DirectFixed Rate5.19%24months30 Nov
2012
4%4.5%80%NatWest 2yr 5.19% Fxd H/P LTV 80% Direct
Proceed
NatWestNatWest 2yr 5.19% Fxd R/M LTV 80% DirectFixed Rate5.19%24months30 Nov
2012
4%4.4%80%NatWest 2yr 5.19% Fxd R/M LTV 80% Direct
Proceed
 
Available for remortgage only.
Post OfficePost Office 5yr 5.25% Fixed BBR LTV 85%Fixed Rate5.25%60months30 Sep
2015
3.49%4.4%85%Post Office 5yr 5.25% Fixed BBR LTV 85%
Proceed
NatWestNatWest 5yr 5.29% Fxd LTV 90% Direct Ex/BFixed Rate5.29%60months30 Nov
2015
4%4.6%90%NatWest 5yr 5.29% Fxd LTV 90% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
SantanderSantander 4yr 5.29% Fixed R/M C/B LTV 75%Fixed Rate5.29%48months02 Nov
2014
4.24%4.7%75%Santander 4yr 5.29% Fixed R/M C/B LTV 75%
Proceed
 
Available for remortgage only.
SantanderSantander 4yr 5.29% Fixed R/M LTV 75%Fixed Rate5.29%48months02 Nov
2014
4.24%4.7%75%Santander 4yr 5.29% Fixed R/M LTV 75%
Proceed
 
Available for remortgage only.
WoolwichWoolwich Openplan FM 5yr 5.39% Fxd BBR LTV 80%Fixed Rate5.39%60months30 Nov
2015
2.99%4.1%80%Woolwich Openplan FM 5yr 5.39% Fxd BBR LTV 80%
Proceed
Post OfficePost Office 5yr 5.39% Fixed BBR LTV 80% Incentives No FeeFixed Rate5.39%60months30 Sep
2015
3.49%4.4%80%Post Office 5yr 5.39% Fixed BBR LTV 80% Incentives No Fee
Proceed
Post OfficePost Office 2yr 5.45% Fixed BBR LTV 90%Fixed Rate5.45%24months30 Sep
2012
3.49%4%90%Post Office 2yr 5.45% Fixed BBR LTV 90%
Proceed
NatWestNatWest 5yr 5.49% Fxd H/P LTV 75% DirectFixed Rate5.49%60months30 Nov
2015
4%4.9%75%NatWest 5yr 5.49% Fxd H/P LTV 75% Direct
Proceed
NatWestNatWest 5yr 5.49% Fxd R/M LTV 75% DirectFixed Rate5.49%60months30 Nov
2015
4%4.8%75%NatWest 5yr 5.49% Fxd R/M LTV 75% Direct
Proceed
 
Available for remortgage only.
NatWestNatWest 2yr 5.49% Fxd LTV 100% Direct Ex/BFixed Rate5.49%24months30 Nov
2012
4%4.4%100%NatWest 2yr 5.49% Fxd LTV 100% Direct Ex/B
Proceed
 
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 5yr 5.49% Fixed BBR LTV 85% IncentivesFixed Rate5.49%60months30 Sep
2015
3.49%4.5%85%Post Office 5yr 5.49% Fixed BBR LTV 85% Incentives
Proceed
Post OfficePost Office 2yr 5.65% Fixed BBR LTV 90% IncentivesFixed Rate5.65%24months30 Sep
2012
3.49%4.1%90%Post Office 2yr 5.65% Fixed BBR LTV 90% Incentives
Proceed
SantanderSantander 3yr 5.69% Fixed H/P C/B LTV 85%Fixed Rate5.69%36months02 Nov
2013
4.24%4.8%85%Santander 3yr 5.69% Fixed H/P C/B LTV 85%
Proceed
First DirectFirst Direct 5yr 5.79% Fixed LTV 85% DirectFixed Rate5.79%60months60months3.69%4.7%85%First Direct 5yr 5.79% Fixed LTV 85% Direct
Proceed
SantanderSantander 3yr 5.79% Fixed R/M C/B LTV 85%Fixed Rate5.79%36months02 Nov
2013
4.24%5%85%Santander 3yr 5.79% Fixed R/M C/B LTV 85%
Proceed
 
Available for remortgage only.
SantanderSantander 3yr 5.79% Fixed R/M LTV 85%Fixed Rate5.79%36months02 Nov
2013
4.24%5%85%Santander 3yr 5.79% Fixed R/M LTV 85%
Proceed
 
Available for remortgage only.
Post OfficePost Office 5yr 5.79% Fixed BBR LTV 85% Incentives No FeeFixed Rate5.79%60months30 Sep
2015
3.49%4.6%85%Post Office 5yr 5.79% Fixed BBR LTV 85% Incentives No Fee
Proceed
SantanderSantander 4yr 5.84% Fixed FTB C/B LTV 85%Fixed Rate5.84%48months02 Nov
2014
4.24%4.8%85%Santander 4yr 5.84% Fixed FTB C/B LTV 85%
Proceed
 
Available for first time buyers only.
SantanderSantander 3yr 5.99% Fixed FTB LTV 90% DirectFixed Rate5.99%36months02 Nov
2013
4.24%5%90%Santander 3yr 5.99% Fixed FTB LTV 90% Direct
Proceed
 
Available for first time buyers only.
RBSRBS 5yr 5.99% Fxd H/P LTV 80% DirectFixed Rate5.99%60months30 Nov
2015
4%5.1%80%RBS 5yr 5.99% Fxd H/P LTV 80% Direct
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NatWestNatWest 5yr 5.99% Fxd R/M LTV 80% DirectFixed Rate5.99%60months30 Nov
2015
4%5%80%NatWest 5yr 5.99% Fxd R/M LTV 80% Direct
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Available for remortgage only.
NatWestNatWest 5yr 5.99% Fxd H/P LTV 80% DirectFixed Rate5.99%60months30 Nov
2015
4%5%80%NatWest 5yr 5.99% Fxd H/P LTV 80% Direct
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SantanderSantander 3yr 5.99% Fixed LTV 90% Ex/C DirectFixed Rate5.99%36months02 Nov
2013
4.24%4.8%90%Santander 3yr 5.99% Fixed LTV 90% Ex/C Direct
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Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 3yr 5.99% Fixed BBR LTV 90%Fixed Rate5.99%36months30 Sep
2013
3.49%4.4%90%Post Office 3yr 5.99% Fixed BBR LTV 90%
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Post OfficePost Office 5yr 5.99% Fixed BBR LTV 90%Fixed Rate5.99%60months30 Sep
2015
3.49%4.8%90%Post Office 5yr 5.99% Fixed BBR LTV 90%
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NatWestNatWest 5yr 6.09% Fxd LTV 100% Direct Ex/BFixed Rate6.09%60months30 Nov
2015
4%5%100%NatWest 5yr 6.09% Fxd LTV 100% Direct Ex/B
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Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Post OfficePost Office 3yr 6.15% Fixed BBR LTV 90% IncentivesFixed Rate6.15%36months30 Sep
2013
3.49%4.4%90%Post Office 3yr 6.15% Fixed BBR LTV 90% Incentives
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Post OfficePost Office 5yr 6.29% Fixed BBR LTV 90% IncentivesFixed Rate6.29%60months30 Sep
2015
3.49%4.9%90%Post Office 5yr 6.29% Fixed BBR LTV 90% Incentives
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Post OfficePost Office 5yr 6.49% Fixed BBR LTV 90% Incentives No FeeFixed Rate6.49%60months30 Sep
2015
3.49%4.9%90%Post Office 5yr 6.49% Fixed BBR LTV 90% Incentives No Fee
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NatWestNatWest 5yr 6.89% Fxd H/P LTV 90% DirectFixed Rate6.89%60months30 Nov
2015
4%5.6%90%NatWest 5yr 6.89% Fxd H/P LTV 90% Direct
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NatWestNatWest 5yr 6.89% Fxd R/M LTV 90% DirectFixed Rate6.89%60months30 Nov
2015
4%5.4%90%NatWest 5yr 6.89% Fxd R/M LTV 90% Direct
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Available for remortgage only.
NatWestNatWest 5yr 6.89% Fxd FTB LTV 75% DirectFixed Rate6.89%60months30 Nov
2015
4%5.4%75%NatWest 5yr 6.89% Fxd FTB LTV 75% Direct
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Available for first time buyers only.
NatWestNatWest 5yr 6.89% Fxd FTB LTV 90% Direct Rep OnlyFixed Rate6.89%60months30 Nov
2015
4%5.2%90%NatWest 5yr 6.89% Fxd FTB LTV 90% Direct Rep Only
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Available for first time buyers only.
 Full Results
Principality Building SocietyPrincipality Building Society 2yr 2.24% Fixed LTV 75% DirectFixed Rate2.24%24months30 Sep
2012
4.99%5.1%75%Principality Building Society 2yr 2.24% Fixed LTV 75% Direct
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Market Harborough Building SocietyMarket Harborough Building Society 2yr 2.49% Fixed LTV 75% Ex/BFixed Rate2.49%24months24months5.49%5.1%75%Market Harborough Building Society 2yr 2.49% Fixed LTV 75% Ex/B
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Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website.
Yorkshire BSYorkshire BS Rollover 1yr 2.59% Fxd R/M LTV 35% DirectFixed Rate2.59%12months31 Oct
2011
4.99%4.9%35%Yorkshire BS Rollover 1yr 2.59% Fxd R/M LTV 35% Direct
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Available for remortgage only.
Yorkshire BSYorkshire BS Rollover 1yr 2.69% Fxd R/M LTV 35% DirectFixed Rate2.69%12months31 Oct
2011
4.99%4.9%35%Yorkshire BS Rollover 1yr 2.69% Fxd R/M LTV 35% Direct
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Available for remortgage only.
SantanderSantander 2yr 2.75% Fixed LTV 60% DirectFixed Rate2.75%24months02 Nov
2012
4.24%4.2%60%Santander 2yr 2.75% Fixed LTV 60% Direct
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Alliance and LeicesterAlliance and Leicester 2yr 2.75% Fixed LTV 60%Fixed Rate2.75%24months02 Nov
2012
4.24%4.2%60%Alliance and Leicester 2yr 2.75% Fixed LTV 60%
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ING DirectING Direct 2yr 2.79% Fixed H/P LTV 60%Fixed Rate2.79%24months30 Nov
2012
3.5%3.5%60%ING Direct 2yr 2.79% Fixed H/P LTV 60%
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ING DirectING Direct 2yr 2.84% Fixed R/M LTV 60%Fixed Rate2.84%24months30 Nov
2012
3.5%3.5%60%ING Direct 2yr 2.84% Fixed R/M LTV 60%
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Available for remortgage only.
Post OfficePost Office 2yr 2.85% Fixed BBR LTV 65%Fixed Rate2.85%24months30 Sep
2012
3.49%3.6%65%Post Office 2yr 2.85% Fixed BBR LTV 65%
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Yorkshire BSYorkshire BS Flexi 2yr 2.89% Fxd LTV 75% DirectFixed Rate2.89%24months30 Sep
2012
4.99%4.8%75%Yorkshire BS Flexi 2yr 2.89% Fxd LTV 75% Direct
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 A competitive rate for 2 years. Early repayment charges apply during the special deal period. £995 fee. Apply online with a award-winning, paperless process.
CumberlandCumberland 2yr 2.89% Fixed H/P LTV 70% Local AreaFixed Rate2.89%24months01 Oct
2012
4.49%4.4%70%Cumberland 2yr 2.89% Fixed H/P LTV 70% Local Area
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Market Harborough Building SocietyMarket Harborough Building Society 2yr 2.89% Fixed LTV 70% Direct OnlyFixed Rate2.89%24months31 Jul
2012
5.49%5.2%70%Market Harborough Building Society 2yr 2.89% Fixed LTV 70% Direct Only
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Cheltenham & GloucesterCheltenham & Gloucester 2yr 2.94% Fixed H/P LTV 70% DirectFixed Rate2.94%24months30 Sep
2012
3.99%4.1%70%Cheltenham & Gloucester 2yr 2.94% Fixed H/P LTV 70% Direct
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Cheltenham & GloucesterCheltenham & Gloucester 2yr 2.94% Fixed R/M LTV 70% DirectFixed Rate2.94%24months30 Sep
2012
3.99%4.1%70%Cheltenham & Gloucester 2yr 2.94% Fixed R/M LTV 70% Direct
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Available for remortgage only.
Lloyds TSBLloyds TSB 2yr 2.94% Fixed LTV 70% Ex/C DirectFixed Rate2.94%24months30 Sep
2012
3.99%4.1%70%Lloyds TSB 2yr 2.94% Fixed LTV 70% Ex/C Direct
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Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
WoolwichWoolwich Openplan 2yr 2.95% Fixed BBR R/M C/B Ex/C LTV 70%Fixed Rate2.95%24months30 Nov
2012
2.99%3.1%70%Woolwich Openplan 2yr 2.95% Fixed BBR R/M C/B Ex/C LTV 70%
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Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
WoolwichWoolwich Openplan 2yr 2.95% Fixed BBR R/M Ex/C LTV 70%Fixed Rate2.95%24months30 Nov
2012
2.99%3.1%70%Woolwich Openplan 2yr 2.95% Fixed BBR R/M Ex/C LTV 70%
Proceed
 
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. Available... more
WoolwichWoolwich Openplan FM 2yr 2.95% Fixed BBR Ex/C LTV 70%Fixed Rate2.95%24months30 Nov
2012
2.99%3.1%70%Woolwich Openplan FM 2yr 2.95% Fixed BBR Ex/C LTV 70%
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Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Yorkshire BSYorkshire BS Flexi 2yr 2.99% Fxd Offset LTV 75% DirectFixed Rate2.99%24months30 Sep
2012
4.99%4.8%75%Yorkshire BS Flexi 2yr 2.99% Fxd Offset LTV 75% Direct
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SkiptonSkipton 2yr 2.99% Fixed BBR H/P LTV 60% DirectFixed Rate2.99%24months30 Sep
2012
4.95%4.8%60%Skipton 2yr 2.99% Fixed BBR H/P LTV 60% Direct
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Fixed Rate Mortgage Guide

We balance the pros and cons of being tied into a fixed rate mortgage.

With a fixed rate mortgage the monthly repayment amount is fixed for a specified period. The fixed rate remains constant irrespective of changes to the Bank of England's base rate or the lender's standard variable rate.

The fixed rate period typically lasts for two to five years, although it can be longer. At the end of the fixed rate period the interest rate reverts to the lender's standard variable rate. An early redemption penalty will apply should you wish to cancel your mortgage before the end of the fixed period.

Furthermore, many fixed rate mortgages 'tie you in' for longer periods. This is because an early redemption penalty is charged if you cancel your mortgage within a set number of years following the end of the fixed rate period.

Advantages

  • It is easier to budget for your mortgage repayments as you will know exactly how much you will be paying over the fixed rate period.
  • You can usually benefit from a lower interest rate in the first few years, freeing up money for furnishings, carpets or whatever else you want.
  • You are protected from any increases in the Bank of England's base rate.

Disadvantages

  • Early redemption penalties will almost certainly apply, which may also extend beyond the end of the fixed rate period. This means you will be unable to change your mortgage during the 'early redemption penalty period' without paying a fee, which may be up to the value of six months mortgage repayments.

Consequently:

- During the fixed rate period you may miss out on a more competitive interest rate if the lender's standard variable rate drops to less than the fixed rate.

- You may be trapped in an uncompetetive rate once the interest rate reverts to the lender's standard variable rate.

You will normally have to pay an application fee when arranging your fixed rate mortgage.

NB This information is provided to give you an overview of the different types of mortgages available. It is not comprehensive and you should not base your mortgage decision on the information found here. We recommend you seek professional advice in order to determine the most suitable mortgage for you.