Compare 75% LTV Mortgages
Compare the best 75% LTV mortgages side by side, quickly see which lender offers the cheapest 75% mortgage rates and find the 75% LTV mortgage deal that best suits your circumstances in minutes. We make it easy to compare the interest rates, charges & benefits of all the 75 percent LTV mortgages available in the UK at a glance.
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| Mortgage Type | Initial Rate | Final Rate | APR | Max LTV | |||||||||||||||||||||||||||||||||||||||||||||
| APR | End Date | ||||||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
First Direct Offset Standard Variable Rate LTV 75% Direct | Standard | 3.69% | term | 3.69% | 3.8% | 75% | |||||||||||||||||||||||||||||||||||||||||||
First Direct 2yr 3.69% Fixed LTV 75% Direct | Fixed Rate | 3.69% | 24 months | 3.69% | 3.8% | 75% | |||||||||||||||||||||||||||||||||||||||||||
First Direct 2yr 4.39% Fixed LTV 85% Direct Limited Edition | Fixed Rate | 4.39% | 24 months | 3.69% | 3.9% | 85% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 2.99% LTV 75% Ex/B "In Deal" Direct | Tracker | 3.49% | 31 Jul 2014 | 4% | 3.9% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 2.69% LTV 75% Ex/B Direct | Tracker | 3.19% | 31 Jul 2014 | 4% | 3.9% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 2.95% LTV 75% Ex/B Main A/C Direct | Tracker | 3.45% | 31 Jul 2014 | 4% | 3.9% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 3.19% LTV 80% Ex/B Direct | Tracker | 3.69% | 31 Jul 2014 | 4% | 4% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 3.39% Fxd LTV 75% Ex/B Direct | Fixed Rate | 3.39% | 31 Jul 2014 | 4% | 4% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 3.05% R/M LTV 75% Direct | Tracker | 3.55% | 31 Jul 2014 | 4% | 4% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for remortgage only. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 3.45% LTV 80% Ex/B Main A/C Direct | Tracker | 3.95% | 31 Jul 2014 | 4% | 4% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 3.75% Fxd R/M LTV 75% Direct | Fixed Rate | 3.75% | 31 Jul 2014 | 4% | 4% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for remortgage only. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 3.65% Fxd LTV 75% Ex/B Main A/C Direct | Fixed Rate | 3.65% | 31 Jul 2014 | 4% | 4% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
The One Account One Account CAM LTV 75% | Standard | 4.00% | term | 4% | 4.1% | 75% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 2.69% H/P LTV 75% Direct | Tracker | 3.19% | 31 Jul 2014 | 4% | 4.1% | 75% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 4.19% Fxd LTV 85% Ex/B Black Account Direct | Fixed Rate | 4.19% | 31 Jul 2014 | 4% | 4.1% | 85% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 3.95% Fxd LTV 80% Ex/B Direct | Fixed Rate | 3.95% | 31 Jul 2014 | 4% | 4.1% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 3.39% Fxd H/P LTV 75% Direct | Fixed Rate | 3.39% | 31 Jul 2014 | 4% | 4.1% | 75% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 3.69% Fxd LTV 75% Ex/B "In Deal" Direct | Fixed Rate | 3.69% | 31 Jul 2014 | 4% | 4.1% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 4.19% Fxd LTV 80% Ex/B "In Deal" Direct | Fixed Rate | 4.19% | 31 Jul 2014 | 4% | 4.1% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 3.19% LTV 80% Direct | Tracker | 3.69% | 31 Jul 2014 | 4% | 4.1% | 80% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 4.19% Fxd LTV 80% Ex/B Main A/C Direct | Fixed Rate | 4.19% | 31 Jul 2014 | 4% | 4.1% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Flexible Offset Variable LTV 80% Direct | Standard | 4.00% | term | 4% | 4.2% | 80% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 3.95% Fxd LTV 80% Direct | Fixed Rate | 3.95% | 31 Jul 2014 | 4% | 4.2% | 80% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 4.69% Fixed BTL LTV 75% Direct Ex/B | Buy To Let | 4.69% | 31 Jul 2014 | 4% | 4.2% | 75% | |||||||||||||||||||||||||||||||||||||||||||
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 4.99% Fxd LTV 90% Ex/B Direct | Fixed Rate | 4.99% | 31 Jul 2014 | 4% | 4.2% | 90% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 5yr 4.19% Fxd LTV 75% Ex/B Direct | Fixed Rate | 4.19% | 31 Jul 2017 | 4% | 4.2% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 4.29% Fxd LTV 75% Direct Shared Equity | Fixed Rate | 4.29% | 31 Jul 2014 | 4% | 4.2% | 75% | |||||||||||||||||||||||||||||||||||||||||||
First Direct 5yr 4.49% Fixed LTV 75% Direct | Fixed Rate | 4.49% | 60 months | 3.69% | 4.2% | 75% | |||||||||||||||||||||||||||||||||||||||||||
First Direct Term BBR + 3.59% Offset LTV 75% Direct Fee Free | Tracker | 4.09% | term | n/a | 4.2% | 75% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 5.25% Fxd LTV 90% Ex/B Main A/C Direct | Fixed Rate | 5.25% | 31 Jul 2014 | 4% | 4.2% | 90% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Flexible Offset LTV 75% Ex/B "In Deal" Direct | Standard | 4.00% | term | n/a | 4.2% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 5yr 4.19% Fxd LTV 75% Direct | Fixed Rate | 4.19% | 31 Jul 2017 | 4% | 4.3% | 75% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 5.59% Fxd LTV 90% Ex/B "In Deal" Direct | Fixed Rate | 5.59% | 31 Jul 2014 | 4% | 4.3% | 90% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 4.79% Fxd LTV 95% Direct NewBuy scheme | Fixed Rate | 4.79% | 31 Jul 2014 | 4% | 4.3% | 95% | |||||||||||||||||||||||||||||||||||||||||||
RBS 2yr 5.89% Fxd LTV 100% Ex/B Direct | Fixed Rate | 5.89% | 31 Jul 2014 | 4% | 4.4% | 100% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 5.89% Fxd LTV 100% Ex/B Direct | Fixed Rate | 5.89% | 31 Jul 2014 | 4% | 4.4% | 100% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 6.15% Fxd LTV 100% Ex/B Main A/C Direct | Fixed Rate | 6.15% | 31 Jul 2014 | 4% | 4.4% | 100% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 5yr 4.59% Fxd LTV 80% Direct | Fixed Rate | 4.59% | 31 Jul 2017 | 4% | 4.5% | 80% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 5yr 4.59% Fxd LTV 80% Ex/B Direct | Fixed Rate | 4.59% | 31 Jul 2017 | 4% | 4.5% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 6.15% Fxd LTV 100% Ex/B "In Deal" Direct | Fixed Rate | 6.15% | 31 Jul 2014 | 4% | 4.5% | 100% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr BBR + 3.89% Tracker BTL LTV 75% Direct | Buy To Let | 4.39% | 30 Apr 2013 | 4.5% | 4.7% | 75% | |||||||||||||||||||||||||||||||||||||||||||
This is a buy to let mortgage. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 2yr 4.89% Fixed BTL LTV 75% Direct | Buy To Let | 4.89% | 31 Jul 2014 | 4.5% | 4.8% | 75% | |||||||||||||||||||||||||||||||||||||||||||
This is a buy to let mortgage. | |||||||||||||||||||||||||||||||||||||||||||||||||
Post Office 3yr 5.29% Fixed BBR LTV 90% | Fixed Rate | 5.29% | 30 Jun 2015 | 4.49% | 4.9% | 90% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 5yr 5.49% Fxd LTV 95% Direct NewBuy Scheme | Fixed Rate | 5.49% | 31 Jul 2017 | 4% | 4.9% | 95% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 5yr 5.99% Fixed BTL LTV 85% Direct Ex/B | Buy To Let | 5.99% | 31 Jul 2017 | 4% | 5% | 85% | |||||||||||||||||||||||||||||||||||||||||||
This is a buy to let mortgage. Available for existing borrowers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest 5yr 6.09% Fxd LTV 90% Direct | Fixed Rate | 6.09% | 31 Jul 2017 | 4% | 5.1% | 90% | |||||||||||||||||||||||||||||||||||||||||||
NatWest 5yr 6.09% Fxd FTB LTV 90% Direct | Fixed Rate | 6.09% | 31 Jul 2017 | 4% | 5.1% | 90% | |||||||||||||||||||||||||||||||||||||||||||
Available for first time buyers only. | |||||||||||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
Bank of China Lifetime BBR + 2.30% LTV 80% Direct | Tracker | 2.80% | term | 2.8% | 2.9% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Northern Bank Northern Re:pay LTV 90% > £150k Direct Ex/C | Standard | 2.99% | term | 2.99% | 3.1% | 90% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
Northern Bank Northern Re:pay LTV 90% > £200k Direct Ex/C | Standard | 2.99% | term | 2.99% | 3.1% | 90% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Flex Lifetime BBR + 2.69% Ex/C LTV 75% Direct | Tracker | 3.19% | term | 3.19% | 3.3% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
Britannia Flex Lifetime BBR + 2.69% Ex/C LTV 75% Direct | Tracker | 3.19% | term | 3.19% | 3.3% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
Northern Bank BBR + 2.69% Tracker LTV 80% Direct | Tracker | 3.19% | term | 3.19% | 3.4% | 80% | |||||||||||||||||||||||||||||||||||||||||||
HSBC Lifetime BBR + 2.79% LTV 80% Ex/C Adv Direct | Tracker | 3.29% | term | 3.29% | 3.4% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Lifetime BBR + 2.79% LTV 80% Ex/C Prem Direct | Tracker | 3.29% | term | 3.29% | 3.4% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
HSBC Lifetime BBR + 2.79% LTV 80% Direct | Tracker | 3.29% | term | n/a | 3.4% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Cumberland Flexi Term 1.30% Discount Offset H/P LTV 75% | Discounted | 3.19% | n/a | n/a | 3.4% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Hinckley & Rugby Building Society Lifetime 2.35% Discount Offset LTV 75% | Discounted | 3.29% | n/a | n/a | 3.4% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Northern Bank Northern Re:pay LTV 90% > £100k Direct Ex/C | Standard | 3.29% | term | 3.29% | 3.5% | 90% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
Cumberland Flexi Term 1.30% Discount Offset R/M LTV 75% | Discounted | 3.19% | n/a | n/a | 3.5% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for remortgage only. | |||||||||||||||||||||||||||||||||||||||||||||||||
Stafford Railway Flexible Standard LTV 75% Direct | Standard | 3.49% | term | 3.49% | 3.6% | 75% | |||||||||||||||||||||||||||||||||||||||||||
First Direct Term BBR + 2.99% LTV 75% Direct | Tracker | 3.49% | term | 3.49% | 3.6% | 75% | |||||||||||||||||||||||||||||||||||||||||||
ING Direct 2yr BBR + 3.14% Tracker LTV 80% | Tracker | 3.64% | 24 months | 3.5% | 3.6% | 80% | |||||||||||||||||||||||||||||||||||||||||||
Santander Flex Offset BBR+2.99% H/P C/B LTV 75% Ex/C Direct | Tracker | 3.49% | term | n/a | 3.6% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Available for existing customers only. N.B. Such mortgages may not be displayed on the lender's website. | |||||||||||||||||||||||||||||||||||||||||||||||||
ING Direct 2yr 3.84% Fixed LTV 75% | Fixed Rate | 3.84% | 31 Jul 2014 | 3.5% | 3.7% | 75% | |||||||||||||||||||||||||||||||||||||||||||
Melton Mowbray Term 1.64% Discount Offset LTV 75% | Discounted | 3.35% | n/a | n/a | 3.7% | 75% | |||||||||||||||||||||||||||||||||||||||||||
ING Direct 2yr 4.10% Fixed LTV 80% | Fixed Rate | 4.10% | 31 Jul 2014 | 3.5% | 3.7% | 80% | |||||||||||||||||||||||||||||||||||||||||||
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Alternative Mortgages
You may want to compare the above mortgages with the following.
Northern Rock 2yr 4.19% Fixed R/M LTV 80%
- You can get maximum loan of £1,000,000.
- Fixed interest rate end date of 01 jul 2014 is offered.
- Final interest of 4.79 percent is available with the mortgage.
- A tie-in period after rate of 0 years is offered by Northern Rock.
LV= Flexi Lifetime Fxd (Age 60-65) <£600k Excl
- This mortgage offers a 7.6% APR.
- Get long duration care repayment due of 12 yrs.
- You can get minimum sheltered property worth of £50,000.
- The mortgage offers £10,000 minimum loan.
Tipton & Coseley 2yr 0.05% Discount LTV 90% Ex/C Direct
- 30 apr 2014 minimum interest end date is offered to customers.
- The 2yr 0.05% Discount LTV 90% Ex/C Direct has a 2.99% minimum rate.
- 90% house purchase maximum LTV.
- Get minimum term of 5 yrs.
- This mortgage gives a maximum term of 40 yrs.
- Right to buy minimum loan of £30,000.
Nationwide Flex 5yr BBR + 3.89% H/P LTV 85% Ex/C Direct
- Initial rate end date of 60 months.
- Get a mortgage interest rate of 4.29%.
- Right to buy max ltv/valuation of 85 percent is available to new customers.
- Right to buy max LTV of 100% is available to you.
- 60 months minimum rate term is available.
Lloyds TSB 2yr 5.19% Fixed FTB LTV 85% Ex/C Direct
- 3.99% final interest rate.
- You benefit from 4.4 percent mortgage APR from Lloyds TSB.
- You get 5.19% initial rate APR.
- Customers can get tie-in duration after rate of 0 years.
- 35 yrs maximum term is available with the mortgage.
- New customers get 31 aug 2014 fixed interest end date from Lloyds TSB.
Halifax 2yr 5.59% Fixed BTL LTV 75% Direct
- Halifax gives maximum overall portfolio value of £2,000,000.
- You get 24 months introductory rate term.
- New customers will take advantage of intro rate end date of 31 aug 2014.
- Get interest rate only mortgage payment repayment basis from Halifax.
- New customers get 2yr 5.59 percent fixed BTL LTV 75 percent direct product description from Halifax.
