Compare Credit Card Cash Advances

Compare credit card cash advance charges for all of the best credit cards available at a glance and see which credit card will charge you the least for making a credit card cash withdrawal so you don't pay a penny more than you need to. Credit card cash advances can be very expensive so it's important you make an informed choice about which card you should use for emergency cash advances.
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Balance Transfer IntroRepresentative APR Cash Advance 
RateDurationFee(Variable)RateCharge 
Barclaycard
Platinum With BT (22 Mths)
0%
22
months
2.9%17.9%27.9%£2.50
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
£30 fee refund when you transfer a balance of £2,500 or more (terms and conditions apply)
Virgin
Balance Transfer Credit Card
0%
20
months
2.99%16.8%27.9%£5
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 16.8% (variable).
Barclaycard
Platinum Low BT Fee
0%
17
months
1.6%18.9%27.9%£2.50
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
2.1% Balance Transfer fee with a 0.5% refund, reduces this to equivalent of 1.6% for everyone (terms & conditions apply).
Virgin
All Round Credit Card
0%
16
months
1.99%15.8%27.9%£5
Representative Example: The annual purchase rate is 15.8% p.a.(variable) so if you spend £1,200 your representative APR will be 15.8% (variable).
MBNA
Credit Card
0%
20
months
2.99%16.9%27.9%£5
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Contactless Payments: You can now pay quickly and securely for purchases under £15 without entering your PIN.
Halifax
All in One Card MasterCard
0%
15
months
3%17.9%27.9%£3
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
The APR and length of the promotional offer are dependent on your personal circumstances
Sainsbury's Bank
 
Sainsbury's Credit Card (Nectar Card Holders Only)
0%
12
months
3%16.9%24.9%£3
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card. Nectar points are NOT earned using this Credit Card
Halifax
Balance Transfer Card
0%
22
months
3.5%17.9%27.9%£3
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
You must have an annual income of £20,000 or more to apply
Virgin
Purchase Credit Card
0%
13
months
2.89%18.9%27.9%£5
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard
Platinum Purchase
0%
15
months
2.9%18.9%27.9%£2.50
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard
Platinum With BT (21 Mths)
0%
21
months
2.6%17.9%27.9%£2.50
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
3.2% Balance Transfer fee, 0.6% refund reduces this to equivalent of 2.6% (terms & conditions apply).
Halifax
Balance Transfer Card 20/3
0%
20
months
3%16.9%27.9%£3
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have an annual income of £20,000 or more to apply.
American Express
 
Platinum Cashback Credit Card
n/a
n/a
n/a
18.5%28%£3
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
Introductory bonus - 5% cashback in your first three months, max £100. £25 annual fee. Additional anniversary cashback each year.
Capital One
Classic Visa Card
n/a
n/a
n/a
34.9%34.9%£3
Representative Example: 34.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 34.94% p.a. variable.
Capital One, Trent House, Station Street, Nottingham, NG2 3HX
Vanquis
The Visa Card
n/a
n/a
n/a
39.9%49.9%£3
Representative Example: Representative 39.9% APR variable. Based on £1,000 credit limit & annual purchase rate 39.94% p.a. variable.
Suitable if you are new to credit, have had CCJs or have bad credit history. Can apply for up to £2,000 credit.
Play.com
Credit Card
0%
6
months
1.5%16.9%27.9%£5
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
1500 bonus PlayPoints awarded when you spend £150 on card purchases within 90 days of account opening.
Nationwide
Credit Card (Balance Transfer)
0%
20
months
3.1%15.9%27.9%£3
Representative Example: The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).
Sainsbury's Bank
 
Sainsbury's Low Rate Credit Card
6.95%Unlimited0%6.9%24.9%£3
Representative Example: The annual purchase rate is 6.9% p.a.(variable) so if you spend £1,200 your representative APR will be 6.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card. Nectar points are NOT earned using this Credit Card
Sainsbury's Bank
 
Sainsbury's Nectar Credit Card
0%
15
months
3%16.9%25.9%£3
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card
NatWest
Platinum Card (Online)
0%
22
months
3.2%17.9%27.9%£3
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
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money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Credit Card Comparison

Alternative Credit Cards

You may want to compare the above credit cards with the following.

House of Fraser Recognition MasterCard

  • Initial balance transfer window of 6 weeks.
  • This Recognition MasterCard has 9 months introductory balance transfer duration.
  • New customers can get unlimited maximum intro balance transfer fee.
  • You get monthly balance transfer intro rate of 0 percent.
  • Benefit from a yearly fee of £0.
  • You get 19.9 percent standard balance transfer rate from House of Fraser.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

Lloyds TSB Student Credit Card

  • You get 27.9% cash advance rate from Lloyds TSB.
  • £3 minimum bal transfer fee is available with Student Credit Card.
  • Standard balance transfer rate of 19.9 percent is offered with Student Credit Card.
  • New customers get 1.527% monthly balance transfer rate from this Student Credit Card.
  • 19.9% purchase interest rate AER is offered with Student Credit Card.
  • The credit card has a yearly fee of £0.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

NatWest Student MasterCard Ex/C

  • The credit card has a 27.9 percent cash loan rate.
  • A 1.456% monthly purchase intro rate is offered.
  • The credit card gives a £0 annual fee.
  • 18.9% purchase interest rate AER is available with Student MasterCard Ex/C.
  • You get 18.9 percent representative APR from this credit card.
  • This Student MasterCard Ex/C credit card has a £300 cash credit limit.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £500 your representative APR will be 18.9% (variable).

Barclaycard Premier High Net Worth

  • 13.9% purchase interest AER is available with this credit card.
  • Mthly purchase intro rate of 0 percent is offered with this credit card.
  • Get 2.9% balance transfer fee from Barclaycard.
  • You will get 14.9 percent representative APR.
  • Get a monthly balance transfer intro rate of 0 percent from the credit card.
  • Intro balance transfer duration of 15 months is offered to you.
  • Representative Example: The annual purchase rate is 13.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).

Northern Bank 24/7 MasterCard

  • Enjoy an average balance transfer rate of 15.9 percent.
  • Initial balance transfer window of 5 months is offered with 24/7 MasterCard.
  • 15.9 percent purchase interest rate AER is offered to you.
  • Get a monthly balance transfer intro rate of 0% from the credit card.
  • Introductory purchase duration of 5 months is offered.
  • Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).

Bank of Ireland Ulster Rugby MasterCard

  • Ulster Rugby MasterCard gives a representative APR of 17.9%.
  • £700 cash credit limit is offered.
  • Balance transfer fee of 2.98 percent.
  • Benefit from introductory purchase rate of 0 percent.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

American Express Starwood Preferred Guest Credit Card from AMEX

  • Starwood Preferred Guest Credit Card from AMEX offers a mthly purchase intro rate of 1.53%.
  • American Express Starwood Preferred Guest Credit Card from AMEX has a purchase rate AER of 20 percent.
  • £20,000 maximum purchase protection cover is offered with Starwood Preferred Guest Credit Card from AMEX.
  • Get cash advance rate of 28%.
  • Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£75 fee p.a