Compare Cashback Credit Cards

Find the cashback credit card that will give you the most money back when you spend in minutes; our dedicated cash back credit cards comparison tables make it easy to compare the best standard and introductory cashback credit card offers so you find the cashback credit card that will pay you the most money in minutes.
Do you have a question?
American Express Platinum Cashback Credit Card
PurchasesCashbackAnnual FeeRepresentative APR
-up to 5% cashback
(min 1.25%)
£2518.7%
Get 5% cashback on up to £2,500 of purchases in your first 3 months of Card membership, then 1.25% thereafter.
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.7% (variable)+£25 fee p.a
 
American Express Platinum Cashback Everyday Card
PurchasesCashbackAnnual FeeRepresentative APR
-up to 5% cashback
(min 0.5%)
£019.9%
Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
 
Santander 123 Credit Card
PurchasesCashbackAnnual FeeRepresentative APR
0% for 18 monthsup to 3% cashback
(min 1%)
£2416.5%
3% cashback on National Rail and Transport for London (TfL) travel. Plus you can still earn 3% Cashback at major petrol stations. Contactless payments on items below £20.
Representative Example: The annual purchase rate is 12.7% p.a.(variable) so if you spend £1,200 your representative APR will be 16.5% (variable)+£24 fee p.a
 
Capital One Classic Extra Card
PurchasesCashbackAnnual FeeRepresentative APR
-0.5% cashback£034.9%
A quick response in 60 seconds.
Representative Example: 34.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 34.94% p.a. variable.
 
Nationwide Select Credit Card
PurchasesCashbackAnnual FeeRepresentative APR
0% for 15 months0.5% cashback£015.9%
To be eligible you have to hold a FlexAccount with a Visa debit card (not cash card) and pay in £750+ each month (excluding internal transfers).
Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).
 
Aqua Reward Credit Card
PurchasesCashbackAnnual FeeRepresentative APR
-0.5% cashback£034.9%
Representative Example: The annual purchase rate is 34.91% p.a.(variable) so if you spend £1,200 your representative APR will be 34.9% (variable).
 

money.co.uk, Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with blue product names.

Get our free money saving newsletter
Join over 450,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Thank you for clearing up my concerns. I found the information very useful.
Sue

How to Choose the Best Cashback Credit Card

Getting a little money back from your credit card can be a great way to make using plastic pay. However, with a whole host of cashback credit cards available you need to do a thorough cashback credit card comparison to make sure you get the best deal.

Lady White Laptop Card

If you want a credit card that gives you something back and feel confident that you will be able to clear your balance in full each time you get a statement, then getting one of the top cashback credit cards could be a good idea.

Credit cards with cashback reward you for using the card to pay for anything from day to day shopping to booking a holiday or buying a car. Rather wonderfully they do this by paying you a percentage of your total spend back in cold hard cash.

This means that as long as you pay off the outstanding balance each month you can actually be paid for using cashback credit cards.

The amount you can earn from credit card cashback can vary significantly, meaning you need to look at a selection of cashback credit cards compare their features and rates and check you meet the application criteria to find the best cashback credit cards for you.

Of course, the best cashback credit card for you may also depend on how you plan to use it.

If you are looking to make a large purchase, or a series of transactions in a short space of time (such as shopping for Christmas gifts or planning a wedding) then high introductory cashback credit card offers could be the best choice.

These cards will offer an elevated rate of cashback for a number of months providing you spend a certain amount. After the introductory period ends the rate of cashback paid is likely to be significantly reduced.

Alternatively if you plan to use the card to get money back on day to day spending on an ongoing basis then the standard cashback rate will be more important than short term bonuses so that you're able to earn the most cash possible.

However, it's really important to bear in mind that if you hold an outstanding balance on your cashback credit card then the interest you’ll be charged each month is likely to outweigh the cashback you’ll have earn even on the very best cashback credit cards.

This means that if you’re unlikely to pay off the balance of your cash back credit card each month then you may be better looking for card with 0% purchases to avoid hefty interest charges.

Traditionally cashback American Express cards have been the most common, however you can now also get cashback MasterCard and cashback Visa cards as well, meaning you can earn cashback almost anywhere worldwide.

You can compare cashback credit cards side by side using our cash back credit cards comparison table.

Credit Card Comparison