| 0% Balance Transfers | 0% Purchases | ||
| Lifetime Balance Transfers | Low Standard APR | ||
| Cashback & Rewards | Bad Credit Rating | ||
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| Cashback & Rewards |
| Glossary of Terms | Company / Product | Cashback & Rewards | Air Miles | Reward Points | Shopping Rewards | Cashback | Typical APR | More Info | Visit Site | ||||||||||||||||||||||||||||||||||||||||
![]() | Company | Maximum | Standard | ||||||||||||||||||||||||||||||||||||||||||||||
| Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | American Express Platinum Cashback Credit Card | 5% | 0.5% | 19.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| 5% cashback for first 3 months, then 1.5% thereafter. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Barclaycard Platinum With Balance Transfer | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Egg Visa Credit Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | American Express Rewards Credit Card | n/a | n/a | 17.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Earn points on your everday spend. 3 points for every £1 in supermarkets. 6000 bonus points if you spend £500 in first 3 months. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Platinum Plus Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| 0% on balance transfers for 13 months when made within the first 90 days | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Virgin Credit Card | n/a | n/a | 16.6% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Can't wait to get a credit card? They could give you a decision online right now. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | BT Cash led Credit Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Platinum Rewards Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Receive MBNA Reward points for all your retail spending and earn bonus MBNA Reward points at selected Partners | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Tesco Clubcard MasterCard | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Fastest way to collect Clubcard points everywhere you shop! | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | AA The Credit Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
0% ONLY on motoring and fuel purchases. Rewards Points to purchase from a range of motoring products and services. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | British Airways BA American Express Credit Card | n/a | n/a | 19.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Apply now and earn 1,000 BA miles. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Virgin Atlantic Amex White Card from MBNA | n/a | n/a | 17.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| 3000 bonus Flying Club miles on first spend, plus 1 mile for every £1 spent. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA 6.7% Low Rate American Express | n/a | n/a | 6.7% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | Barclaycard Gold Credit Card | n/a | n/a | 19.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| A card to strengthen your credit rating, with 0% interest on balance transfers until Mar 2011 from opening account (2.5% handling fee) | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Barclaycard Goldfish Credit Card | n/a | n/a | 9.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Platinum Visa Credit Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| 5.9% on balance transfers made now until paid off. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Breakthrough Breast Cancer Credit Card | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| On first use: Breakthrough receive £5 from MBNA (within 90 days) & 25p for every £100 spent on card purchases. £2 for every year you continue to use your card. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | bmi American Express Credit Card from MBNA | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| bmi American Express Credit Card from MBNA gives you the opportunity to earn bmi destinations miles through everyday spending. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Miles & More American Express | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Arsenal FC Card | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Contribution made to the Arsenal Youth Development programme. 3% fee applies on balance transfers. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Chelsea FC Card | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Chelsea FC receive a contribution at no extra cost to you every time you use your card. 3% bal trans fee. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Liverpool FC Card | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| MBNA make a contribution to the club every time you use your card. 3% fee applies on balance transfers. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Manchester UTD FC Card | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Earn RedReward points & get entered into monthly draws for Man U. prizes. 3% bal trans fee. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA The National Trust MasterCard | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| On first use: the National Trust receive £15 from MBNA (within 90 days) & 30p for every £100 spent on card purchases. £2 for every year you continue to use your card. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | British Airways BA American Express Premium Plus Credit Card | n/a | n/a | 46% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Earn 1.5 BA Air Miles for virtually every £1 spent plus 6000 Bonus BA Miles. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Aston Villa FC Card | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Earn rewards points on their new Football Rewards scheme. 3% handling fee applies on balance transfers. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA England FC Card | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Receive a free replica England Football home shirt. (A handling fee applies) | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Tottenham Hotspur FC Card | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Each time you spend on your card, a contribution is made to your Club at no extra cost. 3% b.t. fee. | |||||||||||||||||||||||||||||||||||||||||||||||||
| Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | American Express Platinum Cashback Credit Card | 5% | 0.5% | 19.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| 5% cashback for first 3 months, then 1.5% thereafter. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Barclaycard OnePulse Credit Card with Cashback | 5% | 5% | 14.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Business Card With Cashback | n/a | n/a | 1% | 0.5% | 17.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||
![]() | The Co-operative Bank Members' Cashback Credit Card Ex/C | 1% | 0.5% | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
This product is only available to existing customers. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Egg Money Card | 1% | 1% | 17.8% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | Capital One World MasterCard | 1% | 1% | 19.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | Bank of Ireland MoneyBack Gold MasterCard | 0.5% | 0.5% | 17.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | Bank of Ireland MoneyBack Standard MasterCard | 0.5% | 0.5% | 17.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | First Trust Credit Card Option 1 | 0.5% | 0.5% | 18.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | Leeds Building Society MasterCard | 0.5% | 0.5% | 17.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | Smile Classic Visa (non Current Account holders) | 0.25% | 0.25% | 20.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | Smile Classic Visa (Current Account holders) | 0.25% | 0.25% | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | Barclaycard Platinum With Balance Transfer | n/a | n/a | 15.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Egg Visa Credit Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | American Express Rewards Credit Card | n/a | n/a | 17.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Earn points on your everday spend. 3 points for every £1 in supermarkets. 6000 bonus points if you spend £500 in first 3 months. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Platinum Plus Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| 0% on balance transfers for 13 months when made within the first 90 days | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Virgin Credit Card | n/a | n/a | 16.6% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Can't wait to get a credit card? They could give you a decision online right now. | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | BT Cash led Credit Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
![]() | MBNA Platinum Rewards Card | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Receive MBNA Reward points for all your retail spending and earn bonus MBNA Reward points at selected Partners | |||||||||||||||||||||||||||||||||||||||||||||||||
![]() | Tesco Clubcard MasterCard | n/a | n/a | 16.9% | ![]() | ||||||||||||||||||||||||||||||||||||||||||||
| Fastest way to collect Clubcard points everywhere you shop! | |||||||||||||||||||||||||||||||||||||||||||||||||
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We explain how to use your credit cards in order to get the maximum benefit from any cashback or reward schemes offered.
If you pay the full balance on your credit card off each month, it may be beneficial to look for a credit card with a loyalty scheme to help you get something back from your credit card provider.
Cashback schemes are designed to credit your account with a certain percentage of the amount you spend each time you use your card; so effectively the more you spend on your card the more money you get back.
Before signing up for a cashback credit card, check whether cashback is offered on every purchase or only on purchases made through selected retailers. Additionally, check whether you get instant cashback whereby your account is instantly credited at the time of each transaction or whether you will receive the cashback annually in a lump sum.
The loyalty schemes offered by some credit card providers enable you to earn reward points each time you use your card. Bonus points are sometimes credited if you make a purchase with your card within a certain time limit and additional points may be available when you shop on partner sites.
Before choosing a card which offers reward points, check how points are earned, how much they are worth and how and where they are redeemable.
In addition to the opportunity to accumulate cashback and reward points, many providers also offer special discounts on certain products and services and prize draws exclusive to cardholders.
It is worth noting that cards with good loyalty schemes tend to have relatively high interest rates so if you don?t pay the full balance owed each month, a card with low interest introductory offers on purchases or balance transfers may be more suitable.
Compare a mammoth 222 credit cards |