If you're the owner of a used car there may be a niggling doubt in the back of your mind that an expensive repair bill could be just around corner.

If you think you'd struggle to pay hefty repair costs, or just don't want to take the chance, you could get peace of mind with a used car extended warranty.

Here's how to compare second hand car warranties to find the best deal for your car.

What level of cover are you looking for?

There are various levels of second hand car warranty insurance on offer in the UK, and you'll find that the scope of the cover offered by each insurer on each policy varies quite dramatically.

Basic warranty insurance will generally cover the cost of repairs should your engine develop a fault or other major parts fail.

However, if you want more extensive cover, to include areas such as your brakes, suspension and steering, you may need to pay a little more for a more comprehensive policy.

Essentially you need to decide the level of warranty cover that'll give you the peace of mind you are looking for and exclude all the policies that don't meet your minimum requirements.

Make sure you check the details of a policy carefully before committing to ensure that the warranty insurance you choose meets all your requirements.

You should also check that you're able to get repairs carried out at a convenient local garage, and that the amount specified for parts and labour is likely to be sufficient to cover the cost of any claim.

Check your car qualifies

Some cheap used car warranties or deluxe extended policies are only available to cars with a low mileage or under a certain age.

In fact most second hand car warranty deals will place certain restrictions on the cars they will cover.

This means you need to exclude all the policies that your second hand car isn't eligible for to ensure you are comparing the different warranty deals you can actually apply for.

Consider the excess on the policy

As with any type of insurance policy most standard used car warranties will include a moderate excess which you would have to pay should you need to make a claim.

Although the excess on most policies is around the 50 mark, you may be able to increase or reduce this amount should you wish to, but remember that you need to be able to afford the excess should you need to make a claim.

Compare prices

After settling on a level of cover and excluding the deals that don't provide the cover you want you can start to look for the cheapest used car warranty quote for your vehicle.

You can use our second hand car warranty comparison table to visit the different used car warranty providers to look for cheap used car warranties that meet your needs.

About our warranty insurance comparison


Who do we include in this comparison?


We include used car warranty policies available from our panel of FCA regulated insurers and service plan providers. Here is more information about how our website works.


How do we make money from our comparison?


We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.