A used car warranty could help with the cost of expensive repairs if your vehicle breaks down, but before you buy cover check:

  • If you are already covered: If your car is still covered by its manufacturer's warranty, there is no point taking out another warranty. Check your purchase documents, or contact your dealership for details.

  • If your car can be covered: Depending on the age of your car, or how far it has travelled, you may struggle to get comprehensive cover. Use this comparison to see if any age or mileage limits apply.

  • If a warranty can save you money: If your car make and model is unlikely to need expensive repairs, a used car warranty could be a waste of money. Check the Reliability Index for the average costs of repairs to your car.

Is your car eligible?

Used car warranties come with conditions that must be met for cover to be valid. If your car does not meet these conditions, your insurer will not pay out if you need to claim.

The main limits to be aware of are:

  • Age limit: Most insurers only cover cars up to 12 years old

  • Mileage limit: This is usually between 60,000 and 100,000 miles

You should also look at claims limits, which may restrict how often you can claim or how much your insurer will pay. This could be the value of your car, or a fixed amount e.g. 7,000.

What cover do you need?

When you have worked out if your car is eligible for a warranty, use this comparison to find the cover you need. Most used car warranties cover your:

  • Engine

  • Brakes and suspension

  • Fuel and ignition

  • Gearbox and clutch

  • Steering

  • Air conditioning

  • Electrics

Wear and tear is also included in most of the policies in this comparison, but you may have to pay a higher excess depending on the mileage.

Here is more information about how you can claim and what you need to pay towards the cost of repairs.

Used car warranties FAQs

Q

How much does a used car warranty cost?

A

It depends on the age of your car, the mileage, the make and model, and what cover you get. Use this comparison to find the cheapest quote.

Q

Am I covered for wear and tear?

A

Most of the policies in this comparison include cover for wear and tear, but certain parts may be excluded.

Q

What is the maximum age of vehicle I can cover?

A

Most warranties do not cover cars more than 12 years old. Some may have even lower age limits, so check the terms of cover before you buy.

Q

Are any parts of my car not covered by a warranty?

A

Yes, even the most comprehensive policy will exclude certain parts. Read the policy documents to make sure you have the cover you need.

Q

Should I buy a warranty from an insurer or a car dealership?

A

Buy your warranty from an insurance company. You will get a 14 day cooling off period, and greater protection due to FCA regulation.

About our warranty insurance comparison

Q

Who do we include in this comparison?

A

We include used car warranty policies available from our panel of FCA regulated insurers and service plan providers. Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.