Compare Equity Release Mortgage Deals

Compare the best equity release mortgage deals available from each of the lenders offering equity release mortgages in the UK with the help of our equity release mortgage comparison and quickly find an equity release scheme that suits your circumstances and future plans. We make it easy to find the best equity release mortgage deal possible.
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LoanInitial RatePaymentMax LTV 
MinimumMaximumAPREnd DateMonthlyLump Sum 
Holmesdale Building Society
 
Lifetime Mortgage Interest Only
£26,000£100,0004.89%term25%
Holmesdale Building Society
 
Lifetime Mortgage Interest Rolled Up
£26,000£100,0004.89%term25%
Vernon
Lifetime Mortgage
£20,000£250,0004.99%term40%
Scottish Building Society
 
Lifetime Mortgage SVR LTV 50%
£30,000£150,0005.29%term50%
Stonehaven
Lifetime 6.13% Fixed - Interest Select Lite
£10,000£750,0006.13%
n/a
36%
Stonehaven
Lifetime 6.13% Fixed Lump Sum Lite
£10,000£750,0006.13%
n/a
36%
LV=
Lifetime Fixed Lump Sum (Age 60-65) <£599,999
£10,000£599,9996.21%
n/a
25%
LV=
Lifetime Fixed Lump Sum (Age 66-70) <£599,999
£10,000£599,9996.21%
n/a
30%
LV=
Lifetime Fixed Lump Sum (Age 71-75) <£599,999
£10,000£599,9996.21%
n/a
35%
LV=
Lifetime Fixed Lump Sum (Age 76-80) <£599,999
£10,000£599,9996.21%
n/a
40%
Stonehaven
Lifetime 6.24% Fixed - Interest Select
£10,000£750,0006.24%
n/a
36%
Stonehaven
Lifetime 6.24% Fixed Lump Sum
£10,000£750,0006.24%
n/a
36%
pms
Aviva Lifestyle Flexible Option 6.27% Exclusive
£10,000£600,0006.27%
n/a
40%
LV=
Flexible Lifetime Fixed (Age 60-65) <£599,999
£10,000£599,9996.30%
n/a
25%
LV=
Flexible Lifetime Fixed (Age 66-70) <£599,999
£10,000£599,9996.30%
n/a
30%
LV=
Flexible Lifetime Fixed (Age 71-75) <£599,999
£10,000£599,9996.30%
n/a
35%
LV=
Flexible Lifetime Fixed (Age 76-80) <£599,999
£10,000£599,9996.30%
n/a
40%
LV=
Lifetime Fixed Lump Sum (Age 81-85) <£599,999
£10,000£599,9996.30%
n/a
45%
pms
LV= Lifetime Fxd Lump Sum (Age 60-65) <£600k Excl
£10,000£599,9996.30%
n/a
25%
pms
LV= Lifetime Fxd Lump Sum (Age 66-70) <£600k Excl
£10,000£599,9996.30%
n/a
30%
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How to Find the Best Equity Release Mortgage

Equity release mortgages are becoming an increasingly popular option for people they reach retirement age. We explain what they are and how you can make sure you get a good deal.

The idea behind equity release mortgages is that they give you a means of unlocking some of the value of your home in the form of a tax free lump sum.

You can continue living in your home for as long as you wish and will have money to spend on whatever you desire - whether that’s putting it aside as savings to spend during your retirement, spending it immediately or using it to purchase an annuity which would give you a regular income for the duration of your life.

You don't usually make repayments with this type of mortgage. Instead the mortgage company will be repaid in full when your house is sold or out of your estate if you leave your home to relatives on your passing.

As such equity release mortgages can give financial freedom to those who own their property outright and are entirely mortgage-free, but are struggling without the regular income they previously had before retirement.

Equity release mortgage rates are typically higher than the average mortgage which makes finding the best deal for your circumstances even more important.

As such carrying out an equity release mortgage comparison is a must.

When you do this it's imperative that you check the charges and terms and conditions of any equity release mortgage deal you're considering to make sure you're comfortable with how and when you'll need to repay the balance.

If you're at all unsure as to whether an equity release mortgage is the right option for you it's worth discussing your options with a qualified professional such as an Independent Financial Advisor or an independent mortgage broker who will be able to assist you in your equity release mortgage comparison.

Doing this as well as comparing the best equity release mortgage deals from as many different providers as possible is the only way to guarantee you'll get the best equity release mortgage rates and the right deal for your circumstances and financial future.

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