Compare Short Term Unoccupied House Insurance

Find cheap short term unoccupied house insurance cover in minutes when you use our empty home buildings and contents comparison table to see how the best unoccupied home insurance policies compare. We take the hassle out of finding quality short term unoccupied house insurance that will give you peace of mind while you're away.
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Maximum CoverDiscountUnoccupancy PeriodExcess 
BuildingsContentsOnlineMax No ClaimsBuildingsContents 
Direct Line
Home Insurance
up to
Unlimited
up to
£175,000
up to
25%
up to
10%
60
days
from
£200
from
£200
3 months worth of free home insurance plus 15% off when you buy online.
Churchill
Home Insurance
up to
£800,000
up to
£100,000
20%34%
30
days
from
£200
from
£200
50% off Home Insurance (combined building and contents only. Includes 25% introductory discount and a 5 year No Claims Discount)
NatWest
Home Insurance
up to
Unlimited
up to
£175,000
up to
20%
up to
0%
60
days
from
£100
from
£100
Apply online and get a 20% first year discount. Just enter promotional code 20OFF. Plus if you take out combined buildings and contents cover get a further 20% discount.
RBS
Home Insurance
up to
Unlimited
up to
£175,000
up to
20%
up to
0%
60
days
from
£100
from
£100
20% online discount in the first year. Just enter promo code 20OFF. Plus if you take out combined buildings and contents cover get a further 20% discount.
Sainsbury's Bank
 
Home Insurance
up to
Unlimited
up to
£100,000
20%
up to
30%
60
days
from
£200
from
£200
12 for 9 on two levels of cover, Sainsbury's Home Insurance and Sainsbury's Premier Cover Home Insurance. Offer ends 4th June 2012.
Saga
Home Insurance
up to
£10,000,000
up to
£10,000,000
up to
25%
up to
10%
60
days
from
£150
from
£150
Halifax
Home Insurance
up to
£1,000,000
up to
£150,000
0%35%
60
days
from
£50
from
£50
With the new Home Options Insurance you get a £50 reward with combined buildings and contents policies.
Lloyds TSB
Home Insurance
up to
£1,000,000
up to
£150,000
15%35%
60
days
from
£50
from
£50
£50 cashback for new customers when you buy combined buildings and contents insurance online and hold the policy for 60 days.
The Co-operative Insurance
 
Home Insurance
up to
£500,000
up to
£100,000
n/a
40%
60
days
from
£150
from
£50
Nationwide
Home Insurance
up to
Unlimited
up to
Unlimited
15%0%
60
days
from
£100
from
£100
John Lewis
Home Insurance
up to
Unlimited
up to
Unlimited
0%
up to
25%
60
days
from
£100
from
£100
Barclays
Home Insurance
up to
£500,000
up to
£80,000
25%
n/a
40
days
from
£100
from
£100
Protect your home with buildings and contents insurance from Barclays and you'll receive half-price contents cover until 6th January 2013, a 10% combined policy discount plus an average 25% online discount.
Castle Cover
Home Insurance
up to
£500,000
up to
£50,000
0%60%
60
days
from
£50
from
£50
Specialist insurers for the over 50s.
Kwik-Fit
Home Insurance
up to
£1,250,000
up to
£200,000
15%
n/a
30
days
from
£100
from
£100
Post Office
Home Insurance
up to
£400,000
up to
£99,000
0%
n/a
45
days
from
£100
from
£100
Posr Office guarantee to beat your renewal quote by at least £25. Terms and conditions apply.
Principality Building Society
 
Home Insurance
up to
Unlimited
up to
Unlimited
15%20%
60
days
from
£100
from
£100
Get 50% off your core contents cover when you take out buildings insurance if you are a new home insurance customer.Get a quote for your chance to win a shopping spree worth £500
LV=
Home Insurance
up to
£1,000,000
up to
£150,000
10%0%
60
days
from
£100
from
£100
Awarded 5 Stars by Defaqto for features and benefits. Extra discount when you insurance buildings and contents together.
Homeprotect
Home Insurance
up to
£500,000
up to
£150,000
0%5%
30
days
from
£100
from
£100
Endsleigh
Home Insurance
up to
£400,000
up to
£1,000,000
0%35%
30
days
from
£50
from
£50
Swinton
Home Insurance
up to
£500,000
up to
£50,000
10%30%
30
days
from
£200
from
£200
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Home Insurance Comparison

Alternative Home Insurance Policies

You may want to compare the above home insurance policies with the following.

Aviva Home Plus (Building)

  • This Home Plus (Building) home insurance policy has £0 legal costs excess.
  • Aviva insurance limited home emergency provider is offered to customers.
  • Aviva Home Plus (Building) home insurance policy has £1,000 subsidence XS.
  • Ground & rent loss of rent insurance is offered with Home Plus (Building).
  • Take advantage of 60 days unoccupancy duration from Aviva.

Saga Tailormade (Contents)

  • Saga gives court awards of £1,000,000.
  • Take advantage of £50 contents minimum excess.
  • Tailormade (Contents) offers an unoccupancy period of 60 days.
  • New customers take advantage of £25,000 fatal accident.
  • Get DAS legal expenses insurance company limited legal expenses insurer from Saga.
  • This home insurance policy has an individual bicycle cover of £5,000.

igo4 more (Contents)

  • The home insurance policy offers a theft of keys cover of £500.
  • Benefit from a setup fee of £0.
  • Customers get £50,000 max legal expenses cover from igo4.
  • Customers get £1,000 valuables single item cover.

Baptist Insurance Home Insurance (Bedroom Rated) (Building)

  • Get ground & rent loss of rent insurance from Baptist Insurance.
  • New customers take advantage of duplicate documents fee of £0.
  • 60 days unoccupancy duration is offered to you.
  • The home insurance policy has £50,000 max legal expenses cover.

Towergate Home and Protect Home (Bedroom Rated) (Building)

  • This home insurance policy gives £2,000,000 public liability.
  • DAS legal expenses insurance company limited legal costs insurer is available to customers.
  • New customers get £1,000 trace and access from the home insurance policy.
  • £0 legal expenses excess.

Swiftcover Home Insurance (Standard Limits) (Contents)

  • Get £10,000 alternative accommodation.
  • You will get £2,000,000 personal liability.
  • Customers get £500 digital information protection from this home insurance policy.
  • New customers get £10,000,000 employers liability from this home insurance policy.