Compare 0% Balance Transfer Credit Cards

compare 223 cards from 62 companies
Whole of Market Comparison (data updated daily)
We help you compare the best 0% interest free balance transfer credit cards available in the UK. Whether you're looking to transfer a little or a lot you can search offers from leading credit card providers and find the best card and lowest rates for your balance transfer here.

0% Balance Transfer Credit Cards

Page 1 of 17.
CompareBalance Transfers Intro Purchases Typical APR (variable) Instant Decision 
Rate Duration Fee Rate Duration
Most Popular
MBNAMBNA Platinum Plus Card
0% on balance transfers for 13 months on transfers made within the first 90 days
More Details: MBNA Platinum Plus Card
Apply
0%13 months2.9%0%3 months15.9%Yes
EggEgg Visa Credit Card
0% anniversary offer for up to five months on balances transferred in Mar 2011 and Mar 2012.
More Details: Egg Visa Credit Card
Apply
0%until Aug 20103%0%until Oct 200916.9%Yes
VirginVirgin Credit Card
Can't wait to get a credit card? They could give you a decision online right now.
More Details: Virgin Credit Card
Apply
0%16 months2.98%0%3 months16.6%Yes
MBNAMBNA Platinum Rewards Card
Earn 1 Reward point for every £1 you spend & redeem them on flights, shopping vouchers & more
More Details: MBNA Platinum Rewards Card
Apply
0%13 months2.9%0%3 months15.9%Yes
BarclaycardBarclaycard Platinum With Balance Transfer Apply
0%until Aug 20102.5%0%3 months12.4%Yes
HalifaxHalifax All in One Card MasterCard Apply
0%9 months3%0%9 months15.9%Yes
Bank of ScotlandBank of Scotland All in One Card MasterCard Apply
0%9 months3%0%9 months15.9%Yes
bmibmi American Express Credit Card from MBNA
bmi American Express Credit Card from MBNA gives you the opportunity to earn bmi destinations miles through everyday spending.
More Details: bmi American Express Credit Card from MBNA
Apply
0%12 months3%0%3 months15.9%Yes
HSBCHSBC Credit Card Ex/C
2.9% interest for 2 years on balance transfers made within 30 days of account opening.
More Details: HSBC Credit Card Ex/C
Apply
0%15 months2.9%0%3 months16.9%Yes
NatWestNatWest Platinum Card Ex/C Apply
0%15 months2.9%0%3 months16.9%Yes
ArrowCompareCompare details 'side by side' of up to 3 credit cards at a time.
Page 1 of 17. We found 162 credit cards that meet your search criteria.
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.

Balance Transfer Credit Cards

Published on 5 Aug 2007

The secrets of choosing and using a balance transfer card explained

As an incentive to attract new customers many credit card providers offer a low interest introductory period on balance transfers. They allow money owed on existing store or credit cards to be transferred to a new card initially with a lower rate of interest.

Many providers offer 0% interest on balance transfers for anything between 3 months and a year. Unless you are planning to chase 0% interest rates and transfer your balance from one card to another each time they expire, it is important to check the standard APR offered by a provider after the introductory period.

Before transferring your balances make sure that you are aware of any balance transfer, or handling fee imposed by the provider as this tends to be charged at roughly 2-3% of the balance you intend to transfer. Also check whether there is a time limit in which balances have to be transferred to qualify for the low interest rate. Deals that offer low interest balance transfers for a set number of months are preferable to those that specify an end date as it takes time to transfer your balances and you may loose out on some of the low interest period.

Additionally if you are transferring your balance to a balance transfer credit card with the intention of paying it off, try not to make purchases with the card as these will most likely be charged at the providers' standard APR rate. If you still want to make purchases it may be best to look for credit cards that offers low introductory rates for purchases.

If you don't want to chase 0% interest offers it may be worth transferring your balances to a card which offers a low rate for the life of your balance.

Compare Credit Cards via money.co.uk

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