Compare 0% Balance Transfer Credit Cards

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	0% Balance Transfers		0% Purchases
	Lifetime Balance Transfers		Low Standard APR
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0% Balance Transfers

Glossary of Terms		Company / Product	Balance Transfer Intro			Purchase Intro		Typical APR	More Info	Visit Site
		Company	Rate	Duration	Fee	Rate	Duration
Promoted Results
		Virgin Credit Card	0%	16months	2.98%	0%	3months	16.6%
			Can't wait to get a credit card? They could give you a decision online right now.
		Barclaycard Platinum With Balance Transfer	0%	15months	2.9%	0%	3months	15.9%
			With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
		NatWest Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing NatWest Customers.
		RBS Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing RBS Customers.
		Egg Visa Credit Card	0%	untilApr 2011	3%	0%	untilMay 2010	16.9%
		MBNA Platinum Plus Card	0%	13months	2.9%	0%	3months	16.9%
			0% on balance transfers for 13 months when made within the first 90 days
		BT Cash led Credit Card	0%	13months	3%	0%	3months	16.9%
		MBNA Platinum Rewards Card	0%	13months	2.9%	0%	3months	16.9%
			Receive MBNA Reward points for all your retail spending and earn bonus MBNA Reward points at selected Partners
		Nationwide Gold Visa	0%	13months	3%	0%	3months	16.9%
			Have to register for their Internet Banking if not already a Nationwide customer.
		Barclaycard Gold Credit Card	0%	untilMar 2011	2.5%	n/a	n/a	19.9%
			A card to strengthen your credit rating, with 0% interest on balance transfers until Mar 2011 from opening account (2.5% handling fee)
		MBNA Breakthrough Breast Cancer Credit Card	0%	12months	3%	0%	3months	15.9%
			On first use: Breakthrough receive £5 from MBNA (within 90 days) & 25p for every £100 spent on card purchases. £2 for every year you continue to use your card.
		bmi American Express Credit Card from MBNA	0%	12months	3%	0%	3months	15.9%
			bmi American Express Credit Card from MBNA gives you the opportunity to earn bmi destinations miles through everyday spending.
		MBNA Miles & More American Express	0%	12months	3%	0%	3months	15.9%
		MBNA Arsenal FC Card	0%	12months	3%	0%	3months	15.9%
			Contribution made to the Arsenal Youth Development programme. 3% fee applies on balance transfers.
		MBNA British Heart Foundation MasterCard	0%	12months	3%	0%	3months	15.9%
			Contribution made to BHF every time you use your card at no extra cost to you. 3% bal.trans. fee.
		MBNA Chelsea FC Card	0%	12months	3%	0%	3months	15.9%
			Chelsea FC receive a contribution at no extra cost to you every time you use your card. 3% bal trans fee.
		MBNA Liverpool FC Card	0%	12months	3%	0%	3months	15.9%
			MBNA make a contribution to the club every time you use your card. 3% fee applies on balance transfers.
		MBNA Manchester UTD FC Card	0%	12months	3%	0%	3months	15.9%
			Earn RedReward points & get entered into monthly draws for Man U. prizes. 3% bal trans fee.
		MBNA The National Trust MasterCard	0%	12months	3%	0%	3months	15.9%
			On first use: the National Trust receive £15 from MBNA (within 90 days) & 30p for every £100 spent on card purchases. £2 for every year you continue to use your card.
		MBNA RSPCA Visa Card	0%	12months	3%	0%	3months	15.9%
			On first use: RSPCA receive £20 from MBNA (within 90 days) & 25p for every £100 spent on card purchases.
		MBNA Dog's Trust	0%	12months	3%	0%	3months	15.9%
		UNICEF Credit Card	0%	12months	3%	0%	3months	15.9%
		MBNA Aston Villa FC Card	0%	12months	3%	0%	3months	15.9%
			Earn rewards points on their new Football Rewards scheme. 3% handling fee applies on balance transfers.
		MBNA England FC Card	0%	12months	3%	0%	3months	15.9%
			Receive a free replica England Football home shirt. (A handling fee applies)
		MBNA Tottenham Hotspur FC Card	0%	12months	3%	0%	3months	15.9%
			Each time you spend on your card, a contribution is made to your Club at no extra cost. 3% b.t. fee.
		AA The Credit Card	0%	untilFeb 2011	2.99%	0%	untilFeb 2011	16.9%
			0% ONLY on motoring and fuel purchases. Rewards Points to purchase from a range of motoring products and services.
		Halifax All in One Card MasterCard	0%	9months	3%	0%	9months	15.9%
		Saga Platinum	0%	9months	3%	0%	9months	11.9%
			This product is only available to those aged over 50.
		Bank of Scotland All in One Card MasterCard	0%	9months	3%	0%	9months	15.9%
		Tesco Clubcard MasterCard	0%	6months	2%	0%	12months	16.9%
			Fastest way to collect Clubcard points everywhere you shop!
		Virgin Atlantic Amex White Card from MBNA	0%	6months	2%	n/a	n/a	17.9%
			3000 bonus Flying Club miles on first spend, plus 1 mile for every £1 spent.
		Barclaycard Gold Visa 6 Month BT Reduction	0%	6months	2.5%	n/a	n/a	19.9%
			A card to strengthen your credit rating. 0.5% APR decrease every 6 mths (maximum 2% decrease) for 35 mths.
Full Results
		Virgin Credit Card	0%	16months	2.98%	0%	3months	16.6%
			Can't wait to get a credit card? They could give you a decision online right now.
		Barclaycard Platinum With Balance Transfer	0%	15months	2.9%	0%	3months	15.9%
			With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
		NatWest Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing NatWest Customers.
		RBS Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing RBS Customers.
		HSBC Credit Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			Only available to existing customers.
		First Direct Gold Visa Ex/C Only	0%	15months	2.9%	17%	12months	16.9%
			This product is only available to existing customers.
		First Direct Visa Credit Card (Black) Ex/C Only	0%	15months	2.9%	20%	6months	19.9%
			This product is only available to existing customers.
		NatWest Advantage Platinum Card Ex/C	0%	15months	2.9%	0%	3months	15.9%
		RBS Royalties Platinum Card Ex/C	0%	15months	2.9%	0%	3months	15.9%
		Santander Credit Card	0%	15months	3%	0%	3months	15.9%
		Egg Visa Credit Card	0%	untilApr 2011	3%	0%	untilMay 2010	16.9%
		MBNA Platinum Plus Card	0%	13months	2.9%	0%	3months	16.9%
			0% on balance transfers for 13 months when made within the first 90 days
		BT Cash led Credit Card	0%	13months	3%	0%	3months	16.9%
		MBNA Platinum Rewards Card	0%	13months	2.9%	0%	3months	16.9%
			Receive MBNA Reward points for all your retail spending and earn bonus MBNA Reward points at selected Partners
		Nationwide Gold Visa	0%	13months	3%	0%	3months	16.9%
			Have to register for their Internet Banking if not already a Nationwide customer.
		Nationwide Classic Visa	0%	13months	3%	0%	3months	19.9%
		Bank of Scotland Plus Credit Card	0%	13months	3%	0%	3months	16.9%
		Halifax Plus Credit Card	0%	13months	3%	0%	3months	16.9%
		NatWest Private Banking High Net Worth Credit Card Ex/C	0%	13months	2.9%	0%	6months	14.9%
		RBS Private Banking High Net Worth Credit Card Ex/C	0%	13months	2.9%	0%	6months	14.9%
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Balance Transfer Credit Cards

The secrets of choosing and using a balance transfer card explained

As an incentive to attract new customers many credit card providers offer a low interest introductory period on balance transfers. They allow money owed on existing store or credit cards to be transferred to a new card initially with a lower rate of interest.

Many providers offer 0% interest on balance transfers for anything between 3 months and a year. Unless you are planning to chase 0% interest rates and transfer your balance from one card to another each time they expire, it is important to check the standard APR offered by a provider after the introductory period.

Before transferring your balances make sure that you are aware of any balance transfer, or handling fee imposed by the provider as this tends to be charged at roughly 2-3% of the balance you intend to transfer. Also check whether there is a time limit in which balances have to be transferred to qualify for the low interest rate. Deals that offer low interest balance transfers for a set number of months are preferable to those that specify an end date as it takes time to transfer your balances and you may loose out on some of the low interest period.

Additionally if you are transferring your balance to a balance transfer credit card with the intention of paying it off, try not to make purchases with the card as these will most likely be charged at the providers' standard APR rate. If you still want to make purchases it may be best to look for credit cards that offers low introductory rates for purchases.

If you don't want to chase 0% interest offers it may be worth transferring your balances to a card which offers a low rate for the life of your balance.

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