Compare 0% Balance Transfer Credit Cards

Go to another Credit Card comparison table...Credit Cards0% Balance Transfers0% on PurchasesAbroad Credit CardsAir Miles Credit CardsAll Credit CardsBad Credit Credit CardsBusiness Credit CardsCashback & RewardsCharity Credit CardsFootball Credit CardsGold & Platinum CardsInstant Decision CardsMastercard Credit CardsStandard APR Credit CardsStudent Credit CardsVisa Credit Cards or try our new:

Glossary of Terms		Company / Product	Balance Transfer Intro			Purchase Intro		Typical APR	More Info	Apply
		Company	Rate	Duration	Fee	Rate	Duration
Promoted Results
		NatWest Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing NatWest Current Account customers.
		RBS Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing RBS Current Account customers.
		MBNA Platinum Rewards Card	0%	13months	2.9%	0%	3months	15.9%
			Earn 1 Reward point for every £1 you spend & redeem them on flights, shopping vouchers & more
		MBNA Platinum Plus Card	0%	13months	2.9%	0%	3months	15.9%
			0% on balance transfers for 13 months when made within the first 90 days
		Nationwide Gold Visa	0%	13months	3%	0%	3months	16.9%
		Egg Visa Credit Card	0%	untilDec 2010	3%	0%	untilFeb 2010	16.9%
		Barclaycard Platinum With Balance Transfer	0%	untilDec 2010	2.5%	0%	3months	12.4%
		AA The Credit Card	0%	untilDec 2010	2.99%	0%	untilDec 2010	16.9%
			Earn AA Rewards Points on your everyday spend plus earn double points on motoring spend
		bmi American Express Credit Card from MBNA	0%	12months	3%	0%	3months	15.9%
			bmi American Express Credit Card from MBNA gives you the opportunity to earn bmi destinations miles through everyday spending.
		MBNA Breakthrough Breast Cancer Credit Card	0%	12months	3%	0%	3months	15.9%
			On first use: Breakthrough receive £5 from MBNA (within 90 days) & 25p for every £100 spent on card purchases. £2 for every year you continue to use your card.
		MBNA Business Card	0%	12months	3%	0%	3months	15.9%
			Ideal for separating personal and business expenditure. No annual fee.
		MBNA Business Card With bmi Destinations Miles	0%	12months	3%	0%	3months	17.9%
			Welcome Bonus of 20,000 destinations miles when you spend £250 within the first 90 days of your account opening. £69 annual fee.
		MBNA Arsenal FC Card	0%	12months	3%	0%	3months	15.9%
			Contribution made to the Arsenal Youth Development programme. 3% fee applies on balance transfers.
		MBNA Aston Villa FC Card	0%	12months	3%	0%	3months	15.9%
			Earn rewards points on their new Football Rewards scheme. 3% handling fee applies on balance transfers.
		MBNA Chelsea FC Card	0%	12months	3%	0%	3months	15.9%
			Chelsea FC receive a contribution at no extra cost to you every time you use your card. 3% bal trans fee.
		MBNA England FC Card	0%	12months	3%	0%	3months	15.9%
			Receive a free replica England Football home shirt. (A handling fee applies)
		MBNA Liverpool FC Card	0%	12months	3%	0%	3months	15.9%
			MBNA make a contribution to the club every time you use your card. 3% fee applies on balance transfers.
		MBNA Manchester UTD FC Card	0%	12months	3%	0%	3months	15.9%
			Earn RedReward points & get entered into monthly draws for Man U. prizes. 3% bal trans fee.
		MBNA Tottenham Hotspur FC Card	0%	12months	3%	0%	3months	15.9%
			Each time you spend on your card, a contribution is made to your Club at no extra cost. 3% b.t. fee.
		MBNA The National Trust MasterCard	0%	12months	3%	0%	3months	15.9%
			On first use: the National Trust receive £15 from MBNA (within 90 days) & 30p for every £100 spent on card purchases. £2 for every year you continue to use your card.
		MBNA RSPCA Visa Card	0%	12months	3%	0%	3months	15.9%
			On first use: RSPCA receive £20 from MBNA (within 90 days) & 25p for every £100 spent on card purchases.
		Halifax All in One Card MasterCard	0%	9months	3%	0%	9months	15.9%
		Bank of Scotland All in One Card MasterCard	0%	9months	3%	0%	9months	15.9%
		MBNA Business Card With Cashback	0%	9months	3%	0%	3months	17.9%
			0.5% cashback on all card purchases** plus double cashback on fuel purchases. £29 annual fee.
		Virgin Atlantic Amex White Card from MBNA	0%	6months	2%	n/a	n/a	17.9%
			3000 bonus Flying Club miles on first spend, plus 1 mile for every £1 spent.
		MBNA Business Retail Card	0%	3months	3%	0%	12months	15.9%
			Only for business owners or self-employed.
Full Results
		Virgin Credit Card	0%	16months	2.98%	0%	3months	16.6%
			Can't wait to get a credit card? They could give you a decision online right now.
		NatWest Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing NatWest Current Account customers.
		RBS Platinum Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			This offer is only available to existing RBS Current Account customers.
		NatWest Advantage Platinum Card Ex/C	0%	15months	2.9%	0%	3months	15.9%
		RBS Royalties Platinum Card Ex/C	0%	15months	2.9%	0%	3months	15.9%
		HSBC Credit Card Ex/C	0%	15months	2.9%	0%	3months	16.9%
			Only available to existing customers.
		Abbey Santander Credit Card	0%	15months	3%	0%	3months	15.9%
		BT Standard Credit Card	0%	13months	3%	4.9%	untilJan 2011	16.9%
		MBNA Platinum Rewards Card	0%	13months	2.9%	0%	3months	15.9%
			Earn 1 Reward point for every £1 you spend & redeem them on flights, shopping vouchers & more
		MBNA Platinum Plus Card	0%	13months	2.9%	0%	3months	15.9%
			0% on balance transfers for 13 months when made within the first 90 days
		Nationwide Gold Visa	0%	13months	3%	0%	3months	16.9%
		Nationwide Classic Visa	0%	13months	3%	0%	3months	19.9%
		Bank of Scotland Plus Credit Card	0%	13months	3%	0%	3months	16.9%
		Halifax Plus Credit Card	0%	13months	3%	0%	3months	16.9%
		Egg Visa Credit Card	0%	untilDec 2010	3%	0%	untilFeb 2010	16.9%
		Barclaycard Platinum With Balance Transfer	0%	untilDec 2010	2.5%	0%	3months	12.4%
		AA The Credit Card	0%	untilDec 2010	2.99%	0%	untilDec 2010	16.9%
			Earn AA Rewards Points on your everyday spend plus earn double points on motoring spend
		AA Members Credit Card Ex/C	0%	untilDec 2010	2.99%	0%	untilDec 2010	16.9%
		Lloyds TSB Platinum MasterCard Long BT	0%	12months	3%	0%	3months	15.9%
		ICICI Bank Rewards Credit Card	0%	12months	3%	0%	3months	15.9%
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Balance Transfer Credit Cards

The secrets of choosing and using a balance transfer card explained

As an incentive to attract new customers many credit card providers offer a low interest introductory period on balance transfers. They allow money owed on existing store or credit cards to be transferred to a new card initially with a lower rate of interest.

Many providers offer 0% interest on balance transfers for anything between 3 months and a year. Unless you are planning to chase 0% interest rates and transfer your balance from one card to another each time they expire, it is important to check the standard APR offered by a provider after the introductory period.

Before transferring your balances make sure that you are aware of any balance transfer, or handling fee imposed by the provider as this tends to be charged at roughly 2-3% of the balance you intend to transfer. Also check whether there is a time limit in which balances have to be transferred to qualify for the low interest rate. Deals that offer low interest balance transfers for a set number of months are preferable to those that specify an end date as it takes time to transfer your balances and you may loose out on some of the low interest period.

Additionally if you are transferring your balance to a balance transfer credit card with the intention of paying it off, try not to make purchases with the card as these will most likely be charged at the providers' standard APR rate. If you still want to make purchases it may be best to look for credit cards that offers low introductory rates for purchases.

If you don't want to chase 0% interest offers it may be worth transferring your balances to a card which offers a low rate for the life of your balance.

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