This is a list of car insurance companies that offer cover to over 60s.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Aviva Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive, Multi car & Temporary
Maximum Age
up to 84 years
Discounts
Up to 20% Online, Multi car & No claims
Car insurance from £186 - 10% paid this for standard cover. Save up to 20% online - 30% of customers expected to receive the maximum saving.
Direct Line Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive & Multi car
Maximum Age
80 years
Discounts
Multi car
Churchill Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
80 years
Discounts
Multi car
Free Churchill Breakdown Service (Roadside) provided by Green Flag. Introductory offer only. Underwritten by U K Insurance Limited.
Tesco Bank Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
85 years
Discounts
Second car & No claims
Get a guaranteed clubcard discount with Tesco Bank Car Insurance. Tesco Bank Car Insurance is underwritten by a select range of insurers.
Admiral Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive, Multi car & Blackbox
Maximum Age
up to Unlimited
Discounts
Up to 10% Online, Multi car & No claims
Save up to 10% by quoting online. Plus, many other benefits as standard.
Saga Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
Unlimited
Discounts
Second car & No claims
LV= Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
110 years
Discounts
Second car & up to 75% No claims
Using the free LV= Driving app new customers could save up to 15%. Record 200 miles over 10 or more journeys to see how much you could save.
Nationwide Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
110 years
Discounts
Online, Second car & 75% No claims
Nationwide car insurance, provided by Liverpool Victoria Insurance Company Limited (LV=) and can be tailored around you, to cover exactly what you need. Offering high quality insurance at a competitive price, with UK only based call centres.
John Lewis Insurance Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
99 years
Discounts
15% Online & 75% No claims
Save 15% when you buy online. For new customers purchasing online. Discount is automatically applied when you get a quote. See T&Cs.
AA Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive & Temporary
Maximum Age
up to 99 years
Discounts
No claims
Free £20 pre-paid fuel card when you buy AA Car Insurance by 31/07/15. Plus 1 year’s free AA roadside cover and member benefits. T&Cs apply
The AA offer car insurance via a panel of insurers.
Debenhams Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
Unlimited
Discounts
No claims
90 day European Driving Cover as standard and optional extras available to suit your individual needs - all signs point towards Debenhams Car Insurance.
Allianz Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
up to 84 years
Discounts
Second car & No claims
Comprehensive car insurance from £212*, UK call centres & no admin fees. 20% of all customers paid £212 or less from 01/01/15 to 31/03/2015. Source: Allianz Insurance plc. The premium will depend on individual circumstances, cover chosen & payment method.
M&S Bank Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
85 years
Discounts
Second car & No claims
Choose premier cover and get EU and UK breakdown cover, motor legal protection and guaranteed replacement car included in the cost.
AXA Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
Unlimited
Discounts
Second car & No claims
One of the world’s largest insurers. Lifetime guarantee on repairs from AXA's approved network for as long as you own the car. T&Cs apply.
Adrian Flux Car Insurance
0800 081 4900
Cover Available
Courtesy car & Windscreen
Types of Policy Available
-
Maximum Age
Unlimited
Discounts
Second car & No claims
Over 40 Years Specialist Insurance Experience, tailored insurance policies featuring £100,000 of free fully insured legal cover
This is an insurance broker.
Swiftcover Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
Unlimited
Discounts
Second car & 63% No claims
With Swiftcover Comprehensive Insurance you get as standard: 24 hour claims line and UK based help teams.
The Co-operative Insurance Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive & Blackbox
Maximum Age
up to 75 years
Discounts
up to 70% No claims
Free Karcher K2 Compact Pressure Washer worth £79.99 when you take out a new car policy from Co-operative Insurance. T's & C's Apply.
Hastings Direct Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
Unlimited
Discounts
60% No claims
Hastings Direct 5-Star Defaqto rated insurance, voted by the public in 2013 & 2014 as Consumer Moneyfacts Car Insurance Provider of the Year.
esure Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
80 years
Discounts
Online
Car Insurance by esure has a Defaqto 5 Star rating. 51% of customers paid £235 or less for a new policy from esure in Feb 2015.
The premium you pay will depend on individual circumstances, cover chosen & payment method selected.
Privilege Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Maximum Age
89 years
Discounts
10% Multi car & 65% No claims
10% multicar discount

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find the Best Over 60 Car Insurance Deals

It may be just a number, but your age plays a big part in deciding how much your car insurance costs. We can help you compare and find the best over 60 car insurance quotes.

You might not be too bothered about your age, but insurers will be! If you're older you are statistically less likely to make a claim, while younger, riskier drivers face the brunt of hefty policy prices.

However, just because figures suggest you're probably going to find cheaper deals for over 60 car insurance, it doesn't mean you should just take any old offer.

The cost of cover can still vary significantly and there are some great bargains to be found if you're willing to shop around, here's how to get the best over 60 car insurance deals.

Compare car insurance for 60 year olds

When sorting through cheap car insurance for 60 year olds remember that it's not just about the price, it's about the level of cover you get with your policy.

What's included as standard?

Some companies may charge more for car insurance over 60 deals, but provide more comprehensive services like no claim discounts, guaranteed repairs and emergency helplines, which don't come included in every insurer's standard policy.

While a cheaper price is always appealing, you could be missing out of some important features such as uninsured driver cover (for if you're hit by someone without insurance) and the chance to get a multi-car discount for your family if you search for cover by price alone.

This is why it's worth checking what each insurer is offering and thinking about what you need in your cover, not just how much it costs.

Age limits and specialist insurers

During your search for car insurance for over 60 year olds, you'll need to bear in mind that some companies will have a maximum age limit in place, which could be as low as 65.

However other providers specifically offer insurance for drivers over a certain age and have no age restrictions in place, so there should always be an alternative that provides more suitable cover for older drivers.

Cheaper online offers

Using our over 60 car insurance comparison, you will find that certain insurers will offer discounts if you buy the policy online.

This isn't offered by every company though, so the policy you choose should be based on what suits your needs more rather than what's cheapest.

How you can reduce the price of over 60 car insurance

With car insurance being a legal requirement, it's an expense every driver has to deal with.

Thankfully there are simple things you can do to slash the amount of money you have to pay.

If you use an insurer-approved alarm or security system, own a car that's deemed to be a low insurance risk or even park it in a garage or driveway rather than on the road, you could cut the cost of insurance.

Furthermore, you can save more money on the cost of your cover by offering to pay a greater excess in the event of a claim or even take extra tests to show you are a safer driver.

However, the easiest way to cut the cost of car insurance for over 60s is to make sure you're only paying for cover you need. If you drive fewer miles each year than you used to, don't use your car for commuting anymore and always park it on your drive or in the garage then make sure you let your insurer know

We have guides on How to get cheaper car insurance and 10 top tips for cutting the cost of car insurance which could help you navigate your way towards an even better over 60 car insurance deal.

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