Quotezone Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
-
Discounts
Second car & No claims
Aviva Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive & Multi car
Discounts
20% Online, Multi car & No claims
Save up to 20% online - 16% of customers are expected to receive the maximum saving. Discount depends on individual circumstances and does not apply to optional extras. Minimum price applies.
Direct Line Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
Second car & No claims
MORE TH>N Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive & Blackbox
Discounts
No claims
You could pay as little as £159 for Car Insurance. (Based on 10% of new direct customers, excludes optional extras. More Than data Apr - Sept 2014)
Saga Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
Second car & No claims
LV= Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
Online, Second car & 79.5% No claims
75% no claim discount with five years claim free. 98% of customers would consider using LV= again (Reevoo)
Admiral Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive, Multi car & Blackbox
Discounts
Up to 10% Online, Multi car & No claims
Save up to 10% by quoting online! Plus, many other benefits as standard.
Churchill Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
10% Online, 15% Multi car & 80% No claims
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
John Lewis Insurance Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
15% Online & 75% No claims
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
Nationwide Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
Online, Second car & 75% No claims
Courtesy car and cover for up to 180 days in EU countries (excludes 3rd party only policies). Up to 75% no claim discount for 5+ years claim free.
M&S Bank Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
Second car & No claims
AA Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
No claims
Buy AA Car Insurance by 31 March 2015 and receive a £20 shopping voucher. Receive 12 months' free breakdown cover for non AA members and protected No-Claims for existing AA members. T&Cs apply.
The Co-operative Insurance Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive & Blackbox
Discounts
up to 70% No claims
Free £50 worth of Co-operative food vouchers when you buy Co-op Car Insurance between 29th Dec 2014 and 31st March 2015. T&Cs apply. Get a quote today.
Hastings Direct Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
60% No claims
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Privilege Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
10% Multi car & 65% No claims
10% multicar discount
Diamond Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
Second car & No claims
Car insurance shaped for women. You could get £300 Handbag & Contents cover, 24-hr accident helpline and a Courtesy Car when yours is repaired at an approved garage.
Adrian Flux Car Insurance
0800 081 4900
Cover Available
Courtesy car & Windscreen
Types of Policy Available
-
Discounts
Second car & No claims
esure Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
Online
esure Car Insurance, 5 Star rated by Defaqto, quotes in minutes.
RAC Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
No claims
Cover for less than £145*(that’s what 10% of our customers paid)
Debenhams Car Insurance
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
No claims
90 day European Driving Cover as standard and optional extras available to suit your individual needs - all signs point towards Debenhams Car Insurance.

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Classic Car Insurance Guide

by Hannah from money.co.uk

How to get cheap classic car insurance, without sacrificing cover.

Woman doing paperwork at home in her kitchen

The insurance needs of classic car owners differ greatly from those who require regular insurance. For this reason, several insurance companies specialise in providing tailored insurance for classic cars.

These providers assess the cover a classic car needs – and their premiums based on this – using several key indicators:

Agreed valuation

The majority of classic car insurance quotes will be based on an agreed value of the car – this is the maximum amount the insurer will pay out if the car is damaged beyond repair, or stolen.

When choosing an insurance policy check that your valuation is guaranteed by the insurance company.

How you use your classic car

Whether your car is used for social and domestic driving or kept in storage will inevitably affect your classic car insurance quote.

The more you use the car, the more you should expect to pay, but you can get specialist cover for events like classic car rallies and trials.

Cars kept in storage are also considered to be more secure, so may attract discounts. You can get these discounts even if you use your classic car regularly if you park in a garage, have off road parking, or fit alarms and immobilisers, etc.

Mileage cap

Most classic car insurers will require that the car has an annual mileage of less than 7500 miles and many will offer discounts on the insurance premium if a lower maximum mileage is agreed.

Additionally, discounts may be given for membership to a classic car club or association (check with insurer).

How to get cheap classic car insurance quotes

Unfortunately classic car insurance policies incur high costs from all areas: they are high value, expensive to repair, and they are desirable – so more likely to be stolen – with all of these factors reflected in higher insurance premiums.

By comparing quotes from several classic car insurers, you should be able to find a comprehensive level of cover for your cars, whether you require cover for laid up or in use classic cars, or whatever your personal circumstances.

If you are a young driver that drives or has access to a classic car, for example, you can end up paying a considerable amount. Classic car insurance for under 25 s is likely to be expensive, but you can mitigate this somewhat by doing thorough research into the various discounts and concessions on offer.

Getting more than one classic car insurance online quote really makes a difference, and will help you get the cheapest classic car insurance that still gives you the cover you require.