Quotezone Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & Windscreen-Second car & No claims
Aviva Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive & Multi car20% Online, Multi car & No claims
5 Star car insurance from £191 – 10% paid this for standard cover. You could save up to 20% online - 54% of customers are expected to receive the maximum saving. T&Cs apply. Aviva car insurance is not on price comparison sites.
Direct Line Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveSecond car & No claims
Enjoy six streaming movies on Amazon Instant Video with Direct Line Insurance Car, Home & Pet! Can your Insurance do that?
MORE TH>N Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveMirror bonus on second car & No claims
You could pay as little as £158 for Car Insurance (online only). Based on 10% of new online customers, excludes optional extras. More> data Nov 2013 – May 2014.
Admiral Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive, Multi car & BlackboxUp to 10% Online, Multi car & No claims
Save up to 10% by quoting online! Plus, many other benefits as standard.
John Lewis Insurance Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive15% Online & 75% No claims
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
LV= Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveOnline, Second car & 79.5% No claims
Cover starts from just £169 - 10% of new customers with 75% NCD paid £169 or less (Jun-Aug'14).
Churchill Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive10% Online, 15% Multi car & 80% No claims
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
M&S Bank Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveSecond car & No claims
AA Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive & BlackboxNo claims
For the third year running, AA Car Insurance has been awarded a 5 star rating from Defaqto. Uninsured Driver Promise – you won't pay an excess or lose your NCD if your car is hit by an uninsured driver, and the accident is not your fault. T&C's apply.
Post Office Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveSecond car & No claims
Over 50? At Post Office we've got great deals on Car Insurance. We'll guarantee to save you at least £50 on any like for like quote on your car insurance renewal plus free Keycare for life of the policy.
Saga Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveSecond car & 70% No claims
The Co-operative Insurance Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive & Blackboxup to 70% No claims
70% No Claim Discount for 5 or more claim free years.
Hastings Direct Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive60% No claims
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Privilege Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive10% Multi car & 65% No claims
10% multicar discount
Elephant Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveSecond car & No claims
Seriously good car insurance. Every comprehensive policy comes with courtesy car and stereo cover as standard.
eCar Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveNo claims
Diamond Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensive10% Online, Second car & No claims
Car insurance shaped for women. You could get £300 Handbag & Contents cover, 24-hr accident helpline and a Courtesy Car when yours is repaired at an approved garage.
esure Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & WindscreenComprehensiveOnline
esure has been offering MARVELLOUS car insurance for over 10 years. Why not get a quote today to take advantage of our OUTSTANDING car insurance?
Adrian Flux Car Insurance
Cover AvailableTypes of Policy AvailableDiscounts
Courtesy car & Windscreen-Second car & No claims

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Classic Car Insurance Guide

by Hannah from money.co.uk, 1 Oct 2007

How to get cheap classic car insurance, without sacrificing cover.

Couple Looking At Bills

The insurance needs of classic car owners differ greatly from those who require regular insurance. For this reason, several insurance companies specialise in providing tailored insurance for classic cars.

These providers assess the cover a classic car needs – and their premiums based on this – using several key indicators:

Agreed valuation

The majority of classic car insurance quotes will be based on an agreed value of the car – this is the maximum amount the insurer will pay out if the car is damaged beyond repair, or stolen.

When choosing an insurance policy check that your valuation is guaranteed by the insurance company.

How you use your classic car

Whether your car is used for social and domestic driving or kept in storage will inevitably affect your classic car insurance quote.

The more you use the car, the more you should expect to pay, but you can get specialist cover for events like classic car rallies and trials.

Cars kept in storage are also considered to be more secure, so may attract discounts. You can get these discounts even if you use your classic car regularly if you park in a garage, have off road parking, or fit alarms and immobilisers, etc.

Mileage cap

Most classic car insurers will require that the car has an annual mileage of less than 7500 miles and many will offer discounts on the insurance premium if a lower maximum mileage is agreed.

Additionally, discounts may be given for membership to a classic car club or association (check with insurer).

How to get cheap classic car insurance quotes

Unfortunately classic car insurance policies incur high costs from all areas: they are high value, expensive to repair, and they are desirable – so more likely to be stolen – with all of these factors reflected in higher insurance premiums.

By comparing quotes from several classic car insurers, you should be able to find a comprehensive level of cover for your cars, whether you require cover for laid up or in use classic cars, or whatever your personal circumstances.

If you are a young driver that drives or has access to a classic car, for example, you can end up paying a considerable amount. Classic car insurance for under 25 s is likely to be expensive, but you can mitigate this somewhat by doing thorough research into the various discounts and concessions on offer.

Getting more than one classic car insurance online quote really makes a difference, and will help you get the cheapest classic car insurance that still gives you the cover you require.

Related Car Insurance Guides

Car Insurance Comparison