This is a list of breakdown insurance companies with policies that cover 2 people.
You can visit each insurer's website to view policy details and get quotes. How our site works.
RAC Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Vehicle Cost
from £27.99
Joint Cover Cost
from £79.99
Save up to £50 on breakdown cover with the Big Breakdown Sale. Ends 16/06/15. T&Cs apply.
Green Flag Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery
& Home Service
Vehicle Cost
from £27
Joint Cover Cost
from £38
50% off your renewal quote from the AA or RAC for equivalent UK vehicle cover on vehicles 10 years or under. Underwritten by U K Insurance Limited.
QDOS Rescue Services Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery
& Home Service
Vehicle Cost
from £17.49
Joint Cover Cost
from £73.99
New, select QDOS one call-out option to save up to 40% on your quote (UK policies only)
AA Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery
& Home Service
Vehicle Cost
from £29.99
Joint Cover Cost
from £84.99
Save up to £30 on AA's vehicle cover bundles. See website for details, T&Cs apply.
GEM Motoring Assist Breakdown Cover
Policy Basis
person only
Cover Options
Roadside, Recovery
& Home Service
Vehicle Cost
from £59.54
Joint Cover Cost
from £75.20
Award winning UK Breakdown cover. Includes Roadside Assistance, Home start, Nationwide Recovery & Alternative travel and free mobile app.
Startrescue.co.uk Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery
& Home Service
Vehicle Cost
from £17.79
Joint Cover Cost
from £65.79
LV= Britannia Rescue Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Vehicle Cost
from £29
Joint Cover Cost
from £54
Great value cover - Cover starts from just £29. Five levels of cover so you only pay for what you need. 5 Star rated by Defaqto for our UK Recovery & Home Assist and UK & European Assist cover
Churchill Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Vehicle Cost
from £27.56
Joint Cover Cost
from £44.52
Direct Line Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery
& Home Service
Vehicle Cost
from £27.56
Joint Cover Cost
from £44.52
Asda Money Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Vehicle Cost
from £25
Joint Cover Cost
from £50
AutoAid Breakdown Cover
Policy Basis
person only
Cover Options
Roadside, Recovery
& Home Service
Vehicle Cost
-
Joint Cover Cost
£41
Aviva Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Vehicle Cost
from £47.03
Joint Cover Cost
from £47.70
RIAS Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Vehicle Cost
from £40
Joint Cover Cost
from £64
Saga Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Vehicle Cost
from £38
Joint Cover Cost
from £61.50
The Caravan Club Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery
& Home Service
Vehicle Cost
from £35
Joint Cover Cost
from £64
The Co-operative Insurance Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Vehicle Cost
from £26.50
Joint Cover Cost
from £39.20

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Should You Get Joint Breakdown Cover?

If you run 2 or more cars you could save money with one of the best joint breakdown cover deals. Here's how:

Most breakdown cover providers now offer joint breakdown cover. This covers two people on a single policy, rather than taking out separate cover for each car or individual breakdown cover for each person.

Joint driver breakdown cover is often the cheapest roadside recovery option for couples as it gives you the flexibility to drive more than one car while offering a discount compared to the cost of purchasing two single policies.

While it can be tempting to simply go for the cheapest joint breakdown cover policy you can find, it's essential that you take the time to compare your options and check that the policy you choose gives you the protection you need. 

The level of cover provided by joint driver breakdown cover deals varies considerably.

Some offer basic roadside assistance that covers the cost of repairs up to a certain amount if you breakdown while you're on the road. More comprehensive couple breakdown cover policies will provide you onward travel, home start assistance and even cover in Europe.

Needless to say the price will inflate with each additional cover option you add to your policy so it's important to think about the aspects of cover you'd find useful and then choose the cheapest joint breakdown insurance policy that offers this.

One point to bear in mind, however, is that joint breakdown cover may not suit everyone.

To be able to take out joint breakdown cover you and your partner must be living under the same roof - even if you're married but live at different addresses you won't be eligible for joint breakdown cover.

Similarly, if you share a car then vehicle-based cover may be an alternative that gives you the reassurance you need for less.

If you're already covered by a top 10 breakdown cover company, you may be able to add your partner to your existing policy and convert it to a joint policy.

Alternatively, you can use our joint breakdown cover comparison tables above to check out features and benefits offered by different policies and compare joint breakdown cover options - but remember to compare breakdown cover for cars as well as individual cover to make sure you get the best deal.

For help choosing the best breakdown cover, read our guide Choosing Your Breakdown Cover.

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