Pensions are long term investments. You may get back less than you originally paid in because your capital is not guaranteed and charges may apply.

Standard Life Annuities & Retirement Solutions
One conversation with us is worth a million web searches. Call to get a fully personalised service with an experienced retirement specialist.
 Number of FundsMinimum InvestmentEthical FundsAMC 
SingleMonthlyAnnual
Virgin
Pension
2
funds
£1£1£11%
Start planning for your future the easy way, with a Virgin Personal Pension.
AJ Bell Youinvest
 
Pension
7,000
funds
£25
---
---
---
---
Voted Investor's Chronicle Low Cost SIPP Provider of the Year for the third year running. Market leading investment range. Deal online from just £4.95 per deal.
Hargreaves Lansdown
 
Pension
2,500
funds
£500£50
---
0.45%
Voted "UK Best SIPP" by What Investment readers for 7 years running and the UK's largest low-cost SIPP. Free to set up and low cost to run. Trade shares online from just £5.95 per deal.
Standard Life
Pension
1,800
funds
£800£80£800varies
Fidelity Personal Investing
 
Pension
2,000
funds
£1,000£100£1,0000.75%
Over 2,000 investment options from 75 leading providers. Invest from as little as £100 per month or a £1,000 lump sum.
AEGON
Pension
up to
396
funds
from
£1
from
£1
from
£1
from
0%
Aviva
Pension
up to
242
funds
from
£5,000
from
£100
from
£1,200
from
0.35%
AXA Life Invest
Pension
6
funds
£25,000
---
---
0.55%
AXA Wealth
Pension
270
funds
£0£0£00%
Friends Life
Pension
66
funds
£1,000£100
---
0.7%
FundsNetwork
Pension
2300
funds
£1,000£200£2,4000%
J.P. Morgan Asset Management
 
Pension
850
funds
£500£50£5000.5%
The J.P. Morgan SIPP allows you to save for your retirement, in a way that suits you - invest online now.
Legal & General
Pension
291
funds
£5,000£200£2,4001%
LV=
Pension
181
funds
from
£10,000
£250£3,000
from
0.25%
MetLife
Pension
18
funds
£50,000
---
---
0.7%
Prudential
Pension
129
funds
£5,000£100£1,2000%
Sanlam Investment and Pensions
 
Pension
up to
198
funds
from
£1,000
from
£50
£1,000
from
0.25%
Scottish Life (Royal London)
 
Pension
160
funds
£2,500£100£1,2000%
Scottish Widows
Pension
135
funds
£10,000£200£2,4000.7%
Skandia
Pension
up to
1226
funds
from
£2,500
from
£99
from
£1,000
from
0%
 Next Page  >

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with non-faded buttons.

Free Brochures & Guides

How to Find the Best Personal Pension Plan

If you want to boost your income when you come to retire, paying into a personal pension plan while you're still working could be a good option. Here's how to find the best personal pensions on offer in the UK.

How to Find the Best Personal Pension Plan

Chances are you will need to pay into a personal pension plan for several years in order to build up a healthy pension pot which can then be used to generate an income throughout your retirement.

As a result taking the time to compare your options and find out what is the best personal pension plan for you financial circumstances is essential. Here's what you need to consider.

What type of personal pension meets your needs?

Before you undertake any personal pension plan comparison, it makes sense to narrow your options by deciding on the type of pension plan that best suits your finances.

Essentially this involves deciding where you want your money to be invested and how much control you want over the day to day running of your pension fund.

SIPP self invested personal pension plans allow you greater control over where you invest your savings and may be cheaper than traditional managed pension funds.

However, unless you feel confident selecting where your money is invested you may decide that managed personal pension plans accounts are a better option.

Check each pension's track record

The main factor that will determine the size of your personal pension fund when you retire, and ultimately how successful your personal pension is in building your retirement income, is the performance of the fund.

While a previous year's performance is no guarantee of future success, checking the long term track record of UK personal pension schemes before you invest is a good way to get an idea of how they perform compared to their rivals.

Check each account's profits and losses over several years and compare them with both the performance of their rivals and in the context of the economic climate as a whole to get a better picture of each option.

For more help read our guide: How to Find the Right Personal Pension Plan.

Check the fees

As with any type of pension plan, the costs of different UK personal pension schemes can vary significantly from account to account.

Once you know the type of personal pension you are looking for you need to compare the fees each account will charge and invest in the fund with the most attractive package of strong performance and low fees as a whole.

You can compare personal pensions side by side using our personal pension plan comparison table.

Related Pension Guides

Pension Comparison

View all pension reviews.