Compare Debt Consolidation Loans For Bad Credit

Compare the best debt consolidation loans for bad credit currently available from UK lenders & find the cheapest bad credit consolidation loan that suits your circumstances in minutes. We make finding the best rates on consolidation loans with bad credit easy so that you don't pay more than you need to when you consolidate loans.
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Max LTVLoanTermHeadline RepresentativeBad Credit 
MinimumMaximumMinimumMaximumAPRLoan Amount 
Promoted Results
Shawbrook Bank
Link Platinum
70%£20,000£100,000
3
years
25
years
7.9%£20,000 to £100,000
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Nemo Personal Finance
 
Nemo
85%£7,500£100,000
3
years
25
years
8.22%£7,500 to £100,000
Available to home owners only.
Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk
Shawbrook Bank
Link Loans
85%£3,000£70,000
3
years
25
years
8.9%£3,000 to £70,000
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Norton Finance
Norton Finance
70%£3,000£25,000
3
years
20
years
11.9%£3,000 to £25,000
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Central Trust
Central
75%£5,000£100,000
3
years
25
years
13.7%£5,000 to £100,000
Available to home owners only.
Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Guarantor Loans Online
 
Guarantor Loans
n/a
£1,000£5,000
1
year
5
years
53.8%£1,000 to £5,000
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
Aspire Money
Personal Loan
n/a
£500£7,500
1
year
7
years
62.1%£500 to £7,500
Representative Example: Representative 62.1% APR. Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Amigo Loans Ltd
Personal Loan
n/a
£500£5,000
1
year
5
years
62.1%£500 to £5,000
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
Provident Personal Credit
 
Cash Loan
n/a
£50£500
6
months
13
months
272.2%£50 to £500
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Full Results
Shawbrook Bank
Link Platinum
70%£20,000£100,000
3
years
25
years
7.9%£20,000 to £100,000
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Nemo Personal Finance
 
Nemo
85%£7,500£100,000
3
years
25
years
8.22%£7,500 to £100,000
Available to home owners only.
Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk
Shawbrook Bank
Link Loans
85%£3,000£70,000
3
years
25
years
8.9%£3,000 to £70,000
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Shawbrook Bank
Shawbrook Secured Loan
85%£3,000£100,000
3
years
25
years
10.2%£3,000 to £100,000
jigsaw money
Jigsaw Money
80%£5,000£75,000
3
years
25
years
10.53%£5,000 to £75,000
Portal Portfolio
 
Portal
80%£10,000£75,000
5
years
20
years
10.9%£10,000 to £75,000
Norton Finance
Norton Finance
70%£3,000£25,000
3
years
20
years
11.9%£3,000 to £25,000
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Prestige Finance
 
Prestige Secured Loan
60%£5,000£40,000
5
years
25
years
11.9%£5,000 to £40,000
Central Trust
Central
75%£5,000£100,000
3
years
25
years
13.7%£5,000 to £100,000
Available to home owners only.
Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
V Loans
Semi Exclusive
65%£10,000£30,000
5
years
25
years
15%£10,000 to £30,000
First European Securities
 
First European Securities
65%£3,000£25,000
5
years
25
years
19.9%£3,000 to £25,000
Guarantor Loans Online
 
Guarantor Loans
n/a
£1,000£5,000
1
year
5
years
53.8%£1,000 to £5,000
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
Aspire Money
Personal Loan
n/a
£500£7,500
1
year
7
years
62.1%£500 to £7,500
Representative Example: Representative 62.1% APR. Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08.
Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month.
Amigo Loans Ltd
Personal Loan
n/a
£500£5,000
1
year
5
years
62.1%£500 to £5,000
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
Provident Personal Credit
 
Cash Loan
n/a
£50£500
6
months
13
months
272.2%£50 to £500
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Shopacheck
Cash Loan
n/a
£100£500
8
months
12
months
399.7%£100 to £500
Representative Example: The representative APR is 399.7% (fixed) so if you borrow £300 over 8 months at a rate of 399.7% p.a. (fixed) you will repay £60 per month & £480 in total.
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Loan Comparison

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Alternative Loans

You may want to compare the above loans with the following.

Oakam Bonus Loan

  • This Bonus Loan has a 1st payment due of 30 days.
  • Get a minimum loan term of 6 months from this loan.
  • £200 minimum loan.
  • Get an arrangement fee of 0 percent from this Bonus Loan.
  • Representative Example: The representative APR is 338.2% (fixed) so if you borrow £5,000 over 2 years at a rate of 338.2% p.a. (fixed) you will repay £535 per month & £12,840 in total. Arrangement fee £40,

Zopa Personal Loan (Young 20-25)

  • 9.16 percent initial representative APR.
  • Get £1,000 to £1,099 initial representative loan amount from Zopa.
  • Customers get maximum loan of £15,000.
  • Customers have the benefit of 0% arrangement fee from the Personal Loan (Young 20-25).
  • Representative Example: The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190,

Ulster Bank Ufirst Gold (Small)

  • New customers get 9% introductory representative APR from this Ufirst Gold (Small).
  • You benefit from 11.6% representative APR from Ulster Bank.
  • Get a minimum loan of £1,000 from the loan.
  • Max loan term of 5 yrs is offered with Ufirst Gold (Small).
  • Get arrangement fee of 0 percent.
  • 0 month deferred start is offered with this loan.
  • Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.08 per month & £5,593.92 in total.

Nationwide Personal Loan

  • Get £7,500 to £14,950 introductory representative loan amount.
  • 6.8 percent representative APR is offered to you.
  • Get 1 yr minimum loan period from Nationwide.
  • You enjoy 0% arrangement fee from Nationwide.
  • Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.

RateSetter Variable Rate Unsecured Personal Loan

  • Get max loan of £15,000.
  • 7.1% introductory representative APR is offered with Variable Rate Unsecured Personal Loan.
  • RateSetter offers representative APR of 7.1%.
  • Customers get minimum loan of £1,500.
  • Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.

Car Loan 4U Car Loan (Bad Credit History)

  • Customers get £3,000 to £50,000 initial representative loan amount from this loan.
  • The Car Loan 4U Car Loan (Bad Credit History) has an introductory representative APR of 33.9 percent.
  • Get a minimum loan period of 1 year from this loan.
  • Customers get £3,000 minimum loan.
  • This loan gives a representative APR of 33.9%.
  • Representative Example: The representative APR is 33.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 33.9% p.a. (fixed) you will repay £349.96 per month & £16,798.08 in total.